FINANCE ARCHITECTURE, Visual art, for Corporate Finance's Beauty, Safety and Simplicity

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Nov 13, 2010, 2:50:52 AM11/13/10

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Dear Your Excellency:

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1/5. FINANCE Architecture, https://www.createspace.com/3484962. VISUAL art, for Corporate Finance's Beauty, Safety and Simplicity, Authored by Steve Asikin, http://www.amazon.com/-/e/B00428V6JU. Mathematical Economic Model, (p. 13-14)

This is truly an ARCHITECTURE and a FINANCE book as well !! Why it is taught more by McKinsey, than by AIA? (American Institute of Architects)? Financial expert teach it WITHOUT construction skill, like 5 honest blinds, describing elephant!

01. Samsung Group, Korea, 12/31/09, (p.22-34)

02. Nestle Group, Switzerland, 12/31/09, (p. 35-46)

03. Microsoft Group, United States, 12/31/09, (p. 47-58)

04. Mc Donalds Group, United States, 12/31/09, (p. 59-70)

05. Wal-Mart Group, United States, 12/31/09, (p. 71-82)

06. Carefour Group, France, 12/31/09, (p. 83-94)

07. BA-Boeing Group, UK-US, 12/31/09, (p. 95-107)

08. British Petroleum Group, UK, 12/31/09, (p. 108-120)

09. Hyundai Group, Korea, 12/31/09, (p. 121-132)

10. Daimler-Chrysler Group, Germany, 2/31/09, (p. 133-146)

11. BMW Group, Bavaria-Germany, 12/31/09, (p. 147-159)

12. Mitsubishi Group, Japan, 03/31/10, (p. 160-172)

13. Sumitomo-Mitsui Group, Japan, 03/31/10, (p. 173-185)

This is truly an ARCHITECTURE and a FINANCE book as well !!

Why finance architectures taught more by McKinsey, than by AIA? (American Institute of Architects)? Architects normally know a little finance and keep quiet. On the contrary, financial expert knows no architecture, but confident to teach finance architecture, WITHOUT any construction skill, like 5 honest blind men, describing elephant! This is an "Egg of Columbus" on "Picture=1000 words" of Finance "Paccioli's Law"! AGAINST and CONTRAST, to many other books with similar title, it uses IFRS graphics and plenty of box diagrams, making both ARCHITECTS and FINANCE experts, understand the substance better. Now they can EXACTLY composing blue-prints and constructing the 13 (thirteen) SHARP finance ratios as required! This is an easy, short and simple educational proof of evidences, based on real and current financial facts of 13 world's famous public corporations (Samsung, Nestle, Microsoft, Mc Donalds, Wal-Mart, Carefour, Boeing, British Petroleum, Hyundai, Daimler-Chrysler, BMW, Mitsubishi, and Mitsui). So, all readers can know it better!

Publication Date: Sep 15 2010, ISBN/EAN-13: 1453829547 / 9781453829547, Page Count: 224, Binding Type: US Trade Paper, Trim Size: 5.25" x 8", Language: English, Color: Black and White, Related Categories: Education / Finance

FINANCE ARCHITECTURE RESUME

Is finance architecture or financial architecture an architecture or a finance matter? It’s an ARCHITECTURE, like the Japanese architecture, modern architecture, Islamic architecture, bridge architecture, computer architecture etc. The finance one, called architecture finance or architectural finance, which means financing the architectural expenses. Why it is talked more by financial experts than the architectural ones? As engineer, architect normally doesn’t knowing much about finance and better keep their mouth shut. On the other hand the financial experts knows nothing about the architecture, but very confident to talk numbers and arts in above them. Hopefully they never make a claim as expert in finance law, finance politics, finance medicine, finance explosive, finance biology and finance theology.

Sure, this book can be very beneficial for both the architect who want to learn finance and also for the finance expert who want to study architecture. The first one can learn this easier, but the second one can have greater benefit after reading the real finance architecture book. The book will tell how much the finance will get benefit if use architecture as its tool for better analysis and explanation. AGAINST many other false teachings in other books with similar title, this architectural book will use more graphics and box diagrams to explain the financial concepts better. So then reader can comprehend it better!

The A-Z financial abbreviation used, help making mathematical computations shorter and easier. There are exactly 26 items from A to Z of IFRS (Intenational Financial Reporting Standard). Nothing used twice and nothing unrepresented there. It’s very nice and simple!

The IFRS’ (International Finance Reporting Standard’s) Income Statement (I/S) architecture will be: (S-V)=M while (M-F)=O and (O-I)=B then (B-T)=A for (A-D)=R and (D-Y)=H, which is graphically drawn as:

S	V
	M	F
		O	I
			B	T
				A	D	Y
						H
					R

While their abbreviation stands as follows:

S= Sales or revenue

V= Variable expenses or direct cost of goods

M= Margin of contribution

F= Fixed expenses

O= Operational surplus

I= Investments or financial expenses

B= Before tax earnings

T= Tax of periodic income

A= After tax earnings

D= Dividend paid

Y= Yielding tax of dividend

H= Home taken or net dividend

R= Retained earnings to add utilized equity

The diagram of boxes here is the geometric short expressions of all rule and laws found in Income Statement.

The IFRS’ (International Finance Reporting Standard’s) Balance-sheet (B/S) architecture will be: W=(C+N)=(E+L), at N=(K+J+P), on E=(U+R) and L=(X+Q) at X=(G+Z). which is graphically drawn as:

K	C	W	L	X	G
J					Z
P				Q
	N		E	U
				R

While their abbreviation stands as follows:

W= Wealth or total assets

C= Current assets

N= Non current assets

K= Kind of cash and near cash

J= Job or trade account receivables

P= Procurred inventory or reserve stocks

L= Liabilities or total debts

E= Equity or capital of the busness owner

U= Utilized or equity at the beginning of period

R= Retained earnings from Income Statement

Q= Quoted long-term debts or long-term liabilities

X= Xpress or current liabilities (less than a year)

G= Goods or trade account payables

Z= Zero or un-trade related current liabilities

The diagram of boxes here is the geometric short expressions of all rule and laws found in Balance-sheet (B/S) at IFRS system. It can be applied for various reports.

This standardized ABCD items can easily package accurately all major sub-IFRS financial statements like the British, European, US and global world systems. So then they can easily be compared and combined ass necessary.

This book works on 13 (thirteen) world finance well fame architecture skyscraper17. 1)Boeing21, 2)Wal-Mart22, 3)Mc Donalds23, 4)Microsoft24, 5)Mitsubishi25, 6)Mitsui26, 7)Samsung27, 8)Hyundai28, 9)Daimler-Benz29, 10)BMW30, 11) British Petroleum31, 12)Carefour32 and 13)Nestle33. Yes, 4 US, 2 Korean, 2 German, 2 Japan, 1 UK, 1 French and 1 Swiss famous giant global world-wide companies.

The reader also shown their latest web address, so then some people who really want to enjoy their complex original difficulties may do cross-check with them directly.

This is just to show the evidence that visual finance architecture can enable us to learn them nicely and quickly without ever loosing sight to any single significant financial aspect involved. They are simpler, nicer and more precise.

It employ A to Z capital letter abbreviations for all financial items to be coherence with the English letters that can be esily found in many type machines world-wide. Some abbreviations may seem strange but still easily understood. We avoid duplications to make their algebraic computation be much shorter, easier and more accurate.

The W, placed in the middle is because it represents the total of all assets on its left and also as the total of all the liabilities on its right. Architecturally the traditional finace T-account is not efficient because two times stating the total, while keeping the base of the T-figure empty.

We confirm that I/S is periodical while the B/S is a moment opname valid only for the period the financial statement made. Its form should always follow its function!

The-26 IFRS’ (International Finance Reporting Standard’s) ratios consist of 13 financial architecture key-piles33 and 13 others locked-stones34. The-13 key-piles are:

c= Current ratio= (C/X)

d= Dividend paid portion to after tax = (D/A)

f= Fix expenses portion to revenue= (F/S)

g= Goods or trade account payable days= (360G/V)

i= Investment or financial portion to revenue= (I/S)

j= Job or trade account receivable days= (360J/S)

l= Leverage or gearing = debt equity ratio

= DER= (L/E)

p= Procurred inventory days= (360P/V)

q= Quick or acid test ratio= (C-P)/X

s= Sales or revenue growth to previous= (S/S’-1)

t= Tax rate or portion to before tax earnings= (T/B)

v= Variable expenses portion to revenue= (V/S)

y= Yielding tax of the dividend paid= (Y/D)

The 13 (thirteen) locked-stone dimensions are:

a= After tax return on asset= (A/W)

b= Before tax return on asset= (B/W)

e= Equity return= return on equity= ROE= (R/E)

h= Home taken dividend to utilized equity= (H/U)

k= Kind of cash liquidity ratio= (K/X)

m= Market-run or asset turn-over= ATO= (S/W)

n= NPM= net profit margin= (R/S)

o= Operational surplus to asset return= (O/W)

r= Return of net earnings on assets= ROA= (R/W)

u= Utilized return on starting equity = (R/U)

w= Working capital days required= (g-p-j)

x= Xpress or current to total debt portion= (X/L)

z= Zero trade liability portion of total debts= (Z/L)

2/5. TREASURY Planology, https://www.createspace.com/3492830

Strategic Profitable Comprehensive Business Finance Engineering Technology,

Authored by Steve Asikin, http://www.amazon.com/-/e/B00428V6JU

Mathematical Economic Model, (p. 34-36)

This book will use only capital letters in 26 English character

(ABCDEFGHIJKLMNOPQRSTUVWXYZ), no lesss and no more for its mathematical or algebraic computations. Small (abcdefghijklmnopqrstuvwxyz) characters (letters) are only used for information only (not impacting to the computation), and appears only as necessary in the geometric finance visuals employed here.

01. BNP, France, 2,964, 12/31/09, (p.82-92)

02. Royal Bank of Scotland Group, United Kingdom, 2,747, 12/31/09, (p. 93-103)

03. HSBC Holdings, United Kingdom, 2,364, 12/31/09, (p. 104-114)

04. Crédit Agricole, France, 2,343, 12/31/09, (p. 115-125)

05. Barclays, United Kingdom, 2,333, 12/31/09, (p. 126-136)

06. Bank of America, United States, 2,223, 12/31/09, (p. 137-147)

07. Mitsubishi UFJ Financial Group, Japan, 2,196,* 3/31/10, (p. 148-158)

08. Deutsche Bank, Germany, 2,162, 12/31/09, (p. 159-169)

09. JPMorgan Chase, United States, 2,032, 12/31/09, (p. 170-180)

10. Citigroup, United States, 1,857, 12/31/09, (p. 181-191)

11. Industrial and Commercial (ICBC), China, 1,726*, 12/31/09, (p. 192-202)

12. ING Group, Netherlands, 1,676, 12/31/09, (p. 203-213)

13. Lloyds Banking Group, United Kingdom, 1,664, 12/31/09, (p. 214-224)

Our financial future is a very serious matter. This treasury planology and traditional financial analysis is a mutual complimentary matter like the rail-way train and horse rider delivery service. The best courier is the horse rider on a train. Together we could claim for the most beneficial achievement in economic that impacting most of human life is finance. Let give the economic noble to a finance guys, who has relevantly contribute more than the theoretical macro economist. Giving an economic Nobel price for the financial researcher and scientist is an important thing, but we could not just stop there. The world needs more planned financial improvements. It is our sacred duty to deliver it. Let all of the finance personnel from all over the world join altogether in our holy financial missionaries. We have no resources to fight each other. We still have so many common enemies: poverty, unknown future, mis-management, reporting complexities, difficult and painful financial learning, one or two factors sensitivity analysis, less-useful accounting items, after the fact finance analysis, non-causal linear regression etc.

Publication Date: Oct 11 2010, ISBN/EAN-13: 1453891471 / 9781453891476, Page Count: 294. Binding Type: US Trade Paper, Trim Size: 5.5" x 8.5", Language: English, Color: Black and White, Related Categories: Education / Finance.

3/5. Investment ALGEBRA, https://www.createspace.com/3488446

Strategic Profitable Comprehensive Business Finance Engineering Technology,

Authored by Steve Asikin, http://www.amazon.com/-/e/B00428V6JU

Mathematical Economic Model, (p. 12-30)

Among many investment possibilities, 69 important terminologies needed more than the rest, so then we explain the formulas in detail, complete with relevant examples.

This book also provide some basic important table to help the reader understand the concept. Sure it needs additional tables for complete decision making devices.

So, this is the beginning, as a quick reference. It’s thin and all are 69 most common investment alternatives contained. Hopefully this pocket book can help investors

make better investment decision and also becomes a challenging quiz book for the mathematician. The answer or keys of all the 69 cases also provided at the end

of this book!

1. Practical Easy Futures, 2. Practical Easy Principal, 3. Practical Easy Rate of Growth, 4. Practical Easy Investment Period, 5. Future of the Difficult Investments, 6. Achievement in Difficult Investments Table, 7. Period in Difficult Investment Table, 8. Future of the Continuous Investments, 9. Principal of Continuous Investments, 10. Period in Continuous Investments, 11. Rate of Continuous Investments, 12. Paee= Principal Achieved in Double Easy, 13. Raee= Achieving Rate in Double Easy. 14. Naee= Double Easy Achievement, 15. Pbee= Principal Borrowed in Double Easy, 16. Rbee= Borrowing Rate in Double Easy, 17. Nbee= of Double Easy Borrowing Period, 18 Ade= Achievement in Difficult vs Easy, 19. Nade= Achieving Period Difficult vs Easy, 20. Pbed= Debt Principal Difficult vs Easy, 21. Rbed= Borrowing Rate in Difficult vs Easy, 22. Nbed= Difficult vs Easy Borrowing Period, 23.Pace= Achievement Principal Cont. vs Easy

24.Nace= Achievement Number n Cont. vs Easy, 25.Race= Rate of Achievement in Cont. vs Easy, 26. Pbec= Principal Borrowed in Cont. vs Easy, 27. Rbec=Borrowing Rate Continuous vs Easy, 28. Nbec= Borrow Period in Cont. vs Easy, 29. Paed= Principal Achieved Easy vs Difficult, 30. Raed= Achieving Rate in Easy vs Difficult, 31.Naed=Period Easy vs Difficult Achievement, 32. Bde= Periodic Benafits in Easy vs Difficult, 33. Nbde= Period Benefits in Easy vs Difficult, 34. Add= Achievement in Double Difficults, 35.Nadd= Achievement Period Double Difficult, 36. Bdd= Periodic Benefits in Double Difficults, 37. Nbdd= Benefit Period in Double Difficult, 38. Pacd= Principal Achieved Cont. vs Difficult, 39. Nacd= Achieving Period Cont. vs Difficult, 40. Racd= Rate Achieved in Cont. vs Difficult, 41. Bdc= Periodic Benefits in Cont. vs Difficult, 42. Nbdc= Benefis Period Cont. vs Difficult, 43. Paec= Principal Achieved Easy vs Continue, 44. Raec= Achieving Rate in Easy vs Continue, 45. Naec= Period of Easy vs Continuous, 46. Pbce=Principal Borrowed Easy vs Continue,

47. Rbce= Borrowing Rate in Easy vs Continue, 48. Nbce= Period Easy vs Continue Borrowing, 49. Adc= Achievement Difficult vs Continuous, 50. Nadc= Period Acievement Difficult vs Cont., 51. Pbcd= Principal Borrow Difficult vs Cont., 52. Rbcd= Borrow Rate Difficult vs Continue, 53. Nbcd= Period Difficult vs Cont. Borrowing, 54.Pacc= Principal Achieved in Double Cont., 55. Nacc= Period Achievement in Double Cont., 56. Racc= Rate of Achievement in Double Cont., 57. Pbcd= Principal Borrowed in Double Cont., 58. Rbcd= Borrowing Rate in Double Cont., 59. Nbcd= Borrowing Period in Double Cont., 60. Ap= Periodic Achievement for Pension, 61. Nap= Achievement Period in Pension, 62. Bp= Periodic Benefits for Pension, 63. Y= Number of Period Annual Investments, 64. F= Flat Annual Rate Agreed in the Scheme, 65. Pf= Pricipal in Flat Annual Rate Scheme, 66 Conversion Effective to Flat Annual, 67. Investment Profit Measurement Formulas, 68. Return on Investment (ROI) Formulas, 69. Investment on the Market

World COMPLETE-MOST 69 Positions of 14 Investment MODEL. It's truly an ALGEBRA and an INVESTMENT book of formulas!! Investment experts normally explain the Future Value, Internal Rate of Return, Sinking Funds etc. Packaged in thick investment books, with just giving few formulas, without proofing the truth of them.

As myths, we adopt them without asking. It's even worse now, since the computer had programmed them. So then investor just get shaped to limited options of computerized formats, that they could not check!The most common, but normal unsolvable condition are unexpected changes in RATE of growth or in NUMBER of investment periods. Those could not be fairly justified by the computerized programs, raising deadly conflicts with INVESTORS that had made many managers and front-liners, KILLED by the unsatisfied investors!

This book not just explaining those FORMULAS, but has advancing them to compact Interactive Investment MODELS. Those can make a double or triple complex investment scheme be much easier, shorter, sharper, more accurate, profitable and algebraically proven!

Publication Date: Sep 29 2010, ISBN/EAN-13: 1453856811 / 9781453856819, Page Count: 290, Binding Type: US Trade Paper, Trim Size: 5.5" x 8.5", Language: English, Color: Black and White, Related Categories: Education / Finance

4/5. Magic of Geometric FINANCE, https://www.createspace.com/3480135,

Useful concepts that work better than Economic Noble Laureates',

Authored by Steve Asikin, http://www.amazon.com/-/e/B00428V6JU

Mathematical Economic Model, (p. 13-14)

The first and most important matter in what ever complex financial matter is CARE. Yes, definitely you must handle it with CARE. Aside from its fundamental meaning, the word CARE here, is a finance abbreviation (C= Capital, A= Assets, R= Revenue and E= Earnings).

Even the cleverest most finance professor could not make any useful financial analysis, if they do not know the CARE. After knowing the CARE, you better throw out all of your financial analysis books, because you are now having an easy and nice but very powerful synthetical and analytical analysis in strategic finance geometry. After we know the CARE very well, you can have a complete financial geometric platform of CADREX by computing the D= Debt= (C-A) and the X= Xpenses= (R-E). Now you know the complete geometric financial statements of strategic Balance-sheet (“B/S”)= CAD and strategic Income Statement (“I/S”)= REX, as follows:

Balance Sheet (also written as “B/S”)= CAD

A	D=(A-C)
"assets"	C

Income Statement (also written as “I/S”)= REX

R	X=(R-E)
"revenue"	E

Money, (whether people like it or not) is the most important thing on earth. Of course, money is not everything, but without it everything will be very difficult. Because of that, the finance or money matters, becomes the most dominant factor of our world economy today. The most important subject in economy is considered to be accounting, neither macro concepts nor managerial tricks and methods. Regretfully this fact is denied by the most prestigious authority. The Sveriges Riksbank Prize in Economic Sciences in Memory of Alfred Nobel has been awarded 41 times to 64 Laureates between 1969 and 2009. Most of them are macro economists or even just mathematicians who developed mostly complex but irrelevant serial statistical analysis of regressions and correlation which just approximating but could not significantly solving our important real economic and financial problems. To make our world better, we must CARE the real finance and economic CADREX, which are now buried below difficult unwieldy complex formats.

Publication Date: Sep 05 2010, ISBN/EAN-13: 1453790284 / 9781453790281, Page Count:

150, Binding Type: US Trade Paper, Trim Size: 5.25" x 8", Language: English, Color: Black, and White, Related Categories, Education / Finance

5/5. Arigato, Obrigado... (Thanks), https://www.createspace.com/3479647

Portuguese-Japan 1550-1647 Historic Novel,

Authored by Steve Asikin, http://www.amazon.com/-/e/B00428V6JU

Significant changes to the politics, religion, technology, commerce and the increasing accessibility of global transport spreads several members of the De Soto, De Lyma and Da Gama families (both Moslem and Catholic) far and wide: to Lisbon, Nagasaki, Madrid, Goa, Zurich, Malacca and Istanbul. This migration involves these individuals who are acting on behalf of military intelligence, in navigating many war zones, and regions of political turbulence in Japan, Java, India, Ternate, Milan, Aceh and Britain.

It is the first occasion in history that European fleets can travel to Japan, in the immediate aftermath of the fall of the Caliph of Andalusia and the rise of Islam in Southeast Asia. They enjoy many business and espionage possibilities and are introduced to unfamiliar technology, as well as confronting mysteries and coming face to face with assassins and unexpected killings perpetrated by new forms of weaponry. Even later, as Harvard University professors in the 17th Century, both former Portuguese and Spanish admirals, still work with the Armada fleet, which participates in Britain's intelligence war between King Charles I and General Oliver Cromwell.

Publication Date:Aug 14 2009, ISBN/EAN-13: 1453786368 / 9781453786369, Page Count: 548, Binding Type: US Trade Paper, Trim Size: 5.5" x 8.5", Language: English, Color: Black and White, Related Categories: Fiction / Espionage