Regarding Zero Balance Current Account

[Paaro .]

Dear Group Members

Do you know any Zero Balance/Min Balance Current Account.

I do transactions only by Internet Banking, Mobile Banking and Mobile App most of the time. May be one cash deposit transaction be done, In case of emergency.

I hardly visit bank branch except occasions like demonetization.

Previously I had account with OBC Bank and they increased min balance requirement from INR 3000 to INR 10000.

Looking for your suggestion to open a Zero Balance/Min Balance Current Account. I think few banks are offering Zero Balance account.

Also I want to do an FD (Fixed Deposit), If any bank is giving Interest Rate more than 7% for a period of approx 1 year, please let me know.

Regards
Paaro