Fwd: Fw: loan offer
Wong Augustine
I send to you now my best loan offer who I found in the last years. Please find below the original email by the lender:
We are interested to collaborate with you, only if it proves viable after our due consideration.
The lender is an alternative investment manager focused on growth and value creation across Financial Services, Real Estate, Technology, including Aviation/Aircraft Leasing, Aerospace, Mining, Hospitality, Green Coal, Food, Meida & Communication, Renewable energy, Healthcare, Automotive, Technology, Agriculture, Offshore Oil and Gas Services and Infrastructure etc. The company also has a strong track record in capital markets, through its own proprietary credit portfolio as well as offering advisory services.
The lender is to build sustainable and attractive returns for shareholders and investment partners by managing and deploying capital in areas where the company sees an opportunity and can add value. The management team has extensive experience in operating in the regional market, as well as expertise honed at leading international blue-chip corporations and financial institutions.
We bring together and manages a multi-billion dollar portfolio of local, regional, and international investments, which we wish to re-invest through project funding in investment loan to third-party investors, project owners, and general business facilitators on a 4% Loan interest rate per annum on long term investment projects that can generate high ROI within the period of funding same project on a minimum investment fund of $10 Mio to $500 Billion USD.
We shall be glad to receive your project initiative in the form of a project presentation in a compatible format ( PDF -recommended) for our review and comprehension.
If your project is acceptable and within our scope of funding, we shall thus make you an offer on a very clear and precise terms.
We expect your project presentation/Business plan to be able to cover the following functional areas:
Company Profile
Management Profile
Last Three Years’ Audited Financial Statements
Copies of MOA & AOA
Copy of Business Bank Statement
Detail of Existing Loans from Other Banks (If any)
Project Feasibility Report
Filled Application Form (Form Attached)
Project Cash Flow Report
Agreements Related to Project
Pay-Back Plan and Income Sources
Detail of Assets available for Collateral
The above-needed information's are to make a bid on the business cooperation between the International Investment Company K.S.C.P and the project owner to enable further cooperation to commence.
If this loan offer is acceptable for you fill and send to me the attached consulting agreement and I will answer to you within some days.
G21 CREDIT ENHANCEMENT IS THE WAY TO SUCCESS COMPANIES AND ENTREPRENEURS
INFORMATION GATEWAY 21 BANKERS: G21 CREDIT ENHANCEMENT
FINANCIAL CRISIS
As you are probably aware, obtaining financing for investment and other private projects, has become increasingly difficult.
Record numbers of bankruptcy filings, restrictive Banking regulations, the Global financial crisis, recession and defaults by companies that are unable to provide Guarantees and pay their debts are all factors that contribute to making credit scarce.
GATEWAY 21 BANKERS: G21 CREDIT ENHANCEMENT
GATEWAY 21 BANKERS: G21 CREDIT ENHANCEMENT primary service for the clients, is facilitating long-term financing by assisting them in obtaining Guarantees and collateral that are acceptable to the international banking community.
GATEWAY 21 BANKERS has developed an approach to business finance that brings in creative thinking, to help secure solid commitment guarantees for long term business loans.
The Directors and Representatives of GATEWAY 21 BANKERS have the experience and contacts with investors groups and lenders banks to realize investment projects for loan applications.
G21 CREDIT ENHANCEMENT: PROCESS
GATEWAY 21 BANKERS has developed resources around the world over the years to help the clients, to analyze loan applications and to package them in a way that is easy to understand and accentuates the positive aspects of each application, to be approved by investors groups and lenders banks.
G21 CREDIT ENHANCEMENT: PROJECTS EVALUATION
GATEWAY 21 BANKERS selects only serious and solid applications for consideration.
If the business plan and projected financial meet the criteria of our Review Board, GATEWAY 21 BANKERS, which can accept or reject the application.
If accepted, the Investor Group, will arrange to secure prime collateral instruments from a Financial Institution.
These can be U.S. Treasury Bonds or Eurobonds which are underwritten by top 20 International Banks.
Upon acceptance by both parties, a formal Letter of Intent from GATEWAY 21 BANKERS is issued.
WHY CHOOSE US?
- GATEWAY 21 BANKERS understand that when choosing a financing alternative, you need to work with a secure and stable provider that has a proven track record of making quick financing decisions tailored to your business needs. At GATEWAY 21 BANKERS we believe we are that partner.
- GATEWAY 21 BANKERS has been working with profitable private businesses for nearly 17 years, providing a level of expertise and personalized support that traditional finance providers, such as banks, often cannot match.
- GATEWAY 21 BANKERS‘ extensive experience and teams of financial specialists with contacts with investment groups and lending banks, means that we can provide you with access to the best financing solutions for your business and projects.
G21 CREDIT ENHANCEMENT – FINANCIAL CAPABILITY
- At GATEWAY 21 BANKERS we know that financial capability is the combination of attitude, knowledge, skills, and self-efficacy needed to make and exercise money management decisions that best fit the circumstances of one’s life, within an enabling environment that includes, but is not limited to, access to appropriate financial services.
G21 CREDIT ENHANCEMENT – FINANCIAL SOLUTIONS
- GATEWAY 21 BANKERS provides a complete range of financial solutions for private sector clients operating in national and international financial markets.
- GATEWAY 21 BANKERS offer integrated solutions for the active and value-based management of all customer relationships and cash flows that help to safeguard payment flows during every stage of the customer life cycle.
- GATEWAY 21 BANKERS financial services are flexibly structured and address all types of private companies.
- The combination of carefully tailored financial planning and a wide range of options is at the heart of what makes Infinity different from other financial advisers.
- GATEWAY 21 BANKERS is completely independent, so the advice we give is impartial and unbiased. We’re here to protect, build and maximize your wealth for the future security of you, your company, and your family.
- But most of all, GATEWAY 21 BANKERS wants to help you achieve your Projects and objectives, whatever they may be. The possibilities are endless.
When you apply for a loan, the lender bank typically requests information about your CO
MPANY income and credit history to ensure that you can repay the loan.
If the loan is large or the lender bank isn’t confident that you will be able to make the payments, he may request collateral or a guarantee Triple A.
G21 CREDIT ENHANCEMENT ABOUT GUARANTEES AND COLLATERAL
When you use guarantee to obtain a loan, your COMPANY must pledge one or more of your assets as security for the loan.
If you fail to make your payments, the lender bank can foreclose on the collateral you pledged and sell it to recover the debt. For example, to secure a loan guarantee request, you typically pledge the home as collateral. If you fall behind in your mortgage payments, the bank may sell your home.
A Loan Guarantee that you can achieve through GATEWAY 21 BANKERS is a loan in which a company has agreed to be responsible for the debt in the event of default to the lending bank.
Lender banks will grant a Loan Guarantee if your company has Triple A guarantees and collateral.
G21 CREDIT ENHANCEMENT through an investment group provides guarantees and collateral that are accepted by international lender banks for long-term loans to private companies and profitable projects.
G21 CREDIT ENHANCEMENT BUSINESS IMPLICATIONS
Many lender banks that lend to businesses require personal guarantees in addition to collateral. If your company guarantees a loan and you sign a personal guarantee, you are agreeing to repay the loan using your own assets if the company defaults.
However, if you use collateral and do not sign a personal guarantee, the lender can take your collateral and sue the company for the rest but cannot take any of your personal assets.
Guarantees and Collateral are products that G21 CREDIT ENHANCEMENT offers to international private companies, through an Investor Group to support credit operations granted by a Lender bank.
Guarantees and collateral are used to improve the debt issuance risk ratings of clients. Through the G21 CREDIT ENHANCEMENT it facilitates their access to Lender Banks, and/or improve the conditions, so that they can obtain financing themselves.
Guarantees and collateral can be used to obtain financing from international lending banks.
G21 CREDIT ENHANCEMENT helps the client to obtain the necessary financing and contributes to the development of your company and your country’s economy.
Copyright © 2004 GATEWAY 21 BANKERS 
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Benson Feng
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