
Savings and loan banks are also known as savings and loan associates. These are building associations, banks homestead associates, cooperative or partnership of American and other countries financial worlds. Now they are cross between a commercial banking institution and credit union which accept deposits and make loans mainly for real estate or be a mutual association or stock associates.
The original savings and loan bank is set to help persons that could not use
more conventional banking resources to obtain purchases such home or a house. The function is to raise funds from depositors to invest in a long term residential mortgages and other types of mortgage investment where in the bank can also fund refinancing, or repair residential units and construction.
Savings bank is a type of bank where in it specialized in savings and checking accounts which are made available to the public. It is typically some kind of lend out the deposits in the form of mortgages to its clients.
Most people want to deal with the safest banks as possible in savings, loans and credit union. You need to determine what the safe from potential unsafe. As client or customer, you need to understand the features that indicate safety or instability. Safe and clear policies, procedures and
management quality of banking company or institution are important to everyone. Remember that even banking institution with good quality insurance can only protect the depositors' principal balance up to limits.
Helping your business grow means getting the right loan from a trusted partner. We are committed to giving you the best advice to
help your business develop and expand because when your business succeeds, so does ours.
SBA LOAN
Guaranty Bank & Trust is a reliable and recognized small business lender. Let us show you how we can help.
- Longer terms than most conventional loans
- Lower equity requirements
- Lower debt service coverage requirements
- Less restrictive collateral requirements
COMMERCIAL REAL ESTATE LOAN
- Big dreams, big goals, big ideas? Look no further.
- Owner-occupied projects
- Residential tract development
- Commercial construction
- Any other real estate project