Re: This Republic Day Special for Bank Retirees

[Hema Prakash D]

Nice matter is shared. The Shared matter is 100% correct.  It is good that,  the food is to be served when stomach with hungry. 

On Sun, 27 Jan 2019 at 05:37, Katari Satyanarayana <satya...@gmail.com> wrote:

Thanks a lot. 

On Sat, Jan 26, 2019 at 10:57 PM INVES tours <inves...@yahoo.co.in> wrote:

No Republic for Bank Retirees.  If to do something on this day by them is  to wear Black Badges and parade, as crushing the Fundamental Constitutional Rights, Bank retirees are given mean treatment by Bipartites & Govt/IBA. AND FOR THAT THEY TO FILE COURT CASES UNDER ARTICLE 14 AND 12.  In recent times courts overlooking those also and take into account cost factor (100% DA). But not so in 1616-1684 case. Now a case is coming to challenge the constitutional validity of the judgements as diffferent/opposite judgements r given on similar / similarly factored cases.

Article 14 : Article 14 guarantees equality before law as well as equal protection of the law to all persons within the territory of India. This includes the equal subjection of all persons to the authority of law, as well as equal treatment of persons in similar circumstances.

Further Article 21 also gaining ground for Bank Retirees cases to argue against cut-off dates those exclude/deprive past retirees of the benefits extended under similar circumstnces /similarly placed bank retirees. 

Article 21, which prevents the encroachment of life or personal liberty by the State except in accordance with the procedure established by law, was, until 1978, construed narrowly as being restricted to executive action. However, in 1978, the Supreme Court in the case of Maneka Gandhi v. Union of India extended the protection of Article 21 to legislative action, holding that any law laying down a procedure must be just, fair and reasonable, and effectively reading due process into Article 21+. In the same case, the Supreme Court also ruled that "life" under Article 21 meant more than a mere "animal existence"; it would include the right to live with human dignity and all other aspects which made life "meaningful, complete and worth living". Subsequent judicial interpretation has broadened the scope of Article 21 to include within it a number of rights including those to livelihood, good health...........> indicating same standard of living for similar set of people, ie., same pension to similarly placed retirees, like OROP/central civil services, in other words, pension updation for similarly placed past retirees.

+holds for that cutoff dates unjust, unfair and unreasonable.

And, the recent amendments to Pension Regulations - that act trying to baptising cut0ff dates of 2005 to 2015 bipartites and totally depriving bank pensioners' rights by redefining Pension as a Welfare Measure for them - so far Pension was regarded as a deferred wage - the amendment already done in Union Bank used by Govt/IBA for winning their and Bank's side in United Bank of India vs. UBIRWA (100%DA) case.   To avert this now the Bank Retirees Priority is to avert the amendments in other Banks by challenging in Constitutional Benches or  representing to Parliamentary Committes on Subordinate Legislation.

However, by dint of another thought, Bank Ret irees must observe and honour Republic Day grandly, since, by resorting to the provisions of Constitution, they successfully winning court cases against the unjust illegal treatment meted out by Govgt/IBA/Bipartites.

Hope ultimately for Bank Retirees 
that is this Republic Day slogan  only if they act swiftly and wisely with alertness.

= VBV RAMESH

[Narasimharaghavan T.D.]

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[GUNA]

                                                    "The Price of Freedom is eternal vigilance"

As the proverbial phrase indicates The Bank Employees both Serving and Retired should be ever vigilant to safe guard their hard won rights, because the rights and privileges as  we are enjoying now, though some of them have been snatched away clandestinely by unscrupulous forces, have not been achieved over night.

What ever the service condition the bank employees and pensioners enjoy today is not the charity bestowed upon us either by Govt. or by the Bank managements. They are the result of countless sufferings and sacrifices of our elders and Founders and  Stalwarts of Bank Employees Movement who sacrificed their carriers for the cause of Bank Employees.

Recent developments, whether it be of denial of Updating of Pension, Improvement in the quantum of Family Pension or for that matter classifying Pensioners by virtue of Date of Retirement, on the Issue of 100% Neutralisation to Pre Nov 2002 Retirees,  against the law of natural justice and against the provisions of Article 14 of the Constitution of India.

Earlier attempts to deny 5 Yrs of Notional Weightage to VRS Retirees Or denying the differential payment on 1616 -1684 Index were all thwarted by Court Cases initiated and fought to the level of Supreme Court of India by Well meaning Individuals.

So we have to knock at the doors of Judiciary to get our Rightful Claims and to prevent further erosion  in Service Conditions of Serving Employees and Pensioners either by way of clandestine amendments to Pension Regulations 1995 Or Meddling with the process of Bipartite Settlements.

I earnestly hope the Bank Employees and Pensioner will understand the gravity of the situation and act accordingly.

Immediate responsibility on hand is filing of CURATIVE PETITION ON THE ISSUE OF 100% NEUTRALISATION.

Regards

Gunasekharan R

Ex-CANARA

--

[Rishikesavan Sadhasivan]

Forwarded by

Rishi

Sent from Yahoo Mail on Android

[Parvatam Veera Bhadra Swamy]

Hi,

What Guna sekharan said is absolutely true and our retiree associations should understand the situation and plunge into action and file curative petition.

Simultaneously they also file case in tribunal to include retiree representatives in the bipartite settlement as UFBU is not taking any steps to solve the issues of retirees since introduction of pension scheme in banks since 1995.

Thanks

PVB Swamy

Ex Canara Bank

[Shrinivas Parkar]

Can anybody guide as to whether any individual retiree can file 'Public Interest Litigation ' (PIL) in High/Supreme Court, praying for inclusion of retirees' representatives/Retirees' Association in Bipartiate Settlement,  making parties to IBA, UFBU & Retirees' Association, Finance Ministry? Because it appears that Retirees' Association is not inclined to spoil relations with UFBU.

[NSS]

Friends

PIL is meant for issues affecting public. It cannot be filed for calling Retiree Association of Banks for negotiations. Writ petition seeking direction to IBA may be filed.

N.Sankarasubramanian  

[Satyanarayana Rao]

Though going to court is the right of every individual the cost and time consuming. The retirees associations have to maintain good relations not only  with UFBU but also with all stakeholders .Some times the court judgement goes against the interest of retirees .There fore we have to be very  prudent and careful before taking any decision. At present bipartite negotiations are on and updation of pension issue is in charter of demands  the retirees organisations may be exerting pressure on UFBU leadership to interfere and fight for the cause of our issues. Let us hope for the best in the 11th bps as we have waited for so long  years .

[Vvns Varaprasadrao]

God will help those who work atleast for themselves.

God will not come to the rescue of defunct people/organisations.

Now it is upto all of you to keep hopes on God or not.

Varaprasad.

[mohan p]

Dear friends,

   The Charter of Demands submitted for the 11th  BPS/ Joint Note by Bank Officers shows the demand of pensioners as follows under chapter IV:

SUPERANNUATION BENEFITS:

"The improvements made in the Pension scheme in the areas like updation and 

upgradation of the Pension, the rationalization of Dearness Allowance, Family 

Pension etc., needs to be implemented in the banking industry as our pension 

scheme amply speaks of being in the lines of central govt. pension scheme. "

        As per communications issued by 

Employees/Officers Assns, no meaningful or fruitful discussions were held by IBA on retirees/pensioners issues so far. This is the reality what we retirees understand as of now.

       Even on the issue of extending the benefit of merger of AICPIN as in the case of serving employees Basic Pay ,IBA has not said any thing  in favour of past pensioners except reported views on  study of the subject !(Ref.Employees unions Cir on the subject) 

       In case of updation of Pension IBA has clearly said "Not possible " in  Record Note dt 25th May  2015,duly signed by UFBU also.

If updation of Pension issue is settled all other DA related issues 

would have been automatically resolved.

       Now,at the fag end of 11th BPS/JN negotiations if any one anticipate that retirees all long pending issues will be resolved by IBA _ UFBU it would not be a realistic view.Especially knowing fully well the back ground .

      Forget about that.  IBA_UFBU could have been resolved at least increase in Family Pension and 100% DA issue as done for retirees in RBI.

      If there is a will there is a way....

       

[Satyanarayana Rao]

We have to understand that the issue figured in discussions of 18 th jan between UFBU oan IBA. Then why u presume that no discussion took place. U also say that where is will there is way.Let us wait for final conclusion of the settlement .

[Shrinivas Parkar]

As I understand that writ petition for issuing direction to IBA to invite Retirees Association for negotiation can be filed only by Retirees Association. Individual retiree does not have locus standi & therefore cannot file Writ  petition. My doubt is that whether PIL can be filed by individual retiree praying for direction to IBA to invite Retirees Association to negotiate issues of retirees. 

On Wed, 30 Jan 2019, 3:58 pm NSS <nsanka...@gmail.com wrote:

Friends

PIL is meant for issues affecting public. It cannot be filed for calling Retiree Association of Banks for negotiations. Writ petition seeking direction to IBA may be filed.

N.Sankarasubramanian  

[mohan p]

What I have spelt out is based on facts before us.

Under 10 the BPS period lakhs of retirees/pensioners were keeping hopes on resolution of our few issues at least.Nothing happened.

On the contrary a Record Note was created to say 'No' to all retirees demands.

As all are aware, on 25th May 2015,the same issue of merger of AICPIN was mentioned under Record Note as follows:

"Upgrading the Basic Pension of all the pensioners at the common and uniform index 4440 points.

( Which is applicable to serving employees under 10th BPS/JN).

The reply recorded in RN was as follows.
"IBA would examine the cost implications

and sustainability of member banks."

The fact and reality is that ,even after around four years period IBA could not complete it's study on cost implication of such merger of CPI ,if it is extended to pensioners,as in the case of serving employees.

Further under 11th BPS the merger of CPI index may be higher(more than 4440) even when index numbers for 31st October'17 or so is taken and cost implication would be higher certainly.

Even in reported meet  IBA repeated the same thing 

recorded earlier  under 10 the BPS.That is why I have mentioned no meaningful/fruitful discussion in favour of pensioners have taken place.Retires have good number of issues.

These are the facts which we have to 

understand.

   Any one have the right to hope.But there should have convincing reasons.

Based on realities we have witnessed so  far there is no reason to come to conclusion that 

IBA will do wonders under 11th BPS/JN.

[harinarayana sarma nandivada]

PIL can be filed by a third party who is not concerned with the issue and in the larger interest of the Society but not by an individual and one among the  beneficiaries of the issue.  This is already clarified by one of the members on the blog.  I already filed a PIL in the Honble SC on our Pension issues in 2011 and the same was turned  down by the Hon. SC on the above ground. 

N.Harinarayana Sarma

Retiree/Pensioner from Andhra Bank

[Shrinivas Parkar]

Mr. Satyanarayan Rao, please stop misguiding poor retirees. On what ground you are stating that UFBU is going to solve the issues of retirees in this BPS? Are you office bearer of UFBU? 

[Shrinivas Parkar]

Any person having ordinary prudence would fully agree with the observations/ conclusion of Mr. Mohan P. 

[Satyanarayana Rao]

Mr parkar. I have 

not misguided any person. If any body thinks like that it's is their mistake. I only hope for the best as we r in the conclusive stage of 1th bps. If this time also the UFBU let down the retirees ignoring their charter of demands without success we have no other way except feel cheated .What u can do ? I am not  office bearer of U F B U but i all ways wait for conclusion of 11th bps with hope that the UFBU leadership which has promised the retirees that they will sign bps only after getting  the retirees issues  are settled. I don't  doubt  any body  credibility but hope the UFBU  leadership is serious this time  regarding 

retirees issues and will be negotiated and resolved.The moderator is final authority to decide whether my writing in the blog is having any offensive content .I firmly believe that i haven't used any offensive message to stop writing as it is my firm conviction in the tradeunion movement. Some leadership  may bluff .But this may change this time .We have to bear with the out come whatever it is. No alternative  except meekly sustain it.I think u r not  misguided  and i also appeal to you to take things  as they come without interference in the rights  of blog members as it is the duty of moderator to screen the messages. With regards. 

[K Balasubramanian]

It is only a ray of hope. Really public sector bank employees are hurdles for the entire financial sector. RBI LIC are all in a comfortable position. Once it is agreed in principle for banks others get it implemented in no time.PM FM MOF MOS  IBA UFBU all know that they are depriving the benefit to the retirees for no fault of them..AIBEA may press for updation because more than 85 percent of their cadre will get immediate benefit. Simultaneously the 100 percent DA which is not considered by the SUPREME court will automatically loose it's significance and the nearly one lakh members who are the loosers will also may be forced to accept at least from now.  So there is 0.1 percent chance which may happen miraculously..Already they might have decided and they may implement updation suddenly taken the entire financial sector into surprise.  

I am not writing this optimistically but  y hope that one day things will get corrected and one can not be cheated or deprived of their benefit endlessly. If positive thinking comes suddenly to the corridors of power then it may automatically start working positively. Let us hope how the settlement is signed and how retirees are benefited. 

K Balasubramanian. Indian bank VRS 2001

[Shrinivas Parkar]

Few months ago,  Akshay Kumar, Ajay Devgan & Karan Johar ( Leaders of Film Industry) mate Hon'ble Prime Minister & put up the grievances of Film Industry before him. Now, relies/ benefits have been granted to Film Industry in the budget. Had representatives of 5 lakhs Bank Retirees mate Hon'ble Prime Minister,  separate committee/ commission for the problems of poor Bank Retirees would have been appointed in this Budget. Now, the golden chance is gone.

[Shrinivas Parkar]

During 10th BPS, UFBU was demanding something, may be 17% increase for working class. IBA offered may be 9%. UFBU was theatening to go on strike. At this time, Finance Minister called UFBU leaders & made UFBU to accept something about 13%. So when demands of working class are not fully satisfied in BPS, how it is possible for UFBU to demand something for retirees, who are not members of any Union/Association affiliated to UFBU? In any BPS, working class has not got increase to the extent what they demankded. Any prudent person can understand that same thing is going to happen in 11pth BPS for which we need not wait till conclusion of p11th BPS. Only if IBA satisfies working class fully, then only UFBU will demand something for retirees,  which fact is impossible.

[Shrinivas Parkar]

[Rajanna T]

--

[Sayed Ali ali]

Is it Rajanna from United Bank?

[Shrinivas Parkar]

Few months back, in Maharashtra, Maratha Community made agitation programmes & succeeded to get 16% reservation. In fact, Maratha community belongs to Chatrapati Shivaji, whose generations were king in Maharashtra.  Many educational Institutions,  Sugar Factories,  Banks etc are dominated by people from Maratha community.  Therefore,  many people were opposing Maratha Community to get reservation on the plea of backwardness. Still, on the eve of election, this community made massive agitations & got the reservation.  Same way, if we retirees make agitations, we may succeed to get upgradation. During last week, Anna Hazare,  with help of villagers, started hunger strike and yesterday Chief Minister of Maharashtra personally visited & agreed all the demands of Anna Hazare. 

[Shrinivas Parkar]

IBA is saying that IBA is not having mandate from its Member Banks to resolve the demands of retirees. Similarly,  Retirees are not members of any union affiliated to UFBU & also retirees or their Association are not giving any financial contribution to either UFBU or any Union affiliated to UFBU.  Then, how retirees issues are discussed between IBA & UFBU, without authorisation, and finally rejected by IBA and such rejection agreed by UFBU? In which capacity IBA & UFBU works in Bipartiate talk regarding issues of retirees? 

[Shrinivas Parkar]

Federation of Senior Citizens of Maharashtra ( FESCOM ) has organized Symbolic Hunger Strike &  Demonstration in Mumbai on 12^th February to invite attention of the Government towards the unsatisfied demands of 120 lakhs Senor Citizens of Maharashtra. Newspapers have given wide & bold publicity to this Programme & TV Channels are expected to cover the same. I feel that Maharashtra unit of Retirees’ Association should join & support this programme of FESOM, which includes demand of increase of Pension.  Other state units of Retirees’ Association should join & support the programmes of such Senior Citizens’ Federations in their respective states. Retirees' National Level Federation may join & support national level Federation of Senior Citizens. There are more than 25 crores to 35 crores ( nearly 20% to 30% ) Senior Citizens in India. If this large Vote Bank pressurizes the Government, chances are that demands of Bank Retirees may be considered by the Government. Media also may give wide publicity. This is one more window, which may be tried in addition to/instead of relying entirely on doubtful UFBU.

[Shrinivas Parkar]

I feel that our beloved Retirees Association should now adopt independent active strategy to resolve issues of retirees,  instead of passively relying entirely on UFBU. If necessary, our beloved Retirees Association may get associated with other Associations of Senior Citizens, under umbrella of Federation of Associations of Senior Citizens of India etc. 

[Shrinivas Parkar]

Respected Prime Minister,  Pension of Government Employees is increased along with wage revision. Pension of MPs/MLAs is also increased along with increase of their honorarium. However, since Bipartiate Settlement is dominated by working staff, Revision of Pension has never taken place since last 22 years, despite number of Bipartiate Settlements during this period. Kindly look into the matter.

[Shrinivas Parkar]

Yes. It is true that UFBU may make Upgradation of Pension possible. But it is also true that UFBU will not do this for the following reasons. Already retiree employees are not paying any contributions to Unions affiliated to UFBU & also retirees are not having any Voting Rights to elect leaders of Unions affiliated to UFBU. So UFBU does not have any responsibility of the employees,  once such employees are retired. On the contrary, UFBU depend on serving employees as they give contributions to Unions & also have voting right. If anything is given to retirees at the sacrifice of serving employees, this will not be tolerated by serving employees. UFBU cannot afford to displease serving employees for the above reasons. Serving employees feel that upgradation of Pension would result in reduction of the share of serving employees in entire package. To summarise,  even if UFBU can make upgradation of Pension possible,  UFBU will not do so for the above reasons. 

[Shrinivas Parkar]

We all pray to God that whatever stated should come in reality. 

On Mon, 25 Feb 2019, 9:51 am sekhar G. <pradi...@gmail.com wrote:

A delegation of 11 members of AIBRAF consisting of SBI and other bank pensioners met Com. Soumya Datta GS, AIBOC in Hotel Maura Patna today.

Full length deliberations were made. Comarade Datta strongly and firmly informed that pension updation issue is major concerns and AIBOC will not left out any efforts to complete solutions. He categorically informed that AIBOC will boycott every talk with IBA if pension issue will ignored as earlier.

Demands for appointing working director and employee trustee in Pension fund trust have also been made and AIBOC is pressing hard to comply with this provision, he added.
He emphasised role of social media and advised all pensioners to use Facebook, twitter, etc along with electronic medium to its full strength.
He reiterated about unity of pensioners community and said that despite submission of charter of demand IBA always escapes for talk to the point and offering like that as we are begging. He remarked that merger of banks are not healthy sign of our economy. As per estimate more than 1.40 lacs of rural branches may be closed depriving easy assess already provided to poor persons and remote villagers.

Earlier Com Soumya is facilitated with a flower bouquet and a shawl by members of delegation to pay gratitude to him for his firm commitment and strong actions towards pension updation issue.
The delegation was led by Harihar Sinha and J N Sinha, Birendra Prasad, R K Sureka, Kamal Nayan, Shailesh Narayan, Arun Sinha, Binod Kumar Verma, Pankaj Choudhary, Shyam Sundar Gupta, Narendra Kumar and others were members of the delegation.
A memorandum was also handed over to AIBOC, General Secretary Com. Soumya Datta. Position of SBI pension trust funds received through RTI also submitted to him and he assured that AIBOC is collecting various other data to eye opener for IBA, Bank Managements and Government as well.
Shri Datta assured delegates present about all sorts of efforts for updation of pension, Revision of family pension, free health insurance scheme for bank pensioners will be taken by AIBOC.
During more than 30 minutes open discussions members of delegation along with Harihar Sinha expressed their views. Com Soumya heard patiently and gave valued information and developments about banking industries like mergers, wage negotiations and its hurdles, court cases and many more.
This was a remarkable event for bank pensioners community.

[Shrinivas Parkar]

Today there is statement from State Bank that they will be recruiting only 75% staff in place of retired. Thus, the wage bill of the Banks is going to be reduced by 25%. Then, why Banks cannot afford 25% increase in Wages & Pension? 

[Shrinivas Parkar]

For retirees issues to be settled, we have to unite & ask for:-

1. Representatives of retirees to be necessary party in Bipartiate settlement;

2. Alternatively, separate Pay Commission to be appointed for Settlement of issues of retirees. 

For the above, retirees should unite & put these demands before the Government. Retirees have to carry out separate aggatation programs, such as Morchas, Dharanas, Chain or indefinite Hunger Strike. 

We can include family Pensioner ladies, to whom we can put on the front of Morcha. 

On Wed, 27 Feb 2019, 7:11 am PM <moha...@gmail.com wrote:

On Sunday, February 24, 2019 at 5:47:08 PM UTC+5:30, plainsay wrote:
> Payment of pension is the responsibility of the employer and no funds cannot be an excuse. So says SC.  But IBA and CHV say the funds position is critical. They conveniently forget about the pension funds.  With such a short time for elections, who knows whether they will pay or not. It is better we ask for Pay commission than BPS. 
>
>
> On Sat, Feb 23, 2019 at 1:04 PM Anantharaman Tg <tganant...@gmail.com> wrote:
>
> The attachment is not complete, I mean only one page is there. and I
> feel the second page is missing. Kindly verify and resend.
>
>
> Thanks.
>
>
> Anantharaman
>
>
> On Fri, 22 Feb 2019 at 19:49, PM <moha...@gmail.com> wrote:
> https://1.bp.blogspot.com/-klsVqDI0Xxw/XG_rdPRB8BI/AAAAAAAAL0k/3KfmGpzCEZIdPnli5qnfkxiw87ai1hK9QCLcBGAs/s1600/FB_IMG_1550837352147.jpg

[Mani B]

The idea of serving employees feeling that up gradation of pension would result in reduction of the share to them in the entire package that would be finalized in XI BPS is absolutely wrong. The increased pay, da and allowances due to any BPS are paid to the serving employees are paid to the debit of profit and loss account of the banks and has nothing to do with payment of pension as it is  being  paid out of pension fund corpus of the banks only and it is growing progressively every year even after payout of pensions and family pensions ( at present pension fund is having a positive balance of Rs.3.5 lakh crores for disposal). The present balance o/s in the pension fund is the solid proof for it. All the impact of pay revision would be having a proportional increase in pension payments and family pension payments according to the pension fixing formula (with a maximum of 50% of the probable increase for the serving staff, to living pensioners and for others it would be much lesser, that too will be absorbed by the pension fund very comfortably), if the updation process is completed as a part of BPS negotiations. So the conflicting view must be shed out in this regard.

Mani B

On Mon, 25 Feb 2019 at 09:51, Shrinivas Parkar <sppar...@gmail.com> wrote:

Yes. It is true that UFBU may make Upgradation of Pension possible. But it is also true that UFBU will not do this for the following reasons. Already retiree employees are not paying any contributions to Unions affiliated to UFBU & also retirees are not having any Voting Rights to elect leaders of Unions affiliated to UFBU. So UFBU does not have any responsibility of the employees,  once such employees are retired. On the contrary, UFBU depend on serving employees as they give contributions to Unions & also have voting right. If anything is given to retirees at the sacrifice of serving employees, this will not be tolerated by serving employees. UFBU cannot afford to displease serving employees for the above reasons. Serving employees feel that upgradation of Pension would result in reduction of the share of serving employees in entire package. To summarise,  even if UFBU can make upgradation of Pension possible,  UFBU will not do so for the above reasons. 

[Shrinivas Parkar]

Your views may not be 100% correct. At the time of giving second option of Pension in 2009, IBA found that Pension funds may not be sufficient,  hence the new Pension optees were forced to pay 150% of Provident Fund. Whenever the Banks find that actuarial value of Pension Fund is insufficient,  Bank has to make additional contribution to Pension fund. This additional cost will be included in total cost & hence package to existing staff will be reduced. I do not know whether this theory is correct or not, but most working staff believe in this theory & therefore oppose any benefit to be given exclusively for retirees. 

[Satyanarayana Rao]

This is nothing but pay and use formula. 

[Shrinivas Parkar]

We have to keep in mind that while we were working, we were paying contribution to Union/Association affiliated to UFBU & also were having Voting Right to elect the leaders. UFBU was, therefore,  taking care, at least to some extent, to get maximum benefit for us during our service period as well with our retirement.  However,  once we retire, we cease to be member of UFBU and stop paying any contribution to UFBU & also lose voting right to elect leaders of UFBU. The present leaders of UFBU, therefore, do not have any duty to us after our retirement. We are entitled only to whatever right we got to the benefits after our retirement,  during our service. After our retirement,  UFBU will not take care of us, for the above reasons. Right to Pension was got by us by fighting during our service period. However,  after our retirement, UFBU has not done & will not do, anything exclusively for already retired. This can be seen from the fact that UFBU has not done anything for 5 years benefit, 100% . DA, 1616-1684 points, reduction in  excessive medical insurance Premium or subsidy thereof etc. Second Pension option was given to already retired because interest of working class staff was also involved. Thus, it can be observed that UFBU has not & will not do anything exclusively for already retired staff like us. Therefore,  we retirees, independently, have to do agitation programmes, hunger strike,  meeting Prime Minister ( who is presently pleasing all sections of society, in election mood ) etc, instead of foolishly depending upon UFBU.

[Shrinivas Parkar]

Not to discuss issues of retirees with representatives of retirees,  is self declared arbitrary policy of IBA. Such Policy is not supported by any law. Normally, we find that when Pay Commission revises salary of working class, Pension of retirees is also increased. In our case, however,  this Revision is decided between representatives of Banks and representatives of working class, interest of retirees are set aside. We retirees,  therefore, have to start independent agitation programme of retirees & their families. IBA's main office is at Mumbai.  To start with, we have to take Morcha on this IBA's office at Mumbai. Ladies drawing very less family Pension are to be kept on front line. Super Senior Citizens will be on second line. Other senior citizens Retirees in third line. We can start agitation by cutting hair before office of IBA, removing shirts thus making shy to IBA Chairman, who is main culprit. In a famous Movie namely, 'Lage Raho Munnabhai' of Sanjay Datta, one episode is there that the officer was refusing to give Pension to one old retiree. This Retiree starts removing his belongings such as Spects, Pen etc, abs then shirt & banian in public. The officer gets afraid & sanctions Pension immediately.  Recebtly, similar agitation was actually done by Maratha Community against Government of Maharashtra and Maratha community got reservation, which was believed to be impossible, previously. This to be followed by hunger strike etc. I feel that we can definitely bend IBA to give up their arbitrary policy of not discussing issues of retirees with representatives of retirees 

[Shrinivas Parkar]

If IBA is not calling retirees representatives to discuss issues of retirees,  we should carry out agitation Programme like Morcha, Dharana, Hunger Strike etc. before the office of IBA at Cuffe Parade, Mumbai. With this we can definitely draw attention of the Government to our problems. If retirees leaders are not professional Union Leaders, we can take assistance of outside dynamic  professional leaders in Mumbai. By not doing anything of this sort and only passively waiting for conclusion of 11th BPS,  relying upon uncertain UFBU,  may not be prudent for us. We have to remember that mother also does not feed the baby, unless & until baby cries. We have, therefore, to cry loudly, so that Government look into our matter.

[Ambadas Kulkarni]

Who will take the lead for morcha..etc., is the problem.

On Mon 4 Mar, 2019, 10:22 AM Shrinivas Parkar <sppar...@gmail.com wrote:

If IBA is not calling retirees representatives to discuss issues of retirees,  we should carry out agitation Programme like Morcha, Dharana, Hunger Strike etc. before the office of IBA at Cuffe Parade, Mumbai. With this we can definitely draw attention of the Government to our problems. If retirees leaders are not professional Union Leaders, we can take assistance of outside dynamic  professional leaders in Mumbai. By not doing anything of this sort and only passively waiting for conclusion of 11th BPS,  relying upon uncertain UFBU,  may not be prudent for us. We have to remember that mother also does not feed the baby, unless & until baby cries. We have, therefore, to cry loudly, so that Government look into our matter.

--

[Janu Rediff]

I am also of that opinion becoz we will get wide publicity if we conduct dharna/demonstration in front of IBA office at Mumbai with the support of Trade Unions. After the dharna we have to give a representation detailing our major demands which is already with them.This will yield better result than holding at Delhi etc. Since IBA is the stumbling block before the retirees their attention should be drawn this way. 

Regards,

Janardhanan PP
M: +91 9249403456

On Mar 4, 2019 9:14 AM, Shrinivas Parkar <sppar...@gmail.com> wrote:

If IBA is not calling retirees representatives to discuss issues of retirees,  we should carry out agitation Programme like Morcha, Dharana, Hunger Strike etc. before the office of IBA at Cuffe Parade, Mumbai. With this we can definitely draw attention of the Government to our problems. If retirees leaders are not professional Union Leaders, we can take assistance of outside dynamic  professional leaders in Mumbai. By not doing anything of this sort and only passively waiting for conclusion of 11th BPS,  relying upon uncertain UFBU,  may not be prudent for us. We have to remember that mother also does not feed the baby, unless & until baby cries. We have, therefore, to cry loudly, so that Government look into our matter.

--

[JSOMA SHEKARA]

As per recent reports IBA chairman has assured that IF UFBU raises updation issue in BPS it will be discussed. But leaders even before discussions in BPS have negative approach it is very difficult,.

On Mon, Mar 4, 2019 at 10:22 AM Shrinivas Parkar <sppar...@gmail.com> wrote:

If IBA is not calling retirees representatives to discuss issues of retirees,  we should carry out agitation Programme like Morcha, Dharana, Hunger Strike etc. before the office of IBA at Cuffe Parade, Mumbai. With this we can definitely draw attention of the Government to our problems. If retirees leaders are not professional Union Leaders, we can take assistance of outside dynamic  professional leaders in Mumbai. By not doing anything of this sort and only passively waiting for conclusion of 11th BPS,  relying upon uncertain UFBU,  may not be prudent for us. We have to remember that mother also does not feed the baby, unless & until baby cries. We have, therefore, to cry loudly, so that Government look into our matter.

--

[Velayudhan Nair]

It is a joint venture programme by IBA-UFBU combine.Both tend to help
each other to defeat the retirees' aspirations.




warm reg



CPVNAIR

[Shrinivas Parkar]

We all members of this blog will write/mail to Retirees Association to arrange the agitation before Office of IBA in Mumbai. We will tell our other retiree friends also to write/mail the same. We all will show our willingness to participate in agitation. I feel that Retirees Association will agree our collective desire. 

[Shrinivas Parkar]

Mr. Satyanarayan Rao appears to have great trust in the 'present ' leaders of AIBEA for the reasons not known to us.  Mr. Rao is repeatedly appealing the retirees to keep quiet till conclusion of 11th BPS, which is expected to conclude at least 30 months after November 2017. Mr. Rao is also advising retirees to ignore past behaviour of present AIBEA Leaders, as revealed from their last actions/inactions. 

[Shrinivas Parkar]

Gimmicks of speech of the Chairman of IBA is that he has assured to discuss issues of retirees with UFBU & not with representatives of retirees. A Prudent Retiree will understand hidden meaning of this assurance of IBA Chairman.

[MP Singh]

Sir Retiree unions will not Agitate

We have seen Mr Jain on 3rd march

Instead of retiree demands he was doing Chamchagiri of Mr Mehta IBA Chairman for 30 minutes.

How you expect anything from these leaders.

Sent from my iPhone

[Shrinivas Parkar]

We all should appeal to AIBRA by mail & also should show our willingness to join in agitation programmes in Mumbai. AIBRA may agree. We may not go by speech of Shri Jain praising IBA Chairman. It may be compulsion of Shri Jain. IBA Chairman was Hon'ble Guest of the function & it is our Civilisation not to hurt guest. But it may not mean that in agitation also, we will praise IBA Chairman. At least let us try. Whether we succeed or not depends on God. I wish to clarify I do not want to defend anybody, but want retirees issues to be settled by hook or crook.

[Dhruva Katti]

One should desist from writing such mails to malign the leaders. Such derogatory remarks will not be of any help to anybody. One should be decent in criticising any body. 

Anybody can write anything sitting at home but getting the demands of retirees fulfilled is very very difficult in the present scenario.

Sent from Yahoo Mail on Android

[satyendra kumar bansal]

Govt has granted updating of pension to RBI employees....

Get Outlook for Android

---

From: bankpe...@googlegroups.com <bankpe...@googlegroups.com> on behalf of Shrinivas Parkar <sppar...@gmail.com>
Sent: Monday, March 4, 2019 9:14:15 AM
To: bankpe...@googlegroups.com
Subject: bankpensioner Upgradation of Pension

 

If IBA is not calling retirees representatives to discuss issues of retirees,  we should carry out agitation Programme like Morcha, Dharana, Hunger Strike etc. before the office of IBA at Cuffe Parade, Mumbai. With this we can definitely draw attention of the Government to our problems. If retirees leaders are not professional Union Leaders, we can take assistance of outside dynamic  professional leaders in Mumbai. By not doing anything of this sort and only passively waiting for conclusion of 11th BPS,  relying upon uncertain UFBU,  may not be prudent for us. We have to remember that mother also does not feed the baby, unless & until baby cries. We have, therefore, to cry loudly, so that Government look into our matter.

--

[Srinivasa Murti Devulapalli]

Govt. of India - Ministry of Finance,  vide their letter dated 5th. March, 2019 gave their approval to RBI to implement Pension Updation in RBI......

How about in Public Sector Banks..... is a Million Dollar Question.....

A sustained struggle - both on the organisational front as also on the Legal front, by the working employees and  the retirees of the RBI could achieve this ultimately.

This could happen because of the leadership credibility in RBI Employees/Retirees who have, all along been working on cohesive lines in the interest of their retired comrades.

ON THE CONTRATRY, the same is not the case with our UFBU Leadership , who have been all along ditching the Retirees making their intentions- clearly manifesting in black and white in their so called "MAGNACARTA" (RECORD NOTE) IN 2015.

Considering our past experience, we can not believe the UFBU leadership whose integrity is very much doubtful.

What all we could achieve so far, is only by virtue of legal battle with little involvement on the part of the retiree organizations even.

https://www.youtube.com/watch?v=6GFnTDb4Ew8

--

d s murti

[Srinivasa Murti Devulapalli]

Govt. of India - Ministry of Finance,  vide their letter dated 5th. March, 2019 gave their approval to RBI to implement Pension Updation in RBI......

How about in Public Sector Banks..... is a Million Dollar Question.....

A sustained struggle - both on the organisational front as also on the Legal front, by the working employees and  the retirees of the RBI could achieve this ultimately.

This could happen because of the leadership credibility in RBI Employees/Retirees who have, all along been working on cohesive lines in the interest of their retired comrades.

ON THE CONTRATRY, the same is not the case with our UFBU Leadership , who have been all along ditching the Retirees making their intentions- clearly manifesting in black and white in their so called "MAGNACARTA" (RECORD NOTE) IN 2015.

Considering our past experience, we can not believe the UFBU leadership whose integrity is very much doubtful.

What all we could achieve so far, is only by virtue of legal battle with little involvement on the part of the retiree organizations even.

https://www.youtube.com/watch?v=6GFnTDb4Ew8

d s murti

[KUNAL SINGH KHARAYAT]

RBI IS RBI!

 

Sent from Mail for Windows 10

[OM PRAKASH SHARMA]

[Shrinivas Parkar]

Excellent move by Retirees Association.  Hope further efforts may continue. We should not keep calm & continue to cry loudly. There is a proverb that ' Unless Baby cries, mother also do not feed to the Baby.' So, we all retirees have to cry loudly, so that our voice reaches our mother,  i.e.the Government. 

On Sat, 9 Mar 2019, 10:04 am er iyer <eriy...@yahoo.co.in wrote:

 

Regards, E.R.Iyer

----- Forwarded Message -----
From: E.RAJENDRAN IYER <eriye...@gmail.com>
To: E.RAJENDRAN IYER <eriy...@yahoo.co.in>
Sent: Saturday, 9 March 2019 9:57 AM
Subject: MSG

*AIBRAF FLASH NEWS*

A three members delegation of AIBRAF office bearers met the Senior Advisor of IBA Sri S K Kakkar at Mumbai Head Quarter today.

The delegation was led by Sri Harihar Sinha along with two senior activists Shri Ashok Khairnar from Nasik and Sri B K Singh of Mumbai.

The delegation handed over a memorandum along with three enclosures the  copies of which are placed for members information  containing full detailed chart of bank's pension funds as well.

Full length discussion held and delegation members were very anxious about further course of action of IBA.

Mr Kakkar categorically stated that updation is on cards and IBA has clear stand on its Chairman's version.

Mr Sinha firmly stated that there is no question at all about affordability of pension funds and showed annexed consolidated funds details of all PSU bank's pension funds and data sources of procurement with exact reference page to their annual balance sheets. He asked to remember Mr Kakkar that this meeting must be treated as follow up action and our delegation is providing data as demanded by Mr B Raj Kumar,  Dy. Chief Executive of IBA during previous meeting.

Mr Kakkar studied figures with full of interest and ordered for two more xerox copies mentioning that it will be handed over to Chairman and chief executive for further action. This was a good move by IBA, our delegation observed.

In very cordial and long duration meeting Mr Kakkar repeatedly said that some good news may be forthcoming regarding pension updation and he remarked that after approval of updation of pension for RBI employees and officers and announcement of Mr Sunil Mehta made a light for further course of action and direction of IBA.

Mr Khairnar and B K Singh also described apathy of old pensioners and family pensioners. Mr Kakkar accepted and told that all parties and decision making authorities are now having positive views and IBA is proceeding towards solutions.

After delicious tea members of our delegation departed.

Some minor departure of views and actions of IBA have been clearly observed by delegation members with a hope for future.

We will be left with no alternative but continuous follow up for our demands at all corners including with IBA, is our commitment. Let us hope for better in future.

Thanks

Team AIBRAF

NEW DELHI.

8th March, 2019.

[kushal mukhoti]

IT WILL BE NOTHING BUT CRYING IN THE WILDERNESS!! WE ARE HOPING AGAINST HOPE.

[Shrinivas Parkar]

RBI employees succeeded in getting upgradation because Finance  Ministry approved proposal of RBI Management.  So unless, proposal is not recommended by IBA,  Finance Ministry will not approve our upgradation. IBA' Office is in Mumbai. In Mumbai, competitor of AIBEA namely SLS, a subsidiary of major political party in Maharashtra, particularly in Mumbai, namely Shivsena is a major Union, holding 50% of  Award staff membership in Mumbai. SLS always take stand opposite of that of AIBEA. SLS is having capacity to close down Banks in Mumbai. Now Retirees Association represents both Award Staff & Officer Staff. We can approach either SLS or topmost leadership of Sivsena. I feel,  first step would be to bend IBA towards our demands & for that we have to start agitation from Mumbai & Shivsena or SLS , having strong base in Mumbai, is best.

On Sat, 9 Mar 2019, 3:47 pm MP Singh <mpss...@gmail.com wrote:

Good move by AIBRAF

We should hope something good happened after this meeting.

Sent from my iPhone

[Shrinivas Parkar]

VRS optees under SVRS 2000, were humiliated by AIBEA. At that time, SLS , a rivalry union of AIBEA in Mumbai, deeply showed their displeasure over such humiliation of VRS optees by AIBEA. SLS issued circular and stated that it is the staff behind the counter, those are the main contributor for the progress of the Bank. In  these words,  SLS Acknowledged contribution of VRS optees for the Banks & said bye to us, with love. SLS condemned humiliation of VRS optees by AIBEA. SLS is holding 50% of membership of Award Staff in Mumbai.

[Shrinivas Parkar]

No Sir. We will not cry in jungle, but come in street before our. mother, the Government 

[JSOMA SHEKARA]

A well written article by ALL INDIA BANK RETIREES ACTION FORUM is reproduced here for benefit of members.

****************************************************************************************************

How are Unions concerned to Financial Health of Pension Funds..??
~~~~~~~~~~~~~~~~~~~~~
Fund Inadequacy:
A Myth or Reality..??
~~~~~~~~~~~~
Pension Funding issues are well settled in Pension Regulations 1995, as to who matters in maintaining adequacy of Pension Funds or as to who is liable to pay pension. It was a 'quid-pro-quo' deal between Banks & their employees and officers, under which it was envisaged that the employees/officers would surrender their right to management's contributions to PF along with accrued interests. It was done by employees/ officers while opting for Pension. Their part was over by forgoing their right to the contributory PF.. Now, for rest of things, like management of fund, its investment, income or adequacy of Fund to meet pension liabilities etc, the onus rests on respective Banks. As envisaged in the Regulations, Banks are under Regulatory binding to get their Pension Fund assessed every year on 31st March with regard to adequacy by Actuaries and in case of any inadequacy reported by Actuaries, the same are to be replenished by Banks from their P&L A/C. Let us believe, being regulatory compulsions, it is invariably complied with by all Banks. Further, Pension Funds are managed through Trusts in every Bank and Trustees include officers/ employees representatives, so, by all fair standard of belief, we can trust, Pension Funds are adequate and well guarded by Union Representatives as well. Actuaries Reports are shared with Trustees, so position is eloquently clear/ understandable that Pension Funds are adequately maintained. Therefore, there is no force in any argument from any quarter that Pension Funds are inadequate. It's just a plea to deceive & deny Pension revision and accrued benefits thereof to Pensioners, to which they are entitled.
~~~~~~~~~~~~~~
Bankers Never Said of Fund Inadequacy...!!!
~~~~~~~~~~~~~~
However, Bankers did not say anytime that Pension Funds are inadequate, as it has never been and can never be under Regulatory norms. The Bankers simply opined, in case of revision, it would entail huge expenditure. This is their 'assumptions' not based on any document, report or study.
~~~~~~~~~~~~~
NO STUDY SO FAR:
~~~~~~~~~~~~~
In fact, so far, they have not made any 'study' or 'calculation' to substantiate their assumptions into money terms. So far there is nothing on record to support the so called 'huge' financial requirement statement, that Pension Funds find unsustainable. In recent past sitting, IBA told UFBU to study cost implications of Pension Revision. It shows by their admission itself that cost study was never done so far. Leave, what are said in 10th BPS Joints Notes dated 25.5.2015, which was just an obituary of Revision Demand, to which all joined & signed.
~~~~~~~~~~~~~~~~
NO 'UPDATING CLAUS' IS A HOAX:
~~~~~~~~~~~~~~~~
Generally, a plea is advanced that there is no mention of 'pension updating' in Pension Regulations, 1995. So what? In Pension Regulations, there was no mention of 'second pension option' too. How was it got? Leave it aside and look into the Pension Agreement 1993 from which Pension Regulations, 1995 flows out. In agreement 'updating' is mentioned. Not only this, in follow up spirit, in Pension Regulations 1995, pension updating for limited period of 01.01.1986 - 31.10.1987 was done with. Moreover, Bank Pension Scheme was derived from Central Government Pension Rules. For Central Govt employees/ officers, Pension updating is an inherent part of Pay Commission Recommendations which decides the salaries, allowances & Pension updating of Govt Servants simultaneously. It's not bounty or kind of ex-gratia of the sort, that Bank Pensioners are getting. How can Banks or their Unions abridge or abrogate the sanctity and very spirit of 'pension updating' from Pension Scheme? Periodical pension updating is the heart beat of Pension Scheme. How Pension can be taken as live & relevant with dead heart beat..?
~~~~~~~~~~~~~~~~
If Money Matters, Banks are in Red, How Wage Revision Can Be Done?
~~~~~~~~~~~~~~~~
At all if money holds prime importance in HR issues, how ensuing talks on wage revision is justified, when all Banks are in perennial losses? How there can be wage parity among Banks under agreement, since they are varying in shape & size, resources and earnings? In this backdrop of financial difficulties of Banks, Unions should abandon their bipartite process, because money holds prime importance, which is not available. They should abandon wage revision, and, if banks are in losses, salaries, allowances can't be paid from depositors monies!. If this statement is irrational, then barking on Pension revision issue on fund point must come to halt. Banks are in losses, but govt is giving massive capital, because banks must continue run efficiently. Govt has not given any such direction as to stop wage revision processes because banks are in financial difficulties. Rather, govt departing from earlier practices, took proactive decision to instruct Banks/ IBA in January, 2016 itself to start next wage revision discussions so as to complete the same before hand and implemented when due.
~~~~~~~~~~~~~~~~
Sorry State: Union Leaders Talking Tougher than Management:
~~~~~~~~~~~~~~~~
Unions are not management, but it's sordid state of affairs that now Unions' leaders are turned to be management and even more, talking more tougher than usual management. Instead taking pragmatic, determined and considerate view of issue, just they are brushing it black, virtually a black deed unbecoming of Trade Unions worth of salt. They shouldn't do it, must take into account the feed back from rank & file, instead turning their eyes from harsh realities that Pensioners are subjected to inhumane torture, of course without any fault of theirs. It's criminality, sheer criminality and nothing else.
~~~~~~~~~~~~~~~
How in-service Peoples' need is Greater Than Pensioners?
~~~~~~~~~~~~~~~
How Wage Revision is greater important and not Pension Revision? What's the logic you hold dear leaders..? Is the Pension a right or charity in beggars' bowl..? How Unions can settle wages without Pension Revision? How such fractured & incomplete settlements could be cheered & applauded to be complete, historical or new milestones when pension updating is secluded? Is there any reference anywhere of such acts where wages are revised, but pension not..? Don't you gamble with management and put on stake pension revision? Is it not shameful. Is it not totally unbecoming of a Trade Union ethos..? Are you not brute and sucking the blood of your own senior breatheren to pacify the thurst of in-service people? Only your positive actions can negate these questions.
By......
(J. N. Shukla)
(Prayagraj)
(05.03.2019 )Forward:
(AIBEA WAS A SUPREME TRADE UNION BUT IT'S PRESENT TOP LEADERS ARE GIVING A BAD NAME TO IT BY SIDING WITH IBA ON THE ISSUE OF INADEQUACY OF PENSION FUNDS FOR UPDATION OF PENSION / FAMILY PENSION)
~~~~~~~~~~~~~~~~~~~~~
How are Unions concerned to Financial Health of Pension Funds..??
~~~~~~~~~~~~~~~~~~~~~
Fund Inadequacy:
A Myth or Reality..??
~~~~~~~~~~~~
Pension Funding issues are well settled in Pension Regulations 1995, as to who matters in maintaining adequacy of Pension Funds or as to who is liable to pay pension. It was a 'quid-pro-quo' deal between Banks & their employees and officers, under which it was envisaged that the employees/officers would surrender their right to management's contributions to PF along with accrued interests. It was done by employees/ officers while opting for Pension. Their part was over by forgoing their right to the contributory PF.. Now, for rest of things, like management of fund, its investment, income or adequacy of Fund to meet pension liabilities etc, the onus rests on respective Banks. As envisaged in the Regulations, Banks are under Regulatory binding to get their Pension Fund assessed every year on 31st March with regard to adequacy by Actuaries and in case of any inadequacy reported by Actuaries, the same are to be replenished by Banks from their P&L A/C. Let us believe, being regulatory compulsions, it is invariably complied with by all Banks. Further, Pension Funds are managed through Trusts in every Bank and Trustees include officers/ employees representatives, so, by all fair standard of belief, we can trust, Pension Funds are adequate and well guarded by Union Representatives as well. Actuaries Reports are shared with Trustees, so position is eloquently clear/ understandable that Pension Funds are adequately maintained. Therefore, there is no force in any argument from any quarter that Pension Funds are inadequate. It's just a plea to deceive & deny Pension revision and accrued benefits thereof to Pensioners, to which they are entitled.
~~~~~~~~~~~~~~
Bankers Never Said of Fund Inadequacy...!!!
~~~~~~~~~~~~~~
However, Bankers did not say anytime that Pension Funds are inadequate, as it has never been and can never be under Regulatory norms. The Bankers simply opined, in case of revision, it would entail huge expenditure. This is their 'assumptions' not based on any document, report or study.
~~~~~~~~~~~~~
NO STUDY SO FAR:
~~~~~~~~~~~~~
In fact, so far, they have not made any 'study' or 'calculation' to substantiate their assumptions into money terms. So far there is nothing on record to support the so called 'huge' financial requirement statement, that Pension Funds find unsustainable. In recent past sitting, IBA told UFBU to study cost implications of Pension Revision. It shows by their admission itself that cost study was never done so far. Leave, what are said in 10th BPS Joints Notes dated 25.5.2015, which was just an obituary of Revision Demand, to which all joined & signed.
~~~~~~~~~~~~~~~~
NO 'UPDATING CLAUS' IS A HOAX:
~~~~~~~~~~~~~~~~
Generally, a plea is advanced that there is no mention of 'pension updating' in Pension Regulations, 1995. So what? In Pension Regulations, there was no mention of 'second pension option' too. How was it got? Leave it aside and look into the Pension Agreement 1993 from which Pension Regulations, 1995 flows out. In agreement 'updating' is mentioned. Not only this, in follow up spirit, in Pension Regulations 1995, pension updating for limited period of 01.01.1986 - 31.10.1987 was done with. Moreover, Bank Pension Scheme was derived from Central Government Pension Rules. For Central Govt employees/ officers, Pension updating is an inherent part of Pay Commission Recommendations which decides the salaries, allowances & Pension updating of Govt Servants simultaneously. It's not bounty or kind of ex-gratia of the sort, that Bank Pensioners are getting. How can Banks or their Unions abridge or abrogate the sanctity and very spirit of 'pension updating' from Pension Scheme? Periodical pension updating is the heart beat of Pension Scheme. How Pension can be taken as live & relevant with dead heart beat..?
~~~~~~~~~~~~~~~~
If Money Matters, Banks are in Red, How Wage Revision Can Be Done?
~~~~~~~~~~~~~~~~
At all if money holds prime importance in HR issues, how ensuing talks on wage revision is justified, when all Banks are in perennial losses? How there can be wage parity among Banks under agreement, since they are varying in shape & size, resources and earnings? In this backdrop of financial difficulties of Banks, Unions should abandon their bipartite process, because money holds prime importance, which is not available. They should abandon wage revision, and, if banks are in losses, salaries, allowances can't be paid from depositors monies!. If this statement is irrational, then barking on Pension revision issue on fund point must come to halt. Banks are in losses, but govt is giving massive capital, because banks must continue run efficiently. Govt has not given any such direction as to stop wage revision processes because banks are in financial difficulties. Rather, govt departing from earlier practices, took proactive decision to instruct Banks/ IBA in January, 2016 itself to start next wage revision discussions so as to complete the same before hand and implemented when due.
~~~~~~~~~~~~~~~~
Sorry State: Union Leaders Talking Tougher than Management:
~~~~~~~~~~~~~~~~
Unions are not management, but it's sordid state of affairs that now Unions' leaders are turned to be management and even more, talking more tougher than usual management. Instead taking pragmatic, determined and considerate view of issue, just they are brushing it black, virtually a black deed unbecoming of Trade Unions worth of salt. They shouldn't do it, must take into account the feed back from rank & file, instead turning their eyes from harsh realities that Pensioners are subjected to inhumane torture, of course without any fault of theirs. It's criminality, sheer criminality and nothing else.
~~~~~~~~~~~~~~~
How in-service Peoples' need is Greater Than Pensioners?
~~~~~~~~~~~~~~~
How Wage Revision is greater important and not Pension Revision? What's the logic you hold dear leaders..? Is the Pension a right or charity in beggars' bowl..? How Unions can settle wages without Pension Revision? How such fractured & incomplete settlements could be cheered & applauded to be complete, historical or new milestones when pension updating is secluded? Is there any reference anywhere of such acts where wages are revised, but pension not..? Don't you gamble with management and put on stake pension revision? Is it not shameful. Is it not totally unbecoming of a Trade Union ethos..? Are you not brute and sucking the blood of your own senior breatheren to pacify the thurst of in-service people? Only your positive actions can negate these questions.
By......
(J. N. Shukla)
(Prayagraj)
(05.03.2019 )

[Shrinivas Parkar]

A team of AIBRAF called in IBA officials & presented detailed cost factor. I remember that former Finance Minister had declared that profit of the Banks is not for distribution among staff. If this is true,  then loss of the Banks should also not hurdle for upgradation of Pension. We, the present retirees,  worked mostly in post-nationalisation period. Huge Dividend collected by the Government during post-nationalistion period is number of times more than the amount spent by the Government in acquiring these nationalised Banks. Further the social benefits accrued due to nationalisation are much more. The credit for this achievement is to the staff, who are now retired. Considering the huge benefits of nationalisation of 14 Banks in the year 1969, the Government further nationalised 6 more Banks in the year 1980. This is proof of the contribution of present retirees in nation building. Now these staff is retired & in advanced stage of life. Under such circumstances, the Government has to take care of them, irespective whether cost factor is there or not. Loss making Railway staff get benefits. Further, if tomarrow,  the profit of the Banks increases 10 times, is the Government going to increase salary/Pension by 10 times?

[Kishalaya Mukherjee]

This article is a huge slap on the face of our shameless leadership. But the question is – will this be able to wake them up from their slumber? I think this article should be sent to our PM and FM in the form of an appeal by AIBRAF immediately.  

 

Sent from Mail for Windows 10

 

From: JSOMA SHEKARA
Sent: 10 March 2019 09:36 AM
To: bankpe...@googlegroups.com
Subject: Re: bankpensioner Upgradation of Pension

 

A well written article by ALL INDIA BANK RETIREES ACTION FORUM is reproduced here for benefit of members.

[Prasad C N]

Dear Shri Somashekhara,

If whatever we are reading in various forums and social media is true and correct,  there is surplus in Pension Funds and Pension could be improved with these funds, only inference we could draw is that UFBU leaders, Statutory Auditors, Actuaries, Directors on the Boards of Banks, Chairmen, Managing Directors and other Executives, Share Holders and the Govt. are ignorant.

Which means, UFBU leaders did not ensure payment of Pension on Special Allowance component, made employees to pay 2.8 of November 2007 salary and Rs.1,800 Crores sacrificed for pension option,  even though there is surplus ;

Statutory Auditors, because they have allowed reduction of profit or increase in loss by allowing additional provision to Pension Fund, even though there is surplus ;

Actuaries, because the found deficit and recommended further provision, even though there is surplus ;

Directors on the Boards of Banks approved further provision, even though there is surplus ;

Chairmen made provisions, even though there is surplus ;

Shareholders approved provisions, even though there is surplus ;

Government sacrificed more dividend by allowing provisions, even though there is surplus.

BUT ONLY BANK RETIREES AND THEIR LEADERS ARE ONLY KNOWLEDGEABLE.  

Please remember there are over 3.75 lakh Employees who are Pension Optees, whose Pension is in multiples of pension of present pensioners.  Their Pension has to be paid from this Pension Fund.  Therefore, inflow is more than outflow, as accumulation is required to pay Pension and Commutation to them.   Outflow would be more than inflow, once over 2.00 lakh of them retire.

Thanks, a Million. 

With regards, 

Prasad C N

[KUNAL SINGH KHARAYAT]

Let’s see!

 

Sent from Mail for Windows 10

 

From: Shrinivas Parkar
Sent: 10 March 2019 09:22
To: bankpe...@googlegroups.com
Subject: Re: bankpensioner Upgradation of Pension

 

No Sir. We will not cry in jungle, but come in street before our. mother, the Government 

[Anantharaman Tg]

Good rebuttal of the arguments of those who

expressed inability of updation due to financial

constraints. Well done Mr.Shukla. 

[Asok Bhaumik]

Excellent logical and factual analysis regarding the negative attitude of the UFBU leadership barring AIBOC and NOBO leadership against pension updation of bank pensioners in line with RBI pension updation to be implemented from March 2019. This article should be published in social media for knowledge of all bank pensioners and serving employees/officers and the negotiating team of the ongoing11th BPS.

[Seshaiyer Devadass]

Shrinivas Sir, the working Unions/Associations have already entered into an agreement on 25th May 2015 with IBA that the retirees issues will be taken on a welfare measure only as there is no contractual relationship between retirees and banks. For this we cannot blame only IBA. The real cheaters are UFBU constituents.

On Sunday, March 3, 2019 at 1:16:31 PM UTC+5:30, Shrinivas wrote:

Not to discuss issues of retirees with representatives of retirees,  is self declared arbitrary policy of IBA. Such Policy is not supported by any law. Normally, we find that when Pay Commission revises salary of working class, Pension of retirees is also increased. In our case, however,  this Revision is decided between representatives of Banks and representatives of working class, interest of retirees are set aside. We retirees,  therefore, have to start independent agitation programme of retirees & their families. IBA's main office is at Mumbai.  To start with, we have to take Morcha on this IBA's office at Mumbai. Ladies drawing very less family Pension are to be kept on front line. Super Senior Citizens will be on second line. Other senior citizens Retirees in third line. We can start agitation by cutting hair before office of IBA, removing shirts thus making shy to IBA Chairman, who is main culprit. In a famous Movie namely, 'Lage Raho Munnabhai' of Sanjay Datta, one episode is there that the officer was refusing to give Pension to one old retiree. This Retiree starts removing his belongings such as Spects, Pen etc, abs then shirt & banian in public. The officer gets afraid & sanctions Pension immediately.  Recebtly, similar agitation was actually done by Maratha Community against Government of Maharashtra and Maratha community got reservation, which was believed to be impossible, previously. This to be followed by hunger strike etc. I feel that we can definitely bend IBA to give up their arbitrary policy of not discussing issues of retirees with representatives of retirees 

[Vvns Varaprasadrao]

It is a well known fact.

--

[chaudhari shashikumar]

This is not correct way of agitation. In cinema it is OK. We may go on Dharna, Hunger strike 

In fact we have to gherao UFBU representatives alongwith IBA too who are not caring us.

[Sureshbhat M]

Dear friends               13.03.2019

 this time at the first the UFBU has to withdraw that Letter of understanding dated 25th May 2015 and then start new negotiations

with regards

suresh bhat m

[Shrinivas Parkar]

I feel that we retirees,  individually. should start compeign, demanding Pay Commission for Revision of Pension. Thus compeign may take turn to appoint Pay Commission for working claLe0ss also, thus scraping BPS mechanism. UFBU Leaders may be afraid of losing their value & may look into the matter of Pension Revision seriously.  Alternatively, Retirees Association may threaten UFBU that if retirees issues are not resolved in this BPS, we will start compeign of appointing Pay Commission for Retirees,  which may result in Pay Commission for working class also.

[Shrinivas Parkar]

---------- Forwarded message ---------
From: Shrinivas Parkar <sppar...@gmail.com>
Date: Wed, 13 Mar 2019, 8:22 am
Subject: Upgradation of Pension
To: <bankpe...@googlegroups.com>

Dear friends, we do not think that UFBU is going to settle retirees demands in this BPS. I feel that we all should appeal to our Retirees Association to leave too much dependence on UFBU & initiate independent agitation. Since we retirees cannot go on strike & our status is like unorganised workers, we have to follow path of Mahatma Gandhi,  i.e. Hunger Strike, Satyagraha, Mass March etc. We all should write/mail to our Retirees Association showing our willingness to participation in such agitation programmes,  so that our Association is encouraged to initiate such steps.

[Shrinivas Parkar]

[Ramachandran Menon]

By asking for Pay Commission, the leaders will be out of job. Pay com will be reasonable and recommend a decent wage structure for all employees and pensioners. They will of course consult unions, but with a pragmatic approach settle within the time frame. We can get justice if it were Pay Commission 

Ramachandra Menon 

On Wed, 13 Mar 2019, 10:05 pm Ramachandran Menon, <ramachan...@gmail.com> wrote:

From the present attitude of AIBEA you may think it is a .massive org. Actually the workmen organizations have less membership than officers organizations. There was no clerical or sub staff recruitment for the past two decades. Only officers are doing clerical and sub staff work. Com. CHV is cheating his own members by not taking up their retirement issues. He has taken from them heavy amounts as subscription and levy. This is outright cheating. 

Ramachandra Menon

On Wed, 13 Mar 2019, 4:13 pm Shrinivas Parkar, <sppar...@gmail.com> wrote:

I feel that we retirees,  individually. should start compeign, demanding Pay Commission for Revision of Pension. Thus compeign may take turn to appoint Pay Commission for working claLe0ss also, thus scraping BPS mechanism. UFBU Leaders may be afraid of losing their value & may look into the matter of Pension Revision seriously.  Alternatively, Retirees Association may threaten UFBU that if retirees issues are not resolved in this BPS, we will start compeign of appointing Pay Commission for Retirees,  which may result in Pay Commission for working class also.

--

[Ramachandran Menon]

From the present attitude of AIBEA you may think it is a .massive org. Actually the workmen organizations have less membership than officers organizations. There was no clerical or sub staff recruitment for the past two decades. Only officers are doing clerical and sub staff work. Com. CHV is cheating his own members by not taking up their retirement issues. He has taken from them heavy amounts as subscription and levy. This is outright cheating. 

Ramachandra Menon

On Wed, 13 Mar 2019, 4:13 pm Shrinivas Parkar, <sppar...@gmail.com> wrote:

I feel that we retirees,  individually. should start compeign, demanding Pay Commission for Revision of Pension. Thus compeign may take turn to appoint Pay Commission for working claLe0ss also, thus scraping BPS mechanism. UFBU Leaders may be afraid of losing their value & may look into the matter of Pension Revision seriously.  Alternatively, Retirees Association may threaten UFBU that if retirees issues are not resolved in this BPS, we will start compeign of appointing Pay Commission for Retirees,  which may result in Pay Commission for working class also.

--

[Ramachandran Menon]

Retiree means retired bank officers and retired clerical and substaff.  Com. CHV by refusing to take up the issues of retirees, he is refusing to take up the cause of his own members, from whom he had collected heavy amounts of subscriptions and levy.   One day there may revolt against him in his own organization.  If it is Pay commission, leaders like CHV will be thrown out.. A justifiable  recommendation will safegaurd the interest of all the people. 

--

[Vvns Varaprasadrao]

AIBRF  leadership is totally dependant on AIBEA leadership.

Hence, AIBRF may not encourage the path of Mahatma Gandhiji.

Now the position of retirees is like in   ' Trisanku swargam '

--

[Srinivasa Murti Devulapalli]

[10:58 PM, 3/12/2019] devulapallimurti: https://drive.google.com/file/d/1FajOYPyJgfDsheBOc-17_tRgMo2JVLcG/view?usp=sharing

MY DEAR FRIENDS,

IT IS BEYOND MY KNOWLEDGE AND CAPACITY  TO  DIGEST AS TO HOW COME  A  CHIEF MANAGER OF UNION BANK OF INDIA COULD BE ACCORDED WITH EXTRA CONSTITUTIONAL  POWERS TO REPRESENT  THE PARLIAMENT...??? - THE   HIGHEST LAW MAKING BODY OF THE COUNTRY..??? 

IS IBA  POSSES  EXTRA CONSTITUTIONAL POWERS TO DICTATE ITS TERMS TO THE HON'BLE INDIAN  PARLIAMENT...??? AND  THE HON'BLE SUPREME COURT EVEN  ???  

IF IT WERE TO BE SO , ....GOD SAVE THE CONSTITUTION OF INDIA  !!!.... GOD SAVE THE INDIAN PARLIAMENT- THE COUNTRY'S HIGHEST LAW MAKING BODY !!......GOD EVEN  SAVE THE APEX INDIAN JUDICIARY... !!

IF YOU GO THROUGH THE FOLLOWING CONTENT, YOU TOO WOULD   PERHAPS  GET THE SAME DOUBTS AKIN TO THAT OF  MINE ABOVE..... 

 A CHIEF MANAGER OF A BANK HAS BECOME THE REPRESENTATIVE TO SPEAK ON BEHALF OF THE INDIAN PARLIAMENT.....  WITH WHAT AUTHENTICITY HE COULD GIVE HIS OWN RULINGS OVER RIDING THE OBSERVATIONS MADE BY THE HON'BLE SUPREME COURT OF INDIA  EVEN???

THE FOLLOWING COMMUNICATION ASSUMES LOT OF IMPORTANCE WHEN THE HON'BLE PARLIAMENT SEIZED OF THE MATTER  IN  THE ISSUE IN THE WAKE OF THE OBSERVATIONS MADE BY THE HON'BLE SUPREME COURT WHILE DISPOSING OF THE CASE FILED IN 1616-1684 CASE – SAYING--

"....The amendments cannot evolve as regulations as they are inconsistent with the Pension Scheme and the certification in the explanatory memorandum that interest of no person shall be adversely affected by such retrospective effect is false. ..."  

EVEN THIS ASSUMES LOT OF IMPORTANCE WHEN THE ENTIRE ISSUE IS BEING PLACED BEFORE THE PARLIAMENTARY COMMITTEE ON SUBORDINATE LEGISLATION FOR ITS INVESTIGATION /ARBITRATION. AS ALREADY INFORMED TO YOU ALL MY DEAR  LEARNED  FRIENDS. 

PLEASE CLICK THE ABOVE LINK FOR FULL DETAILS.....

With Greetings and Regards,

I Remain - Yours, 

దేవులపల్లి శ్రీనివాస మూర్తి /Devulapalli Srinivasa Murti

[7:37 AM, 3/13/2019] N Sankara Subramanian: Dr.Raman 9444208570

d s murti

[Gopalakrishnan V]

Common agitational programmes like dharma or sathyagraha are of no use in these days since people are fed up to this age old methods of protests. No public will care about these protests since they are not concerned.  Young generation People are also vying for IT or other engineering jobs. Bank employees unions are also not that interested to settle the wage revisions etc. They are on a weaker position before the management and political parties and the government.Only option left with is legal battle and  discussion  with the IBA etc. We can't afford to physical protests in this old age which will ruin our health and family. We depend on leaders of red flags who have only 3 or 4 MPs in lok sabha who have no say anywhere. Decades of dependence on these red flags by our leaders  have only ruined our wage revision and present plight of bankers especially through bipartite way of wage revisions. If there was dependance on national level political parties, we could have achieved something more in our service period. 

Now the only option left is litigation and discussion with IBA, GOVT etc after the election through the ruling parties alone. We have to part with  the non political entity ideology.No where we have called any national parties/leaders for our conferences as guest or for speech.

I have commented only about reality for everybody to think over. 

Gopalakrishnan V, SBT Retired officer, kochi.

[Srinivasa Murti Devulapalli]

With Greetings and Regards,
I remain- Yours,

దేవులపల్లి శ్రీనివాస మూర్తి 

Devulapalli Srinivasa Murti

THINK IT OVER……

 IS IBA SUCCEEDED IN ITS STRATEGY TO DIVIDE THE UNITY AMONG THE UFBU… ?

 

WHY THE LEADERSHIP OF UFBU FELL IN IBA’S TRAP SO CHEAPLY ?...!!!!!

LET SOME WISDON DWAN ON THE   UFBU LEADERSHIP  TO TAKE LESSONS FROM THEIR COUNTERPARTS IN RBI

--

d s murti

[JSOMA SHEKARA]

UFBU is nothing but a cartel.

[Velayudhan Nair]

A group of fund makers as of now?

On 3/17/19, JSOMA SHEKARA <jsomase...@gmail.com> wrote:
> UFBU is nothing but a cartel.
>
> On Sun, Mar 17, 2019 at 9:05 AM Srinivasa Murti Devulapalli <
> devulapa...@gmail.com> wrote:
>
>>
>>

>> *With Greetings and Regards,I remain- Yours,**దేవులపల్లి* *శ్రీనివాస*
>> *మూర్తి*
>>
>>
>>
>> *Devulapalli Srinivasa Murti*
>>
>> *THINK IT OVER……*
>>
>>
>> * IS IBA SUCCEEDED IN ITS STRATEGY TO DIVIDE THE UNITY AMONG THE UFBU… ?*
>>
>>
>>
>> *WHY THE LEADERSHIP OF UFBU FELL IN IBA’S TRAP SO CHEAPLY ?...!!!!!*
>>
>>
>>
>>
>> *LET SOME WISDON DWAN ON THE UFBU LEADERSHIP TO TAKE LESSONS FROM
>> THEIR
>> COUNTERPARTS IN RBI*

>> *d s murti*

[Srinivasa Murti Devulapalli]

If you try to look at the past My Dear Friends.......

Only the PCR Recommendations (Committee constituted by GOI),  brought a sea change in the service conditions of the Bank Officers. This is besides many other committees constituted by the Governments in the past resulted to bring improvisations in the service conditions of the bank employees at large  in the form of various “awards “ over a period of time. Let us not, therefore, lose sight of these historical facts.

IN THE BACKDROP OF THE ABOVE SCENARIO........Under the given circumstances, time has come for us- we the retirees, To urge the Government to set up a---

"Banking Pay Commission" - the only ultimate recourse, for all of us- as we do will have, a "statutory body of authenticity" to whom we can represent for the redress of our legitimate grievances directly through our organisation/s with dignity and decorum.

Thus we can as well eliminate the “manipulations” at the behest of  IBA/Unions during the negotiations which are very much detrimental to the interests of the bank retirees as stated supra.

https://drive.google.com/file/d/13fcMcamE_CFh_OspnplHFkm9N8zuhylj/view?usp=sharing

https://www.change.org/p/hon-ble-prime-minister-of-india-sri-narendra-modi-plight-of-the-bank-retirees-urgency-to-constitute-banking-pay-commission

[JSOMA SHEKARA]

 UFBU is cartel because of following reasons.

1. Our perception was  UFBU  was formed to fight unitedly to protect rights of  of both Employees and Pensioners. But later on it turned out that its objective was to contain dissidence among unions and to plug leakage of information out of room where BPS discussions are held.

2. Since then we have only source of information regarding BPS talks is unions circulars looks like Telegram message.

3. During last 20 years IBA has not made its stand on retirees issues public and we have been told via union circulars that.

4. As soons as UFBU formed it seems leaders of unions have lost ability to differentiate between good decision and bad decision.

   If one leader decides something all other leaders are signing on dotted lines without a blinking of an eye though its is discriminatory and detrimental to interests of retirees on pensioners.

5. If it is not cartel how come not a single leader of any union of UFBU  who call themselves comrades signed Record Note {surrendering rights of pensioners by agreeing pensioners have no relationship with employers} without protesting.At least one or two unions had walked out Record Note would not have been happened.

6. In RBI while employees/Retirees were fighting unitedly and finally succeeded here our so called comrades agreed that retirees benefits is subject to mercy by IBA.

7. UFBU leaders think they can only dictate but not liable to explain.

1. After signing Joint Note dated 01.05.2005 no leader of UFBU cared to explain why Pension arrears and commutation arrears and 100% DA were declined to only pre-2002 retirees.

2. Often retirees are abused for going to court. But UFBU did not care to explain how going to court will affect negotiations and when cases were not in court issues were not taken up with IBA.

3. They did not care to satisfy pensioners with document proof how pension funds are not insufficient to take care of Updation.

Because there is gag on all leaders not to disclose anything.

  

[Srinivasa Murti Devulapalli]

MY DEAR FRIENDS,

BANKING PAY COMMISSION  ...NEED OF THE HOUR.....

If you try to look at the past My Dear Friends.......

Only the PCR Recommendations (Committee constituted by GOI),  brought a sea change in the service conditions of the Bank Officers. This is besides many other committees constituted by the Governments in the past resulted to bring improvisations in the service conditions of the bank employees at large in the form of various AWARDS in the forms of "Desai/Sastry Awards" alone.  - A HISTORICAL SIGNIFICANCE. 

Let us not, therefore, lose sight of these historical facts. Only Government's initiative alone brought phenomenal changes in the service conditions of the bank employees.

In so far as , we the retirees are concerned, the IBA /UFBU  have been, in the guise of the settlements, manipulating  the Pension Regulations  from time to time much detrimental to the pensioners.

There is no direct  representation of the pensioners  in the Pension Trust Boards where many manipulations are taking place behind our back besides diversion of Pension funds to PRIVATE INVESTMENTS RESULTING HEAVY LOSS TO THE PENSION CORPUS.

UFBU AND IBA  ARE THE ONLY  STUMBLING BLOCKS  FOR THE RETIREES DIRECT PARTICIPATION IN NEGOTIATIONS..  THEY MANIFESTED THEIR  STRONG INTENTIONS IN  THEIR  SO CALLED "MAGNACARTA" (RECORD NOTE IN MAY,2015) TO ENSURE THAT WE THE RETIREES SHOULD NOT HAVE ANY SAY IN THE BIPARTITE NEGOTIATIONS...ONLY EXPECTING US TO STAND BEFORE THEM   WITH "BEGGING BOWELS"  PERENNIALLY .

UFBU HAS NOT TAKEN LESSONS FROM THEIR COUNTERPARTS IN RBI, WHO ACHIEVED PENSION UPDATION IN RBI THROUGH THEIR UNIFIED AND SUSTAINED STRUGGLE (BOTH SERVING AND RETIREE ORGANISATIONS)  -  ORGANISATIONALLY  BESIDES  THE LONG DRAWN LEGAL BATTLE SIMULTANEOUSLY  ON COHESIVE LINES.  THEY HAVE LONG BACK SECURED ENHANCEMENT IN FAMILY PENSION WITHOUT ANY SEALING.

IN THE BACKDROP OF THE ABOVE SCENARIO........Under the given circumstances, time has come for us- we the retirees, To urge the Government to set up a---

"Banking Pay Commission" - the only ultimate recourse, for all of us- as we do will have, a "statutory body of authenticity" to whom we can represent for the redress of our legitimate grievances directly through our organisation/s with dignity and decorum.

Thus we can as well eliminate the “manipulations” at the behest of  IBA/Unions during the negotiations which are very much detrimental to the interests of the bank retirees as stated supra.

https://www.youtube.com/watch?v=6GFnTDb4Ew8 

   

https://drive.google.com/file/d/13fcMcamE_CFh_OspnplHFkm9N8zuhylj/view?usp=sharing

https://drive.google.com/file/d/1ta3KmvqMMv3DL3icPOrxAW1xtLLU1Gol/view?usp=sharing 

 

https://www.change.org/p/hon-ble-prime-minister-of-india-sri-narendra-modi-plight-of-the-bank-retirees-urgency-to-constitute-banking-pay-commission

With Greetings and Regards,

“|| यतो धर्मस्ततो जयः ||” IS THE ULTIMATE......

I Remain - Yours,

దేవులపల్లి శ్రీనివాస మూర్తి / Devulapalli Srinivasa murti  

[Gandhari, G. (Gopal)]

Good Day Soma Shekara

 

Salutes to you for the below.

Salutes to you for the spirit.

Salutes to you for the dedication.

Salutes to you for the unstinted belongingness to the pensioner’s fraternity

Salutes to you to for the bold expression with clarity.

 

This is very true:  UFBU leaders think they can only dictate but not liable to explain.

 

UFBU leaders never felt neither they are accountable nor responsible for what they did (signing of Record Note) and what they are doing now (Pension fund is insufficient to meet the updattion).

 

Sincerely

Gopal Rao Gandhari

 

From: bankpe...@googlegroups.com [mailto:bankpe...@googlegroups.com] On Behalf Of JSOMA SHEKARA
Sent: Monday, 18 March 2019 3:11 PM
To: bankpe...@googlegroups.com
Subject: Re: bankpensioner Upgradation of Pension

 

 UFBU is cartel because of following reasons.

[Shrinivas Parkar]

As per Report, 98% of unsecured loans of Rs 10 lakhs given under MUDRA Loan Scheme, as per direction of the present Government, have become NPA. Had Finance Ministry or others not advised Hon'ble  Prime Minister about the possibility of such loan being bad & PSU Banks coming into problem? The answer is yes & still this election mode Hon'ble Prime Minister did not appear to listened to such expert advises, keeping in mind Vote Bank. Similar way, if our Retirees Association brings power of 5 lakh Bank Retirees & their 15 lakhs family members' Vote Bank to the particular attention of Hon'ble Prime Minister & play card of 'Senior Citizen', then Hon'ble Prime Minister may supersede observations of Finance Ministry & instruct IBA to consider our Updation Demand. No other Prime Minister had been so election motivated like the present Prime Minister & our Retirees Association has to take benefit of favourable situation, instead of passively relying upon false promises of non-trustworthy UFBU. 

[Shrinivas Parkar]

Some people feel that UFBU has done great thing by bringing Pension Scheme for Bank Retirees & therefore UFBU would also take efforts for upgradation of Pension. We have to consider factual position. Before UFBU,  there are two groups. one is working class to be retired in future & another is already retired. First group gives fees to Unions/Association affiliated to UFBU & also is having Voting Right to elect leaders. Another group, namely already Retired,  neither pays fees nor have voting rights.  Naturally, UFBU's main concern is for the first group so that this first group gets benefits during their service period as well as after their retirement. But once member retires, UFBU do not care for these already retired members. Only if the interest of both the groups, i.e. to be retired & already retired,  is interlinked, then only, under compulsion, UFBU tackles such issue. Example of such issue is Second Pension option. However UFBU do not take care of the issues exclusively pertaining to already retired staff. Examples are adding 5 years service, 1616-1684 DA to pre-2002 retirees, 100% DA to pre-2002 retirees, upgradation of Pension of already retired staff,  subsidy to Insurance Premium for already retired staff & many others. None of these issues, exclusively pertaining to already retired,  have been & will be tackled by UFBU. Only to mislead the innocent retirees,  UFBU may make make some statements periodically or may include these demands in ' Charter of Demand ' for subsequently throwing the same under 'Record Note ', like previous BPS. For already retired only Retirees Association has to fight with support of all already retired staff, making IBA to discuss issues of retirees with Representatives of Retirees only & not with UFBU, to whom already retired staff is not paying fees or is not member of any affiliate of UFBU. Alternatively,  Association of Retirees has to pressurise the Goverment to appoint Pay Commission either for retirees alone or both for to be retired & already retired.

[Velayudhan Nair]

UFBU may not agree.Then IBA would also not agree for obvious
reasons.Ill fated bank employees/retirees...

[Bharat Bhatt]

Dear shri Shrinivas Parkar,

Your detail about our pensions issue is absolutely right,

Only God help us,

Regards,

Bharat Bhatt

On Wed, 20 Mar 2019 at 9:10 AM, Shrinivas Parkar <sppar...@gmail.com> wrote:

As per Report, 98% of unsecured loans of Rs 10 lakhs given under MUDRA Loan Scheme, as per direction of the present Government, have become NPA. Had Finance Ministry or others not advised Hon'ble  Prime Minister about the possibility of such loan being bad & PSU Banks coming into problem? The answer is yes & still this election mode Hon'ble Prime Minister did not appear to listened to such expert advises, keeping in mind Vote Bank. Similar way, if our Retirees Association brings power of 5 lakh Bank Retirees & their 15 lakhs family members' Vote Bank to the particular attention of Hon'ble Prime Minister & play card of 'Senior Citizen', then Hon'ble Prime Minister may supersede observations of Finance Ministry & instruct IBA to consider our Updation Demand. No other Prime Minister had been so election motivated like the present Prime Minister & our Retirees Association has to take benefit of favourable situation, instead of passively relying upon false promises of non-trustworthy UFBU. 

--

[Shrinivas Parkar]

It is understood from today's newspaper that the Government of India has advised the lending Banks, to convert Loan given by them to Jet Airways into equity shares so as to save this company & its staff, who are not getting salary. Jet Airways is a private sector company & the Government is taking this step so that investment in India should not be affected. Same way, if we make it public that the Banks in India do not have funds to give 100% DA to pre-2002 retirees and/or to give upgradation of Pension, it may spoil image of India internationally. On the eve of election the Government cannot afford to happen this. I do not want image of our nation to be spoiled, but want our legitimate demand of upgradation is settled by the Government. 

[Satyanarayana Rao]

On Wednesday 20 March 2019, 9:10:10 AM IST, Shrinivas Parkar <sppar...@gmail.com> wrote:

Sri Parkar .I fully compliment your write up on the state of affairs the retirees issues are faxing. I also agree that so for no organisation of retirees could succeed in reaching  IBA in solving our issues. It is also fact that U F B U leadership has not succeeded in resolving our issues so for.The question is who will fight and bend the IBA and govt? Hera comes the united struggle  by both  retirees organisations and to  be retirees organisations like UFBU. The concern and commitment of UFBU regarding retirees issues is doubtful as per the experience of retirees. But the mindset of  UFBU leadership  has to change and fight for the cause of our issues as is beeing done in RBI updation of pension scheme. As 11th bps is facing crisis and it is for UFBU leadership to interfere and fight for the cause of our issues and get undation so as to re gain the respect and confidence of veteran retirees who are helplessly waiting and watching the progress of the 11th Bps negotiations and  final settlement..With this background i am hoping that our issues will be negotiated and resolved by mutual discussion and the settlement has to see the light of the day bringing justice to retirees issues. Let us hope for the best in the 11th Bps agreement. With regards and thanks for debating on the issues. 

Some people feel that UFBU has done great thing by bringing Pension Scheme for Bank Retirees & therefore UFBU would also take efforts for upgradation of Pension. We have to consider factual position. Before UFBU,  there are two groups. one is working class to be retired in future & another is already retired. First group gives fees to Unions/Association affiliated to UFBU & also is having Voting Right to elect leaders. Another group, namely already Retired,  neither pays fees nor have voting rights.  Naturally, UFBU's main concern is for the first group so that this first group gets benefits during their service period as well as after their retirement. But once member retires, UFBU do not care for these already retired members. Only if the interest of both the groups, i.e. to be retired & already retired,  is interlinked, then only, under compulsion, UFBU tackles such issue. Example of such issue is Second Pension option. However UFBU do not take care of the issues exclusively pertaining to already retired staff. Examples are adding 5 years service, 1616-1684 DA to pre-2002 retirees, 100% DA to pre-2002 retirees, upgradation of Pension of already retired staff,  subsidy to Insurance Premium for already retired staff & many others. None of these issues, exclusively pertaining to already retired,  have been & will be tackled by UFBU. Only to mislead the innocent retirees,  UFBU may make make some statements periodically or may include these demands in ' Charter of Demand ' for subsequently throwing the same under 'Record Note ', like previous BPS. For already retired only Retirees Association has to fight with support of all already retired staff, making IBA to discuss issues of retirees with Representatives of Retirees only & not with UFBU, to whom already retired staff is not paying fees or is not member of any affiliate of UFBU. Alternatively,  Association of Retirees has to pressurise the Goverment to appoint Pay Commission either for retirees alone or both for to be retired & already retired.

--

[Shrinivas Parkar]

Now we have come to conclusion that it is not prudent for already Retired to passively rely upon doubtful UFBU, which is mainly for working class staff. UFBU would look into the issues of already retired staff, if & only if interest of 'to be retired working staff' are involved in such issue. Issues exclusively pertaining to already retired staff is out of ambit of UFBU. I feel that we should not blame UFBU for that because we retirees do not pay fees to any affiliate Union/Association of UFBU, after our retirement.  So, we cannot expect UFBU to settle problems faced by us after our retirement. We retirees do not have voting rights also to elect leaders of Union/Association affiliated UFBU. So, the leaders of UFBU are Leaders of working class only & not those of retirees. For the above 2 reasons, retirees cannot blame UFBU for ignoring retirees. It is, therefore, necessary that retirees battle to be fought by retirees only. First, we have to increase strength of participants retirees/family pensioners in this battle. Then with Dharane, Morcha, Gherao at IBA's office in Mumbai, we have first to make IBA to change it's arbitrary policy of not discussing issues of retirees with representatives of retirees & also to compel IBA to recommend our upgradation proposal to Government.  Then, we have to meet 'election mode ' Hon'ble Prime Minister to take decision , superseding negative views of Finance Ministry, if any. None of the past Prime Minister has been so election minded. The present Hon'ble Prime Minister is in mood to please any group, which approach Hon'ble Prime Minister & our group of 5 lakh retirees & their 15 lakh family members cannot be exception. I feel that we breing Senior Citizens, Hon'ble Prime Minister cannot afford to lose sympathy of all Senior Citizens numbered 30 crores. I do not know, whether Retirees Leaders are reading this Blog. I therefore request all members on this Blog to approach/mail/write to our beloved Retirees  Association to take the above suggested & other steps, instead of passively relying upon doubtful UFBU. If number of such appeals are received by our beloved Retirees Association,  our Leaders may act accordingly. This is my humble hope.

[NSS]

Friends

The expectation of updation of pension becoming a reality has strengthened after the Govt. permitting updation in RBI. AIBOA had written to IBA demanding discussion on updation. Associations including CBPRO and AIBRF have written to the Finance Minister requesting implementation of updation in Commercial Banks. In all these letters only the clauses in Pension Regulations are quoted to support the demand for updation. None of them contain even a reference to the minutes of the Small Committee dt. 26th March 1994, wherein the parties have agreed for updation of pension in the same manner as updation is carried out in RBI. In the letter sent by CBPRO/AIBRF, Clause No.35(1) of Pension Regulations is quoted and it is also stated that pensioners who retired between 01/01/1986 to 311/10/1987 were extended updation as they were the only pensioners eligible for updation at that time. The method of updation given in the Regulations (Appendix) does not appear to be or similar to the updation being extended to RBI pensioners. Moreover updation, similar to the updation extended to Pensioners of the period 01/01/1986 to 31/10/1987 was extended to workmen who retired from 01/11/1992 to 31/08/1993 and Officers who retired between 01/07/1993 to 30/04/1994 also. Therefore updation (or whatever it is) was not done only once in Banks as stated in the CBPRO letter. 

Unions and Retirees Associations have to clarify whether it was agreed by IBA to extend updation in line with RBI formula?. If yes, why the demand for updation is not made on the strength of the minutes of the Small Committee, especially in view of the fact that an agreement is legally enforceable and binding on the parties to the agreement. The demand made on the strength of an existing agreement has more force than  the demand made merely on the basis of a benefit extended to similarly placed RBI pensioners. 

Regards

N.Sankarasubramanian

[JSOMA SHEKARA]

Sudden decision of Govt to sanction Updation to RBI employees is a big jolt to  UFBU leaders who were sleeping over retirees issues like Updation and 100% DA. Heat is on UFBU leaders to take up updation issue. Since then all unions are talking about updation issue in their circulars but real action is not forthcoming. UFBU ledaers are not making any effort to collect data and statistics to convince IBA/Govt to sanction updation. Meanwhile smaller hitherto  unknown unions are ahead of UFBU by preparing charts, collecting data to convince IBA/GOVT about affordability of updation  by Banks. UFBU leaders can use such documents or prepare/collect their own and take up issue with IBA . Mere including words updation in circulars. letters will be of no use.

[Shrinivas Parkar]

Many of our Retiree colleagues are totally passive. Either they are content with whatever Pension they are getting or they are having other supporting means or they are occupied in other activities or they are not knowing about our Demand for upgradation of Pension. We have to wake up our such colleagues retirees & family Pensioners. With massive strength, we have to start aggressive agitation. For this purpose, I request each member of this Blog to create awareness among at least 5-10 passive Retiree Friends/Family Pensioner with further request to add 5-10 members, which will multiply number of active members.  This number would give encouragement to Retirees Association to initiate mass agitation programmes,  which may help all of us to get our upgradation of Pension issue settled. 

[Kalaseshwara A]

I fully endorse your views Mr.Parkar.  But the problem is, we the retirees have served for more than 30 years in the bank and we were members of  the recognised unions but at the time of retirement they never tried to guide us to join any retiree's association etc. After finding ourselves in a confused situation somehow found one association and became a life member. Once they issued the receipt they slept after that. There is no intimation about any of their activities, conferences or meetings!  Under such circumstances how can we join any agitation?

On 21-Mar-2019 15:55, "Shrinivas Parkar" <sppar...@gmail.com> wrote:

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Many of our Retiree colleagues are totally passive. Either they are content with whatever Pension they are getting or they are having other supporting means or they are occupied in other activities or they are not knowing about our Demand for upgradation of Pension. We have to wake up our such colleagues retirees & family Pensioners. With massive strength, we have to start aggressive agitation. For this purpose, I request each member of this Blog to create awareness among at least 5-10 passive Retiree Friends/Family Pensioner with further request to add 5-10 members, which will multiply number of active members.  This number would give encouragement to Retirees Association to initiate mass agitation programmes,  which may help all of us to get our upgradation of Pension issue settled. 

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[Anantharaman Tg]

Dear Shri Shrinivas Parkar,

You have been relentlessly appealing through this blog

for the updation of our pension which is a long pending item

of demand and is  most important to every pensioner.

May I request you to please send the copies of the mails to

the AIBRF/ CBPRO and other  retirees associations also

so that they may realise the seriousness of the matter and

the plight of retirees. After all, they exist for the welfare of

the retirees and let them also get a feeling of the heat.

Thanks.

On Thu, 21 Mar 2019 at 15:34, Shrinivas Parkar <sppar...@gmail.com> wrote:

Many of our Retiree colleagues are totally passive. Either they are content with whatever Pension they are getting or they are having other supporting means or they are occupied in other activities or they are not knowing about our Demand for upgradation of Pension. We have to wake up our such colleagues retirees & family Pensioners. With massive strength, we have to start aggressive agitation. For this purpose, I request each member of this Blog to create awareness among at least 5-10 passive Retiree Friends/Family Pensioner with further request to add 5-10 members, which will multiply number of active members.  This number would give encouragement to Retirees Association to initiate mass agitation programmes,  which may help all of us to get our upgradation of Pension issue settled. 

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[Shrinivas Parkar]

I do not intend to criticize anybody nor I want to praise anybody. Like almost all Retirees, I want our updation issue to be resolved. For that purpose only, I am putting my observations, suggestions etc through this Blog, so that proper discussion takes place & with combined wisdom of all Retirees, something happens which will result in resolving our issue of Updation of Pension. 

[Shrinivas Parkar]

I suggest that Retirees Association may organize Senior Citizens Conference & invite Hon'ble Prime Minister as Chief Guest. If Hon'ble Prime Minister does not have time, he can attend the function through Video Conferencing,  which Hon'ble Prime Minister has done in number of cases. At this Conference,  Retirees Association may invite attention of  Hon'ble Prime Minister to the fact that Pension is not updated since its inception & poor senior citizens are suffering. Publicly oriented Hon'ble Prime Minister may agree to our request, to create goodwill among senior citizens. We have to remember that not failure but not trying is crime. I have not overcome any of such steps  taken by Retirees Association.  I appeal to common wisdom of all my retiree friends as how to awaken Retirees Association. 

[Janu Rediff]

I also agree with you. Our leaders have to consider this very seriously and arrange at the earliest. As you said this may yield positive result, at least he will get a first hand information about our important issues.  The umpteen no. Of mails and letters may not be brought to his attention by his officials as we expect.

Regards,

Janardhanan PP

Syndicate bank retiree
M: +91 9249403456

On Mar 25, 2019 10:40 AM, Shrinivas Parkar <sppar...@gmail.com> wrote:

I suggest that Retirees Association may organize Senior Citizens Conference & invite Hon'ble Prime Minister as Chief Guest. If Hon'ble Prime Minister does not have time, he can attend the function through Video Conferencing,  which Hon'ble Prime Minister has done in number of cases. At this Conference,  Retirees Association may invite attention of  Hon'ble Prime Minister to the fact that Pension is not updated since its inception & poor senior citizens are suffering. Publicly oriented Hon'ble Prime Minister may agree to our request, to create goodwill among senior citizens. We have to remember that not failure but not trying is crime. I have not overcome any of such steps  taken by Retirees Association.  I appeal to common wisdom of all my retiree friends as how to awaken Retirees Association. 

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