Re: Digest for bankpensioner@googlegroups.com - 5 updates in 3 topics

[vaidya nathan]

Niranjan Sir.

You are expressing that any increase in pension will affect Balance sheet of Bank profitability. I feel,  asking for wage revision cause mych bigger hole in Banks profit and balance sheet. Wage revision in Central and Staye Govt. Cause heavy liability to Central Govt when it need more for Protecting the borders from all sides, China, Pakistan, Bangladesh and above all inside political turmoil by opposition.  Let us Not quote Finance as the Reason. 

VAIDYANATHAN 

On Wed, Nov 5, 2025, 5:25 PM <bankpe...@googlegroups.com> wrote:

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• AIBEA TO MR D S MURTHY - 2 Updates
• UFBU MEETING ON 3RD NOV'25 - 2 Updates
• ON MERGER OF CPI 8088 POINTS AND CHANGE OF BASE YEAR TO 2016=100 - 1 Update

AIBEA TO MR D S MURTHY

Prasad C N <cn_pr...@yahoo.com>: Nov 04 10:41AM Dear Shri Somashekara, In case what is stated by you is correct and IBA has filed is false, what prevents parties therein, even you can initiate perjury.  Either action should be initiated or treat the Affidavit is true and correct.  In case they have submitted false information, we should leave them. In the meantime, we find silence of all those who want Pension Updation on the lines of Reserve Bank of India without even claiming corresponding benefit to non-State Bank of India Pensioners, when the Bank, Officers Association and the Pensioners Association jointly and together got Pension at 50%.  More concerned to note that when IBA itself has on record stated that there is no demand for CPF from Nationalised Banks.  We do not even ask the benefits extended in an organisation which is also a Nationalised Bank, like 11 others, but we demand what is there in Reserve Bank of India, which is not even a commercial Bank. Thanks, a Million.  With regards,Prasad C N   On Tuesday 4 November, 2025 at 03:20:05 pm IST, JSOMA SHEKARA <jsomase...@gmail.com> wrote: Mr.Niranjan Sir,Affidavit of IBA is not based on facts.  IBA aim is to win the case at any cost even if the affidavit is false. IBA filed an affidavit in 2023. But on 08.03.2024 when the Singhla case was pending  IBA signed minutes agreeing to discuss and amend pension regulations to make provision for updation in pension regulations in every wage settlement. IBA has not disclosed the fact to the court that it has the right to negotiate and make provision for updation as evident after signing minutes on 08.03.24. The minutes were not followed up because if pension regulations were amended iBA affidavit would have become baseless. IBA always argue Banks cannot afford the cost of updation.. But IBA and UFBU have never discussed and disclosed the cost. IBA and uFBU both does not come under RTI act. IBA does not communicate with retirees.Banks direct retirees to IBA. So this information is withheld and petitioners are at great disadvantage to counter iBA arguments regarding cost which cannot be accepted as true without data. Can you say IBA argument regarding cost is a fact without any data.IBA and UFBU argument is There is no provision for updationBanks cannot afford cost of updationPETITIONERSClause 35/1 provides for updation. Pension funds are sufficient for updation.Both IBA/ UFBU and Petitioners are misleading 750000 pensioners.IBA and UFBU can amend pension regulation at any time which they are n.t willing to do.Pensioners are not fools  and are not asking for the  moon,Considering the age of pensioners IBA and UFBU can come out with reasonable and affordable scheme.It is an insult to pensioners to claim that Pensioners are greedy and go on asking for more by giving an example of EX gratia. Mr.Niranjan Sir, almost every office bearers of all unions before ex gratia was announced, promised that they will ensure substantial amount of ex gratia So pensioners expectation was reasonable.If a pensioner is getting ex gratia of Rs.3500, increasing it to Rs.7000-8000 per month will not be a burden as cost provision is spread out over 5 years. We have already experienced no DA hike for the present half year. So merger of DA and updation pension will protect existing DA. Employees do not have sole authority on income as the Bank is spending several hundred crores for write off. So allotting 2-3% out of profit for updation should not be a problem.We also agree only IBA and UFBU can discuss and resolve updation.  But when? Pre 2002 pensioners are deprived of an increase in Basic pension since retirement. Will you exclude them?  On Tue, Nov 4, 2025 at 9:13 AM Ramani Konnayar <knra...@gmail.com> wrote:   Dear Shri Somashekarji, I think, like me, yourself and Sri.Nirajan  are also Canara Bank pensioners. I have been going through all your mails in this group and keep wondering at the painstaking efforts made by you to put forth your views, almost on a daily basis. As expressed by me in my earlier mails,IBA has revealed its mind on more than one occasion that it is not inclined to incur any additional costs on pensioners including marginal increases on account of revision of ex-gratia or merger of DR at 8088 points with basic pension.This being the case, there is no scope at all for their agreeing to negotiate on updation unless prodded by the DFS,as it apparently happened in the matter of 100% DA to pre 2002 pensioners.IBA is also taking the stand that only UFBU can negotiate on issues concerning pensioners. But, UFBU'sinterest in our issues has fallen sharply,after it started functioning sans a convener due to differences among the constituents. They seem to be disinclined to pursue and clinch even minor issues like removal of anomaly in ex-gratia to pre2002 pensioners and uniform DA formula for all Pensioners. And, what is more, they are not even prepared to discuss with the pensioners' associations. You seem to be of the view that updation may be granted at least to the pre 2002pensioners, to start with. As you would remember, such a line of thinking was there in the minds of UFBU members at the beginning of 12th BPS talks considering the advanced age of those in the group and their having suffered heavily due to the tapered DA for 18+ years. But, this proposal was abandoned after the pensioners' associations took a stand that it should either be updation for all or updation for none. Given its attitude towards pensioners,IBA will definitely go in appeal in the unlikely event of the judgement in M.C.Singla's going in favour of the pensioners. This, the pensioners, particularly those in the pre 2002 group stand very little chance of realising their aspirations. K N Ramani      On Mon, 3 Nov, 2025, 9:59 am JSOMA SHEKARA, <jsomase...@gmail.com> wrote:   Niranjan Sir,What are the impediments? 1. There is no provision for Updation.Neither Central Govt nor RBI/LIC rules/regulations does not have provision for updation.Pension regulation agreement was signed by Unions and IBA. They can also  sign agreement  providing for Updation. Infact they had signed minutes on 08.03.24 agreeing to discuss and amend pension regulations which had been put to cold storage.This is not at all an impediment.2. Merger of DA@8088 points   This is the first step towards updation.   At present merging DA@ 8088 points costs a few hundred Rupees per pensioner. IBA and UFBU during the last BPS had agreed to review EX gratia every year which had not been done. Merger of DA costs less than review of ex gratia. This could have been implemented,3. Insufficient FundsSo what is the actual cost for Updation. An affordable scheme can be worked out considering the age of the pre 2002 pensioners.Approximately Bank have to bear 2 times of the ex gratia they have been paying now.Cost can be spread out for 5-10 years for making provision.Management knows how to arrange funds.Union duty is to negotiate for a reasonable updation scheme.********************************************************Now the real impediment.IBA  has filed an affidavit in SC claiming 1. There is no provision for updation 2. Banks cannot afford updation. If they implement minutes of 08.03.24 IBA  affidavit become redundant. So IBA will never come to the negotiating table to discuss updation and postpone claiming sub judice.Other alternative is petitioners of Singla case and UFBU should find out a solution by withdrawing the case in SC subject to iBA agreeing to discuss updation.SC should pass verdict within next 6 months.I do not think anybody is in a hurry to find a solution.Some pensioners blame each other, some blame unions, Retiree associations conduct dharnas. Unions and iBA remain inaccessible to pensioners.   On Fri, Oct 31, 2025 at 3:52 PM Niranjan Cn <niran...@gmail.com> wrote:     Somashekar Sir,   We should understand clearly what are the impediments in Pension Updation/revision/improvement...    The impediments to be  substantiated and reasons to those impediments to made out clearly. Without this - just are throwing stones in air only.Why UFBU/AIBOC/AIBEA will be against the interest of the pensioners ?  Any benefit to them ?Blame games doesnot bring us benefits for sure. Niranjan On Tue, Oct 28, 2025 at 2:49 AM JSOMA SHEKARA <jsomase...@gmail.com> wrote:   Mr.Prasad Thank you for your mail.The fact is none of the 750000 pensioners including S C jain and Acharya and others can contribute anythingtowards resolution of pensioners pending demands because of the following reasons.We are not factory workers who only a few years back led violent protests in PF issues. We are white collared employees who can fight  by gathering information.IBA is not communicating with retirees and none of the UFBU constituents have opened any channel/platform for communication with retirees,Banks are directing us to IBA. IBA will not discuss with retirees. UFBU does not communicate with retirees.Proceedings of BPS are not recorded, Whether UFBU had actually discussed issues in BPS as they report in circulars nobody knows. iBA claims Banks cannot afford updation due to huge costs in court but pensioners have no way to obtain actual cost details from banks to counter the same in courts.Under these circumstances pensioners only can contribute by filing WP in courts, writing letters to DFS etc.D S Murthy did file WP in 1616-1684 issue like Plalani and others.We are supporting basic facts raised by Sri.D S Murthy and not statements like stooge, bootlicking etc. It is nobody's secret that UFBU raises an issue in one meeting and forgets it in the next meeting.  demand like Uniform DA for all pensioners, celebrated silver jubilee in UFBU circulars but not on the negotiating table.Latest assurance given a silent burial is demand for Rs.200000 insurance benefit for all pensioners.Once again we repeat that we never support baseless allegations of personal attack on  UFBU leaders but  only basic issues raised by him. I feel things will become clear if UFBU leaders come out with a circular clarifying why residual issues are being postponed to the next BPS without resolution? Why were minutes of 08.03.24 signed by all unions and iBA abandoned?  These are the questions raised by retirees only UFBU can answer.Till then status quo, Unions staying silent and retirees  active on social media asking questions to UFBU will continue. On Tue, Oct 28, 2025 at 9:49 AM Prasad C N <sbmpen...@gmail.com> wrote:   Dear friends,  I am not holding the brief for any one.  But, I request all those who finding virtues in what Mr.Sinivasa Murti Devalapalli to list the achievments or what he has worked during last two decades fo the benefit of Bank retirees, other than misguiding, misrepresenting or misleading Bank Pensioners and abusing UFBU, more particularly AIBEA/CHV.  It is upto him to defend and what he is stating is true, he need not fear.  It is not just the language, even facts are also untrue.  It is he who has to provide correct information to the Court and convince.  Writing in Social Media or supporting him in Social Media, does not help.  Thanking you, With regards,Prasad C N           On Mon, 27 Oct 2025 at 16:00, Gopalakrishnan Ramachandran <chandra...@gmail.com> wrote:   What Shri Soma Sekhara has stated is 100% true. He has beautifully explained the present situation. Shri D S Murthy is one of the disenchanted pensioners who are facing an onslaught from IBA, with a UFBU side by side. Shri Murthy has stated the facts but the language used by him not correct.Nevertheless the UFBU should do a soul search, as to the treatment meted out to the senior retirees, with IBA's patronage. Instead of sueing the hapless Shri Murthy the UFBU can set right the anomalies and do something to make the lives of retirees comfortable one. G Ramachandran CB-SVRS  On Fri, 24 Oct, 2025, 16:03 Parvatam Veera Bhadra Swamy, <pvbs...@gmail.com> wrote:   Shri Satyanarayana sir,The views expressed by you is really touched my heart and we can resolve our issues through AIBEA only as it is powerful organisation among 9 UFBU.Therefore it's better to resolve the issue between DS Murthy and CHV amicably ASAP as our issues are to be taken care of by them sympathetically as we were also members and active participants of this mighty organisation. Thanks and regards PVB SWAMY    On Fri, 24 Oct 2025, 09:44 'Satyanarayana Rao' via bankpensioner, <bankpe...@googlegroups.com> wrote:   What is the issue between Shri D.S . Murthy and CHV the general secretary of AIBEA. CHV claims that Sri Murthy has defamed him by making false allegations which are baseless and provocative and involved in corrupt practices. This is the bone of contention. Is it necessary and right to make and pricpitate the matter? A I B EA is the chief architect of pension scheme and succeeded in achieving it against the stiff opposition from all the constituents of UFBU.To day we are getting some pension for managing the day to needs. No doubt we need updation and increase in pension. This is the responsibility of UFBU to successfully achieve pension updation. Why we should blame and make baseless allegations and indulge in charector assassination of AIBEA leaders. Will it resolve our pending issues? Therefore we have to be prudent in our communications any totally avoid such writings. The big all India retirees associations also failed to convince the UFBU to successfully achieve pension updation. As individuals what we can do? As on today we are getting pension+ ex-gratia through bipartite negotiations between IBA and UFBU. We have to request and pursue the pending issues through UFBU only. The issues are very important.But writing against anybody will not help the retirees to achieve pension updation. Therefore we have to pursue through all available Avenues with sofistication and be polite and dignified in our approach. I am sure Shri D S.Murthy beeing learned and metured will   take care and resolve the issue With CHV in amicable manner as it deserves with out further pricpitation.         Yahoo Mail: Search, organise, conquer On Mon, 20 Oct 2025 at 15:57, 'Satyanarayana Rao' via bankpensioner<bankpe...@googlegroups.com> wrote: The agrived retirees have right to question the UFBU leaders for not getting pensioner's issues resolved in time bound manner. At the same time nobody has right to make personal and baseless allegations and character assassination of any leadership. It is unfortunate that no retirees associations have succeeded in achieving our pending issues resolved .Shri D .S.Murthy is senior and matured person who is relentlessly echoing our plight is requested to avoid controversial writing against anybody and close the issue amicably with CHV with mutual respect and understanding.       Yahoo Mail: Search, organise, conquer On Fri, 17 Oct 2025 at 16:42, Vvns Varaprasadrao<varapra...@gmail.com> wrote: Dear Somashekara, As rightly pointed out by you, the GS of AIBEA  is supposed to clarify  on his lapses to  Sri D S Murthy  and also to all the retirees before proceeding for legal action, if any. Regards. On Fri, Oct 17, 2025, 10:03 AM JSOMA SHEKARA <jsomase...@gmail.com> wrote:   Mr.CHV has every right to take legal action against Mr.Murthy. One can question Unions and leaders for delay in resolving issues but personal attacks, accusations without evidence should not be made. If what mr.CHV disclosed is true then Mr.Murthy will face consequences.But there are other 750000 pensioners who are silently searching for answers to questions 1. Why there is delay in resolving issues like Updation, DA merger. Pension on special allowance etc for the last 25 years. IBA/Banks are not communicating with retirees. While CHV has the constitutional right to take action against Mr.Murthy,

Niranjan Cn <niran...@gmail.com>: Nov 04 11:06PM -0800 Somashekar Sir,       1. It is natural one (including IBA) will fight to win the case in court. Why one wants to lose ?   2. IBA affidavit is not based on facts, it will help the petitioners in the Singlas case for judgment in their favour. If IBA has filed a false affidavit – we should be happy. If the affidavit is not based on ‘facts’ – why to make such a issue outside court. It is puzzling.   3. Please read the minutes dated 08.03.2024 – it was agreed to discuss , and nothing beyond that. Be sure, that Pension Regulations cannot contain the terms for updation for future as there is no precedent.   4. Please go through your Bank Annual Report – Pension portion. Recent family pension improvement is an indicator – which involved around 20k for the banks.   5. We pensioners, need not doubt the actuaries and their report. End of the day, it is only Banks have to pay the amount.   6. Somashekar sir, the rationale behind introduction of ‘Ex Gratia’, ie upto Oct 2027 – has lot of thought process behind that.   7. Any additional amount paid to pensioners , naturally affect the Balance Sheet of the Banks – that is for sure. Whether Banks can easily absorb additional payments – that is debatable and we pensioners may not be able to sit on judgement.   8. Again, ‘Write Off’ is also another misquoted information. The write off at Bank level is totally different from the one at branch level. The purpose of ‘write off’ at HO level is for a different purpose for improving the ratios, etc. For God sake never bring in ‘write off’ in pension issues.   9. Expectations of the pensioners are increased by various pensioner association leaders, and having done that, they are not able to claim down. Pensioners happy to portray as ‘victims’ of deprival and feel comfortable in ‘victimhood’. Just to please the fellow pensioners/members, retiree leaders gave many false information, misinterpretations, etc.   10. Certainly, we get improvement in pension amount – may not be the formula in RBI (because of Spl.allowance, etc). If we bringdown the expectations, naturally pain will reduce – and health will not be a causality.       Every pensioner needs more money – without any exception. All pensioners pension has to be increased . We shall try to understand the issues, and put pressure logically – without misinformation – to achieve our demands.       Niranjan   On Tue, Nov 4, 2025 at 1:50 AM JSOMA SHEKARA <jsomase...@gmail.com> wrote:

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UFBU MEETING ON 3RD NOV'25

MOHAN P <moha...@gmail.com>: Nov 04 09:55PM +0530

JSOMA SHEKARA <jsomase...@gmail.com>: Nov 04 11:09PM +0530 As we are aware since 08.03.24 no discussion on residual issues were held as IBA refused to discuss updation stating sub judice. But surprisingly both IBA/UFBU submitted before CLC that discussions will continue.

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ON MERGER OF CPI 8088 POINTS AND CHANGE OF BASE YEAR TO 2016=100

sailendra kr de <desail...@gmail.com>: Nov 04 08:11AM -0800 It was a blatant violation of agreement of IBA with bank retirees not to merge 100% DA on 8088 points price index that was committed by them before signing 12Th Bipartite Settlement in order to maintain the Uniform DA in banking Industry, irrespective of Existings and Retirees with a further calculation of DA taking the base year of 2016=100., .At present The Authourity , IBA , always trying to bypass the incident by making a cock and bull story some times by saying insufficient balance in pension fund or sometimes by saying sinking fund. At prasent the balance amount in pension Fnd is more tham four lakhs crore and gradually it is being increased by the contribution of existing employees and side by side claim is gradually being decreased due to death of old ages retirees . At this stage if the Interest component of the existing balance in pension fund is paid as arrear to tne bank retirees , retired between 1st Nov , 2002 to 31St ,October. 2022, that will be enough to cope up the situation . IBA's whimical decision made the entire banking industry confused especially when Our Central Government already declared uniform DA in case of Central Government employees . Does the The Authourity , IBA think , the pension fund is his patrimony so that he can do whatever he likes. ? The pund was accumulated by employees bit by bit . On Monday, February 12, 2024 at 1:13:09 PM UTC+5:30 Chandrasekaran V wrote:

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