7th TRIENNIAL CONFERENCE OF AIBRF

[MOHAN P]

                                  7TH Triennial Conference Tag Line    

                            “Together For A Better Tomorrow” 

[Ramachandran Bella]

Dear Mohanji,

My retirement service is 30 years.I am at the fag end and counting days, rather hours. you have not mentioned at 

atleast a little forwarding message for having forwarded . I know the reason. You may  assume it from the below passage.

I am a member of AIBRF. For the past 30 years, I got nothing. Matters have gone upto supreme court and hanging. 

What these people are going to achieve having a conference? Nothing.

I thing you too might have thought like me and just forwarded the message.

I am  sorry I just have outburst my anguish .

GOD IS GREAT. Let us hope for the best.

Thanks Mohanji

On Mon, Jun 8, 2026, 1:56 PM MOHAN P <moha...@gmail.com> wrote:

                                  7TH Triennial Conference Tag Line    

                            “Together For A Better Tomorrow” 

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[MOHAN P]

Dear Shri Ramachandra Bella Ji,

I can understand very well the anguish expressed by yourself.Majority of bank retirees may be  passing through the same situation.Let us be optimistic and pragmatic rather emotional.

Meantime often we forget about the vital aspect of receipt of monthly pension by 7.50 lakhs of Bank pensioners/family pensioners, without any interruption after ones retirement/and to spouses later Thanks to collective efforts of employees Unions. 

Sir,still there are thousands of bank retirees /resignees who are not receiving pension so far on one reason or other,even denied small amount of Ex-gratia granted to others!

  As an individual  bank retiree we do have limitations in resolving our long pending genuine major issues. We cannot directly negotiate on our issues with IBA or GOI.

Individually we can seek legal remedy on legally entitled issues.The ongoing case before Apex Court was filed by individual pensioners supported by retirees organisations.

We have few Apex Retirees Organisations, out of which few are doing (or done)good job in resolving our issues through legal process.

So let us not under estimate the role of all Apex retirees organisations in same way, in such process where track record is before us at least pertaining to one or two organisations.Employees unions who are authorised to negotiate our issues  too have not seriously tried to resolve our issues in past few years!

Yes.Bank retirees' apex organizations do not have a formal negotiating mandate with the Indian Banks' Association (IBA) or the Government of India (GOI). However, they are vital to the retired community's survival. Their significance lies in serving as a unified pressure group. These organizations function as the primary advocates for retirees through the following avenues:Legal actions,policy representation to DFS/IBA etc, grievance redressal with managements, and financial protection under GMIS etc.

Few have registeted under Trade Union Act which enable them  legal right to be recognized by management and government, enabling direct negotiation for pension updates, medical insurance, and ex-gratia benefits without depending on serving employees' unions.

Let updation of pension happen through negotiations or through legal process.

Regards

Mohan.P

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[Gopalakrishnan Ramachandran]

Shri Ramachandran Bella has said correctly.

What is the use of such conferences..They will pass so many resolutions which have no face value. Wasting money on such conferences is only to feed the leaders who occupy the chairs, promise moon and secure nothing.

It is time to stop the wasteful expenditure and in turn can help poor senior bank pensioners who earn peanuts after several years of service. There are many pensioners especially from pre 2002 periods who find it difficult to meet both the ends.

Anyone listening?

G Ramachandran 

CB-SVRS 

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[Suranjan Kanjilal]

AIBRF is a worthless organization .

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[Vvns Varaprasadrao]

The wasteful expenditure on such meetings can be spent on in a better manner by way of  funeral expenses to a deceased member of AIBRF.

Regards.

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[JSOMA SHEKARA]

Instead of wasting lakhs of Rupees on arranging food, accommodation, travel and other expenses and passing resolutions and then submitting representations to iBA which will be thrown into waste basket, AIBRF should go to CHV and Rupam Roy offices and meet them in person and submit strong representation  demanding that

1. Both AIBOC and AIBEA should demand IBA to schedule a meeting to discuss updation as no court has barred IBA to negotiate the  issue with UFBU.

2. Publish authentic figures of actual and provisional updation cost. 

3. Merge DA@8088 for all pensioners.

4. Only IBA and UFBU has authority to  discuss and recommend amendment of pension regulations.

5. AIBRF should demand that minutes of 08.03.24  should be discussed and resolved.

Provided AIBRF has enough courage and guts to meet CHV and Roopam Roy and demand above actions.

/

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[Vvns Varaprasadrao]

Any social activity which benefits the members of AIBRF undertaken by AIBRF so far ?

Regards.

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[n suresh]

👌👍👏  well said sir. 🙏

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[Niranjan Cn]

Vyns Sir,

By the same logic, all conferences, meetings of all Retiree Associations are of wasteful expenditure ??  or only of AIBRF ?   Why should we bother for what AIBRF is spending ?

Niranjan

Ex Canara

On Tue, Jun 9, 2026 at 9:44 AM Vvns Varaprasadrao <varapra...@gmail.com> wrote:

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[Gopalakrishnan Ramachandran]

Dear Somashekharaji,

Your views are most pragmatic and practical.

The letters and resolutions should be diverted towards AIBEA/UFBU, rather than to IBA/DFS. Only the negotiators of retirees require to awakened from their deep slumber. They are only authorised to bring the IBA to the negotiating table and whatever amount of letters sent/ resolutions passed will be of no use. The retirees unions should pressurise the UFBU to initiate talks with IBA on the issues mentioned by you.

Reg the conferences, unless tangible results are produced what is the use of them? They end as rituals, praising and honouring the leaders again and again and pass some resolutions which no body takes note of. But who will bell the cat?

Time has to come to put an end such practices and indulge necessary proactive actions for the benefits of retirees.

G Ramachandran

CB-SVRS 

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[Satyanarayana Rao]

Somashekara ji . You still expect UFBU to take initiation to negotiate updation issue with IBA and resolve the issue.
UFBU has little concern about pensioners issues.
CHV is mouth peice of IBA and busy to protect his leadership as ,the VP com Mehta is challenging the continuation of CHV as general secretary of AIBEA.
AIBOC is also not interested in retirees issues.
Only alternative is legal fight through Courts which take decades to decide the litigations.
We r helpless and are the victims of orbitary decisions of all stakeholders.
What can't be cured must be endured.

Yahoo Mail: Search, organise, conquer

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[Narayanan Venkateshwaran]

If wishes become horses beggars will ride on them

C V Narayanan

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[Prasad C N]

DEar Shri Sathyanarayana Raoji,

When 100% DA nutralisation is granted, those who were drawing 100% DA already got ex-gratia of Rs.800/- and Rs.450/-.  This benefit is not extended either in Reserve Bank of India or Government of India.  This is available only in Banking Industry.  Those who were drawing meagre pension are assisted with this benefit. Mr.Sathyanarayana Rao, who did this?

IBA Medical Insurance premium is reduced by matching the premium with that of employees.  Who did this?

Second Pension option is introduced.  If it was not extended, most of those who are finding fault with UFBU would not have been pensioners.

We are getting Ex-gratia.  Amount may be not to the extent we expect or expected.  Who got this?

Humbly request you not to pass any comment on anyone else, blame anyone else and also introspect about our contribution to the problem.  It is not that I am defending UFBU or praising UFBU.  We should enlist support of every source.  We must seek support of everyone.  We do not know, who can be of use.

I am of the firm opinion that Updation of pension would takes place only through negotiation, but not through legal route.  

Thanks, a Million. 

With regards,

Prasad C N

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[Niranjan Cn]

Sirs,

All Associations/Unions conduct conferences and recently AIBPARC also had their General Body at Kochi.  I didt find any adverse comments - any reasons/justification?

Conferences are the normal activity and it is required as per their by-lays also .  Who are we to object ?

Niranjan

Ex Canara

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[Ramachandran Bella]

Well said Somasekaraji. 

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[Niranjan Cn]

Somashekar Sir,

 

I have made an attempt to offer my views on the various points raised by you in your email.  My remarks are in ‘red’ and self explanatory.

 

Instead of wasting lakhs of Rupees on arranging food, accommodation, travel and other expenses and passing resolutions and then submitting representations to iBA which will be thrown into waste basket, AIBRF should go to CHV and Rupam Roy offices and meet them in person and submit strong representation  demanding that

 

Remarks :   I am not holding brief for AIBRF ( not even a member) and also AIBPARC.  We expect AIBRF – to approach CHV/Rupam Roy – and give a strong representation.  Are they blocking our updation ?  Please identify the reason for non-updation – to search the ways for solution/escape route.

 

1.    Both AIBOC and AIBEA should demand IBA to schedule a meeting to discuss updation as no court has barred IBA to negotiate the  issue with UFBU.

 

REMARKS : UFBU is struggling with its own issues without solution. Sir till Singlas case is decided, movement in the issue is difficult.  Please clarify if the updation is a legal right – then why negotiation or bargain sir ?

   

2.    Publish authentic figures of actual and provisional updation cost.

 

REMARKS :  Sir anyone has published the authentic figures ?  Can it be done – without knowing what are the parameters/formula  for updation ?  Further, even if they poblish some figure say 50k – what next sir ?  will we get updation ?

3.    Merge DA@8088 for all pensioners.

REMARKS :  We shall wait for updation – as it is mother of all demands – we shall avoid any distraction sir .  Will it be right stand sir ?

 

4.    Only IBA and UFBU has authority to  discuss and recommend amendment of pension regulations.

Remarks :  Better not to worry about amendment – we have various examples, wherein first decided and only after some years Regulations are amended. 

 

5. AIBRF should demand that minutes of 08.03.24  should be discussed and resolved. Provided AIBRF has enough courage and guts to meet CHV and Roopam Roy and demand above actions.

Remarks :  Really puzzling – why guts are required to meet Rupam Ror or CHV ? Have you observed AIBPARC is writing letters to IBA/DFS/FM and not to UFBU or their parental organisation AIBOC.  08.03.24 minutes are discussed and resolution is a different matter altogether.

 

All unions/federations are required to conduct General Body as per their bylaws and it is a legal requirement.  IF AIBRF confereance is waste of money, then AIBPARC conference also waste of money.

 

Niranjan

Ex Canara.

 

On Tue, Jun 9, 2026 at 4:17 PM JSOMA SHEKARA <jsomase...@gmail.com> wrote:

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[Gopalakrishnan Ramachandran]

Though I agree that any updation can be achieved only through negotiation, there is visible laxity on the part of the unions, in forcing IBA for talks in this regard.

With reference to other points, ex-gratia of ₹800 and ₹450 are pea-nuts compared to the pension RBI retirees are getting.

IBA medical premium for retirees made at par with employee's. It is very good. But our demand of absorbing the entire premium or even a part of it,  by the bank remains a distant dream.

Second option has come but with a heavy price, of course with a lot of negotiations..

Yes, we got ex-gratia. Who got it?. I don't think any union demanded ex-gratia en route to updation. At least there is no circular from union demanding ex-gratia, at least to my knowledge.

Yes, we cannot undermine unions as they stand for our interests. But our regret is that much more things could have been done, considering the advanced stage of senior pensioners..it may not be out of place that the entire unions fought for updation in RBI, whereas even the negotiating union of bank retirees are hesitant to take forward our grievances.

G Ramachandran 

CB-SVRS 

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[Niranjan Cn]

Sir,

Please go through the submissions to Supreme Court in Singlas case...  wherein the AIBRF/its affiliates correspondence only produced to the court - and hardly find any correspondence with AIBPARC - for information.  Sir Please check the records.

Niranjan

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[JSOMA SHEKARA]

Mr.Niranjan thank you for your response. I am giving my explanation within the limitations of my knowledge on the subject.

1. I am not holding brief for AIBRF ( not even a member) and also AIBPARC.  We expect AIBRF – to approach CHV/Rupam Roy – and give a strong representation.  Are they blocking our updation ?  Please identify the reason for non-updation – to search the ways for solution/escape route.

Sir, You are aware IBA has declared in its website itself that it will not communicate with retirees individually or through their organizations. It will negotiate with UFBU only but both IBA and UFBU have not discussed updation and  are including it under residual issues  in every BPS. Neither UFBU has discussed the issue among its constituents and submitted a specific demand nor has IBA come out with any formula or any scheme. Feasibility of any demand can be assessed only by deciding formula and  placing authentic cost data and discussing source of funds. Both IBA and UFBU are avoiding it. IBA avoided Updation discussion by the Tangirala committee by assuring that it will be discussed separately? Where is the discussion? This is the reason for non updation.

1.UFBU is struggling with its own issues without solution. Sir till Singlas case is decided, movement in the issue is difficult.  Please clarify if the updation is a legal right – then why negotiation or bargain sir ?

  Sir,  Please give me a single reason how M C Singla case is a hindrance to negotiate updationpension

1. No court has passed stay on negotiation, 2. UFBU has not filed case 3. IBA and UFBU signed agreements in respect of 1616-1684 case and pension to resignees when several cases were pending. It must be noted that UFBU is not a party in Singla case and only IBA is a party. 4.  IBA and UFBU may agree on Updation with the condition subject to withdrawal of case in court.

Negotiation of any demand by Unions is necessary when there is no legal right. When there is legal right justice may be secured through court. No need of negotiation.  Wherever there is pension scheme improvements are being implemented. RBI, Nabard have achieved updation. LIC pensioners' demand for updation is pending in court. SBI pensioners are achieving improvements. Central govt is updationg  pension of their retirees in every pay commission. Judges are updating their own pension by lakshs.  Do all these pensioners have the right to updation? Why pre 2002 pensioners  only need to prove the right to updation.

Is 5 day banking a right?Is PIL a right. That is possible due to negotiation.

2. Sir anyone has published the authentic figures ?  Can it be done – without knowing what are the parameters/formula  for updation ?  Further, even if they poblish some figure say 50k – what next sir ?  will we get updation ?

To maintain transparency in BPS proceedings  UFBU should arrive at consensus on type of updation, formula, load factor and  submit a specific demand on updayion and IBA can come out with actual cost of updation and provisional cost for that specific demand. Further it can be negotiated and a feasible scheme can be implemented. Why authentic cost is required is it will create a level playing field for both petitioner and Banks in  M C Singla case. Multiplying some figure with 750000(number of pensioners) and claiming huge cost is just unfair. Only after arriving at authentic cost can we assess actual shortage of funds and find ways for sourcing it.

3. 

We shall wait for updation – as it is mother of all demands – we shall avoid any distraction sir .  Will it be right stand sir ?

Merger of DA@8088 points is not a distraction it makes path easier for updation.

IBA has suggested UFBU to submit a proposal for merger of DA if it is cost neutral.

But there will be some 800-1000 increase in pension if DA is merged, UFBU could have negotiated this. For some reason UFBU was not interested,

Better not to worry about amendment – we have various examples, wherein first decided and only after some years Regulations are amended. 

0n 08.03.2024 IBA and UFBU signed minutes agreeing to discuss updation in every settlement and make necessary recommendations for amendment of regulations. IBA in the past  has made it clear that it will not take any independent decisions on retirees issues and only act according to specific mandate of Banks. So Banks might have given specific directions to iBA to negotiate updation issue and  and make necessary recommendations.  In 2023 DFS included periodical updation in every settlement in the agenda of Tangirala committee. IBA Assured the committee  that it will be discussed separately. Tbangirala committee has submitted a report to the DFS. As a follow up of the report DFS might have directed banks to consider discussing the issue. So banks have given authority to the IBA to discuss the issue and submit recommendations. So 08.03.24 minutes signed. But why was it abandoned? Only possible explanation is that IBA might have convinced DFS that it will affect M C singla case prospects of the Bank.

Really puzzling – why guts are required to meet Rupam Ror or CHV ? Have you observed AIBPARC is writing letters to IBA/DFS/FM and not to UFBU or their parental organisation AIBOC.  08.03.24 minutes are discussed and resolution is a different matter altogether.

"A person with a child in their arms searches the whole village for it."  

When we have our own trade unions who have authority to discuss and resolve updation issue in BPS, it is natural that the retiree's associations should approach these leaders rather than MPs and MLAs. That means these leaders are not responding. if they can write to Prime Minister of the country why not to AIBEA and AIBOC. I have not come not across any such letter by AIBRF or AIBPARC. Maybe it is match fixing or they are not sure of the proper response.

The final conclusion is as on date no court has passed any stay on negotiations, IBA and UFBU need to publish actual updation cost and provisional cost of updation and start discussions and  an agreement can be  reached subject to withdrawal of court case.

Otherwise it is better in the interests of employees and pensioners that IBA and UFBU back off from negotiations and DFS should appoint a committee to resolve  retirees issues in a short time of 3-6 months.

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[Srinivasan Badri]

MrCNPrasad is absolutely correct in his observations.

The late Singla case is more a hurdle than a way out for updation.it is an impediment for a negotiated settlement. So sooner the case is heard  and verdict given either way, it is good.

UFBU is not able to move much on Retirees matters though there is appreciable movement.

Retirees like AIRBF are only making noise only as they have no negotiation authority with IBA .Even if they get they cannot crack any thing without the cooperation  of the serving employees/ officers association presently UFBU. But there appears to be some misunderstanding between them.

So UFBU is not strong as it looks.

Let us hope for the best.

Optimism isgood .But over ambition  and making calculations etc on what is not decided will end  in disappointment totally affecting our health at this age

Let us keep 🙏 praying for the good.

Srinivasan Badri 

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[JSOMA SHEKARA]

To claim that the M C Singla case is hurdle forIBA and UFBU to negotiate  pension updation is  illegal, illogical and  an attempt to mislead pensioners.

1. No court has passed a stay on negotiations.

2. IBA had appointed a committee to study pension revision when  the case was pending in SC.

3. DFS  also appointed the  Tangirala committee to examine pension updation in every settlement during 2023 when the case was pending. IBA did not claim sub judice before the committee but said it will be discussed separately which means M C Singla case is not a hurdle to negotiate the issue.

4. In 2024 PSU banks gave mandate to IBA to discuss , negotiate pension related issues  and recommend amendment to pension regulations.  M C singla  case was not a hurdle for Banks. Accordingly the IBA called the UFBU and signed minutes on 08.03.24

5. In the past IBA and UFBU discussed issues which were pending in courts.

6.IBA itself in the past has asked UFBU to submit a specific mandate.

PAST TRACK  RECORD OF IBA AND UFBU PROVES THERE IS NO GUARANTEE THAT THEY WILL DISCUSS AND NEGOTIATE ISSUE IF NO CASE IS PENDING IN COURTS 

100% DA case was concluded in 2018. But no attempt was made by IBA and UFBU to negotiate the issue after the case was dismissed by SC. Issue was resolved after 5 years thanks to the DFS appointed Committee.

Merger of DA@8088 points, Uniform DA for all pensioners, extending base year 2016 for all pensioners.Why these issues are not discussed as none of these issues are pending in court.

IBA is protecting the interests of the Banks by misinterpreting the legal meaning of SUB JUDICE. Sub Judice is to protect the benefits of  petitioners not for blocking negotiations.

For ex: Sub judice is to prevent management from withdrawing benefits from retrospective effect when the case is pending.

But why UFBU is not demanding negotiations?

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[JSOMA SHEKARA]

A surprise gift by CHV  to pensioners on grand rerelection

AIBEA has passed  several resolutions during the conference  in Bengaluru.

As Pensioners issues have been pending since the last 30 years, AIBEA has included Updation in their resolution list AT SERIAL NO 36. UPDATION FORMULA SERIAL NO 39.

As  leaders are elected for life time they are sure to resolve issues in another 30 years.

Long Live leaders. Good Bye pensioners

[Prasad C N]

Dear Shri Ramachandran,

RBI pensionerswho were receiving Dearness Relief at 100% have not even received even peanuts, when 100% DA benefit was extended. Those who got Rs.800/- are those who are receiving peanuts as pension

Thanks, a Million. 

With regards,

Prasad C N

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[Satyanarayana Rao]

Sri Somashekara ji.Your anguish and writing are very much right.
The UFBU and where is paisa negotiator and reelected leader of AIBEA are the main culprits ably supported IBA by their passive voice.
We have to depend only on court verdict.

Yahoo Mail: Search, organise, conquer

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[Niranjan Cn]

Somashekhar ji,

Why worry, singlas case will award updation on RBI lines,  expecting that(as per AIBPARC ) they have put under no 36.

Why we retired officers are depending on minority workmen union/leader ?  By doing so, we are undermining the capacity of of AIBOC.  It is unfair to them.

Niranjan

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[Mohan V.R]

Dear Sir,

Luckily AIBEA passed only 40 resolutions. What if they had passed 80 RESOLUTIONS?

It is your ATTITUDE not your APTITUDE  which determines your ALTITUDE in life.

Mohan.V.R.

F-1, CSR HOMES, 

Plot 95, Nehru Street,

Alwar Thiru Nagar,

CHENNAI 600087.
MOB No. 8148236931

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[kushal mukhoti]

Maybe the resolutions are arranged in ascending order of importance! 

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