[Sarangapani Rao]

Pension as is well known, is the deferred portion of the compensation for rendering long years of service. It is a hard-earned benefit accruing to an employee, in the nature of property,", the bench comprising Justices R. Subhash Reddy and Hrishikesh Roy observed.

Date :  19 /11/2021

[Venugopal Cheriyachanaseril]

Jai Shriram!

On Sun, 21 Nov 2021, 11:22 am Ram Kumar Gupta, <rkgup...@hotmail.com> wrote:

GM Sir. Excellent Analysis Shukla jee keeping all the points in open basket.  Keep it up Sir.

R.K.GUPTA

Consulting Faculty & Author 

(Banking & Finance)

H. No. 207 | Sector -16 | Faridabad 121002

M: +91 9899093635 | E: rkgup...@hotmail.com  

---

From: Dr.Dhananjaya Bhupathi <doctordh...@gmail.com>
Sent: Sunday, November 21, 2021 11:04 AM
To: jagat niwas Shukla <jagat.n...@gmail.com>
Cc: bainkatesh mishra <bainkates...@gmail.com>; INDRAJIT SANYAL <indrajit...@gmail.com>; Sushil Kumar <Kumars8...@gmail.com>; Manish Pranami <manish...@gmail.com>; mastan vali <mastan...@gmail.com>; mrs...@ymail.com <mrs...@ymail.com>; n.srinivasan N SRINIVASAN <nsri...@gmail.com>; pravin biswas <pravin...@gmail.com>; venky iyer <venkyra...@gmail.com>; 1993sou...@gmail.com <1993sou...@gmail.com>; aib...@gmail.com <aib...@gmail.com>; ajayjhi...@gmail.com <ajayjhi...@gmail.com>; allbankin...@gmail.com <allbankin...@gmail.com>; anoop...@gmail.com <anoop...@gmail.com>; arnab...@gmail.com <arnab...@gmail.com>; asam...@gmail.com <asam...@gmail.com>; auravku...@gmail.com <auravku...@gmail.com>; b2sh...@gmail.com <b2sh...@gmail.com>; balaji...@yahoo.com <balaji...@yahoo.com>; bankpe...@googlegroups.com <bankpe...@googlegroups.com>; daya...@gmail.com <daya...@gmail.com>; Gk65...@gmail.com <Gk65...@gmail.com>; hail...@yahoo.co.in <hail...@yahoo.co.in>; kamal...@gmail.com <kamal...@gmail.com>; Karwasr...@gmail.com <Karwasr...@gmail.com>; kcpi...@gmail.com <kcpi...@gmail.com>; kmbhand...@gmail.com <kmbhand...@gmail.com>; ma...@iba.org.in <ma...@iba.org.in>; mani...@gmail.com <mani...@gmail.com>; moha...@gmail.com <moha...@gmail.com>; Nareshk...@gmail.com <Nareshk...@gmail.com>; neelak...@yahoo.com <neelak...@yahoo.com>; nmk...@gmail.com <nmk...@gmail.com>; pkmak...@gmail.com <pkmak...@gmail.com>; Prateek...@gmail.com <Prateek...@gmail.com>; ramachan...@gmail.com <ramachan...@gmail.com>; raman...@gmail.com <raman...@gmail.com>; roy.shy...@gmail.com <roy.shy...@gmail.com>; shyam...@yahoo.co.in <shyam...@yahoo.co.in>; shyamga...@gmail.com <shyamga...@gmail.com>; skar...@gmail.com <skar...@gmail.com>; sks...@gmail.com <sks...@gmail.com>; Somya...@yahoo.com <Somya...@yahoo.com>; ssba...@gmail.com <ssba...@gmail.com>; ush...@gmail.com <ush...@gmail.com>; vanita...@gmail.com <vanita...@gmail.com>; ved...@gmail.com <ved...@gmail.com>; Venkat...@gmail.com <Venkat...@gmail.com>; vijaybab...@gmail.com <vijaybab...@gmail.com>; vkkhan...@gmail.com <vkkhan...@gmail.com>; vrsivaram...@yahoo.in <vrsivaram...@yahoo.in>; A.RAMASAMY <zdkay...@gmail.com>; Acharya CBPRO convenor <acharyave...@gmail.com>; AIBRF <martisf...@gmail.com>; AIBRF <sharb...@rediffmail.com>; AIBRF Niranjan <niranjan....@gmail.com>; ALL INDIA BANK OFFICERS Confederation <aiboc...@gmail.com>; ALL INDIA BANK PENSIONERS & RETIREES CONFEDERATION <aib...@gmail.com>; Allamaraju RameshBabu Allamaraju <babu...@gmail.com>; bankhelpline <ca...@bankershelpline.com>; Bhagwa Poosukuri <ddre...@gmail.com>; Bhagwan Pooskuri <bhagwan...@gmail.com>; C.Gangadhar Yadav <cgangad...@yahoo.co.in>; Chhapia, Dena Bank <hsch...@gmail.com>; Chittor Venkata Appaswamy <appu...@gmail.com>; CNPrasad,SBM <cn_pr...@yahoo.com>; COMMUNIST PARTY <c...@cpim.org>; Deshpande <dilip...@gmail.com>; Deubey <faujda...@gmail.com>; Deval Mishra, WEBANKERS. <Sharewe...@gmail.com>; Devanshi Dubey <mumb...@rediffmail.com>; Girish Chandra Khare <girishc...@gmail.com>; Gunasekharan <ind...@gmail.com>; Hema <hemap...@gmail.com>; Indian Banks Association <c...@iba.org.in>; Indian Banks Assoociation <d...@iba.org.in>; J.Srinivas Baba <jsba...@gmail.com>; jAIKISHAN <jamb...@yahoo.co.in>; Jayaprakash Nagaraja Rao <njayapr...@gmail.com>; KASIGARI SAMUEL <KASIGAR...@gmail.com>; KL Rao <contac...@gmail.com>; Krishna Siva Chaitanya <krishnashi...@gmail.com>; Manmohan Siingh Siddhu <obcretire...@gmail.com>; MK Rama Prasanna <mkrpr...@gmail.com>; Mohan Bhat <pmbha...@gmail.com>; monagupta <loyal...@gmail.com>; Mrs.Vinutharao <vinuthara...@gmail.com>; MS Tandon <madhusud...@gmail.com>; Nataraj Pulluru <nataraj...@gmail.com>; R.K.Sharma sbpra <raj.kr...@yahoo.in>; RADHAKRISHNAN.V Viswanathan <dhanu...@gmail.com>; rajamallaiah uppuleti <rajamallai...@gmail.com>; Rajesh Mittu Ludhiana sb <rajesh...@gmail.com>; Rajiv Sharma <rajivsha...@gmail.com>; Ram Kumar Gupta <rkgup...@hotmail.com>; rama krishna Adepu <ade...@gmail.com>; Rama Mohan Rao <drcr...@gmail.com>; RAMACHANDRAN S RAMACHANDRAN S <raman...@gmail.com>; Rampal Trivedi <trivedi...@gmail.com>; RS Sharma <rssha...@gmail.com>; Sabyasach sanyal <sabyasac...@gmail.com>; Samuel Kasigari <roopak...@gmail.com>; Sunagar <dksun...@gmail.com>; Suresh Babu Karru <sureshba...@yahoo.co.in>; Thomas Franco <ngcf...@gmail.com>; V.Nagaprasad, Syndicate Bank <nagasy...@gmail.com>; Vasant <vasan...@gmail.com>; Vasigala Ramesh <vbvr...@rediffmail.com>; Venugopal Cheriyachanaseril Venugopal Cheriyachanaseril <ceey...@gmail.com>; Victor Man Mohan Syndicate Bank. <victorm...@gmail.com>
Subject: Re:

 

GM Shukla Ji! Your factual analysis is excellent. So Punjab, Haryana,
UP are rich farmers and well organized whom none can beat. It is a
step.

On Sat, Nov 20, 2021 at 8:27 PM jagat niwas Shukla
<jagat.n...@gmail.com> wrote:
>
> फोरम आफ बैंक पेंशनर एक्टिविस्टस्
> Forum of Bank Pensioner Activists
> PRAYAGRAJ
> न त्वहं कामये राज्यं  न स्वर्गं नापुनर्भवम्।
> कामये दुःखतप्तानां प्रणिनामार्तिनाशनम्॥
> हिमालयं समारभ्य, यावत्  इंदु सरोवरम्।
> तं देवनिर्मितं देशं, हिन्दुस्तानं प्रचक्षते।।
>
> COMMENT ON PM STATEMENT,
> REPEALING 3 AGRI ACTS.
>
> Yesterday, on 19th Nov. in a letter addressed to a top executive of the PMO, we very accurately stated that after the failure of the so called farmers' movement, the PM's announcement of abrogation of 3 agricultural laws on Guru Gobind Singh Jayanti stunned the nation. Whatever the reason, the Prime Minister's move was a "masterstroke", just like the demonetisation move in 2016. It was not even known to any political pundit because they were living in the illusion that Modi does not take a step back.
>
> Only Modi's government can do this. Now if Modi is said to be the great, then a group of 'Charandasas' will be bent on tearing their clothes. Taking cognizance of minor disagreements in the name of farmers and announcing the withdrawal of such laws, which have been notified after the assent of His Excellency the President, can undoubtedly be done only by a politician of strong will power like Modi. Country should feel proud to have a toughest man in driving seat of India as nation of 130 crore.
>
>
> Who were they, were they really the farmers who put up camps blocking the highways leading to Delhi?
>
>
> Where were they from, who were they, were they really middle and marginal farmers from all corners of the country working in the fields?
>
>
> These were only a handful of traders of agri produces from Punjab and western Uttar Pradesh and clubbed with anti-national forces ranging from Khalistani to anti-India. They were here agitating for their self interests, which was going to be ruined by the new law.
>
> There is another aspect which we cannot ignore. Once upon a time Punjab was the center of insurgency. Khalistani forces have not been eradicated yet. They are active from foreign soil. It is backed by Pakistan and China in a guise.
>
> It would be correct to agree that we have a large army of anti-nationals in the disguise of  Naxals, Urban Naxals, terrorists are involved. These forces do their work and when needed, they are seen in supporting each other. His sympathisers are also politicians and journalists. Such politicians and journalists do not criticize or oppose the policies and programs of Modi government in public interest, but are working on the lines of "enemy's enemy is friend" with a sense of vengeance. When such people became sympathetic to the anti-nationals in the blind opposition of Modi, they did not know, while the world's well-known political analysts and journalists sitting thousands of miles away from India have been discussing it.
>
> Modi has three drawbacks, first is that he is honest, the second drawback is that he is born in a backward caste and the third drawback is to be born in an ordinary poor family. The departure of the Nehru dynasty from the Takht-e-Taus of Delhi is hurting the dynastic ruler and his warlords. Seeing the Nehru dynasty, many regional royal houses have been formed in the country. The royal houses that have been uprooted from power have become blind in vengeance. We have a simple thinking, whatever has happened against the dynastic rulers, has been done by the democratic Constitution and the people. Modi is completely innocent. He is honest, it is his conscience. He was born in a backward caste, it is not his fault. He was born in an ordinary poor family, it is not his fault either.
>
> The fact worth noting is that ever since Article 370/35A has been removed from Kashmir, the terrorists from Kashmir are intending to fold their beds and unfold that in Punjab.
>
> Channi, the new Chief Minister of Punjab, is advocating to open trade  with Pakistan. They are opposing to increase the BSF territory. We all know that Punjab shares its borders with Pakistan. Channi's love for Pakistan is not new. The country has also seen such courtship between Abdullah's father-son and Muftis. The country has seen Navjot Sidhu bowing at the feet of Imran Khan and Bajwa. After seeing all this we understand that the country has no illusions about Sidhu, Channi's agenda. They were following the strategy of the Antonio Maino, which Captain Amarinder Singh was not ready to do.
>
> Punjab is the border state of the country. The contribution of this state and its people towards the country remains unmatched. But due to some political vendetta, Congress always keeps Punjab hot. Punjab remained like a laboratory. Sometimes Operation Bluestar and sometimes the ruthless killings of Sikhs under Rajiv's regime have hurt it somewhere.
>
> The patience that Modiji has is great.The orgy that took place on the streets of the capital and New Delhi on Republic Day, the way the Red Fort was disgraced, the injuries suffered by more than 400 policemen, but no force was used against these miscreants, it speaks the depth of Modi patience. See, Punjab Chief Minister Channi is glorifying such miscreants and giving financial assistance. One state which is dealing against miscreants in court, another state of the Republic of India is giving aid to these criminals from the state. If there is Congress, anything can happen!
>
> (J. N. Shukla)
> National Convenor
> 20.11.2021
> 9559748834
>
>
>
> कल 19 नवंबर, 2021 को पीएमओ के एक शीर्ष कार्यकारी अधिकारी को संबोधित एक पत्र में हमनेंं बहुत सटीक रूप से कहा कि तथाकथित किसान आंदोलन को विफल होने के बाद, गुरु गोविंद सिंह जयंती पर पीएम द्वारा 3 कृषि कानूनों को निरस्त करने की घोषणा ने देश को स्तब्ध कर दिया। कारण जो भी रहा हो, प्रधानमंत्री का यह कदम एक मास्टरस्ट्रोक था, ठीक वैसा जैसा 2016 में विमुद्रीकरण का कदम था। इसका अंदाजा किसी राजनीतिक पंडित को भी नहीं था क्योंकि. वे इस मुगालते में जी यहे थे कि मोदी बढ़ा कदम वापस नहीं लेते। ऐसा मोदी की सरकार ही कर सकती है। अब अगर मोदी महान कह दिया जाए तो चरणदासों का समूह अपना कपड़ा फाड़ने पर आमादा हो जाएंगे। किसानों के नाम पर मामूली बचीखुची असहमति का संज्ञान लेना और ऐसे कानूनों को वापस लेनें की घोषणा करना, जो महामहिम राष्ट्रपति की स्वीकृति के बाद अधिसूचित किये गये हो, बेशक मोदी जैसे दृढ़ ईच्छा शक्ति का राजनेता ही कर सकता सकता है।
>
> वे कौन थे, क्या वे वाकई किसान थे, जो दिल्ली आने वाले राजमार्गों को बाधित करते पड़ाव डाल रखे थे?
>
> वे कहां से थे, कौन थे, क्या वाकई खेतों में काम करने वाले देश के कोने-कोने से आये मध्यम और सीमांत किसान थे?
>
> ये तो मुठ्ठीभर पंजाब और पच्छिमी उत्तर प्रदेश के जिंसों के व्योपारी थे और इसमें देशद्रोही खालिस्तानी से लेकर भारत विरोधी शक्तियां सामिल थीं। वे अपने स्वार्थ को लेकर आंदोलन कर यहे थे, जो नये कानून से चौपट होने वाला था। एक दूसरा पक्ष भी है, जिसे हम नजरंदाज नहीं कर सकते। किसी समय पंजाब इनसर्जेंसी का केन्द्र था। खालिस्तानी ताकतें अभी निर्मूल नहीं हुईं हैं। वे विदेशी धरती से सक्रिय हैं। ये छद्म तरीके से पाकिस्तान और चीन से समर्थित है।
>
> ऐसा मानना सही होगा कि हमारी अपनी धनती पर छद्मवेश में देशद्रोहियों की बड़ी फौज है, जिसमें नक्सल, अर्बन नक्सल, आतंकी शरीक हैं। ये शक्तियां अपना-अपना काम करती हैं और जरूरत पड़ने पर एक दूसरे की पैरवी में दिखती है। इनके हमदर्द राजनीतिज्ञ और पत्रकार भी हैं। ऐसे राजनितिज्ञ और पत्रकार कोई सरकार की नीतियों और कार्यक्रमों की लोकहित में आलोचना या विरोध नहीं करते, बल्कि प्रतिशोध की भावना से "दुश्मन का दुश्मन दोस्त" की तर्ज पर काम कर रहे हैं। मोदी अंध विरोध में कब ऐसे लोग देशद्रोहियों के हमराही हो गये, इन्हे पता नहीं चला, जबकि दुनिया के जानेमाने राजनीतिक विष्लेषक और पत्रकार भारत से हजारोंं मील दूर बैठे इसकी विवेचना करते रहे है।
>
>
> मोदी की तीन कमियां हैं, एक तो वे ईमानदार है, दूसरी कमीं उनका पिछड़ी जाति और तीसरी कमीं साधारण परिवार में जन्म लेना है। दिल्ली के तख्त-ए-ताऊस से नेहरू राजवंश को विदा करना राजवंशीय शासक और उनके सिपहसालारों को खल रहा है। नेहरू राजवंश की देखादेखी देश में अनेक क्षेत्रीय राज घराने बन गये हैं। जो राज घराने सत्ता से उखड़े हैंं, वे प्रतिशोध में अंधें हो चुके हैंं। हमारी सीधी सोच है, जो कुछ राजवंशीय शासकों के खिलाफ हुआ है, वह लोकतांत्रिक संविधान और जनता ने किया है। मोदी सर्वथा निर्दोष हैं। वे ईमानदार है, यह उनका अपना विवेक है। वे पिछड़ी जाति में पैदा हुए, इसमें उनकी कोई गलती नहीं है और वे सामान्य से गरीब परिवार में जन्में इसमें भी उनका कोई दोष नहीं है।
>
> नोट करने लायक तथ्य यह है कि जब से कश्मीर से धारा 370/ 35ए हटाई गई है, कश्मीर से आतंकबाद अपना बिस्तर समेट पंजाब में बिछानें की मंशा पाले हुए है।
>
> पंजाब के नये मुख्यमंत्री चन्नी पाकिस्तान से व्यापार करने की पैरवी कर रहे हैं। बीएसएफ का कार्यक्षेत्र बढ़ाने का विरोध कर रहे हैं। हम सब जानते हैं कि पंजाब की सीमाएं पाकिस्तान से लगी हैं। पाकिस्तान के प्रति चन्नी का प्रेम कोई नया नहीं है। ऐसा प्रेमालाप तो अब्दुल्ला बाप-बेटे और मुफ्ती का भी देश ने देखा है। देश ने नवजोत सिद्धू का इमरान खान और बाजवा का चरणस्पर्श प्रणाम करते देखा है। यह सब देखने के बाद हम समझते हैं कि सिद्धू, चन्नी की कार्यसूची को लेकर देश को कोई भ्रम नहीं है। वे अंटोनियों की व्यूहरचना के हिसाब से चल रहे थे, जो फौजी कैप्टन अमरिंदर सिंह नहीं कर रहे थे।
>
> पंजाब देश का सीमावर्ती प्रदेश है। इस राज्य और यहां के लोगों का देश के प्रति अप्रतिम योगदान रहता है। लेकिन कुछ राजनीतिक प्रतिशोध के कारण कांग्रेस पंजाब को हमेशा गरम तवा बनाये रखती है। पंजाब एक प्रयोगशाला की तरह रहा। कभी आपरेशन ब्लूस्टार तो कभी राजीव शासन में सिखोंं की बेरहम हत्याएं कहीं न कहीं इसे चोट पहुंचाया है।
>
> मोदीजी ने जो धैर्य रखा वह महान है। गणतंत्र दिवस पर राजधानी न ई दिल्ली की सड़कों पर जो तांडव हुआ, लाल किले का जिस तरह महिमा मलीन की गई, 400 से ज्यादा पुलिसकर्मियों को जिस यरह चोटें पहुंचाईं गईंं, लेकिन इन उपद्रवियों के खिलाफ कोई बल प्रयोग नहीं किया गया, यह मोदी जैसे धैर्यवान राष्ट्राध्यक्ष की कर सकता है। देखिए, पंजाब के मुख्यमंत्री चन्नी ऐसे उपद्रवियों को महिमामंडित करते आर्थिक सहायता दे रहे है। एक राज्य जो ऐसे लोगों के खिलाफ अदालती कार्यवाइयां कर यही है, भारत गणराज्य का दूसरा प्रदेश इन्ही अपराधियों की राज्य से सहायता दे रहा है। कांग्रेस है तो कुछ भी हो सकता है!
> (जे. एन. शुक्ल)
> नेशनल कंवेनर
> 20.11.2021
> 9559748834
>

[Debasish Mukherjee]

COPYOF AN EMAIL FROM A SBI PENSIONER TO FM.                                                                                  

Dr K Srinivasa Rao, MA CAIIB PhD

                                                                                           Chief General Manager (retd)

                                                                                                State Bank of India

                                                                                                B.612, Western Plaza, Shaikpet,

                                                                                                Hyderabad 500 104

                                                                                                Ph: +91 917 703 9420.

To 

Smt Nirmala Sitaraman,                                                     21-11-21

Hon’ble Finance Minister,

Govt. of India, New Delhi.

Dear Smt Nirmala Sitaraman Madam,

I take the liberty to mention that, as a poor pensioner of SBI, I had already addressed a few letters to you bringing to your notice the plight of not only myself but that of innumerable other old pensioners of SBI who are being systematically and cruelly deprived for decades by SBI of the right amount of monthly pension due to them

Our ancients left us a very valuable principle on which to conduct our lives. That is, “Satyam Vada, Dharmam Chara”. So, I will set out a few truths and request you, as before, to ”Let Truth Triumph” in accordance with our national motto “Satyameva Jayathe”.

The Truth is that I retired in 1994 after more than 37 years of service in SBI, having joined it as an Officer. As a Chief General Manager, I had command over hundreds of officers and other staff. Despite all the name, fame and glamour of my position, the basic pension component in the monthly amount I receive is  meagre and measly and has never been revised since 1994. It is now less than what I have to pay my servant maid !

The Truth is that the small rise in my monthly gross pension amount is due to a half-yearly revision of Dearness Allowance, amounting to less than Rs.500. This amount does not at all neutralise the terrible way in which prices are rising. It is fixed on some arbitrary formula that does grave injustice to us. (When I was in service I used to pay 65 paise for a liter of petrol, now I have to pay Rs.120 per liter).

The Truth is that we the older pensioners of SBI can mention without any shyness or false modesty that we and we alone were responsible for bringing the SBI to its present pre-eminent position. We toiled very hard to go into the field seeking the small industrialist and the small farmer to convince him to obtain bank finance and avoid private finance,in his own interest and that of the economy. We toiled day and night for years in infusing in SBI the ideals of a truly nationalised bank which was brought into being by conversion of the old imperialistic Imperial Bank of India.

The Truth is that on the efficacy of SBI only were some other private sector banks converted into public sector banks later in 1969.

The Truth is that the Reserve Bank of India is not a commercial bank having direct public contact or experience or any risk-taking. All the same, recently its pensioners were granted updation of pension, and the principle of “One Rank, One Pension” is accepted.

The Truth is that the bureaucrats in the Finance Department or other Departments of GoI who assume power over the banking system are not people who grew with the system and gained practical experience, but have learnt the art of dictating terms just through their hat and off-the-cuff reaction. All the same, their own pensions are updated and full DA neutralisation takes place automatically.

The Truth is that if the RBI and the Finance Department bureaurats had given proper advice to our highly respected and sincere PM Shri Modi ji, the demonetisation in 2016 would just have stopped with the abolition of Rs.500 and Rs.1000 notes which were accused of being the means of black money and corruption in India. But, on what principle God knows, new notes of Rs.2000 were introduced and they are playing havoc with the economy, leading to more corruption and black money and the undermining of a free and fair election system which is so essential in a democracy.

The Truth is that despite the PM’s deep anxiety and sincere effort to put the economy on a digital basis for the most part in accordance with modern technological trends, actually CIC (Currency in Circulation) has increased as a percentage of the GDP, instead of going down. To reverse the deterioration and tax evasion, let the GoI  abolish the Big Note and see the rise in most transactions being conducted on a noncash basis. Or, if GoI believes that the Big Note is playing a wonderful role, let them introduce a still Bigger Note (of Rs.10000 or Rs.20000 denomination) and see the economy take a dive into an abyss just in a few months.

The Truth is that you were kind enough to tell the bank managements, more than a year ago, to become kind to their pensioners,.

The Truth is that, nothing, nothing, NOTHING whatever has been done in the past more than one year by IBA to whom your directive was addressed. The IBA is a loose club of banks and, by its own admission, is not a legal entity. It only appointed some Committee to “look into the matter” which is looking into the actuarial calculations as to what happens in pension updation is granted, and so on and so forth, while bank pensioners are dying almost every week one by one. The IBA is looking for a site to dig a well just when the building has caught fire.

The Truth is that SBI is an institution governed by a separate Act and does not bear comparison with other banks which were nationalised subsequently. Its pension fund has enough funds belonging to the pensioners. The pensioners of SBI are unlike the bureaurats to pay whom the GoI taxes people. The RBI too does not earn its income by hard sweat and risk-taking unlike commercial banks who do lending with the funds borrowed from the public and have to pay the depositors whether or not they earn a return on their lendings, and have to pay for bad debts out of their own present or previous profits. All the same, RBI pensioners have been given updation of pension just out of the blue just as the bureaurats also enjoy great pensions.

The Truth is that the Club IBA’s move to club SBI with other banks despite SBI having a robust pension fund balance looks to be a ploy to reject SBI pensioners’ demand for updation of their pension on the ground that if their request is granted, then the pensioners of other PSBs also demand updation despite the possibility of their banks not having enough funds. The IBA has not submitted, even after one year,  a proposal to you the Hon’ble FM of the country so far. Its strategy seems to be to reject the legitimate demand of SBI pensioners on the ground that other banks may not be able to afford updation for their own pensioners. Its intention does not seem to be to recommend updation of SBI pensions and ask other banks to find out their own way of updating their pensions. If IBA thinks SBI is not on a different footing from other banks, then IBA should recommend abolition of SBI Act and bring it on par with other banks. Will it dare to do so? Will it dare to do so in the case of RBI also?

The  Truth is that IBA appears to be in a mood to drive SBI pensioners to the Court. Some SBI pensioners had already gone to the Delhi High Court and their case number is 1875/2013. Despite Supreme Court’s directions to DHC to decide the case in six months, all that the DHC has done is to adjourn the case for more than 10 x 6 times. When the lower Courts themselves disregard the instructions of the Supreme Court, then where does the common man and in particular the poor SBI pensioner go for justice? When the legitimate rights of A are trampled upon by a gangster B and A protests, the reply of B to A in our country is to ask A to go to the Court. B knows that it may take twenty years or more for A to get justice, if at all. It has become a joke to ask people to go to Court if they are harmed. Probably IBA wants SBI pensioners also to try their luck in a Court again. If and when justice comes, there won't be any SBI pensioner alive. Then the problem gets automatically solved and IBA will take the credit for it.

The Truth is that no Truth is self-evident but has to be established by deep investigation of facts and circumstances. In order to reap their own benefits, vested interests set up own stories, which masquerade as truths but are actually fake and false, on way of the real Truth’s journey.

The Truth is that as FM of the country, you have the power to override all impediments and road blocks such as Committees, Sub-committees, Meetings, Reports, Calculations, Formulas, etc etc. SBI pensioners have a clear ground and have the need for an immediate solution for their suffering. On behalf of all SBI pensioners, I beseech you to order immediate updation of pension for SBI pensioners, full neutralisation of the cost of living, enforcement of the “One Rank, One Pension” rule,  and payment of interest for the amount for the period unjustly and cruelly denied to them.You can please also take up the case of PSB pensioners soon thereafter, if need be through IBA, which is struggling for a way out after thoughtlessly combining SBI issue with that of PSBs.

You have been good enough to grant great relief in the case of Family Pensions recently.  Kindly show the same urgency and concern in granting the much-needed relief to SBI pensioners first.

Thanking you and with best wishes, Yours sincerely,

(Dr K Srinivasa Rao)

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[Kalyanasundaram Subramaniam]

The Truth is that if a student knows the answer he will write pointwise. Otherwise he will write paragraph-wise. 

This letter started well but went to uncharted territory. 

S Kalyanasundaram

[JSOMA SHEKARA]

Thank you. Mr. Kalyana Sundaram. In a few words you have aptly described it.

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[Rajamani Srinivasan]

[Shrinivas Parkar]

We all Bank Pensioners are grateful to Hon'ble MP Respected D. Ravikumar Sir for perfectly  taking our issue of Pension Updation in the Loksabha. We pray God to shower his Best Blessings on Respected Ravikumar Sir.

On Wed, 1 Dec 2021 at 15:46, Rajamani Srinivasan

<sraja...@gmail.com> wrote:

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[Shrinivas Parkar]

We are grateful to Hon'ble MP Respected D. Ravikumar Sir for taking our issue perfectly in the Loksabha. We pray God to shower his Best Blessings on Respected Ravikumar Sir.

[Nagaraju Kakani]

Sairam,

I request all the seniors in the group Like Sri Prasad,Soma Sekhara, Sankara Subramanian, DVS Murty, Mukherji, Sesha Iyer, Srinivas Parkar, Mohan, Mohan Rao and other elite to prepare a clear picture on 100% DA, Pension Updation, etc,  to give as feed back  to the MPs like Sri Elengivan,Sri Ravi Kumar, Sri Tejasvi etc, so as to present the correct and clear picture to the Parliament keeping in view the IBA's routine reply to Parliament in general.,in the coming Parliament session.,to the members questions already sent to the Speaker for answering.

With regards,

Nagaraju Kakani

Hyderabad

[mohan p]

Dear Nagaraju Kakani Garu,

In my personal view, the concept of Revision of Pension,as and when salary revision takes place to employees at industry level is fully aware to GOI/MOF and IBA.

In Central Govt/State Govt service it is happening for past few years.

They are just pretending as unaware of our genuine issue!

Yes.I too agree,that while briefing to Hon.MPs on our issues to raise  it  in Parliament  or to FM by retirees/organisations correct details has to be submitted.Certainly they may

not be aware of intricacies of our DA related issues.(need not be also)

But hundreds and thousands of letters have gone to FM/MOF etc on our issues, including a letter from our former PM Mr.ManmohanSingh.Though letters may not resolve our issues, it may at least pave way towards it.

While we have to appreciate, the initiative taken by few MPs in presenting our case to FM etc, at the instance of retirees/organisations, care should be taken by retirees /organisations not to include misleading/ unwarranted issues along with such representations to higher up.

For example the recent letter by 

Mr.Elangovan.MP to FM happens to include on reported misappropriation of Pension Fund, not based on any fact,which is no way related to updation on pension.

Non resolution of extending 100% DA to pre Nov 2002 retirees 

 is a major pending issue, which has already been resolved for RBI pensioners, years back.

Pending cases in this regard,  were reported as a reason by IBA, often not to sort out this issue,  which is already  disposed off now.

No doubt ,Pension Updation /Revision cannot be implemented without resolving above DA issue, and hence our focus would be on Revision of Pension while presenting the matter to FM/MOF,which will resolve all our DA related issues too.

In case of improvement in family pension, at last MOF has approved it.

Now as we learn, the ball is in IBAs court.FM/MOF has already stated in parliament on grant of updation of pension too may be granted once a recommendation from IBA  reaches to MOF.

In court case on updation of pension (SLP 5561/2016)time has given and is now posted to 17th Jan 22 for hearing.

Will IBA committee submit it recommendation to MOF by that time is to be seen.

To view this discussion on the web visit https://groups.google.com/d/msgid/bankpensioner/CAKxG0JWfSXdYFH_ad7Ds5KL2vmQvpsGx-YX_Tyt-4Eus1mLjiw%40mail.gmail.com.

[Balasubramanian Sakthivelu]

As on date we are still waiting for our legitimate benefits,  due to so many setbacks, negligence, intelligence, ignorance,  of so many care takers and God fathers.

What is harm of informing the present status,  to our MPs who are our part and parcel of our society, representating in parliament. If not,  all the facts readily available at their hands to know, they can also understand the seriousness of the situation with all informations available in the open forum. 

Supreme Court judgment has come long back.

RBI has agreed in terms of the directions.

FM & MOF have directed IBA to solve the 20 years pending issue of the retirees, patiently waiting for the settlements.

Bank retirees associations,  are unable to emphasize the directions in between MOF & IBA.

Under these circumstances who has to act upon the issues?.  Nobody considers the issues with due care &  urgency, thereby already surpassed two successful decades. 

While the Central Govt. & the State Govts are taking care of their staff,  with all legitimate retirement benefits, why our issues alone are getting delayed like this.

Not to find fault with any person for any reason , but think about the age factors of the retirees , their families living under extreme difficulties. If this is not an urgent matter to finalize immediately,  with all Court directions, MOF & FM orders, RBI directions, etc., to whom we can ask for the results?????

S.Balasubramanian

To view this discussion on the web visit https://groups.google.com/d/msgid/bankpensioner/CAMCbyDTLwCxDJN-mA%3D3xjne8Cc-14gO9anSfW4coCkpSzQ7prQ%40mail.gmail.com.

[Subramani S]

Sir. I am afraid, such motions, starred or un starred official questions may only evoke stock replies that "no proposals have been received". Instead if any MP talks to the FM in the side lines, a better reply can be expected.

PROS of such motions/questiones :  1) The chorus for Bank Updation gets louder.                    

                                                           2) More MPs taking up our cause through Parliament

                                                               adds pressure on the Govt. to speed up the process of                                                                 Updation.

                                                           3) In reply to such Motion/s the minister may give a reply 

                                                               which may throw some more light (remote ).

CONS : of such motions/questiones :  It may only be a stock reply that " the proposal has not                                                                  yet been received from IBA ". Such reply may only 

                                                              dampen the sagging spirits of the longing pensioners.

Best course :  The MP s and other dignitaries can write directly to the minister and / or 

                         talk to the minister in the sides of the Parliament.

Virus-free. www.avast.com

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[Nagaraju Kakani]

Sairam,Thank you for clear, eloberate and comprehensive information on the above matter regarding pension updation and 100%DA Neutralisation  discussion in Parliament through MPs at the request of Bank Pensioners.

With regards,

Nagaraju Kakani

Hyderabad

To view this discussion on the web visit https://groups.google.com/d/msgid/bankpensioner/CAMCbyDTLwCxDJN-mA%3D3xjne8Cc-14gO9anSfW4coCkpSzQ7prQ%40mail.gmail.com.

[Logu Kuppan]

Dear sirs

Now telling ours is the majority retirees union(AIBRF) and others are very much serious to get full participation of retirees without any demands of ours in the forthcoming all india strike on 16,17 Dec 2021..They are working for their working employees union.

To view this discussion on the web visit https://groups.google.com/d/msgid/bankpensioner/CAKxG0JU-QEk_wO_9no%3D10yJhF%2BFagKtHMc-TSW-P6CQY37o-pA%40mail.gmail.com.

[Raj Venkat]

The strike against merger of banks or privatisation will not succeed.This will delay the updation as FM will look away from the issue.Better retirees should exclude themselves from the issuse of the working staff and officers association by sending letters to FM ..not to lose her sympathy.

To view this discussion on the web visit https://groups.google.com/d/msgid/bankpensioner/CAF_reYVbULogDayDEnqF9P%3DOnKOroDPTLBrOgPUnc%3DfbtmAFeA%40mail.gmail.com.

[Nagaraju Kakani]

Sairam Sir,

Dear Sir,

As good many members are expressing the concern on our demands, it is better and a necessity to draft a comprehensive back ground paper on the subject and present to all the MPs and house leaders to take up the issue in Parliament to solve the issue soon.

Hope the good will prevail ill wills of anti pensioners.

Simultaneously, we may plan for a media coverage on this matter.

With regards

Nagaraju Kakani

Hyderabad

To view this discussion on the web visit https://groups.google.com/d/msgid/bankpensioner/CAF_reYVbULogDayDEnqF9P%3DOnKOroDPTLBrOgPUnc%3DfbtmAFeA%40mail.gmail.com.

[Debasish Mukherjee]

Retirees have no concern whether it will be doomsday for BJP in the coming elections or gain. Even Congress also did not solve retirees long pending issues in spite of repeated pleas. Rather UPA Finance Minister P.Chidambaram taking in confidence of AIBEA G.S.C.H.Venkatachalam and CPI leader D.Raja had done immense of harms to the PSU Banks retirees allowing investment of pension funds in the Stock markets. It will be prudent for the retirees to seek intervention of the members of Parliament in retirees updation and other issues.

Debasish Mukherjee.

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From: "Dr.Dhananjaya Bhupathi" <doctordh...@gmail.com>
Sent: Fri, 3 Dec 2021 20:30:17 GMT+0530
To: jagat niwas Shukla <jagat.n...@gmail.com>, bainkatesh mishra <bainkates...@gmail.com>, INDRAJIT SANYAL <indrajit...@gmail.com>, Sushil Kumar <Kumars8...@gmail.com>, Manish Pranami <manish...@gmail.com>, mastan vali <mastan...@gmail.com>, mrs...@ymail.com, "n.srinivasan N SRINIVASAN" <nsri...@gmail.com>, pravin biswas <pravin...@gmail.com>, venky iyer <venkyra...@gmail.com>, 1993sou...@gmail.com, aib...@gmail.com, ajayjhi...@gmail.com, allbankin...@gmail.com, anoop...@gmail.com, arnab...@gmail.com, asam...@gmail.com, auravku...@gmail.com, b2sh...@gmail.com, balaji...@yahoo.com, bankpe...@googlegroups.com, daya...@gmail.com, Gk65...@gmail.com, hail...@yahoo.co.in, kamal...@gmail.com, Karwasr...@gmail.com, kcpi...@gmail.com, kmbhand...@gmail.com, ma...@iba.org.in, mani...@gmail.com, moha...@gmail.com, Nareshk...@gmail.com, neelak...@yahoo.com, nmk...@gmail.com, pkmak...@gmail.com, Prateek...@gmail.com, ramachan...@gmail.com, raman...@gmail.com, roy.shy...@gmail.com, shyam...@yahoo.co.in, shyamga...@gmail.com, skar...@gmail.com, sks...@gmail.com, Somya...@yahoo.com, ssba...@gmail.com, ush...@gmail.com, vanita...@gmail.com, ved...@gmail.com, Venkat...@gmail.com, vijaybab...@gmail.com, vkkhan...@gmail.com, vrsivaram...@yahoo.in, "A.RAMASAMY" <zdkay...@gmail.com>, Acharya CBPRO convenor <acharyave...@gmail.com>, AIBRF <martisf...@gmail.com>, AIBRF <sharb...@rediffmail.com>, AIBRF Niranjan <niranjan....@gmail.com>, ALL INDIA BANK OFFICERS Confederation <aiboc...@gmail.com>, "ALL INDIA BANK PENSIONERS & RETIREES CONFEDERATION" <aib...@gmail.com>, Allamaraju RameshBabu Allamaraju <babu...@gmail.com>, bankhelpline <ca...@bankershelpline.com>, Bhagwa Poosukuri <ddre...@gmail.com>, Bhagwan Pooskuri <bhagwan...@gmail.com>, "C.Gangadhar Yadav" <cgangad...@yahoo.co.in>, "Chhapia, Dena Bank" <hsch...@gmail.com>, Chittor Venkata Appaswamy <appu...@gmail.com>, "CNPrasad, SBM" <cn_pr...@yahoo.com>, COMMUNIST PARTY <c...@cpim.org>, Deshpande <dilip...@gmail.com>, Deubey <faujda...@gmail.com>, "Deval Mishra, WEBANKERS." <Sharewe...@gmail.com>, Devanshi Dubey <mumb...@rediffmail.com>, Girish Chandra Khare <girishc...@gmail.com>, Gunasekharan <ind...@gmail.com>, Hema <hemap...@gmail.com>, Indian Banks Association <c...@iba.org.in>, Indian Banks Assoociation <d...@iba.org.in>, "J.Srinivas Baba" <jsba...@gmail.com>, jAIKISHAN <jamb...@yahoo.co.in>, Jayaprakash Nagaraja Rao <njayapr...@gmail.com>, KASIGARI SAMUEL <KASIGAR...@gmail.com>, KL Rao <contac...@gmail.com>, Krishna Siva Chaitanya <krishnashi...@gmail.com>, Manmohan Siingh Siddhu <obcretire...@gmail.com>, MK Rama Prasanna <mkrpr...@gmail.com>, Mohan Bhat <pmbha...@gmail.com>, monagupta <loyal...@gmail.com>, "Mrs.Vinutharao" <vinuthara...@gmail.com>, MS Tandon <madhusud...@gmail.com>, Nataraj Pulluru <nataraj...@gmail.com>, "R.K.Sharma sbpra" <raj.kr...@yahoo.in>, "RADHAKRISHNAN.V Viswanathan" <dhanu...@gmail.com>, rajamallaiah uppuleti <rajamallai...@gmail.com>, Rajesh Mittu Ludhiana sb <rajesh...@gmail.com>, Rajiv Sharma <rajivsha...@gmail.com>, Ram Kumar Gupta <rkgup...@hotmail.com>, rama krishna Adepu <ade...@gmail.com>, Rama Mohan Rao <drcr...@gmail.com>, RAMACHANDRAN S RAMACHANDRAN S <raman...@gmail.com>, Rampal Trivedi <trivedi...@gmail.com>, RS Sharma <rssha...@gmail.com>, Sabyasach sanyal <sabyasac...@gmail.com>, Samuel Kasigari <roopak...@gmail.com>, Sunagar <dksun...@gmail.com>, Suresh Babu Karru <sureshba...@yahoo.co.in>, Thomas Franco <ngcf...@gmail.com>, "V.Nagaprasad, Syndicate Bank" <nagasy...@gmail.com>, Vasant <vasan...@gmail.com>, Vasigala Ramesh <vbvr...@rediffmail.com>, Venugopal Cheriyachanaseril Venugopal Cheriyachanaseril <ceey...@gmail.com>, "Victor Man Mohan Syndicate Bank." <victorm...@gmail.com>
Subject: Re:

Dear Shukla Ji,
GE. Nothing can  UFBU do. CHV + brainless AIBOC & other affiliates can
never force an indefinite strike, though the entire PSB employees are
ready. But, the most useless UFBU dastards can never lead a strike due
to fear-psychosis and apprehending punitive action by the PMO.
However, doomsday for BJP  is in the offing, for its authoritarianism.
As retirees, we can do nothing.

On Fri, Dec 3, 2021 at 9:51 AM jagat niwas Shukla
<jagat.n...@gmail.com> wrote:
>
> फोरदreg; आफ बैंक पेंशनर एक्टिविस्टस्

> Forum of Bank Pensioner Activists
> PRAYAGRAJ

> न त्वहं कादreg;ये राज्यं  न स्वर्गं नापुनर्भवदreg;्।
> कादreg;ये दुःखतप्तानां प्रणिनादreg;ार्तिनाशनदreg;्॥
> हिदreg;ालयं सदreg;ारभ्य, यावत्  इंदु सरोवरदreg;्।
> तं देवनिर्दreg;ितं देशं, हिन्दुस्तानं प्रचक्षते।।
>
>
>
> TO ALL ACTIVISTS, PENSIONERS &
> INSERVICE EMPLOYEES & OFFICERS:
>
>          AMENDMENT IN BANKING
>          ACQUISITION ACT, 1970/80
>
> In this session of Parliament, a bill is to be introduced in the Lok Sabha by the government in which permission has been sought to amend the Banking Acquisition and Transfer of Undertaking Act, 1970/80.
>
> As stated in the last budget session, the government intends to privatize 2 PSBs in FY 2021-22, which was later postponed, perhaps due to procedural constraints. If this bill is passed, it will pave the way for privatization of banks. We are of the view that banking, in which the savings of the people are deposited and that which is the national savings, should remain safe and secure and should be used for the economic development of various sectors of the economy. Therefore, the ownership of existing public banks should remain under the control of the government. In our country, there is no restriction for private banks and they occupy about 30% of the banking business. As far as national development plans and accomplishment of social objectives are concerned, we do not get the equal contribution of private banks relative to their business. Their aim is only to make profit, they have nothing to do with social obligations. This is an established truth.
>
> Government/RBI is free to grant more banking licences. Many Payment Banks are already in existence. These can be converted into full fledged Banks.
>
> But, the purpose of privatization of two Public Banks is not understood by the general public. The government followed the consolidation of Public Sector Banks, from 27 to 12. Despite the human problems and issues, the Bank Employees have accepted the consolidation of Public Sector Banks in the interest of the Banks and the Country. The government can also decrease the number of banks from 12 to 8 by consolidating the remaining six Public Banks instead of privatization. As far as the intention of the government to raise funds through disinvestment is concerned, the government can raise a better amount by bringing down its holding in Public Sector Banks below the current level. Public Sector Banks hold an average of about 72% government stake, with enough room to raise more money from disinvestment.
>
> This move of the Government will compress Public Banking. The message of selling PSUs makes the public uncomfortable. With the privatization of Banks, it is natural to create a feeling of insecurity among the deposit holders about their deposits and if the answer is that the such depositors have the option of other Public Banks and if the deposit holders want, they can shift their accounts/ deposits to other Public Banks . If it is an effective option, then why not merge the two public sector banks into another Public Bank? Why to put depositors at trouble? Merger will not be a problem for government.
>
> This is the result of the working style of the Banks' Unions, which has brought the bank workers to the brink of crisis. They failed to prove their worth on numerous occasions. Unrelevant activities of Unions and politicization of movements since last 20 years, ultra compromising approach, scrapping 'unite and fight' principle, compromising against the interests of bank workers, ignoring working conditions, giving unfettered right to management to impose unimpeded work on workforce,  the inability to ensure relative human resources in consonance with business growth and the complete burying of the issues of bank pensioners has exposed the credibility of the Unions and it's leaders. Unions today, do not have the face & courage and the government is well aware that employees and officials consider their leaders to be untrustworthy and corrupt.
>
> This letter is just a preface of great protest movement that we shall release in a couple of days. It's state policy issue, serious in nature. Hence, we should explore all possibilities and avenues to impress upon law makers that passing this bill would prove ruinous to public & public banking interests.

>
> (J. N. Shukla)
> National Convenor

> 3.12.2021
> 9559748834

[Balasubramanian Sakthivelu]

Let the representation from the retirees be in a uniform format and it should  get drafted and approved by our active members of our group and the formats to be send to all participants of our group.  Everybody can take copies of the representations and distribute to all of our beloved retirees . Let everybody forward the representations to MPs belong to their jurisdiction for their doing the needful in this regard.

Let each and every member think of it before plunge into action.

Bala

To view this discussion on the web visit https://groups.google.com/d/msgid/bankpensioner/CAKxG0JVv4_SZh-uuU%3DP8N4XqGRrDxPkiARQ7BN5SdjTJD1y9XQ%40mail.gmail.com.

[Raj Venkat]

Good suggesstion

To view this discussion on the web visit https://groups.google.com/d/msgid/bankpensioner/CALmgWUADh1vxXjdKuou9MFWJs4WiC%2BUbvttYVBMJEc6n0aKoAw%40mail.gmail.com.

[Debasish Mukherjee]

Sent from RediffmailNG on Android

From: "Debasish Mukherjee"<mumb...@rediffmail.com>
Sent: Mon, 6 Dec 2021 23:19:50 GMT+0530
To: "Dr.Dhananjaya Bhupathi"<doctordh...@gmail.com>
Subject: Re: Fwd:

Though I agree with Mr.Shukla that excessive political interference has destroyed the PSU Banks but consolidating the Banks into 5 or 6 Banks would not serve the purpose for which we had struggled for nationalisation of the Banks to cater such vast population of India- thousands of villages, urban and semi urban centres across length and breadth of the country. Problems enlarged since the ministers and ruling party politicians even the Banks Union leaders influenced and dictated granting for thousands of unviable corporate finances to the tune of several lacs of crores of rupees. So long political, ministerial and other vested interests interference will decide the Banks credit disbursement PSU Banks cannot turn around.

Debasish Mukherjee.

Sent from RediffmailNG on Android




From: "Dr.Dhananjaya Bhupathi" <doctordh...@gmail.com>

Sent: Mon, 6 Dec 2021 21:23:20 GMT+0530
To: bainkatesh mishra <bainkates...@gmail.com>, INDRAJIT SANYAL <indrajit...@gmail.com>, Sushil Kumar <Kumars8...@gmail.com>, Manish Pranami <manish...@gmail.com>, mastan vali <mastan...@gmail.com>, mrs...@ymail.com, "n.srinivasan N SRINIVASAN" <nsri...@gmail.com>, pravin biswas <pravin...@gmail.com>, venky iyer <venkyra...@gmail.com>, 1993sou...@gmail.com, aib...@gmail.com, ajayjhi...@gmail.com, allbankin...@gmail.com, anoop...@gmail.com, arnab...@gmail.com, asam...@gmail.com, auravku...@gmail.com, b2sh...@gmail.com, balaji...@yahoo.com, bankpe...@googlegroups.com, daya...@gmail.com, Gk65...@gmail.com, hail...@yahoo.co.in, Kamal Patni <kamal...@gmail.com>, Karwasr...@gmail.com, CHAKRAPANI K IYER <kcpi...@gmail.com>, mohandas bhandary <kmbhand...@gmail.com>, ma...@iba.org.in, mani...@gmail.com, moha...@gmail.com, Nareshk...@gmail.com, Neelakantam <neelak...@yahoo.com>, nmk...@gmail.com, pkmak...@gmail.com, Prateek...@gmail.com, Ramachandran Menon <ramachan...@gmail.com>, raman...@gmail.com, roy.shy...@gmail.com, Sabyasachi Sanyal <sabyasac...@gmail.com>, RAJENDRA BABU <shyam...@yahoo.co.in>, "S.S. Garg" <shyamga...@gmail.com>, skar...@gmail.com, sks...@gmail.com, Somya...@yahoo.com, Shyam sunder Baral <ssba...@gmail.com>, ush...@gmail.com, vanita...@gmail.com, ved...@gmail.com, Venkat...@gmail.com, vijaybab...@gmail.com, Vinay Kumar Khanna <vkkhan...@gmail.com>, vrsivaram...@yahoo.in, "A.RAMASAMY" <zdkay...@gmail.com>, Acharya CBPRO convenor <acharyave...@gmail.com>, AIBRF <martisf...@gmail.com>, AIBRF <sharb...@rediffmail.com>, AIBRF Niranjan <niranjan....@gmail.com>, ALL INDIA BANK OFFICERS Confederation <aiboc...@gmail.com>, "ALL INDIA BANK PENSIONERS & RETIREES CONFEDERATION" <aib...@gmail.com>, Allamaraju RameshBabu Allamaraju <babu...@gmail.com>, bankhelpline <ca...@bankershelpline.com>, Bhagwa Poosukuri <ddre...@gmail.com>, Bhagwan Pooskuri <bhagwan...@gmail.com>, "C.Gangadhar Yadav" <cgangad...@yahoo.co.in>, "Chhapia, Dena Bank" <hsch...@gmail.com>, Chittor Venkata Appaswamy <appu...@gmail.com>, "CNPrasad, SBM" <cn_pr...@yahoo.com>, COMMUNIST PARTY <c...@cpim.org>, Deshpande <dilip...@gmail.com>, Deubey <faujda...@gmail.com>, "Deval Mishra, WEBANKERS." <Sharewe...@gmail.com>, Devanshi Dubey <mumb...@rediffmail.com>, Girish Chandra Khare <girishc...@gmail.com>, Gunasekharan <ind...@gmail.com>, Hema <hemap...@gmail.com>, Indian Banks Association <c...@iba.org.in>, Indian Banks Assoociation <d...@iba.org.in>, "J.Srinivas Baba" <jsba...@gmail.com>, jAIKISHAN <jamb...@yahoo.co.in>, Jayaprakash Nagaraja Rao <njayapr...@gmail.com>, KASIGARI SAMUEL <KASIGAR...@gmail.com>, KL Rao <contac...@gmail.com>, Krishna Siva Chaitanya <krishnashi...@gmail.com>, Manmohan Siingh Siddhu <obcretire...@gmail.com>, MK Rama Prasanna <mkrpr...@gmail.com>, Mohan Bhat <pmbha...@gmail.com>, monagupta <loyal...@gmail.com>, "Mrs.Vinutharao" <vinuthara...@gmail.com>, MS Tandon <madhusud...@gmail.com>, Nataraj Pulluru <nataraj...@gmail.com>, "R.K.Sharma sbpra" <raj.kr...@yahoo.in>, "RADHAKRISHNAN.V Viswanathan" <dhanu...@gmail.com>, rajamallaiah uppuleti <rajamallai...@gmail.com>, Rajesh Mittu Ludhiana sb <rajesh...@gmail.com>, Rajiv Sharma <rajivsha...@gmail.com>, Ram Kumar Gupta <rkgup...@hotmail.com>, rama krishna Adepu <ade...@gmail.com>, Rama Mohan Rao <drcr...@gmail.com>, RAMACHANDRAN S RAMACHANDRAN S <raman...@gmail.com>, Rampal Trivedi <trivedi...@gmail.com>, RS Sharma <rssha...@gmail.com>, Samuel Kasigari <roopak...@gmail.com>, Sunagar <dksun...@gmail.com>, Suresh Babu Karru <sureshba...@yahoo.co.in>, Thomas Franco <ngcf...@gmail.com>, "V.Nagaprasad, Syndicate Bank" <nagasy...@gmail.com>, Vasant <vasan...@gmail.com>, Vasigala Ramesh <vbvr...@rediffmail.com>, Venugopal Cheriyachanaseril Venugopal Cheriyachanaseril <ceey...@gmail.com>, "Victor Man Mohan Syndicate Bank." <victorm...@gmail.com>
Subject: Fwd:

---------- Forwarded message ---------
From: jagat niwas Shukla <jagat.n...@gmail.com>
Date: Sun, Dec 5, 2021 at 5:15 PM
Subject: Re:
To: Dr.Dhananjaya Bhupathi <doctordh...@gmail.com>


Only one demerit in nationalized Banks. Politicization of Bank credit
ghat we see how played havoc with Banks. Govt Ownership this way is a
worst phenomenon than the private ownerships. That's why we demanded
in mid 1980s several things. We wanted consolidation of PSB into 5/6
Banks. We wanted independent Audit like CAG. We demanded Banking
Commissions that implied autonomous functional authority de linked
from govt direct interference.

We wanted stringent recovery law and misuse/diversion of bank credit
as punishable offence.

I may recall your kind attention to first Gyan Sangam held perhaps in
2016 at Pune for 3 days. All PSBs Chiefs, Finance Ministry
bureaucrats, IBA executives, EDs exchanged views for 2 days headed by
then FM Sri Jaitley. On 3rd day Prime Minister also participated and
heard top executives. While speaking PM put a question as yo how govt
can help you for better functions. Executives were hesitant to speak
on this question. PM reiterated and asked them to be frank and tell
how govt can be helpful.

Hesitatingly, executives started putting their views. Almost all said
one common thing that of government interference in administrative
functions of the Banks.

PM made very categorical statement ghat now hence forth, there
wouldn't be a phone from his office. Banks can seek government help
only in resolving any contentious issues. If PMO did not phone, who
else can dare. This way in administrative functions Government
ministers and bureaucrats interference has come to halt.

One more thing this govt made happen that to esteemline appointment of
EDs, MDs, and Directors. But, this is only in Modi Govt. Many legal
teeth were given to Banks and all Bad borrowers are in trouble.

You may see how Unions behaved with earlier Chidambaram etc. Unions
were evasive of all ills. Today they are silent, because they are not
finding any I'll in these areas. Even they are not barking for their
right to nominate workmen and officer directors on board.

They are exposed.

Regards.

On Sun, Dec 5, 2021, 12:55 PM Dr.Dhananjaya Bhupathi
<doctordh...@gmail.com> wrote:
>
> Respected Karma Yogi Shukla Ji!
> GM. Sir, you missed to mention the advantages & disadvantages of
> Nationalization Vs.Privatization. If UFBU led by CHV + the brainless
> dastards, more so AIBOC & other useless affiliates can change the
> mindset of the powers that be, it can be prevented.
> 1. But, CHV has no guts to lead a strike & publicize the relevant
> reasons. Entire bankmen & women are ready to force an indefinite
> strike. But when a selfish bastard leads, he is more likely to dupe
> the entire cadres visa-vis the 1 million bank employees.
> 2. CHV SHALL REMAIN AS A CHEATING BASTARD FOR THE NEW GENERATIONS TO NOTE.
> 3. https://lnkd.in/f6eNdcv.
> 4.  SATYAMEVA JAYATE!!!
>
> On Sun, Dec 5, 2021 at 8:40 AM jagat niwas Shukla

> <jagat.n...@gmail.com> wrote:
> >
> > फोरदreg; आफ बैंक पेंशनर एक्टिविस्टस्
> > Forum of Bank Pensioner Activists
> > PRAYAGRAJ
> > न त्वहं कादreg;ये राज्यं  न स्वर्गं नापुनर्भवदreg;्।
> > कादreg;ये दुःखतप्तानां प्रणिनादreg;ार्तिनाशनदreg;्॥
> > हिदreg;ालयं सदreg;ारभ्य, यावत्  इंदु सरोवरदreg;्।
> > तं देवनिर्दreg;ितं देशं, हिन्दुस्तानं प्रचक्षते।।
> >

> > ( English version below)
> >
> >
> > श्री नरेन्द्र दreg;ोदी जी,
> > दreg;ाननीय प्रधानदreg;ंत्री,
> > भारत सरकार,
> > नई दिल्ली
> >
> > तथा
> >
> > दreg;ानिंद दreg;ंत्रिदreg;ंडल के आदरणीय दreg;ंत्रीगण:
> >
> > परदreg; आदरणीय दreg;होदय/ दreg;होदया,
> >
> > विषय: बैंकिंग एक्वीजिशन एण्ड ट्रांसफर आफ
> >           अंडरटेकिंग एक्ट, 1970/1980 दreg;ें
> >           प्रस्तावित संशोधन बिल:
> >
> > सादर,
> >
> > (जे.एन.शुक्ला)
> > राष्ट्रीय कंवेनर
> > 05.12.2021
> > 9559748834
> >
> > आदर के साथ, हदreg; आपका और आपके दreg;ानिंद दreg;ंत्रीदreg;ंडल के आदरणीय सदस्यों का ध्यान उस बिल की तरफ आकृष्ट करनें की आज्ञा चाहता हूं, जिसके दreg;ाध्यदreg; से बैंकिंग एक्वीजिशन एंड ट्रांसफर आफ अंडरटेकिंग एक्ट, 1970/80 को संशोधित करनें का प्रस्ताव है। संभवतः सरकार यह बिल इसलिए ला रही है, ताकि वह पूर्व बजट दreg;ें घोषित 2 सार्वजनिक बैंकों के विक्रय का दreg;ार्ग प्रशस्त कर सके।
> >  आप सब भलीभाँति जानते हैं कि बैंकों का अधिग्रहण किन परिस्थितियों व अपरिहार्यताओं तथा किन उद्देश्यों को लेकर किया गया था और अधिग्रहण के बाद बैंकों के क्रियाकलाप और उनका योगदान आज किसी से छुपा नहीं है। और कोई प्रधानदreg;ंत्री न सही, लेकिन वर्तदreg;ान प्रधानदreg;ंत्री आदरणीय दreg;ोदी जी ने सार्वजनिक बैंकों और बैंककर्दreg;ियों के अप्रतिदreg; योगदान की विभिन्न अलसरों पर दिल से प्रसंशा करते रहे हैं, जिसने बैंककर्दreg;ियों के दreg;नोबल को बढ़ाया है।
> >
> >    सार्वजनिक क्षेत्र की बैंकों और उसके कर्दreg;चारियों तथा अधिकारियों ने देश और लोगों की सादreg;ाजिक-आर्थिक संरचना दreg;ें आदreg;ूलचूल परिवर्तन करने का कादreg; किया, हर घर तक हर आददreg;ीं को छूने का प्रयास किया और देश की अर्थव्यवस्था के विभिन्न आयादreg;ों को हासिल करते, जन-कल्याण की सदreg;स्त सरकारी योजनाओं को ईदreg;ानदारी से लागू किया।
> >
> > प्रस्तावित बिल से हदreg;ें अफसोस है। लगता है हदreg; बैंककर्दreg;ीं अपने सदreg;र्पण दreg;ें कहीं चूक गये हैं, जिसके कारण प्रधानदreg;ंत्री को ऐसा अप्रिय कददreg; उदnbsp;ाने को सोचना पड़ा है।
> >
> > हदreg; बैंककर्दreg;ीं ही नहीं, बल्कि सार्वजनिक बैंकों से जुड़ा हर खातेदार, ऋणी, जदreg;ाधारक तथा आदreg; नागरिक सरकार के इस कददreg; से क्षुब्ध और आक्रोशित है।
> >
> >  दreg;ाननीय प्रधानदreg;ंत्री जी तथा दreg;ानिंद दreg;ंत्रीदreg;ंडल के आदरणीय सदस्यगण, हदreg; आपसे निदreg;्न आग्रह करना चाहता है:
> >
> > 1. यह कि, सरकार किसी भी सार्वजनिक बैंक से अपना स्वादreg;ित्व सदreg;ाप्त न करे, सार्वजनिक बैंकों का वर्तदreg;ान स्वरूप एवं स्वादreg;ित्व अक्षुण्ण बनाए रखे।
> >
> > 2. यह कि,  सरकार शेष 6 बैंकों का भी कंसालिडेशन कर दो बैंक बना सकती है। इस तरह सार्वजनिक बैंकों की वर्तदreg;ान संख्या घटकर 8 हो जाएगी।
> >
> > 3. जहां तक विनिवेश या दreg;ौद्रीकरण के दreg;ाध्यदreg; से 2 बैंकों  को बेंच कर धन जुटाने का सवाल है, हदreg;ारा विनदreg;्र निवेदन है कि सरकार सार्वजनिक बैंकों का अनुदreg;न्य स्रत तक विनिवेश कर बड़ा धन जुटा सकती है। फिलहाल सार्वजनिक बैंकों दreg;ें सरकार का स्वादreg;ित्व औसतन 72% है, जिसे 51% तक लाया जा सकता है।
> >
> > 4. कतिपय सार्वजनिक उपक्रदreg;ों को लेकर सरकार की वर्तदreg;ान विक्रय नीति को लेकर जनसादreg;ान्य दreg;ें बड़े सवाल पहले से उदnbsp; रहे हैं। बैंकिंग जैसे लाभप्रद संस्थान को बेचना जनता को नखगवार लगेगा और सरकार को लेकर एक बहुत ही गलत संदेश जाएगा, जो राजनीतिक विदreg;र्श की दृष्टि से सही नहीं होगा।
> >
> >
> > 5. हदreg; बैंककर्दreg;ीं ही नहीं, बल्कि सार्वजनिक बैंकों से जुड़ा हर खातेदार, ऋणी, जदreg;ाधारक तथा आदreg; नागरिक सरकार के इस कददreg; से क्षुब्ध और आक्रोशित है। बिकनें वाली बैंकों के जदreg;ाधारकों दreg;ें अपनी जदreg;ा की को लेकर एक डर है। सरकार कह सकती है कि ऐसे लोगों के लिए अन्य सार्वजनिक बैंकों का विकल्प हैं। अगर इस तरह का विस्थापन का विकल्प ग्रासकों के लिए है, तो सरकार क्यों न दो बैंकों की विक्री के बजाय उनके विस्थापन का निर्णय ले, अर्थात इन बैंकों का ही विलय करे।
> >
> > आदरणीय दreg;ान्यवर,  सभी सार्वजनिक क्षेत्र की बैंकें पूरी क्षदreg;ता से आगे बढ़ रही हैं। बैंकों की दुर्दशा के लिए पूर्व सरकारें जिदreg;्दreg;ेदार थी, न कि बैंकें या उनके कार्दreg;िक।
> >
> > सार्वजनिक बैंकों दreg;ें भारतीय अर्थतंत्र का 'प्राण' बसता है। सार्वजनिक बैंकिंग को कदreg;जोर करना या उसे निष्प्राण करने का दreg;तलब भारतीय अर्थतंत्र को कदreg;जोर करना या दreg;ारना होगा। आदरणीय प्रधानदreg;ंत्री जी, आपकी सरकार का ऐसा कोई इरादा नहीं है, अत: ऐसा कुछ न करें जो वास्तव हें देश हित के विरुध्द हो। बैंकें सरकार की रीढ़ हैं, इन्हें संकुचित एवं कदreg;जोर न करें।
> >
> >  कृपया उक्त बिल को आगे न बढ़ायें। हदreg; बैंक कर्दreg;चारी हैं, जो जनता की भलाई को आगे बढ़ाने के लिए सभी परीक्षण सदreg;य के साथ खड़े रहे हैं। कृपया राष्ट्रीय और बैंकिंग लोगों के हितों दreg;ें हदreg;ारी चिंताओं को सुनें।
> >
> >
> > सादर,
> >
> > (जे. एन. शुक्ला)
> > राष्ट्रीय कंवेनर
> > 05.12.2021
> > 9559748834
> >
> > ( English version below)
> >
> > With due respect, we would like to draw the attention of you and your esteemed members of the Cabinet to the Bill, through which it is proposed to amend the Banking Acquisition and Transfer of Undertaking Act, 1970/80. Probably the government is bringing this bill so that it can pave the way for the sale of 2 public banks announced in the previous budget.
> >
> > You all know very well that the circumstances and exigencies and for what purposes the banks were acquired and after the acquisition, the activities of the banks and their contribution are not hidden from anyone today. And,  none other Prime Minister in past, but the current Prime Minister, respected Modi ji has been praising the outstanding contribution of public banks and bank employees on various occasions, which has boosted the morale of the bank employees.
> >
> >
> > Public Sector Banks and its employees and officers worked to bring about a radical change in the socio-economic structure of the country and the people, tried to touch every man till every household and achieved various dimensions of the country's economy, all government schemes for public welfare were implemented honestly.
> >
> > We regret the proposed bill. We bankers seem to have missed somewhere in our dedication, due to which the Prime Minister has to think of taking such an unpleasant step.
> >
> >
> > We are not only bank employees, but every account holder, debtor, deposit holder and common citizen associated with Public Banks are angry and disappointed with this step of the government.
> >
> >
> > Honorable Prime Minister and respected members of the Hon'ble Cabinet, we would like to request you:
> >
> >
> > 1. That, the government should not end its ownership from any Public Sector Bank, maintain the present status and ownership intact.
> >
> >
> > 2. That, the government can also consolidate the remaining 6 banks in  two banks. In this way the current number of public sector banks will come down to 8.
> >
> >
> > 3. As far as raising funds by selling 2 Banks through sale is concerned, it is our humble request that the government can raise huge funds by disinvesting Public Banks up to the permissible level. At present, the government's ownership in Public Banks is on an average 72%, which can be brought down to 51% to meet financial needs.
> >
> >
> > 4. Big questions are already being raised in the general public regarding the current privatization policy of the government regarding certain PSUs. Selling a profitable institution like banking will cost the public a nudge and send a very wrong message about the government, which will not be correct from the point of view of political discourse.
> >
> >
> >
> > 5.  Not only we bank employees, but every account holder, debtor, deposit holder and common citizen associated with Public Banks are angry and frustrated with this step of the government. There is a fear among the deposit holders of the selling banks about security of their deposits. The government can say that there are alternatives of other Public Sector Banks for such people. If this kind of displacement is an option for the customers, then why not the government instead of selling two banks decide to displace them, that is, merge these banks with other PSBs?
> >
> >
> > Respected Sir, All Public Sector Banks are performing & progressing at full capacity. For the plight of the Banks, the previous governments were responsible, not the Banks or their Personnel.
> >
> >
> > The 'soul' of the Indian economy resides in Public Banks. To weaken or kill Public Banking would mean weakening or killing the Indian economy.
> >
> >  Respected Prime Minister, your government has no such intention, so don't do anything which is really against the interest of the country. Banks are the backbone of the government, don't compress and weaken them.
> >
> > Kindly do not proceed with said bill. We are Bank employees who stood with all testing time to take forward public good. Please listen our concerns in national and banking people interests.

> >
> > (J. N. Shukla)
> > National Convenor

> > 05.12.2021
> > 9559748834

[Debasish Mukherjee]

Sent from RediffmailNG on Android




From: "Debasish Mukherjee"<mumb...@rediffmail.com>

Sent: Thu, 16 Dec 2021 19:19:59 GMT+0530
To: "Ram Kumar Gupta"<rkgup...@hotmail.com>
Subject: Re:

So long opportunist political parties and self interested leaders will rule we cannot expect any good or justice for common people. We have bitter experience of over 60 years of Congress rules without any significant development in the country or any improvement of the poor and common man's lives. While the big business and big industrial houses profits soared many fold. Leaders of the political parties, ministers and trade union leaders amassed thousands of crores of rupees befooling the common men and innocents. Likewise the Banks Union leaders viz. CHV of AIBEA, Soumya Datta of AIBOC and other UFBU leaders also amassed crores of rupees duping their members. Irony is these leaders can never be made accountable nor can be charged for their crimes. Leaders of Award Staff unions get protection under the T.U.act while leaders of officers unions are protected under rules of Associations.Even in some cases leaders of officers Associations were charged for their involvement in wrongdoings but were released due to absence of witnesses and tenable evidences. Even the leaders get protection from the top executives. Of late a dangerous trend is noticed in many banks whenever serious lapses in processing and sanctioning of corporate finances detected leading to the finances turning bad and remain non recovered the sanctioning Executives and officers get protection with transfer to the Banks overseas centres. Such administrative decision of the Banks top executives are also approved by the ruling Govt.authorities. Thus it is proved that the Govt.and political parties only make mockeries of hue and cries with the Banks large volume of non performing assets and are never serious of recovery and remain silent after the leaders receive money from the default borrowers. There is glaring instance of the Congress leaders Rahul Gandhi & Sonia Gandhi raised hue and cries against Ambanis and Adanis but went silent after receipt of hundreds of crores of rupees from Ambanis and Adanis. Govt.is not at all serious in recovering lacs of crores of rupees of NPAs from the Banks defaulters and allowed the Banks to write off and also encouraging more sanction of non viable finances to the unscrupulous corporate borrowers by the Banks. Only we the retirees will continue to suffer and remain deprived from our updation of pension and other legitimate entitlements. Though the Finance Minister made statements with sympathies for the distress of the Bank retirees there is little possibility of the Finance ministry permitting retirees updation of pension and removal of other discriminations. We should remember that the Finance Minister is also a politician and her statement with the Hindu Business Line on 30.10.2010 was not her first statement about concern for Bank retirees but it is also in public domain and known to the retirees that the F.M. had also expressed her concern and had assured solving the Bank retirees updation of pension to M.P. from Bhubaneshwar Mrs.Aparajita Sarangi in 2019 when the F.M.received memorandum from Mrs.Aparajita Sarangi but did not take any action at all even after lapse of more than two years.

Debasish Mukherjee.

Sent from RediffmailNG on Android

From: Ram Kumar Gupta <rkgup...@hotmail.com>
Sent: Thu, 16 Dec 2021 13:33:57 GMT+0530
To: Dr.Dhananjaya Bhupathi <doctordh...@gmail.com>, jagat niwas Shukla <jagat.n...@gmail.com>, bainkatesh mishra <bainkates...@gmail.com>, INDRAJIT SANYAL <indrajit...@gmail.com>, Sushil Kumar <Kumars8...@gmail.com>, Manish Pranami <manish...@gmail.com>, mastan vali <mastan...@gmail.com>, "mrs...@ymail.com" <mrs...@ymail.com>, n.srinivasan N SRINIVASAN <nsri...@gmail.com>, pravin biswas <pravin...@gmail.com>, venky iyer <venkyra...@gmail.com>, "1993sou...@gmail.com" <1993sou...@gmail.com>, "aib...@gmail.com" <aib...@gmail.com>, "ajayjhi...@gmail.com" <ajayjhi...@gmail.com>, "allbankin...@gmail.com" <allbankin...@gmail.com>, "anoop...@gmail.com" <anoop...@gmail.com>, "arnab...@gmail.com" <arnab...@gmail.com>, "asam...@gmail.com" <asam...@gmail.com>, "auravku...@gmail.com" <auravku...@gmail.com>, "b2sh...@gmail.com" <b2sh...@gmail.com>, "balaji...@yahoo.com" <balaji...@yahoo.com>, "bankpe...@googlegroups.com" <bankpe...@googlegroups.com>, "daya...@gmail.com" <daya...@gmail.com>, "Gk65...@gmail.com" <Gk65...@gmail.com>, "hail...@yahoo.co.in" <hail...@yahoo.co.in>, "kamal...@gmail.com" <kamal...@gmail.com>, "Karwasr...@gmail.com" <Karwasr...@gmail.com>, "kcpi...@gmail.com" <kcpi...@gmail.com>, "kmbhand...@gmail.com" <kmbhand...@gmail.com>, "ma...@iba.org.in" <ma...@iba.org.in>, "mani...@gmail.com" <mani...@gmail.com>, "moha...@gmail.com" <moha...@gmail.com>, "Nareshk...@gmail.com" <Nareshk...@gmail.com>, "neelak...@yahoo.com" <neelak...@yahoo.com>, "nmk...@gmail.com" <nmk...@gmail.com>, "pkmak...@gmail.com" <pkmak...@gmail.com>, "Prateek...@gmail.com" <Prateek...@gmail.com>, "ramachan...@gmail.com" <ramachan...@gmail.com>, "raman...@gmail.com" <raman...@gmail.com>, "roy.shy...@gmail.com" <roy.shy...@gmail.com>, "shyam...@yahoo.co.in" <shyam...@yahoo.co.in>, "shyamga...@gmail.com" <shyamga...@gmail.com>, "skar...@gmail.com" <skar...@gmail.com>, "sks...@gmail.com" <sks...@gmail.com>, "Somya...@yahoo.com" <Somya...@yahoo.com>, "ssba...@gmail.com" <ssba...@gmail.com>, "ush...@gmail.com" <ush...@gmail.com>, "vanita...@gmail.com" <vanita...@gmail.com>, "ved...@gmail.com" <ved...@gmail.com>, "Venkat...@gmail.com" <Venkat...@gmail.com>, "vijaybab...@gmail.com" <vijaybab...@gmail.com>, "vkkhan...@gmail.com" <vkkhan...@gmail.com>, "vrsivaram...@yahoo.in" <vrsivaram...@yahoo.in>, A.RAMASAMY <zdkay...@gmail.com>, Acharya CBPRO convenor <acharyave...@gmail.com>, AIBRF <martisf...@gmail.com>, AIBRF <sharb...@rediffmail.com>, AIBRF Niranjan <niranjan....@gmail.com>, ALL INDIA BANK OFFICERS Confederation <aiboc...@gmail.com>, ALL INDIA BANK PENSIONERS & RETIREES CONFEDERATION <aib...@gmail.com>, Allamaraju RameshBabu Allamaraju <babu...@gmail.com>, bankhelpline <ca...@bankershelpline.com>, Bhagwa Poosukuri <ddre...@gmail.com>, Bhagwan Pooskuri <bhagwan...@gmail.com>, C.Gangadhar Yadav <cgangad...@yahoo.co.in>, "Chhapia, Dena Bank" <hsch...@gmail.com>, Chittor Venkata Appaswamy <appu...@gmail.com>, "CNPrasad, SBM" <cn_pr...@yahoo.com>, COMMUNIST PARTY <c...@cpim.org>, Deshpande <dilip...@gmail.com>, Deubey <faujda...@gmail.com>, "Deval Mishra, WEBANKERS." <Sharewe...@gmail.com>, Devanshi Dubey <mumb...@rediffmail.com>, Girish Chandra Khare <girishc...@gmail.com>, Gunasekharan <ind...@gmail.com>, Hema <hemap...@gmail.com>, Indian Banks Association <c...@iba.org.in>, Indian Banks Assoociation <d...@iba.org.in>, J.Srinivas Baba <jsba...@gmail.com>, jAIKISHAN <jamb...@yahoo.co.in>, Jayaprakash Nagaraja Rao <njayapr...@gmail.com>, KASIGARI SAMUEL <KASIGAR...@gmail.com>, KL Rao <contac...@gmail.com>, Krishna Siva Chaitanya <krishnashi...@gmail.com>, Manmohan Siingh Siddhu <obcretire...@gmail.com>, MK Rama Prasanna <mkrpr...@gmail.com>, Mohan Bhat <pmbha...@gmail.com>, monagupta <loyal...@gmail.com>, Mrs.Vinutharao <vinuthara...@gmail.com>, MS Tandon <madhusud...@gmail.com>, Nataraj Pulluru <nataraj...@gmail.com>, R.K.Sharma sbpra <raj.kr...@yahoo.in>, RADHAKRISHNAN.V Viswanathan <dhanu...@gmail.com>, rajamallaiah uppuleti <rajamallai...@gmail.com>, Rajesh Mittu Ludhiana sb <rajesh...@gmail.com>, Rajiv Sharma <rajivsha...@gmail.com>, rama krishna Adepu <ade...@gmail.com>, Rama Mohan Rao <drcr...@gmail.com>, RAMACHANDRAN S RAMACHANDRAN S <raman...@gmail.com>, Rampal Trivedi <trivedi...@gmail.com>, RS Sharma <rssha...@gmail.com>, Sabyasach sanyal <sabyasac...@gmail.com>, Samuel Kasigari <roopak...@gmail.com>, Sunagar <dksun...@gmail.com>, Suresh Babu Karru <sureshba...@yahoo.co.in>, Thomas Franco <ngcf...@gmail.com>, "V.Nagaprasad, Syndicate Bank" <nagasy...@gmail.com>, Vasant <vasan...@gmail.com>, Vasigala Ramesh <vbvr...@rediffmail.com>, Venugopal Cheriyachanaseril Venugopal Cheriyachanaseril <ceey...@gmail.com>, Victor Man Mohan Syndicate Bank. <victorm...@gmail.com>
Subject: Re:

Dear Shukla jee,

You have pointed out various points which are really very relevant for all. This is the time when everybody must introspect within himself with true to the basic principles of unions. Officers are not safe, but top management is completely safe irrespective of 80% NPA belongs to Corporate which has been sanctioned by the top management. Most of the write-off has been done in such corporate cases. However, what is the alternative to the present UFBU or AIBEA? That has to be decided and then make a policy and go ahead. Change had never been a easy task but very difficult, courageous with fighting spirit and tireless efforts. How much time, we donot know. Such changes which you think in your mind will not come in a day or two or month. It may take years together so our continuous efforts should be in selection of right executives and tireless efforts. Satyamev Jaytey.

R.K.GUPTA

Consulting Faculty & Author 

(Banking & Finance)

H. No. 207 | Sector -16 | Faridabad 121002

M: +91 9899093635 | E: rkgup...@hotmail.com  

---

From: Dr.Dhananjaya Bhupathi <doctordh...@gmail.com>
Sent: Thursday, December 16, 2021 10:41 AM
To: jagat niwas Shukla <jagat.n...@gmail.com>; bainkatesh mishra <bainkates...@gmail.com>; INDRAJIT SANYAL <indrajit...@gmail.com>; Sushil Kumar <Kumars8...@gmail.com>; Manish Pranami <manish...@gmail.com>; mastan vali <mastan...@gmail.com>; mrs...@ymail.com <mrs...@ymail.com>; n.srinivasan N SRINIVASAN <nsri...@gmail.com>; pravin biswas <pravin...@gmail.com>; venky iyer <venkyra...@gmail.com>; 1993sou...@gmail.com <1993sou...@gmail.com>; aib...@gmail.com <aib...@gmail.com>; ajayjhi...@gmail.com <ajayjhi...@gmail.com>; allbankin...@gmail.com <allbankin...@gmail.com>; anoop...@gmail.com <anoop...@gmail.com>; arnab...@gmail.com <arnab...@gmail.com>; asam...@gmail.com <asam...@gmail.com>; auravku...@gmail.com <auravku...@gmail.com>; b2sh...@gmail.com <b2sh...@gmail.com>; balaji...@yahoo.com <balaji...@yahoo.com>; bankpe...@googlegroups.com <bankpe...@googlegroups.com>; daya...@gmail.com <daya...@gmail.com>; Gk65...@gmail.com <Gk65...@gmail.com>; hail...@yahoo.co.in <hail...@yahoo.co.in>; kamal...@gmail.com <kamal...@gmail.com>; Karwasr...@gmail.com <Karwasr...@gmail.com>; kcpi...@gmail.com <kcpi...@gmail.com>; kmbhand...@gmail.com <kmbhand...@gmail.com>; ma...@iba.org.in <ma...@iba.org.in>; mani...@gmail.com <mani...@gmail.com>; moha...@gmail.com <moha...@gmail.com>; Nareshk...@gmail.com <Nareshk...@gmail.com>; neelak...@yahoo.com <neelak...@yahoo.com>; nmk...@gmail.com <nmk...@gmail.com>; pkmak...@gmail.com <pkmak...@gmail.com>; Prateek...@gmail.com <Prateek...@gmail.com>; ramachan...@gmail.com <ramachan...@gmail.com>; raman...@gmail.com <raman...@gmail.com>; roy.shy...@gmail.com <roy.shy...@gmail.com>; shyam...@yahoo.co.in <shyam...@yahoo.co.in>; shyamga...@gmail.com <shyamga...@gmail.com>; skar...@gmail.com <skar...@gmail.com>; sks...@gmail.com <sks...@gmail.com>; Somya...@yahoo.com <Somya...@yahoo.com>; ssba...@gmail.com <ssba...@gmail.com>; ush...@gmail.com <ush...@gmail.com>; vanita...@gmail.com <vanita...@gmail.com>; ved...@gmail.com <ved...@gmail.com>; Venkat...@gmail.com <Venkat...@gmail.com>; vijaybab...@gmail.com <vijaybab...@gmail.com>; vkkhan...@gmail.com <vkkhan...@gmail.com>; vrsivaram...@yahoo.in <vrsivaram...@yahoo.in>; A.RAMASAMY <zdkay...@gmail.com>; Acharya CBPRO convenor <acharyave...@gmail.com>; AIBRF <martisf...@gmail.com>; AIBRF <sharb...@rediffmail.com>; AIBRF Niranjan <niranjan....@gmail.com>; ALL INDIA BANK OFFICERS Confederation <aiboc...@gmail.com>; ALL INDIA BANK PENSIONERS & RETIREES CONFEDERATION <aib...@gmail.com>; Allamaraju RameshBabu Allamaraju <babu...@gmail.com>; bankhelpline <ca...@bankershelpline.com>; Bhagwa Poosukuri <ddre...@gmail.com>; Bhagwan Pooskuri <bhagwan...@gmail.com>; C.Gangadhar Yadav <cgangad...@yahoo.co.in>; Chhapia, Dena Bank <hsch...@gmail.com>; Chittor Venkata Appaswamy <appu...@gmail.com>; CNPrasad,SBM <cn_pr...@yahoo.com>; COMMUNIST PARTY <c...@cpim.org>; Deshpande <dilip...@gmail.com>; Deubey <faujda...@gmail.com>; Deval Mishra, WEBANKERS. <Sharewe...@gmail.com>; Devanshi Dubey <mumb...@rediffmail.com>; Girish Chandra Khare <girishc...@gmail.com>; Gunasekharan <ind...@gmail.com>; Hema <hemap...@gmail.com>; Indian Banks Association <c...@iba.org.in>; Indian Banks Assoociation <d...@iba.org.in>; J.Srinivas Baba <jsba...@gmail.com>; jAIKISHAN <jamb...@yahoo.co.in>; Jayaprakash Nagaraja Rao <njayapr...@gmail.com>; KASIGARI SAMUEL <KASIGAR...@gmail.com>; KL Rao <contac...@gmail.com>; Krishna Siva Chaitanya <krishnashi...@gmail.com>; Manmohan Siingh Siddhu <obcretire...@gmail.com>; MK Rama Prasanna <mkrpr...@gmail.com>; Mohan Bhat <pmbha...@gmail.com>; monagupta <loyal...@gmail.com>; Mrs.Vinutharao <vinuthara...@gmail.com>; MS Tandon <madhusud...@gmail.com>; Nataraj Pulluru <nataraj...@gmail.com>; R.K.Sharma sbpra <raj.kr...@yahoo.in>; RADHAKRISHNAN.V Viswanathan <dhanu...@gmail.com>; rajamallaiah uppuleti <rajamallai...@gmail.com>; Rajesh Mittu Ludhiana sb <rajesh...@gmail.com>; Rajiv Sharma <rajivsha...@gmail.com>; Ram Kumar Gupta <rkgup...@hotmail.com>; rama krishna Adepu <ade...@gmail.com>; Rama Mohan Rao <drcr...@gmail.com>; RAMACHANDRAN S RAMACHANDRAN S <raman...@gmail.com>; Rampal Trivedi <trivedi...@gmail.com>; RS Sharma <rssha...@gmail.com>; Sabyasach sanyal <sabyasac...@gmail.com>; Samuel Kasigari <roopak...@gmail.com>; Sunagar <dksun...@gmail.com>; Suresh Babu Karru <sureshba...@yahoo.co.in>; Thomas Franco <ngcf...@gmail.com>; V.Nagaprasad, Syndicate Bank <nagasy...@gmail.com>; Vasant <vasan...@gmail.com>; Vasigala Ramesh <vbvr...@rediffmail.com>; Venugopal Cheriyachanaseril Venugopal Cheriyachanaseril <ceey...@gmail.com>; Victor Man Mohan Syndicate Bank. <victorm...@gmail.com>
Subject: Re:

 

Good. Pl forward the English version for the benefit of South Indian retirees.

On Thu, Dec 16, 2021 at 9:46 AM jagat niwas Shukla
<jagat.n...@gmail.com> wrote:
>
> फोरम आफ बैंक पेंशनर एक्टिविस्टस्

> Forum of Bank Pensioner Activists
> PRAYAGRAJ

> न त्वहं कामये राज्यं  न स्वर्गं नापुनर्भवम्।
> कामये दुःखतप्तानां प्रणिनामार्तिनाशनम्॥
> हिमालयं समारभ्य, यावत्  इंदु सरोवरम्।

> तं देवनिर्मितं देशं, हिन्दुस्तानं प्रचक्षते।।
>
>
> (English version later)
>
>
> 【 सबसे पहले स्पष्ट कर दूं, प्राइवेटाइजेशन
>      समस्या का हल नहीं। सरकार पहले शेष बैंकों
>      का कंसालिडेशन करे। बैंकों की स्वायत्तता के
>      लिए कोई नियामक तंत्र विकसित करे, बैंकिंग
>      का पोलिटिसाइजेशन बंद हो, स्वामित्व और
>      नियंत्रण सरकार का रहे।】
>
> बैंक प्राइवेटाइजेशन बिल
>
> मुद्दे की जड़
>
> "हमने आगे कहा कि इसके पहले कि सरकार ऐसे उपाय ( प्राइवेटाइजेशन) करे, सरकार को  अधिकारियों, कर्मचारियों, यूनियनों सहित सभी हितधारकों से इस विषय पर व्यापक चर्चा शुरू करनी चाहिए"।
>
> (ब्रैकेट में स्पस्ट करने के लिए प्राइवेटाइजेशन जोड़ा है, शेष नेता उवाच है)
>
> उपरोक्त 'ध्येय वाक्य' बैंक यूनियनों का है, जो उन्होंने डीएलसी (सी) नई दिल्ली के समक्ष हड़ताल को लेकर चल रही समझौता कार्यवाही के दौरान 15.12.2021 को कहा। अर्थात, प्राइवेटाइजेशन के पहले हितधारकों से सरकार बात करे, अर्थात यूनियनें प्राइवेटाइजेशन पर बातचीत के लिए सिद्धांततः तैयार है और जब इनको चौधरी बना दिया जाए, तो प्राइवेटाइजेशन का फार्मूला तय हो जाएगा। अगर इस हड़ताल को चौधरी बनने की जिद्दोजहद के रूप में देखें, तो गलत क्या होगा? प्राइवेटाइजेशन के खिलाफ टोटल स्टैंड नहीं है, घालमेल है, बस चौधरी बनाओ तो फार्मूला तय हो जाएगा।! इनकी मंशा और नियत दोनों ढुलमुल है।
>
> आइये अब हितधारकों की बात करते हैं।
>
> हितधारक कौन-कौन  हैं?
>
> - सरकार, जो बैंकों की स्वामीं  है
> - कर्मचारी/अधिकारी, जो बैंक का संचालन करते हैं
> - यूनियनें, जो कबड्डी-कबड्डी खेलती हैं
> - जमाकर्ता, जो अपनी बचत लगाते हैं
> - उधारकर्ता, सबसे बड़े हितधारक हैं,
>
> ● मालिक के नाते सरकार को करदाताओं के पैसे से बैंकें चलानी है, अर्थात बावजूद बैंकों की जरजर स्थिति के उनका व्यवसाय में बने रहना अपरिहार्य है। ऐअर इंडिया की तरह! सरकार यह जारी नहीं रखना चाहती।
>
> ● कर्मचारी/ अधिकारी केवल अपनी नौकरी की सुरक्षा को लेकर चिंतित हैं, शोषण और प्रताड़ना को लेकर चिंतित है। तो, आज कौन से सुरक्षित और शोषण विहीन, भयमुक्त वातावरण में हैं? यह मैनेजमेंट की नीति से नहीं, बल्कि यूनियनों की नियति से तय होता है। आज जो दुर्दशा है, वह यूनियनों की सहमति से है।
>
> ● यूनियनें हैं, जिनकी सबसे बड़ी मुश्किल है कि प्राइवेटाइजेशन से उनकी कबड्डी- कबड्डी खेल का क्या होगा? उनका आईबीए के साथ वर्षों से जमे-जमाए व्यवसाय का क्या होगा?
>
> ● जमाधारकों को अपनी जमा की सुरक्षा का सवाल है। फिलहाल हर बैंक में किसी की भी जमा पांच लाख तक गारंटीड है। वैसे भी लोग एक बास्केट में सारे अंडे नहीं रखते। बैंकों की संख्या की कमीं नहीं और कोई जरूरी नहीं की हर बैंक एक साथ ही फेल हो जाएं! पहले एक लाख की जमा की गारंटी थी, जिसे इस सरकार ने पांच लाख कर दिया है। हो सकता है सरकार पूरी जमा की गारंटी की व्यवस्था करे।
>
> ● अब सबसे बड़े हितधारक, ऋणियों/ उधारकर्ताओं की करते हैं, जिनके लिए सार्वजनिक बैंकें चारागाह रहीं हैं। ये बिना किसी योगदान के सबसे बड़े हितधारक है, जो सार्वजनिक बैंकों की लूट का सबसे ज्यादा फायदा उठाने के लिए स्वतंत्र हैं।  सार्वजनिक बैंकों के दरवाजे इनके लिए खुले हैं, आयें और जैसा चाहें वैसा लूटे, बड़ा तो बड़ी लूट, छोटा तो छोटी लूट।
>
> यह छोटा सा चित्रण हितधारकों का है।  बैंकें पहले भी निजी हांथों में थी, यूनियनें ज्यादा मजबूत थीं और जरूरत पड़नें पर सरकार भी हस्तक्षेप कर औद्योगिक शांति बनाए रखने के लिए बैंक मालिकान पर दबाव डालती थी। सबसे बड़ी समस्या कबड्डी-कबड्डी वालों को है। उनकी आदत बिना खेले जीत-जीत की हो गई है। आईबीए के साथ दलाली कर रहे हैं।
>
> उधारकर्ता सार्वजनिक बैंकों से ऋण/ साख सुविधाएं वापस न करने की नीयत से लेता रहा है। ऋण के दुरुपयोग की रोकथाम या ऐसा करनें पर कोई सजा तय करने के लिए भी कोई कानून नहीं है।
>
> सार्वजनिक बैंकों ने विशाल ऋण राशियों और उन पर ब्याज को बट्टे खाते डाला, माफ किया, ब्याज दरों को घटा कर पिछली तारीखों से वापस किया या ऋणों को नई शर्तों के साथ पुनर्गठन किया।। अगर इस तरह की बट्टेखाते डाली गई राशियों, वेवर, राइट आफ, छूट आदि को संकलित किया जाए तो ताज्जुब नहीं कि वह आज की एक-दो साल की जीडीपी की राशि से ज्यादा निकले।
>
> इस मामले में भारत महान है। एक तरफ लूट की खुली छूट और दूसरी तरफ उसकी भरपाई करदाताओं के धन से।
>
> पता नहीं ऐसा कानून क्यों नहीं बना, जिसमें ऋण वापस न करना, दुरूपयोग, डायवर्जन आदि अपराध मानें जाएं? ऐसा करना फ्राड क्यों न माना जाए? यह कठोर कदम होगा, लेकिन एक छोटे से जेबकतरे को सजा मिल सकती है, तो बैंकों से हजारों/लाखों/करोड़ों का ऋण लेकर न देना कोई अपराध क्यों नहीं?
>
> इसी का नतीजा था कि मोदी सरकार को प्रथम कार्यकाल में सार्वजनिक बैंकों को रु. 70000 और रु.211000 करोड़, अर्थात रु. 281,000 करोड़ का बजट से पूंजीकरण के लिए प्रावधान करना पड़ा। कल्पना की जिये, अगर सरकार ऐसा न करती तो सार्वजनिक बैंकें भी डूब जातीं। यह न भुलाएं, सभी बैंकों को पी.सी.ए., प्राम्प्ट करेक्टिव एक्सन, में डाला गया था। बैंकें चार वर्षों तक घाटे की शिकार थी, बावजूद बढ़े परिचालन लाभ के।
>
> देश के नागरिक, खासकर करदाताओं और सामान्य तौर पर अन्य नागरिकों को जानने का हक है, क्योंकि इस राशि का इश्तेमाल देश के विकास के लिए हो सकता था, जिसे बैंकों को बचाने के लिए देना पड़ा। सरकारी संस्थान होने का यदि यही माइनें हैं, तो सरकारी संस्थान बंद होने चाहिए। यह देश के सबसे बड़े हितधारक नागरिक का पक्ष है, करदाता का पक्ष है।
>
> बैंकिंग जैसा उद्योग, जिसे राष्ट्रीयकरण के बाद बैंककर्मियों ने रात-दिन मिनहत, लगन, निष्ठा और ईमानदारी से काम कर देश के हर नागरिक के आर्थिक और सामाजिक जीवन के बदलाव के लिए काम किया, यदि आज वही बैंकिंग राजनीतिक तंत्र का शिकार है, पेशेवर दक्षता बिलुप्त हो रही है, हजारों करोड़ का घाटा हो रहा है, ऋणी ऋण चुकाने से मुकर रहा है और देश छोड़ कर भाग रहा है तो इस बदहाली की जिम्मेदार सरकारें हैं और ऐसे में यदि सरकारी नियंत्रण समाप्त होने की बात हो रही है तो अनुचित क्या है?
>
> सार्वजनिक बैंकों और उसकी साख का पोलिटिसाइजेशन एक गंभीर खतरा था, जिसे देश की सबसे बड़ी यूनियन, जो आज कबड्डी-कबड्डी खेल रही है, ने पहचाना था, आंदोलन भी किया था, लेकिन वही यूनियन बाद में अपने आंदोलन से पीछे हट गई। बिना नीति निर्देशक सिद्धांत के सार्वजनिक बैंकें लूटतंत्र की शिकार हैं। और, यह लूट बैंकों के पोलिटिसाइजेशन का परिणाम है। संघर्ष तो पोलिटिसाइजेशन के खिलाफ होना था, जिससे आंखें फेर लीं गईं। हड़ताल का परिणाम वही ढाक का तीन पात का होगा, जैसा पहले होता रहा है।

>
> (जे.एन.शुक्ला)

> नेशधल कंवेनर
> 16.12.2021
> 9559748834
>

[Debasish Mukherjee]

Glad news from reliable source that DFS have accorded their approval for 100%DA neutralisation to pre 2002retirees.It will come into force from Jan2022 only with prospective and not with retrospective.Our long cherished desire is going to be fullfilled

[Debasish Mukherjee]

This is a forwarded message from a retirees whatsapp.group. authenticity could not be verified. But the DFS has the power to remove discrimination in payment of full neutralisation of D.A. to the pre Nov.2002 retirees particularly when the Chairman, IBA special committee Mr. Mallikarjuna Rao also expressed his concern for this discrimination with the pre Nov.2002 retirees. I had pleaded with Mr.Rao to recommend for removal of this discrimination without delay pending finalisation of updation by the IBA spl.committee, if necessary even with a rider for adjustment against payments of updation if necessary. Mr. Rao might have considered the request.

Debasish Mukherjee.

Sent from RediffmailNG on Android

From: er iyer <eriy...@yahoo.co.in>
Sent: Sat, 18 Dec 2021 15:48:48 GMT+0530
To: Debasish Mukherjee <mumb...@rediffmail.com>
Subject: Fw: bankpensioner

Respected sir. This news may be old one. The same mag I rec last 10 days back. I rec from my friend .I asked him where u got this news. He informed me one Mr Palani  from BOB field the petition in supreme court he send this msg. Totaly all are confused. Regards E. R. IYER BOB

Sent from Yahoo Mail on Android

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[Amar kumar De]

This is not a good news but a very good news. I pray to God may the NEWS COME TRUE.

THANKS & Regards

On Sat 18 Dec, 2021, 2:59 PM 'Debasish Mukherjee' via bankpensioner, <bankpe...@googlegroups.com> wrote:

Glad news from reliable source that DFS have accorded their approval for 100%DA neutralisation to pre 2002retirees.It will come into force from Jan2022 only with prospective and not with retrospective.Our long cherished desire is going to be fullfilled


Sent from RediffmailNG on Android

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[Parvatam Veera Bhadra Swamy]

After a long time I am shocked to hear about sudden news on 100% DA neutralisation which is beneficial to many pre 2002 retirees. 

Thank you so much for sharing such an exciting news from you sir 

Pvbswamy 

On Sat, 18 Dec 2021, 14:59 'Debasish Mukherjee' via bankpensioner, <bankpe...@googlegroups.com> wrote:

Glad news from reliable source that DFS have accorded their approval for 100%DA neutralisation to pre 2002retirees.It will come into force from Jan2022 only with prospective and not with retrospective.Our long cherished desire is going to be fullfilled


Sent from RediffmailNG on Android

[Nagaraju Kakani]

Sairam, I need a clarification from our group friends.One of my family friends father was a BOB employee after his death ,his spouse is drawing family pension  and now she is no more since May 2021. 

They have un married daughter.Will she be eligible  to family pension now after her mother's demise.

They have requested me to enquire about this as the railways allow this type of family pension.

Please give a thought and advise me .

With regards,

Nagaraju Kakani

Hyderabad

9177538847

rajag...@yahoo.com rajag...@gmail.com

On Sat, 18 Dec 2021, 14:59 'Debasish Mukherjee' via bankpensioner, <bankpe...@googlegroups.com> wrote:

Glad news from reliable source that DFS have accorded their approval for 100%DA neutralisation to pre 2002retirees.It will come into force from Jan2022 only with prospective and not with retrospective.Our long cherished desire is going to be fullfilled


Sent from RediffmailNG on Android

[ganpat dhond]

Pray God it is   a RELIABLE FACT and not gossip.

On Saturday, 18 December, 2021, 02:59:46 pm IST, 'Debasish Mukherjee' via bankpensioner <bankpe...@googlegroups.com> wrote:

Glad news from reliable source that DFS have accorded their approval for 100%DA neutralisation to pre 2002retirees.It will come into force from Jan2022 only with prospective and not with retrospective.Our long cherished desire is going to be fullfilled


Sent from RediffmailNG on Android

[Raghavan s]

Very good to hear from you

Hope 100% DA will come true 

Let us pray God. 

On Sat, 18 Dec 2021, 2:59 pm 'Debasish Mukherjee' via bankpensioner, <bankpe...@googlegroups.com> wrote:

Glad news from reliable source that DFS have accorded their approval for 100%DA neutralisation to pre 2002retirees.It will come into force from Jan2022 only with prospective and not with retrospective.Our long cherished desire is going to be fullfilled


Sent from RediffmailNG on Android

[Raghu Bhargava]

Dear Debasish,

Apke muh mein ghee shakkar😉😉😉😉

Raghuraj Bhargava

On Sat, Dec 18, 2021 at 1:29 AM 'Debasish Mukherjee' via bankpensioner <bankpe...@googlegroups.com> wrote:

Glad news from reliable source that DFS have accorded their approval for 100%DA neutralisation to pre 2002retirees.It will come into force from Jan2022 only with prospective and not with retrospective.Our long cherished desire is going to be fullfilled


Sent from RediffmailNG on Android

[Ramaswamy S]

'Debasish Mukherjee' via bankpensioner	Sat, Dec 18, 2:59 PM (19 hours ago)
to bankpensioner

Glad news from reliable source that DFS have accorded their approval for 100%DA neutralisation to pre 2002retirees.It will come into force from Jan2022 only with prospective and not with retrospective.Our long cherished desire is going to be fulfilled.

Dear Debasish Mukherjee:

I have not seen any news regarding this in any of the Federation Groups or from AIBRF.

I am very pessimistic whether IBA will be generous and gracious enough to concede this demand after getting a favourable verdict

from supreme court in their favour.

There is not even a single rejoice letter from any of the blog members.  

Please confirm whether the above news is real or fake.

S.RAMASWAMY

[Prk Murthy]

Dear Prasad  

 I don't know but DFS will not agree so easily. 

P Ramakrishna Murthy 

[Metlapalli Sharma]

A PRAGAMTIC AND RATIONAL COMMENT ON PENSION UPDATION ISSUE FOR BANK RETIREES .


 *A FEW MINUTES EARLIER I HAD A DISCUSSION WITH SRI DS MURTY GARU ON THE ABOVE ISSUE WITH A PRTICULAR REFERENCE TO A POST  FROM SRI DEBSHISH MUKHERGY IN BANK PENSIONERS’ BLOG. THE POST  IS AS ENCLOSED.
 
 QUOTE
 
bankpensioner
Inbox
 
'Debasish Mukherjee' via bankpensioner
2:59 PM (3 hours ago)
 
to bankpensioner
 


 Glad news from reliable source that DFS have accorded their approval for 100%DA neutralisation to pre 2002retirees.It will come into force from Jan2022 only with prospective and not with retrospective.Our long cherished desire is going to be fullfilled
 DEBASHISH MUKHERJEE

Sent from RediffmailNG on Android
--

 UNQUOTE

*IN FACT TO EVALUTE THE AUTHENTICITY OF THE INFORMATION , IN THE BACKDROP OF  THE DISCUSSION I HAD WITH SRI DS MURTY GARU AND VENTURE  WITH A SANE MIND ON THE PROBABILITY  FOR REALISING THE DREAM OF THE PENSIONERS ,WE NEED TO HAVE A REALISTIC VIEW OF THE RECENT HAPPENINGS.


 FAVOURABLE DEVELOPMENTS FOR PENSION UPDATION

 1.      HON'BLE FM SMT. NIRMALA SITARAMANJI’S SYMPATHIES AND COMMITMENT TO THE CAUSE OF PENSIONERS. FOLLOWED BY HER REITERATIONS A COUPLE OF TIME BEFOE VARIOUS DELEGATIONS

 *2.    CONSTITUTION OF A EIGHT-MEMBER IBA COMMITTEE TO SUBMIT A REPORT ON THE ISSUE BFORE THE END OF THE YEAR AND


 IN FACT, THE TERM OF OFFICE OF SRI MALLIKARJUN RAO WHO IS HEADING THE ABOVE TEAM IS FURTHER EXTENDED FROM SEPTEMBER 2021 TO 31st. JANUARY 2022 , DESPITE HIS RETIREMENT AS CEO OF PNB. ( on 17 09 2021 ) EXCLUSIVELY FOR THIS PURPOSE

 3 . CONSTITUTION OF PARLIAMENTARY COMMITTEE ON GOVERNMENT ASSURANCES WHO CONDUCTED A  STUDY TOUR JOINTLY WHERE IBA IS ALSO REPRESENTED & PARTICIPATED IN THE DELEBERATIONS  AT BHUBANESHWAR & KOLKOTTA AND SUBMITTED A REPORT

 4.     A RECENT STATEMENT FROM THE NEW CHAIRMAN OF THE IBA SAYING THAT ‘THE PENSION UPDATION  IS A BURNING ISSUE AND WOULD BE FINALISED BY MARCH ‘22 ’


 5.       THE 2 COURT CASES PENDING WITH SUPREME COURT FIXING THE DEADLINE FOR SUBMISSION OF REPORTS FROM DFS GOI  AND IBA BEFORE 17/01/2022 .

 6.     A PENDING  TABLED CALL ATTENTION MOTION ON THE ISSUE RAISED BY SRI RAVIKUMAR MEMBER OF LOKSABHA  WHICH NEEDS  A STATEMENT BY THE FM DURING THE CURRENT SESSION OF PARLIAMENT. ( AS PER THE BUSINESS RULES OF THE PARLIAMENT )


 7.      THE IMPENDING ELECTIONS TO DIFFERENT STATES TO TAKE PLACE FROM FEB, MARCH ’22 AND

 8.     THE MORE LOGICAL REASON BEHIND THE DEFERRED PRIVATISATION BILL OF  2 PSBS IS NOT THE FEAR OF TRADE  UNIONS  UNREST BUT THE INSISTENCE FROM TAKERS OF THOSE TWO PSBS TO INCLUDE THE FUTURE LIABILITIES ON ACCOUNT OF PENSION REVISION IF ANY TO BE COMPLETELY  REFLECTED IN BOOKS OF ACCOUNTS AND INCLUDED IN THE FINAL FINANCIAL STATEMENTS BEFORE DECIDING ON THE PRICE OF TAKEOVER.

 Ie. IT'S A PRE CONDITION PUT FORTH BY THE PROSPECTIVE TAKERS -  THAT ALL THE LIABILITIES ARISING OUT PENSION REVISION SHOULD BE ABSORBED (DEBITED TO THE CURRENT P&L A/Cs AS ON 31 03 2022) BEFORE OFFERING FOR PRIVATISATION ( as per the media reports)

 THEREFORE, THE ISSUE OF PRIVATISATION  IS DEFERRED BY THE GOVERNMENT DURING THIS FINANCIAL YEAR.

 IN *THE LIGHT OF THE ABOVE DEVELOPMENTS A SUDDEN RUMOUR THAT 100% DA NEUTRALISATION FROM JAN’22 FOR PRE- 2002 RETIREES SEEMS TO BE  HALF BAKED.                           UPDATION IS THE CURRENT BURNING ISSUE FOR ALL THE PRE 11TH BIPARTITE BANK RETIREES AS THE RETIREES COVERED UNDER 11TH BIPARTITE ENJOY UPDATED PENSION.     UPDATION PRESUPPOSES 100% DA NEUTRALISATION .
 
BUT ALLOWING THAT ONLY TO THE PRE2002 RETIREES WILL LEAVE THE RETIREES DURING THE 8TH , 9TH AND 10TH BIPARTITE  PERIODS UNTOUCHED.                          THE ISSUE TO BE ADDRESSED  IS UPDATION OF PENSION FOR ALL  BANK RETIREES UPTO THE 10 TH BIPARTITE. ON THIS SCORE THE POST SEEMS AN INCOMPLETE…

[JSOMA SHEKARA]

Is this a latest product from Guess Factory?

On Sat, Dec 18, 2021 at 2:59 PM 'Debasish Mukherjee' via bankpensioner <bankpe...@googlegroups.com> wrote:

Glad news from reliable source that DFS have accorded their approval for 100%DA neutralisation to pre 2002retirees.It will come into force from Jan2022 only with prospective and not with retrospective.Our long cherished desire is going to be fullfilled


Sent from RediffmailNG on Android

[mohan p]

 Sir,

After the death  of spouse of deceased pensioner who was drawing Family Pension, then her unmarried daughter is eligible to get Family Pension subject to following conditions as;stipulated by Bank Employees Pension Regulations as follows;

"Regulation.40(1)

(b)in the cse of a son or daughter (including widowed/divorced) till he/she attains the age of twenty-

five years or upto the date of his/her marriage/remarriage, whichever is earlier:

Provided the family pension payable to sons/daughters (including widowed/divorced) shall be 

discontinued/not admissible when the eligible son/daughter starts earning a sum in excess of Rs.

2550/- per month from employment in Government/private sector/self-employment, etc."

To view this discussion on the web visit https://groups.google.com/d/msgid/bankpensioner/CAKxG0JWmEfsffu5oG_D06jFQNNY5sxH8CZX7%3DdmgpPveOOyTiQ%40mail.gmail.com.

[Debasish Mukherjee]

This is a forwarded message from one retirees whatsapp.group.Authenticity could not be verified but certainly the DFS has such power to remove discriminations particularly when the IBA Special committee Chairman Mr.Mallikarjuna Rao expressed his concern for discrimination with the pre Nov.2002 retirees in payment of full neutralisation of D.A. It is also reliably learnt that the Bank of India retirees Association and another had pleaded with Mr.Mallikarjuna Rao to recommend for restoration of payment of full neutralisation of D.A.to the affected retirees pending finalisation of updation of pension even if necessary with a rider. If that request has been considered favourably?

Debasish Mukherjee.

Sent from RediffmailNG on Android

From: JSOMA SHEKARA <jsomase...@gmail.com>
Sent: Mon, 20 Dec 2021 10:16:49 GMT+0530
To: bankpe...@googlegroups.com
Subject: Re: bankpensioner

Is this a latest product from Guess Factory?

On Sat, Dec 18, 2021 at 2:59 PM 'Debasish Mukherjee' via bankpensioner <bankpe...@googlegroups.com> wrote:

Glad news from reliable source that DFS have accorded their approval for 100%DA neutralisation to pre 2002retirees.It will come into force from Jan2022 only with prospective and not with retrospective.Our long cherished desire is going to be fullfilled


Sent from RediffmailNG on Android

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[Murali]

Great news.....Let us wait till gets implemented.

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[Debasish Mukherjee]

This is a forwarding message from one retirees whatsapp.page. Authenticity could not be verified. But in my opinion DFS certainly has this power to remove discrimination in payment of full neutralisation of D.A. to the pre Nov.2002 retirees more so when the IBA Special committee Chairman Mr.Mallikarjuna Rao also expressed his concern for discrimination in payment of full neutralisation of D.A. to a section of retirees. It is reliably learnt that a section of Bank of India retirees and another group pleaded with Mr.Rao for recommending restoration for payment of full neutralisation of D.A. to the affected segment without delay pending finalisation of updation of pension and if the committee desires this can be with a rider.

Debasish Mukherjee.

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[Debasish Mukherjee]

Possibly unmarried daughters of deceased pensioners/ Family pensioners with no other source of income will be elligible for F.P. However, I suggest You may contact General Secretary of Bank of Baroda retired officers welfare Association Mr.Ganesh Rao Mob.no.9449042411 for more information.

Debasish Mukherjee.

Sent from RediffmailNG on Android

From: Nagaraju Kakani <rajag...@gmail.com>
Sent: Mon, 20 Dec 2021 10:09:07 GMT+0530
To: bankpe...@googlegroups.com
Subject: Re: bankpensioner

Sairam, I need a clarification from our group friends.One of my family friends father was a BOB employee after his death ,his spouse is drawing family pension  and now she is no more since May 2021. 

They have un married daughter.Will she be eligible  to family pension now after her mother's demise.

They have requested me to enquire about this as the railways allow this type of family pension.

Please give a thought and advise me .

With regards,

Nagaraju Kakani

Hyderabad

9177538847

rajag...@yahoo.com rajag...@gmail.com

On Sat, 18 Dec 2021, 14:59 'Debasish Mukherjee' via bankpensioner, <bankpe...@googlegroups.com> wrote:

Glad news from reliable source that DFS have accorded their approval for 100%DA neutralisation to pre 2002retirees.It will come into force from Jan2022 only with prospective and not with retrospective.Our long cherished desire is going to be fullfilled

Sent from RediffmailNG on Android

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[JSOMA SHEKARA]

As on date only authentic information regarding our demands is that

IBA/DFS has formed a committee to look into pension scheme and this committee

held separate meetings with workmen and Officers associations.

These associations claimed they have submitted a list of demands/suggestions

and the Committee informed them that they take only views/suggestions.

Further to this  Bank advocates submitted in SC that committee

is yet to submit its report and SC directed that both counsels should

get an update and submit the same to court.

All these are in the public domain.

Apart from this we do not have any authentic information regarding updation.

I do not believe that the Committee Chairman said something to retirees.

They are not allowed to make any statement.

Do we know the terms and scope of the committee? Do they have power

to  make an interim recommendation of 100% DA?

Let us  wait and see in next hearing whether IBA will submit actual status of the

committee report or tell another cock and bull story.

Till then let rumors take rest.

Apart from what is in the public domain everything else is guess work.

To view this discussion on the web visit https://groups.google.com/d/msgid/bankpensioner/1639991767.S.95319.autosave.drafts.1639992607.30386%40webmail.rediffmail.com.

[chaudhari shashikumar]

see clause 40 of Bank Pension Regulation 1995

it states that

40(a) in case z widow or a widower, upto the date of death or remarriage, whichever is earlier

40(b) in the case of a son or daughter (including widowed/divorced) till he/she attains the age of 25 years or upto the date of his/her marriage or remarriage, whichever is earlier:

provided the family pension payable to sons/daughters(including widowed/divorced) shall be discontinued/not admissible when the eligible son/daughter starts earning a sum in excess of Rs.2550/- per month from employment in govt/private sector/self-employment etc.

Hope it is clear now.

S V Chaudhari

To view this discussion on the web visit https://groups.google.com/d/msgid/bankpensioner/CAJWRD%3Djb%2B%3DCip2_-4UkDe3D-%3DQL_Dt78y2E7%3DFbsHUp2t883qQ%40mail.gmail.com.

[Amiya Mishra]

As far as I know only Son and daughter are eligible for family pension upto 25 year's of age and only for physically disabled son or daughter they will get family pension for life long as per bank pension regulation 

Amiya Kumar Mishra

Sent from Yahoo Mail on Android

To view this discussion on the web visit https://groups.google.com/d/msgid/bankpensioner/1639995656.S.54414.autosave.drafts.1639996439.26881%40webmail.rediffmail.com.

[Sanjay J]

In the first mail, Mr.DM states that "from reliable source", the next day he also writes that "authenticity could not be verified".

A couple of innocent members rejoiced at the first mail.

The next hearing is hardly one month away. 

If the rumor mills stop churn for a while, members don't get carried away by the false news.

To view this discussion on the web visit https://groups.google.com/d/msgid/bankpensioner/1639995656.S.54414.autosave.drafts.1639996439.26881%40webmail.rediffmail.com.

[SRIRAMAJAYAM]

FP is generally available to spouse only. This is extended to children, in case of demise of the nominee , for those only upto the age of 25 or marriage which ever is earlier. 

Recently, the Central Govt has made the FP available to disabled dependent child. The banking industry as is its' wont is yet to take cognisance of this change. 

To view this discussion on the web visit https://groups.google.com/d/msgid/bankpensioner/1639995656.S.54414.autosave.drafts.1639996439.26881%40webmail.rediffmail.com.

[Sarangapani Rao]

bankpensioner UFBU. TO IBA TO HOLD DISCUSSIONS ON PENDING ISSUES INCLUDING UPDATION OF PENSION

bankpensioner UFBU. 

What have they been doing for more than 2  decades? With these pseudo sincere  meretricious melodrama of hypes,   

 they can't camouflage their crypto  almost silver jubilee era of vested interested motives / agenda of wanton avoidance of pension updation /  DA neutralization for pre 2002  retirees .   It is self evident things are moving forward because of 

sincere ,singular, signal suo moto

initiative of the Finance Minister  

Mrs. Nirmala Sitaraman.  Panic & consternation have made them feel insecure & fear they may be thrown out like rotten brinjals & vanish into thin air or be lost into eternal oblivion

Let us not be carried away ny such bizarre, bazaar baits, bluffs, braggadocios & gimmicks. 

Sarangapani

Show quoted text

[rajamani s]

Mr. Sarangapani Sir is absolutely correct in his observations as regards 100℅ NEUTRALISATION to pre 2002 retirees against the  crooked crocodile tear shedding pseudo unions and the defective ,detrimental stand as always taken by IBA and the Bank Managements Combine. 

I salute the great Debashish Mukerjeedha for his incredible approach for resolving the issues with forthright views on the subject for resolution. 

I also pray 🙏🙏🙏 for the wisdom to dawn into the heads of the committee members to resolve the DA anomaly to pre 2002 retirees, first,under which, I am also an innocent  ( like many others )victim. 

First remove the tapering DA structure, which played havoc in the lives of the retirees for the past more than 2 decades. 

Let our fight be on. 

S. Rajamani

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[ganpat dhond]

Winter Parliament Session is ended. At the beginning of Session  a starred question on position of  improvement of  bankers pension was raised by one of the Members of Rajysabha/ loksabha. But answer to he same appears to have not come from Finance Ministry. Do they have prerogative NOT to answer Honourable Member,s question ? Can anybody guide /

G J Dhond

[mohan p]

There are specific rules and procedures in the matter of Questions raised by members of Parlament and Answers given by Concerned Ministers on such questions.

Starting with  preliminary scrutiny of questions received in Secretariat, a ballot is held to determine the priority for starred and unstarred questions.

In the case of starred question, in which a member desire an oral answer from Minister 

such ministers prior consent is also required.

Then it will be examined further to find out same are admissible or not.There are restrictions on number of words in questions. In the case of short notice questions concerned minister's time and consent to be sought.

There are restrictions tom members on number of questions to be asked on a day.

15 days notice time is also required to raise a question.

So it cannot be expected that all questions of our M.P's  may be allowed or answered in parliament .

On Sat, 25 Dec, 2021, 3:02 pm 'ganpat dhond' via bankpensioner, <bankpe...@googlegroups.com> wrote:

Winter Parliament Session is ended. At the beginning of Session  a starred question on position of  improvement of  bankers pension was raised by one of the Members of Rajysabha/ loksabha. But answer to he same appears to have not come from Finance Ministry. Do they have prerogative NOT to answer Honourable Member,s question ? Can anybody guide /

G J Dhond

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