Re: Digest for bankpensioner@googlegroups.com - 25 updates in 11 topics

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vaidya nathan

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Mar 11, 2025, 12:11:40 AM3/11/25
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We have waited for 30 long years to get our issues listed in SC for hearing.  Let us have another Ten more years of patience to know the verdict.  Pray God for our patience to be fruitful. And les us give a Thought.  Suppose If Pension Agreement was Not signed by Unions, what will be our position.  Even the very thought give shivering in Body.  Perhaps,  most of us would Not have crossed 70/75.  So Be Happy for What We Have.


On Mon, Mar 10, 2025, 5:25 PM <bankpe...@googlegroups.com> wrote:
Srinivasa Murti Devulapalli <devulapa...@gmail.com>: Mar 08 09:00PM +0530

*𝐔𝐍𝐈𝐅𝐎𝐑𝐌 𝐃𝐑 𝐅𝐎𝐑 𝐀𝐋𝐋 𝐏𝐄𝐍𝐒𝐈𝐎𝐍𝐄𝐑𝐒 𝐎𝐍 𝐏𝐀𝐑
𝐖𝐈𝐓𝐇 𝟏𝟐𝐭𝐡. 𝐁𝐏𝐒 𝐑𝐄𝐓𝐈𝐑𝐄𝐄𝐒 - 𝘼𝙉 𝙐𝙉𝙍𝙀𝙎𝙊𝙇𝙑𝙀𝘿
𝙍𝙀𝙎𝙄𝘿𝙐𝘼𝙇 𝙄𝙎𝙎𝙐𝙀*
 
*𝐀𝐧 𝐢𝐦𝐩𝐞𝐧𝐝𝐢𝐧𝐠 𝐟𝐨𝐫𝐦𝐚𝐥𝐢𝐭𝐲 𝐰𝐡𝐢𝐜𝐡 𝐈𝐁𝐀
𝐧𝐞𝐜𝐞𝐬𝐬𝐚𝐫𝐢𝐥𝐲 𝐧𝐞𝐞𝐝 𝐭𝐨 𝐜𝐨𝐦𝐩𝐥𝐲 𝐰𝐢𝐫𝐡 𝐩𝐫𝐢𝐨𝐫 𝐭𝐨
𝐏𝐄𝐍𝐒𝐈𝐎𝐍 𝐔𝐏𝐃𝐀𝐓𝐈𝐎𝐍 𝐞𝐱𝐞𝐫𝐜𝐢𝐬𝐞*
 
*✺✺✺✺✺✺✺✺✺✺✺✺✺✺*
 
* " ✳️" 𝑰𝑷𝑺𝑶-𝑭𝑨𝑪𝑻𝑶 𝑹𝑩𝑰 𝑭𝑶𝑹𝑴𝑼𝑳𝑨" - A NEW "MARKETING
TAGLINE" - TO DITCH THE RETIREES....**
 
*𝑨 𝒄𝒐𝒎𝒑𝒂𝒓𝒊𝒕𝒊𝒗𝒆 𝒔𝒕𝒖𝒅𝒚 𝑹𝒆𝒕𝒓𝒊𝒗𝒆𝒅 𝒇𝒓𝒐𝒎 𝒎𝒚
𝒅𝒂𝒕𝒂𝒃𝒂𝒔𝒆 𝒑𝒐𝒔𝒕𝒆𝒅 𝒐𝒏 29 11 2023 - 𝒓𝒆𝒇𝒍𝒆𝒄𝒕𝒔 𝑰𝑩𝑨 -
𝑨𝑰𝑩𝑬𝑨 𝑵𝑬𝑿𝑼𝑺 𝒎𝒊𝒏𝒅-𝒈𝒂𝒎𝒆 𝒔𝒕𝒓𝒂𝒕𝒆𝒈𝒚*
 
*https://www.change.org/p/hon-ble-prime-minister-of-india-sri-narendra-modi-plight-of-the-bank-retirees-urgency-to-constitute-banking-pay-commission/u/32132685
<https://www.change.org/p/hon-ble-prime-minister-of-india-sri-narendra-modi-plight-of-the-bank-retirees-urgency-to-constitute-banking-pay-commission/u/32132685>*
 
*✺✺✺✺✺✺✺✺✺✺✺✺✺*
 
 
*𝙁𝙐𝙍𝙉𝙄𝙎𝙃𝙀𝘿 𝙃𝙀𝙍𝙀 𝙒𝙄𝙏𝙃 "𝙕𝙀𝙍𝙊 𝙐𝙋𝘿𝘼𝙏𝙄𝙊𝙉
𝙇𝙊𝘼𝘿 𝙁𝘼𝘾𝙏𝙊𝙍 - ie: 𝐬æ𝐧𝐳 𝐒𝐀𝐍𝐒 𝙍𝘽𝙄 𝙋𝘼𝙏𝙏𝙀𝙍𝙉"*
 
*𝙏𝙝𝙚 𝙛𝙤𝙡𝙡𝙤𝙬𝙞𝙣𝙜 𝙞𝙨 𝘾𝙤𝙢𝙥𝙞𝙡𝙚𝙙 𝙗𝙮 𝙈.𝘼𝙣𝙟𝙖𝙣𝙚𝙮𝙖
𝙋𝙧𝙖𝙨𝙖𝙙, 𝙏𝙚𝙡𝙖𝙣𝙜𝙖𝙣𝙖 𝙂𝙧𝙖𝙢𝙚𝙚𝙣𝙖 𝘽𝙖𝙣𝙠 (
𝙎𝙥𝙤𝙣𝙨𝙤𝙧𝙚𝙙 𝙗𝙮 𝙎𝘽𝙄 ) 𝙖𝙣𝙣𝙚𝙭𝙚𝙙 𝙝𝙚𝙧𝙚 𝙪𝙣𝙙𝙚𝙧 𝙛𝙤𝙧
𝙗𝙚𝙩𝙩𝙚𝙧 𝙪𝙣𝙙𝙚𝙧𝙨𝙩𝙖𝙣𝙙𝙞𝙣𝙜*
 
* ************************* *
*💢Quote💢*
 
*Hitherto Dearness Allowance of the Banking Staff depends upon Consumer
Price Index rise/fall of 4 points (slab system).*
 
*To make it more realistic, Govt. of India changed the Base Year 1960 to
1981, 2001 & 2016 from time to time.*
 
*The following multiplying factors were assigned to get uniformity: *
 
*- 1960 to 1981 = 4.93*
*- 1981 to 2001 = 4.63*
*- 2001 to 2016 = 2.88*
 
*The DA formula is same for existing as well as Retirees till recently.
However during 12th BPS this formula has been changed. DA was merged at
8088 Points (30.38%). Slab system has been abolished and a new formula is
being implemented. Taking average Consumer Price Index (CPI) at 8088 Points
i.e.,123.03 it is assigned 1% for every rise/fall of 1 Point CPI.*
 
*This new DA formula is made applicable only to Existing Staff as well as
Retirees of 01.11.2022 afterwards. This created a division among the
Retirees like Pre-2002 Retirees.*
 
*Infact to implement uniform DA formula for all, the Basic Pension of
Retirees covered under various BPS should be made uniform. The multiplying
factors works out as under:*
 
*- 11th BPS (1.11.2017 to *
* 31.10.2022) 1.30*
 
*- 10th BPS* (01.11.2012 to *
* 31.10.2017) 1.93*
 
* - 09th BPS (01.11.2007 to *
* 31.10.2012) 3.09*
 
*- 08th BPS (01.11.2002 to *
* 31.10. 2007) 3.85*
 
*- 07th BPS (01.11.1992 to *
* 31.10.2002) 5.24*
 
*- 06th BPS (01.11.86 to *
* 31.10.1992) 7.70*
 
*- 05th BPS *
*(Prior to 1986) 14.77*
 
* If new formula is implemented, there will be an increase of ₹.800/- to
₹.5000/- per person based on the Retirement Year and Basic Pension.*
 
*Please see the following example of my Pension retired in May 2014 (10th
BPS):*
 
*Existing formula:*
*Basic Pension ₹.28590*
*DA. 119.4%. ₹. 34136*
*Exgratia ₹. 1700*
*Total. ₹. 64426*
*Less: commute ₹. 9530*
*Pension ₹. 54896*
 
*As per new formula:*
*Basic 28590×1.93 = 55179*
*New DA. 17.20%. = 9491*
*Exgratia = 1700*
*Gross = 66370*
*Less commute = 9530*
*Pension = 56840*
 
*Benefit = 56840 - 54896*
* =₹1944*
* So I will get a benefit of ₹1944 per month if new formula is implemented.*
 
*In otherwards, I am loosing ₹1944 per month.*
 
*This amount will increase further as and when the DA is increased. In the
same way everybody can calculate the same.*
 
*As per the Pension Regulations all Retirees should get DA at par with
existing Employees.*
 
*However 12th BPS divide the Retirees into two groups. The implementation
of new formula to all Retirees is identified as a residual issue.*
 
*However nothing was discussed on this issue when IBA and UFBU last met.*
 
*Hope that the mater will be settled and implemented at the earliest.*
 
*As otherwise BB injustice will be done to Retirees of Pre-12th BPS like it
was done earlier in case of Pre-2002 Retirees (💯% DA neutralization).*
 
*Compiled by*M.Anjaneya PrasadnTelangana Grameena Bank ( Sponsored by SBI )*
 
*💢Unquote💢*
 
*𝕌𝕡𝕕𝕒𝕥𝕚𝕠𝕟 𝕚𝕤 𝕗𝕠𝕣 𝕤𝕦𝕣𝕖 & 𝕔𝕖𝕣𝕥𝕒𝕚𝕟 𝕥𝕙𝕣𝕠𝕦𝕘𝕙
𝕊𝕌ℙℝ𝔼𝕄𝔼 ℂ𝕆𝕌ℝ𝕋 𝔸𝕃𝕆ℕ𝔼 ‼️⚖️‼️*
 
* ⚖️ || यतो धर्मस्ततो जयः ||⚖️ *
* 🙏🌺🕉️🌺🙏*
* దేవులపల్లి శ్రీనివాస మూర్తి*
* d s murti *
* 08 03 2025*
* Hyderbad 500079*
*✺✺✺✺✺✺✺✺✺✺✺✺✺✺*
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
*d s murti*
Niranjan Cn <niran...@gmail.com>: Mar 10 09:10AM +0530

Sir,
 
Was Uniform DA @8088 points, listed as residual issue ??
If nit forget till next settlement.
 
Niranjan
 
On Mon, 10 Mar 2025 at 9:07 AM, Srinivasa Murti Devulapalli <
Ramani Konnayar <knra...@gmail.com>: Mar 07 06:20PM +0530

Of late, it is observed that the issue of setting right the anomaly in
calculation of exgratia to the Pre Nov 2002 pensioners finds no mention in
the relevant communications. Perhaps, the leaders too feel that the issue
will get resolved automatically as and when the base month for calculating
exgratia is shifted from October2022 to October 2023 or beyond at the time
of revising the exgratia. It is indeed a pity that the tapered DA formula
continues to haunt this group of senior pensioners even long after they got
100% DA after a wait of 18 years.
 
K N Ramani
 
 
Vijay Singh <8vijay...@gmail.com>: Mar 07 09:21PM +0530

With due respect sir
Why aibrf crazy or not interested in case banks resignees who opted pension
during there's service time and put up 30yrs and more bank services.pension
benifits not given due to PR 95 clause 22.
Pension option 2024 also not given to theme .
I request aibrf pls include this issue also.
Thanks
Vijay singh
9653764632
 
Lingan Ramalingam <pacha...@gmail.com>: Mar 07 09:43PM +0530

Dear mohan sir,i have verified in supreme court website,no where the
hearing date is available.Even in the daily case list our case is
missing.kindly check with website and inform us the correct position.thanks
sir
 
GARIMELLA SESHAGIRIRAO <giri...@gmail.com>: Mar 09 09:34PM -0600

The issue will get resolved ed automatically without updation as the old
pensioners leave this world zndti that extent burden will come down
crocked ideas of ufbu and iba.
 
Saibabu Madiraju <madiraj...@gmail.com>: Mar 08 08:55AM +0530

Sir our only hope is updation thru court, sir don't disappoint by saying it
will not in our favour, regs
 
S H Subramanian <canma...@gmail.com>: Mar 08 09:28AM +0530

Sir,
Now a meeting is scheduled on 13th March between IBA and UFBU to discuss on
residual issues.
S H Subramanian
S H Subramanian
 
JSOMA SHEKARA <jsomase...@gmail.com>: Mar 08 10:18AM +0530

Thank you Mr,Mohan
Meanwhile IBA has scheduled a meeting on 13th March 2025 to discuss
residual issues. Maybe this is because of the listing of the updation case
and announcement of strike. Since there is no convenor at present in UFBU
individual notices have been sent to unions.
 
S.T.CHANDRASEKHAR Babu <sund...@gmail.com>: Mar 08 09:06PM +0530

Mr. Mohan better keep your views with you. The MOU and subsequent
regulations were framed as per CCS 72 and that will be upheld by supreme
court.
 
Lingan Ramalingam <pacha...@gmail.com>: Mar 08 04:49PM +0530

Thanks Mohan sir,
You have clearly explained what's practical.Let us hope and pray God for
the solution.Thanks sir
 
MOHAN P <moha...@gmail.com>: Mar 10 09:46AM +0530

Mr Chandra Sekhar babu,
 
Pl go through the verdict of single bench of Punjab And Haryana High court
first.
On reference of CCS pension rules under Regulation 56 of BEPR,1995 verdict
says as follows:
 
Quote:
 
“56. Residuary provisions: In case of doubt, in the
matter of application of these regulations, regard may be
had to the corresponding provisions of Central Civil
Services Rules 1972 or Central Civil Services
(Commutation of Pension) Rules, 1981 applicable for
Central Government employees with such exceptions
and modifications as the Bank, with the previous
sanction of the Central Government, may from time to
time determine.”
 
"It can be noticed that the Bank Regulation was not making any
incorporation of either the Central Civil Services Rules or the
Reserve Bank of India Pension Regulations but merely provided that
in the matter of application of these regulations, regard could be had
to the provisions with such exceptions and modifications when there
existed any doubt in the manner of the application of the regulations."
 
"This Regulation 56 could not, therefore, be treated as making
possible certain benefits which the Reserve Bank of India's
Regulations or the Central Civil Services Pension Regulations
provided for"
 
 
On Mon, 10 Mar, 2025, 9:04 am S.T.CHANDRASEKHAR Babu, <sund...@gmail.com>
wrote:
 
Niranjan Cn <niran...@gmail.com>: Mar 10 10:07AM +0530

Sir,
 
Please make any statement only if the relevant material/facts can be
quoted. Many YouTubers and WhatsApp dadas are spreading misinformation
without any responsibility and MIS guiding the RETIREES.
 
Niranjan
 
On Mon, 10 Mar 2025 at 9:04 AM, S.T.CHANDRASEKHAR Babu <sund...@gmail.com>
wrote:
 
Srinivasan Badri <sriniva...@gmail.com>: Mar 10 10:59AM +0530

We have been waiting for years!some more waiting inevitably! Let good and
justifiabljustifiable decision come out soon!Let us all pray 🙏 daily !
More things are wrought by Prayer than this world dreams of!
 
MOHAN P <moha...@gmail.com>: Mar 10 02:29PM +0530

JSOMA SHEKARA <jsomase...@gmail.com>: Mar 09 12:10PM +0530

We appreciate the efforts of AIRBEA and Sr. C.N.Prasad in resolving the
1616-1684 issue and 5 year grace period issue through the judiciary.
The long pending demand of pensioners are
1. Merger of DA@8088 points
2. Updation of Pension
3. Shifting of DA base year as done in case of post Nov 2022 retirees.
I think these issues are not covered in the representation of AIRBEA.
Pre 2002 retirees want urgent resolution of above issues either through
negotiation or through judiciary.
Actually IBA/UFBUI have not held even a preliminary discussion on these
issues.
IBA need any reason, logical or illogical to postpone discussions. May be
because of various representations from retiree associations, due to strike
and court case listed on 20th and pressure from DFS IBA has scheduled
meeting to discuss residual issues. This is a good news for retirees and
let us see what is in store for us on 20th.
Under these circumstances postponing meeting is not fair.
*THIS IS JUST MY PERSONAL OPINION.*
 
Prasad C N <cn_pr...@yahoo.com>: Mar 08 11:56AM

Dear friends,
Files were not attached to previous email. Regret error
Thanking you 
With regards,Prasad C N
Prasad C N <cn_pr...@yahoo.com>: Mar 08 10:06AM

Dear friends,
We are attaching a copy of the letter by our Apex Organisation, AIRBEA regarding making the organisation a party in the ensuing Meeting called by Indian Banks Association on 13.03.2025.  In case the representatives are not made a party to the meeting, we would be launching appropriate action, including contempt proceedings.  This would be a fresh cause of action.
Thanks, a Million. 
With regards,Prasad C N
JSOMA SHEKARA <jsomase...@gmail.com>: Mar 08 01:16AM +0530

At present there is no convenor in UFBU. So IBA has sent individual
intimation to all nine unions
 
On Fri, Mar 7, 2025 at 11:24 PM JSOMA SHEKARA <jsomase...@gmail.com>
wrote:
 
JSOMA SHEKARA <jsomase...@gmail.com>: Mar 07 11:24PM +0530

[image: IMG-20250307-WA0011.jpg]
 
 
nook raju <latika...@gmail.com>: Mar 07 06:28PM +0530

Ramani Konnayar <knra...@gmail.com>: Mar 07 06:04PM +0530

That the demand for updation of our pension, overdue for more than 25 years
is a just and reasonable one is genuine and indisputable.
 
However, when going through the letter,
with all due respect to his age,
one cannot stop gaining an impression
that the author seems to have avoided
mentioning the actual DR on his basic pension (which works out to ₹54095),
perhaps because, he thought that revealing it would make the recipients of
the letter feel that the pension was not 'meagre' as claimed.
 
I feel his total pension could have been compared to that of a Chief
General Manager retiring now to support the need for updation.
 
K N Ramani
 
 
On Fri, 7 Mar, 2025, 3:29 pm Srinivasa Murti Devulapalli, <
Niranjan Cn <niran...@gmail.com>: Mar 07 03:47PM +0530

Sir,
 
Please inform/share mandatory as per what sir ? Any reference?
 
Niranjan
 
On Fri, 7 Mar 2025 at 3:29 PM, Srinivasa Murti Devulapalli <
Ramesh Pandey <captp...@hotmail.com>: Mar 07 03:07PM

Dr Rao
 
My compliments for living such a healthy and fruitful life ....a dream for us....Pray whole heartedly for continued inspiration
 
My point is basically to request our dealing Advocates/hands to fully enlighten the Court about Dr Rao's plight....There cannot be a more convincing reason to give a positive Final Judgement... Do it or Kill it...No more further escalation.
 
CPT PANDEY
EX-PNB
 
________________________________
From: bankpe...@googlegroups.com <bankpe...@googlegroups.com> on behalf of Srinivasa Murti Devulapalli <devulapa...@gmail.com>
Sent: 07 March 2025 14:01
To: Anantha Krishna Rao Ayyadevara <ananthay...@gmail.com>; k v acharya <kvacha...@yahoo.co.in>; ALL INDIA BANK OFFICERS Confederation <aiboc...@gmail.com>; Anil Mehta <mehta2...@gmail.com>; V.K. MALIK. RETD.AGM SBBJ. NEW DELHI GURUGRAM. <vkma...@hotmail.com>; anil jain <anilpoo...@rediffmail.com>; Anjaneya sastry <sastr...@gmail.com>; Abdul Jaleel <u_abdul_...@yahoo.com>; APBRF 2017 <apbr...@gmail.com>; akbrf...@gmail.com <akbrf...@gmail.com>; msure...@yahoo.com <msure...@yahoo.com>; Federation Of BOIPRA <fbo...@gmail.com>; KARUNAKARAN. S.B.C. GS - ARISE OF IOB. <karu...@gmail.com>; Ramachandran Bashyam <rbcha...@gmail.com>; Bankpensioner <bankpe...@gmail.com>; Bankpensioner Google <bankpe...@googlegroups.com>; Burjipeta Rajayya <braja...@gmail.com>; Usha Bharathi Kothuri <ukot...@gmail.com>; All India Bank Pensioners' &' Retirees' Confederation <aib...@gmail.com>; ANDHRA BANK RETD EMP ASSN <abre...@gmail.com>; Venugopal Cheriyachanaseril <ceey...@gmail.com>; YV Subbarao Canara <yellamr...@gmail.com>; PRASAD C.N <cn_pr...@yahoo.com>; UFBU Convener <ufbu...@gmail.com>; C H VENKATACHALAM <chv....@gmail.com>; jij...@rediffmail.com <jij...@rediffmail.com>; K Chandrasekhar <kanur...@gmail.com>; Narasimharaghavan T.D. <narasimh...@yahoo.com>; dasar...@yahoo.com <dasar...@yahoo.com>; Debasish Mukherjee <mumb...@rediffmail.com>; Doraiswamy V <vikas...@gmail.com>; E. R. Iyer. <eriy...@yahoo.co.in>; Gunasekharan R <ind...@gmail.com>; Sekhar GNR <gnr.se...@gmail.com>; SBI GANAPATHI <sugan...@rediffmail.com>; Habibullah Mohammed <habib....@yahoo.com>; Nthegde Hegde <nth...@gmail.com>; harinarayana sarma nandivada <nhns...@yahoo.com>; Hans Raj Manuja <manuj...@gmail.com>; karlapalem hanumantha rao <karlapa...@gmail.com>; Syed Iqbal <iqbals...@gmail.com>; I Pardhasaradhi <ipsa...@yahoo.com>; JKSHARMA <jksha...@yahoo.com>; Rathnam Jv <jvr...@gmail.com>; Rathnam Jv <rath...@hotmail.com>; J SOMASEKARA <jsomase...@gmail.com>; Sharbat Jain <sharb...@rediffmail.com>; VISHWANATH NAIK Kedoor <kevi...@gmail.com>; Srinivasa Rao Kankipati <ksra...@gmail.com>; N. V. KRISHNA RAO <nvkris...@gmail.com>; Kattepogu Nagaiah <kyna...@gmail.com>; Katari Satyanarayana <satya...@gmail.com>; Vepa Kamesam <vkam...@gmail.com>; K V Krishnaswamy <krishna...@yahoo.co.in>; Laxman Parab <lrp...@hotmail.com>; LAXMAN RAO <pensione...@gmail.com>; Muruganantham K <murugana...@gmail.com>; M Kaleswararao <kaleswa...@gmail.com>; Metlapalli Sharma <metlapa...@gmail.com>; Sankara Subramanian <nsanka...@gmail.com>; Nageswara Rao Turaga <nr.t...@gmail.com>; N UMAHESWAR RAO <ra...@yahoo.com>; R S R Prasad <rsrpr...@yahoo.com>; P MOHAN <moha...@gmail.com>; Prabhakara Rao <pvp...@gmail.com>; Kirtidev Pandya <krpand...@gmail.com>; P Veerareddy VYSYA <veera....@gmail.com>; UBI RW Association <ubi...@rediffmail.com>; S V SRINIVASAN <svsa...@gmail.com>; UMESH SHARMA <umesh.s...@gmail.com>; NRR Rao <nrr...@gmail.com>; siddareddy sudhakar reddy <Siddas...@gmail.com>; Mohinderpal Singh <mhndrp...@yahoo.co.in>; K Vijayababu <kvb...@yahoo.com>; KV Sainadha Rao <saik...@gmail.com>; Krishna Nandam Y <ykn...@yahoo.com>; VARANASI SAMBASIVA SAI. X. AGM. <saty...@yahoo.com>; Vijaykumar Yalamanchili <yvk...@gmail.com>
Subject: bankpensioner Re: 𝐌𝐀𝐍𝐃𝐀𝐓𝐀𝐑𝐘 𝐂𝐎𝐌𝐏𝐋𝐈𝐀𝐍𝐂𝐄 𝐎𝐍 𝐓𝐇𝐄 𝐏𝐀𝐑𝐓 𝐎𝐅 𝐈𝐁𝐀....
 
👆👆
💢FEEDBCK#28💢
👇👇
 
 
💢QUOTE💢
 
From: Srinivasa Rao Kankipati <ksra...@gmail.com<mailto:ksrao34g@gmail.com>>
Date: Fri, 7 Mar 2025 at 10:12
Subject: UPDATION OF PENSION OF BANK PENSIONERS
To: <suprem...@nic.in<mailto:supremecourt@nic.in>>
7 Mar 2025
 
Hon'ble Chief Justice of India Shri Sanjiv Khanna ji,
Hon'ble Justices of the Supreme Court:
Shri Vikram Nath ji and Shri Sandeep Mehta ji.
 
𝐑𝐞𝐬𝐩𝐞𝐜𝐭𝐞𝐝 𝐋𝐨𝐫𝐝𝐬𝐡𝐢𝐩𝐬,
 
𝐈 𝐚𝐦 𝐨𝐧𝐞 𝐨𝐟 𝐭𝐡𝐞 𝐥𝐚𝐤𝐡𝐬 𝐨𝐟 𝐛𝐚𝐧𝐤 𝐩𝐞𝐧𝐬𝐢𝐨𝐧𝐞𝐫𝐬 𝐢𝐧 𝐈𝐧𝐝𝐢𝐚 𝐰𝐚𝐢𝐭𝐢𝐧𝐠 𝐟𝐨𝐫 𝐭𝐡𝐞 𝐩𝐚𝐬𝐭 𝐦𝐚𝐧𝐲 𝐝𝐞𝐜𝐚𝐝𝐞𝐬 𝐟𝐨𝐫 𝐮𝐩𝐝𝐚𝐭𝐢𝐨𝐧 𝐨𝐟 𝐨𝐮𝐫 𝐦𝐞𝐚𝐠𝐫𝐞 𝐩𝐞𝐧𝐬𝐢𝐨𝐧𝐬. 𝐀 𝐧𝐮𝐦𝐛𝐞𝐫 𝐨𝐟 𝐬𝐞𝐧𝐢𝐨𝐫 𝐫𝐞𝐭𝐢𝐫𝐞𝐝 𝐨𝐟𝐟𝐢𝐜𝐞𝐫𝐬 𝐨𝐟 𝐛𝐚𝐧𝐤𝐬, 𝐧𝐨𝐭𝐚𝐛𝐥𝐲 𝐒𝐡𝐫𝐢 𝐔𝐦𝐞𝐬𝐡 𝐒𝐡𝐚𝐫𝐦𝐚 𝐨𝐟 𝐒𝐁𝐈, 𝐒𝐡𝐫𝐢 𝐂𝐍 𝐕𝐞𝐧𝐮𝐠𝐨𝐩𝐚𝐥 , 𝐒𝐡𝐫𝐢 𝐃 𝐒𝐫𝐢𝐧𝐢𝐯𝐚𝐬𝐚 𝐌𝐮𝐫𝐭𝐡𝐢 𝐚𝐧𝐝 𝐨𝐭𝐡𝐞𝐫𝐬 𝐟𝐫𝐨𝐦 𝐨𝐭𝐡𝐞𝐫 𝐛𝐚𝐧𝐤𝐬, 𝐡𝐚𝐯𝐞 𝐛𝐞𝐞𝐧 𝐜𝐨𝐧𝐬𝐭𝐚𝐧𝐭𝐥𝐲 𝐚𝐝𝐝𝐫𝐞𝐬𝐬𝐢𝐧𝐠 𝐭𝐡𝐞 𝐈𝐧𝐝𝐢𝐚𝐧 𝐁𝐚𝐧𝐤𝐬 𝐀𝐬𝐬𝐨𝐜𝐢𝐚𝐭𝐢𝐨𝐧, 𝐭𝐡𝐞 𝐛𝐚𝐧𝐤 𝐦𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭𝐬 𝐚𝐧𝐝 𝐭𝐡𝐞 𝐩𝐨𝐰𝐞𝐫𝐬 𝐭𝐡𝐚𝐭 𝐛𝐞 𝐢𝐧 𝐂𝐞𝐧𝐭𝐫𝐚𝐥 𝐆𝐨𝐯𝐞𝐫𝐧𝐦𝐞𝐧𝐭 𝐚𝐛𝐨𝐮𝐭 𝐭𝐡𝐞 𝐩𝐥𝐢𝐠𝐡𝐭 𝐨𝐟 𝐛𝐚𝐧𝐤 𝐫𝐞𝐭𝐢𝐫𝐞𝐞𝐬 𝐚𝐧𝐝 𝐫𝐞𝐪𝐮𝐞𝐬𝐭𝐢𝐧𝐠 𝐟𝐨𝐫 𝐮𝐫𝐠𝐞𝐧𝐭 𝐢𝐦𝐩𝐫𝐨𝐯𝐞𝐦𝐞𝐧𝐭.
 
𝐑𝐞𝐜𝐞𝐧𝐭𝐥𝐲 𝐒𝐡𝐫𝐢 𝐁𝐢𝐬𝐰𝐚𝐧𝐚𝐝𝐡 𝐁𝐚𝐧𝐝𝐲𝐨𝐩𝐚𝐝𝐡𝐲𝐚𝐲, 𝐞𝐱 𝐃𝐆𝐌, 𝐃𝐞𝐧𝐚 𝐁𝐚𝐧𝐤 𝐚𝐧𝐝 𝐒𝐡𝐫𝐢 𝐂. 𝐒𝐢𝐯𝐚 𝐑𝐚𝐦𝐚 𝐌𝐮𝐫𝐭𝐡𝐲, 𝐫𝐞𝐭𝐝 𝐎𝐟𝐟𝐢𝐜𝐞𝐫 𝐨𝐟 𝐁𝐚𝐧𝐤 𝐨𝐟 𝐈𝐧𝐝𝐢𝐚 𝐦𝐚𝐝𝐞 𝐚𝐩𝐩𝐞𝐚𝐥𝐬 𝐭𝐨 𝐭𝐡𝐞 𝐇𝐨𝐧'𝐛𝐥𝐞 𝐂𝐉𝐈 𝐫𝐞𝐪𝐮𝐞𝐬𝐭𝐢𝐧𝐠 𝐟𝐨𝐫 𝐞𝐚𝐫𝐥𝐲 𝐝𝐞𝐜𝐢𝐬𝐢𝐨𝐧 𝐨𝐧 𝐌𝐂 𝐒𝐢𝐧𝐠𝐥𝐚 𝐜𝐚𝐬𝐞 𝐫𝐞𝐠𝐚𝐫𝐝𝐢𝐧𝐠 𝐛𝐚𝐧𝐤 𝐩𝐞𝐧𝐬𝐢𝐨𝐧𝐞𝐫𝐬 𝐩𝐞𝐧𝐝𝐢𝐧𝐠 𝐟𝐨𝐫 𝐦𝐚𝐧𝐲 𝐲𝐞𝐚𝐫𝐬 .
 
 
𝙄 𝙟𝙤𝙞𝙣 𝙩𝙝𝙚 𝙖𝙗𝙤𝙫𝙚 𝙧𝙚𝙩𝙞𝙧𝙚𝙚𝙨 𝙞𝙣 𝙥𝙖𝙧𝙩𝙞𝙘𝙪𝙡𝙖𝙧 𝙖𝙣𝙙 𝙣𝙪𝙢𝙚𝙧𝙤𝙪𝙨 𝙤𝙩𝙝𝙚𝙧 𝙗𝙖𝙣𝙠 𝙧𝙚𝙩𝙞𝙧𝙚𝙚𝙨 𝙞𝙣 𝙜𝙚𝙣𝙚𝙧𝙖𝙡 𝙞𝙣 𝙧𝙚𝙦𝙪𝙚𝙨𝙩𝙞𝙣𝙜 𝙩𝙝𝙚 𝙃𝙤𝙣'𝙗𝙡𝙚 𝙎𝙪𝙥𝙧𝙚𝙢𝙚 𝘾𝙤𝙪𝙧𝙩 𝙩𝙤 𝙙𝙚𝙘𝙞𝙙𝙚 𝙩𝙝𝙚 𝙖𝙗𝙤𝙫𝙚 𝙘𝙖𝙨𝙚 𝙤𝙣 𝙩𝙝𝙚 20𝙩𝙝 𝙤𝙛 𝙩𝙝𝙞𝙨 𝙢𝙤𝙣𝙩𝙝, 𝙩𝙝𝙚 𝙙𝙖𝙩𝙚 𝙛𝙞𝙣𝙖𝙡𝙡𝙮 𝙛𝙞𝙭𝙚𝙙 𝙛𝙤𝙧 𝙝𝙚𝙖𝙧𝙞𝙣𝙜 𝙖𝙣𝙙 𝙤𝙧𝙙𝙚𝙧𝙚𝙙 𝙗𝙮 𝙩𝙝𝙚 𝙃𝙤𝙣'𝙗𝙡𝙚 𝙅𝙪𝙨𝙩𝙞𝙘𝙚𝙨 𝙘𝙤𝙣𝙘𝙚𝙧𝙣𝙚𝙙 𝙣𝙤𝙩 𝙩𝙤 𝙙𝙚𝙛𝙚𝙧 𝙞𝙩 𝙖𝙣𝙮 𝙡𝙤𝙣𝙜𝙚𝙧.
 
 
𝙄 𝙖𝙢 𝙖𝙣 𝙚𝙭 𝙊𝙛𝙛𝙞𝙘𝙚𝙧 𝙤𝙛 𝙎𝙩𝙖𝙩𝙚 𝘽𝙖𝙣𝙠 𝙤𝙛 𝙄𝙣𝙙𝙞𝙖. 𝙄 𝙧𝙚𝙩𝙞𝙧𝙚𝙙 𝙞𝙣 1994 𝙖𝙨 𝘾𝙝𝙞𝙚𝙛 𝙂𝙚𝙣𝙚𝙧𝙖𝙡 𝙈𝙖𝙣𝙖𝙜𝙚𝙧, 𝙖𝙛𝙩𝙚𝙧 𝙨𝙚𝙧𝙫𝙞𝙣𝙜 𝙎𝘽𝙄 𝙞𝙣 𝙫𝙖𝙧𝙞𝙤𝙪𝙨 𝙘𝙖𝙥𝙖𝙘𝙞𝙩𝙞𝙚𝙨 𝙛𝙤𝙧 𝙢𝙤𝙧𝙚 𝙩𝙝𝙖𝙣 37 𝙮𝙚𝙖𝙧𝙨. 𝙄 𝙖𝙢 𝙣𝙤𝙬 𝙢𝙤𝙧𝙚 𝙩𝙝𝙖𝙣 90 𝙮𝙚𝙖𝙧𝙨 𝙖𝙣𝙙 6 𝙢𝙤𝙣𝙩𝙝𝙨 𝙤𝙛 𝙖𝙜𝙚, 𝙗𝙪𝙩 𝙜𝙚𝙩𝙩𝙞𝙣𝙜 𝙤𝙣𝙡𝙮 𝙖 𝙢𝙚𝙖𝙜𝙚𝙧 𝙥𝙚𝙣𝙨𝙞𝙤𝙣 (𝘽𝙖𝙨𝙞𝙘 𝙋𝙖𝙮 𝙍𝙨.7,420, 𝙥𝙡𝙪𝙨 𝘿𝙚𝙖𝙧𝙣𝙚𝙨𝙨 𝘼𝙡𝙡𝙤𝙬𝙖𝙣𝙘𝙚 𝙩𝙝𝙚𝙧𝙚𝙤𝙣). 𝙈𝙮 𝙥𝙚𝙣𝙨𝙞𝙤𝙣 𝙞𝙨 𝙣𝙤𝙩 𝙚𝙣𝙤𝙪𝙜𝙝 𝙩𝙤 𝙢𝙚𝙚𝙩 𝙩𝙝𝙚 𝙙𝙖𝙞𝙡𝙮 𝙧𝙞𝙨𝙞𝙣𝙜 𝙘𝙤𝙨𝙩 𝙤𝙛 𝙚𝙨𝙨𝙚𝙣𝙩𝙞𝙖𝙡𝙨 𝙛𝙤𝙧 𝙨𝙪𝙨𝙩𝙚𝙣𝙖𝙣𝙘𝙚. 𝙏𝙝𝙚 𝙥𝙚𝙣𝙨𝙞𝙤𝙣 𝙞𝙨 𝙣𝙤𝙩 𝙘𝙤𝙢𝙥𝙖𝙧𝙖𝙗𝙡𝙚 𝙬𝙞𝙩𝙝 𝙩𝙝𝙖𝙩 𝙤𝙛 𝙍𝙚𝙨𝙚𝙧𝙫𝙚 𝘽𝙖𝙣𝙠 𝙧𝙚𝙩𝙞𝙧𝙚𝙚𝙨, 𝙂𝙤𝙫𝙩 𝘿𝙚𝙥𝙩 𝙧𝙚𝙩𝙞𝙧𝙚𝙚𝙨, 𝘿𝙚𝙛𝙚𝙣𝙘𝙚 𝙎𝙚𝙧𝙫𝙞𝙘𝙚𝙨 𝙧𝙚𝙩𝙞𝙧𝙚𝙚𝙨 𝙖𝙣𝙙 𝙚𝙫𝙚𝙣 𝙧𝙚𝙩𝙞𝙧𝙚𝙙 𝙃𝙞𝙜𝙝 𝙎𝙘𝙝𝙤𝙤𝙡 𝙩𝙚𝙖𝙘𝙝𝙚𝙧𝙨. 𝙈𝙮 𝙥𝙚𝙣𝙨𝙞𝙤𝙣 𝙞𝙨 𝙣𝙤𝙩 𝙚𝙫𝙚𝙣 𝙘𝙤𝙢𝙥𝙖𝙧𝙖𝙗𝙡𝙚 𝙩𝙤 𝙩𝙝𝙖𝙩 𝙤𝙛 𝙩𝙝𝙚 𝙥𝙚𝙤𝙣𝙨 𝙖𝙥𝙥𝙤𝙞𝙣𝙩𝙚𝙙 𝙗𝙮 𝙢𝙚 𝙞𝙣 𝙎𝘽𝙄 𝙙𝙪𝙧𝙞𝙣𝙜 𝙢𝙮 𝙨𝙚𝙧𝙫𝙞𝙘𝙚. 𝘼𝙡𝙡 𝙩𝙝𝙚𝙨𝙚 𝙧𝙚𝙩𝙞𝙧𝙚𝙚𝙨 𝙤𝙛 𝙘𝙤𝙪𝙧𝙨𝙚 𝙙𝙚𝙨𝙚𝙧𝙫𝙚 𝙩𝙝𝙚𝙞𝙧 𝙥𝙚𝙣𝙨𝙞𝙤𝙣𝙨, 𝙣𝙤 𝙙𝙤𝙪𝙗𝙩 𝙖𝙗𝙤𝙪𝙩 𝙩𝙝𝙖𝙩.
 
 
𝙄 𝙝𝙤𝙡𝙙 𝙖𝙣 𝙈𝘼 𝙞𝙣 𝙢𝙖𝙩𝙝𝙚𝙢𝙖𝙩𝙞𝙘𝙨 𝙖𝙣𝙙 𝙖𝙢 𝙖 𝙋𝙝 𝘿 𝙞𝙣 𝙚𝙘𝙤𝙣𝙤𝙢𝙞𝙘𝙨. 𝙏𝙤 𝙨𝙪𝙥𝙥𝙡𝙚𝙢𝙚𝙣𝙩 𝙢𝙮 𝙥𝙚𝙣𝙨𝙞𝙤𝙣 𝙞𝙣𝙘𝙤𝙢𝙚 𝙄 𝙝𝙖𝙫𝙚 𝙩𝙖𝙪𝙜𝙝𝙩 𝙢𝙖𝙩𝙝𝙚𝙢𝙖𝙩𝙞𝙘𝙨 𝙖𝙛𝙩𝙚𝙧 𝙧𝙚𝙩𝙞𝙧𝙚𝙢𝙚𝙣𝙩 𝙞𝙣 𝙨𝙤𝙢𝙚 𝙞𝙣𝙨𝙩𝙞𝙩𝙪𝙩𝙚𝙨 𝙘𝙤𝙖𝙘𝙝𝙞𝙣𝙜 𝙘𝙖𝙣𝙙𝙞𝙙𝙖𝙩𝙚𝙨 𝙛𝙤𝙧 𝙖𝙙𝙢𝙞𝙨𝙨𝙞𝙤𝙣 𝙩𝙤 𝙄𝙣𝙙𝙞𝙖𝙣 𝙄𝙣𝙨𝙩𝙞𝙩𝙪𝙩𝙚𝙨 𝙤𝙛 𝙏𝙚𝙘𝙝𝙣𝙤𝙡𝙤𝙜𝙮 𝙖𝙣𝙙 𝙚𝙫𝙚𝙣 𝙣𝙤𝙬 𝙄 𝙩𝙚𝙖𝙘𝙝 𝙝𝙞𝙜𝙝𝙚𝙧 𝙢𝙖𝙩𝙝𝙚𝙢𝙖𝙩𝙞𝙘𝙨 𝙩𝙤 𝙨𝙩𝙪𝙙𝙚𝙣𝙩𝙨 𝙥𝙧𝙞𝙫𝙖𝙩𝙚𝙡𝙮 𝙩𝙤 𝙨𝙪𝙥𝙥𝙡𝙚𝙢𝙚𝙣𝙩 𝙢𝙮 𝙥𝙚𝙣𝙨𝙞𝙤𝙣 𝙞𝙣𝙘𝙤𝙢𝙚
 
(𝐀𝐬 𝐈 𝐡𝐨𝐥𝐝 𝐚 𝐯𝐚𝐥𝐢𝐝 𝐝𝐫𝐢𝐯𝐢𝐧𝐠 𝐥𝐢𝐜𝐞𝐧𝐬𝐞, 𝐈 𝐡𝐚𝐯𝐞 𝐚𝐥𝐬𝐨 𝐛𝐞𝐞𝐧 𝐥𝐚𝐭𝐞𝐥𝐲 𝐥𝐨𝐨𝐤𝐢𝐧𝐠 𝐟𝐨𝐫 𝐩𝐞𝐨𝐩𝐥𝐞 𝐰𝐡𝐨 𝐜𝐚𝐧 𝐞𝐦𝐩𝐥𝐨𝐲 𝐦𝐞 𝐚𝐬 𝐚 𝐝𝐫𝐢𝐯𝐞𝐫 𝐨𝐧 𝐚𝐧 𝐡𝐨𝐮𝐫𝐥𝐲 𝐛𝐚𝐬𝐢𝐬. 𝐓𝐡𝐢𝐬 𝐚𝐠𝐚𝐢𝐧 𝐢𝐬 𝐚 𝐦𝐨𝐯𝐞 𝐭𝐨 𝐬𝐮𝐩𝐩𝐥𝐞𝐦𝐞𝐧𝐭 𝐦𝐲 𝐢𝐧𝐜𝐨𝐦𝐞).
 
𝙎𝘽𝙄 𝙥𝙚𝙣𝙨𝙞𝙤𝙣𝙚𝙧𝙨 𝙞𝙣𝙘𝙡𝙪𝙙𝙞𝙣𝙜 𝙢𝙚 𝙝𝙖𝙫𝙚 𝙨𝙚𝙣𝙩 𝙪𝙥 𝙖𝙥𝙥𝙚𝙖𝙡𝙨 𝙢𝙖𝙣𝙮 𝙩𝙞𝙢𝙚𝙨 𝙩𝙤 𝙎𝘽𝙄 𝙈𝙖𝙣𝙖𝙜𝙚𝙢𝙚𝙣𝙩, 𝙩𝙝𝙚 𝙄𝙣𝙙𝙞𝙖𝙣 𝘽𝙖𝙣𝙠𝙨 𝘼𝙨𝙨𝙤𝙘𝙞𝙖𝙩𝙞𝙤𝙣, 𝘿𝙚𝙥𝙖𝙧𝙩𝙢𝙚𝙣𝙩 𝙤𝙛 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙎𝙚𝙧𝙫𝙞𝙘𝙚𝙨, 𝙚𝙩𝙘 𝙛𝙤𝙧 𝙗𝙚𝙩𝙩𝙚𝙧𝙞𝙣𝙜 𝙧𝙚𝙩𝙞𝙧𝙚𝙚𝙨' 𝙚𝙢𝙤𝙡𝙪𝙢𝙚𝙣𝙩𝙨. 𝙊𝙩𝙝𝙚𝙧 𝙗𝙖𝙣𝙠 𝙥𝙚𝙣𝙨𝙞𝙤𝙣𝙚𝙧𝙨 𝙩𝙤𝙤 𝙝𝙖𝙫𝙚 𝙙𝙤𝙣𝙚 𝙡𝙞𝙠𝙚𝙬𝙞𝙨𝙚. 𝘽𝙪𝙩 𝙣𝙤 𝙬𝙤𝙧𝙩𝙝𝙬𝙝𝙞𝙡𝙚 𝙖𝙘𝙩𝙞𝙤𝙣 (𝙞𝙣𝙘𝙡𝙪𝙙𝙞𝙣𝙜 𝙚𝙫𝙚𝙣 𝙖𝙘𝙠𝙣𝙤𝙬𝙡𝙚𝙙𝙜𝙞𝙣𝙜 𝙧𝙚𝙘𝙚𝙞𝙥𝙩 𝙤𝙛 𝙩𝙝𝙚 𝙖𝙥𝙥𝙚𝙖𝙡𝙨) 𝙝𝙖𝙨 𝙗𝙚𝙚𝙣 𝙛𝙤𝙧𝙩𝙝𝙘𝙤𝙢𝙞𝙣𝙜, 𝙚𝙭𝙘𝙚𝙥𝙩 𝙨𝙤𝙢𝙚 𝙤𝙘𝙘𝙖𝙨𝙞𝙤𝙣𝙖𝙡 𝙖𝙣𝙙 𝙞𝙣𝙨𝙞𝙜𝙣𝙞𝙛𝙞𝙘𝙖𝙣𝙩 𝙨𝙢𝙖𝙡𝙡 𝙧𝙞𝙨𝙚𝙨 𝙞𝙣 𝙥𝙚𝙣𝙨𝙞𝙤𝙣 𝙖𝙢𝙤𝙪𝙣𝙩𝙨 𝙤𝙫𝙚𝙧 𝙩𝙝𝙚 𝙥𝙖𝙨𝙩 𝙩𝙝𝙧𝙚𝙚-𝙖𝙣𝙙-𝙝𝙖𝙡𝙛 𝙙𝙚𝙘𝙖𝙙𝙚𝙨, 𝙖𝙨 𝙖 𝙧𝙚𝙨𝙪𝙡𝙩 𝙤𝙛 𝙨𝙤𝙢𝙚 𝙪𝙣𝙙𝙚𝙧𝙨𝙩𝙖𝙣𝙙𝙞𝙣𝙜 𝙗𝙚𝙩𝙬𝙚𝙚𝙣 𝙪𝙣𝙞𝙤𝙣𝙨 𝙤𝙛 𝙨𝙚𝙧𝙫𝙞𝙣𝙜 𝙬𝙤𝙧𝙠𝙚𝙧𝙨 𝙖𝙣𝙙 𝙗𝙖𝙣𝙠 𝙢𝙖𝙣𝙖𝙜𝙚𝙢𝙚𝙣𝙩𝙨.
 
 
𝙒𝙚 𝙝𝙖𝙫𝙚 𝙖𝙡𝙨𝙤 𝙢𝙖𝙙𝙚 𝙖𝙥𝙥𝙚𝙖𝙡𝙨 𝙩𝙤 𝙩𝙝𝙚 𝙋𝙧𝙞𝙢𝙚 𝙈𝙞𝙣𝙞𝙨𝙩𝙚𝙧 𝙖𝙣𝙙 𝙩𝙝𝙚 𝙁𝙞𝙣𝙖𝙣𝙘𝙚 𝙈𝙞𝙣𝙞𝙨𝙩𝙚𝙧. 𝙊𝙣𝙡𝙮 𝙤𝙣 𝙤𝙣𝙚 𝙤𝙘𝙘𝙖𝙨𝙞𝙤𝙣 𝙨𝙤𝙢𝙚 𝙮𝙚𝙖𝙧𝙨 𝙖𝙜𝙤 𝙩𝙝𝙚 𝙁𝙈 𝙢𝙖𝙙𝙚 𝙖 𝙜𝙚𝙣𝙚𝙧𝙖𝙡 𝙖𝙣𝙙 𝙘𝙖𝙨𝙪𝙖𝙡 𝙤𝙗𝙨𝙚𝙧𝙫𝙖𝙩𝙞𝙤𝙣 𝙩𝙝𝙖𝙩 "𝙥𝙚𝙣𝙨𝙞𝙤𝙣𝙚𝙧𝙨 𝙬𝙞𝙡𝙡 𝙝𝙖𝙫𝙚 𝙩𝙤 𝙗𝙚 𝙡𝙤𝙤𝙠𝙚𝙙 𝙖𝙛𝙩𝙚𝙧". 𝘼𝙣𝙙 𝙖 𝙨𝙩𝙪𝙣𝙣𝙞𝙣𝙜 𝙨𝙞𝙡𝙚𝙣𝙘𝙚 𝙝𝙖𝙨 𝙗𝙚𝙚𝙣 𝙩𝙖𝙠𝙞𝙣𝙜 𝙥𝙡𝙖𝙘𝙚 𝙨𝙞𝙣𝙘𝙚 𝙩𝙝𝙚𝙣.
 
 
𝙏𝙝𝙚 𝙜𝙤𝙫𝙚𝙧𝙣𝙢𝙚𝙣𝙩 𝙝𝙖𝙨 𝙤𝙫𝙚𝙧𝙡𝙤𝙤𝙠𝙚𝙙 𝙩𝙝𝙚 𝙛𝙪𝙣𝙙𝙖𝙢𝙚𝙣𝙩𝙖𝙡 𝙚𝙘𝙤𝙣𝙤𝙢𝙞𝙘 𝙥𝙧𝙞𝙣𝙘𝙞𝙥𝙡𝙚 𝙩𝙝𝙖𝙩 𝙢𝙤𝙣𝙚𝙮 𝙞𝙣 𝙩𝙝𝙚 𝙝𝙖𝙣𝙙𝙨 𝙤𝙛 𝙝𝙞𝙜𝙝𝙡𝙮 𝙣𝙚𝙚𝙙𝙮 𝙥𝙚𝙤𝙥𝙡𝙚 𝙡𝙞𝙠𝙚 𝙩𝙝𝙚 𝙡𝙤𝙬-𝙥𝙖𝙞𝙙 𝙗𝙖𝙣𝙠𝙥𝙚𝙣𝙨𝙞𝙤𝙣𝙚𝙧𝙨 𝙨𝙥𝙪𝙧𝙨 𝙙𝙚𝙢𝙖𝙣𝙙 𝙛𝙤𝙧 𝙚𝙨𝙨𝙚𝙣𝙩𝙞𝙖𝙡 𝙜𝙤𝙤𝙙𝙨 𝙖𝙣𝙙 𝙨𝙚𝙧𝙫𝙞𝙘𝙚𝙨 𝙖𝙣𝙙 𝙨𝙤 𝙨𝙩𝙧𝙚𝙣𝙜𝙩𝙝𝙚𝙣𝙨 𝙩𝙝𝙚 𝙚𝙘𝙤𝙣𝙤𝙢𝙮. 𝘼𝙣𝙮 𝙨𝙪𝙧𝙥𝙡𝙪𝙨 𝙢𝙤𝙣𝙚𝙮 𝙞𝙨 𝙥𝙪𝙩 𝙗𝙮 𝙩𝙝𝙚 𝙥𝙚𝙣𝙨𝙞𝙤𝙣𝙚𝙧𝙨 𝙣𝙤𝙩 𝙞𝙣
Ramani Konnayar <knra...@gmail.com>: Mar 07 06:19PM +0530

Of late, it is observed that the issue of setting right the anomaly in
calculation of exgratia to the Pre Nov 2002 pensioners finds no mention in
the relevant communications. Perhaps, the leaders too feel that the issue
will get resolved automatically as and when the base month for calculating
exgratia is shifted from October2022 to October 2023 or beyond at the time
of revising the exgratia. It is indeed a pity that the tapered DA formula
continues to haunt this group of senior pensioners even long after they got
100% DA after a wait of 18 years.
 
K N Ramani
 
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