Civil Appeal No.7993 of 2023 – Late M C Singla(Dead) through LRs & Ors. Vs. Union of India and connected matters – Arguments held on 22.07.2026

[Prasad C N]

Dear friends,

We are attaching a copy of the Circular of State Bank of Mysore Pensioners' Commune regarding proceedings in Singla's case on 22.07.2026.

Thanks, a Million. 

With regards,

Prasad C N

[Satyanarayana Rao]

The naration that the pension will take place through legal and bipartite negotiation in 13 th. Bipartite settlement is not the subject matter of Sri Singla ji Case.
The debate is about pending pension updation case before supreme court which on fast track for final verdict which is going to be in our favour based on the principles of Natural justice and jurisprudence and equity and equality of law under article 14 and16 and 21 of the constitution of India.
The judges shall exercise their constitutional authority to restore justice and apply their jurisdiction and jurisprudence and deliver the judgement in favour of petitioners.
Let us wait for final verdict.

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[Prasad C N]

Dear Shri Sathyanarayana Raoji,

We have carefully gone through your emails in which you continue to invoke Articles 14, 16 and 21 of the Constitution of India. You have also expressed confidence that the final verdict will be in our favour, based on the principles of natural justice, jurisprudence, equity and equality before the law.

Without entering into the question of the applicability of these constitutional provisions to the Singla case, may we request you to enlighten us on a different but equally important issue.

Why are these very same constitutional principles not being applied within the banking industry itself, particularly among the Public Sector Banks?

Workmen and Officers across these banks perform the same or substantially similar functions. Many of us were recruited through the very same recruitment process. We belong to the same banking industry, are represented by the same Apex Organisations, and are governed by the same Bipartite Settlements and Joint Notes.

If that is so, why is there discrimination? Why is there no equity or equality? Why are the principles of natural justice conspicuously absent within our own industry?

If equality before the law is the governing principle, what prevents us from demanding equal treatment for all bank pensioners? More specifically, what prevents us from demanding compensation, in the form of pension revision, for retirees of banks other than the State Bank of India, so as to remove the disparity that has persisted for decades?

We seek an answer not only from you, but from all of us. Why are we not collectively raising our voice to demand equal treatment within the banking industry? Should bank pensioners and retirees themselves advocate differential treatment for one section while remaining silent about discrimination against another?

Perhaps, the silence on this issue speaks louder than words.

Thanks, a Million. 

With regards,

Prasad C N

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[JSOMA SHEKARA]

Mr.Prasad

Entire BPS system is faulty. There is no accountability and  transparency.

Banks entrust the negotiation and settlement of wage/superannuation benefits  of employees and retirees to IBA. But no time limit is fixed. IBA takes minimum 3 years to complete the BPS.

Banks then adopt the settlement without examining whether the terms and condition  confirm to constitutional rights and provide equal justice to all beneficiaries particularly retirees.

Then retirees have to approach courts and get justice after 10-15 years. 

Meanwhile many retirees pass away without receiving any justice.

All this happens because of faulty agreements. 

Is there any accountability fixed for this, and is any compensation given to retirees?

Instead neither IBA nor UFBU communicates with retirees.

No explanation is given why  pre 2002 retirees getting less  pension are denied and

pensioners getting higher pension are given 100% DA and the new DA formula?

Naturally pensioners are frustrated when RBI pensioners are getting multiple updations and SBI is also getting pension improvement but our UFBU is playing games like accepting 'sub judice' for updation.

Since 2008, M. C. Singla fought for updation until his death, and no union party to the 1993 and 1994 agreements was bold enough to clarify their stance on whether our pension scheme is based on the RBI pension scheme, or whether the 1993 agreement was just a preliminary discussion as banks claim in court. No union clarified why clause no. 12, which provides for updation, was not included in the Final regulations.

because of faulty agreements retirees has to spend lakhs and get justice after long time.

Meanwhile many retirees pass away without receiving any justice.

Neither IBA nor UFBU has provided any platform for retirees to communicate;

IBA and UFBU should have addressed all the above concerns of retirees by discussing and resolving them, as provided in clause 17 of the 1993 agreement.

But UFBU remained silent and left retirees to seek justice in courts. Every 5 years during BPS, the updation and merger issues are raised in one or two meetings, only to end in illogical, illegal dialogues like 'sub judice' before being pushed to residual issues.

Whenever any constituents of UFBU raised their voice on behalf of retirees they were removed from BPS like BEFI and AIBOA.

Even retirees who do not accept that reg35/1, IBA, and the Union are right are called whatsapp university professors and misled.

Entire BPS is nothing but chaos for retirees.

So, like Sri Satyanarayana, I expect the SC to go beyond contractual terms and do justice to retirees.

SC is only hope now.

Today, retirees are total orphans in the Banking Industry despite having so called militant unions.

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[Anand Rao]

Sri Prasad ji

Would you list the disparities ?

And in your knowledge,  why are they existing  ?

Is it because SBI union is mighty ? No comparisons,  but you know....

Best wishes

Rao

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[Srinivasan Badri]

Thank you dear sri CN Prasad to enlighten the pensioners who are being believed to think that the MC Singla case will be in our favour.It is good that the day dreaming comesto end

Every one wants updation .There are no two views.But where to knock the door ? 

Aibea and ufbu( though not United) are definitely goi to resolve during the coming Bipartite as it is  crucial burning issue 

The fact that it could not be negotiated earlier is mainly the matter being subjudice and ufbu has not been able to hammer on the issue for reasons best known to them.

We cannot equate ourselves with RBI retired or Government Retired pensioners for obvious reasons.

But there is a saying " Law is an ass and it can kick either side '" We find many cases verdict given in highcourts are over turned in Supreme court.

Let us pray 🙏 for this miracle to happen for our case also .

Optimistic.view is Ok. Over optimism is to be avoided 

 The various Youtube channels are giving some false hopes . Just to get revenue  as many will click to see. 

Let us hope that 12th August fixed is final hearing and the verdict is given by month end to end all speculations to end and a new channel of our WhatsApp university giving  / suggesting various solutions .

Let us be calm and cool without any expectations as any disappointment will adversely affect our health

May God be with us 

Srinivasan B 

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[Satyanarayana Rao]

Sri C N.Prasad.
Yes . There is no equal treatment for equal work equal pay though we all worked in public sector banks since the inception of bipartite negotiations for historical reasons which you know very well..The unions and associations have taken deffendent stand while negotiating with IBA and DFS to protect the interest of their members.
This resulted in disparities in service conditions of workmen and officers which is the creation of our own workmen  unions and associations.
The leadership has compromised with the situation in the intrest of unity and survival.
Even the present situation with regard to pension updation is due to lack of pragmatic approach of UFBU in achieving pension updation.
The demand is placed in every bipartite settlement as residual issue and delevery failed to fight for pension updation.
The consistent fight for pension updation launched by the petitioners and taking the issue to Supreme court level inspite of loosing at High courts for justice and never die hard stand
that we the Pensioners are cheated by deliberate suppression of pension regulations and orbitarly denying pension updation by IBA and DFS combine with the passive attitude of UFBU.
The Supreme court judges have understood this deliberate froud commited by IBA and DFS combine with the connivance of  responsible stakeholders and where is paisa negotiator for pension updation?
All the disparities which you referred are the brain children of IBA and DFS and UFBU combine which you know better than anyone.
The Supreme court judges are digging out the whole issue and revisiting the pension regulations and calling for more and more calculations and also permitted the Deffendents to submit fresh affidavits.
Now the I IBA and DFS combine are caught in their own web and their false affidavits that there is no provision for pension updation etc are exposed to the Supreme court judges.
As the constitutional rights gaurenteed under article 14 and16 and are supreme as there is total violation of the fundamental rights commited by IBA and DFS combine continuously and orbitarly denying pension updation for Pensioners under false affidavits totally ignoring the fundamental rights of Pensioners.
The Supreme court judges shall deliver the favourable verdict and restore the decades old injustice perpetually forced on pensioners against the principles of Natural justice and jurisprudence and equity and equality of law under article 14 and16 and 21.
Let us wait for the final verdict which is going to be in our favour.
With regards.

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On Wed, 5 Aug 2026 at 9:45, 'Prasad C N' via bankpensioner

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[Sridhar Mandyam]

But Pension Regulations came into force when we were in service. Why no protest was made at that time?. Now as retirees we are powerless. But no protest was made when the present pre 2002 pensioners were in service 

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[Niranjan Cn]

Anand Raoji,

Whether RBI unions are not strong ??  But we are asking RBI Pattern.  But very hesitant to ask parity with SBI.  IT is a mindset issue - we are tuned to  accepting as second class pensions among PSBs itself.  This is the sad part.

Niranjan

Ex Canara

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[ganpat dhond]

Dear  Shri Satyanarayanaji,

KUDOS  to you for your PERFECT DETAILS  of  UNJUST,  INACTIVE, UNLAWFUL  acts - actions   done by  nexus of UFBU/ IBA/ DFS ,  which has deprived retiree pensioners  of  their rightful claim  of pension updation  making their life miserable.

Regards 

G J Dhond

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[Niranjan Cn]

Somashekarji,

 

1.     Please define what do you mean by ‘falty’ ?  What accountability you want to fix and file chargesheet ?

2.     Please study the BPS – there is delay – reasons are well known to us and actually delay is reduced now – when compared to while we were in service

3.     What are constitutional rights ? What do you mean by equal justice.  You mean – we are getting better than NPS optees – hence till they catch with us – there should not be improvement to us ??

4.     Judiciary system is like that – we are no exception

5.     Please explain – ‘faulty’ agreements ?

6.     What type of accountability to be fixed and on whom ?  We have problem with more misinformation.

7.     What is not communicated ?  Ofcourse, UFBU can improve in their communication with pensioners – they are sharing the confirmed news only unlinke some retiree associations.

8.     Clause 12 – already High Court has clarified.  Kindly read yourself – it is self explanatory.  None of the Pension Regulations have any updation clause for future so also our Regulations.

9.     By seeing the letters written by some of the Apex Retiree associations, better they don’t negotiate as their understanding lacks facts/study.  Just they are playing to gallery – to be popular.

10.  Pensioners issues cannot be resolved at any time – as the demands are huge – and Retiree associations have drumpped up the expectations without explaining the factual position.

11.  Really puzzling, what is the role of UFBU in Singlas Case ??  What is expected of them.

12.  Both BEFI / AIBOA – are only making drama after signing the BPS.  Once they sign – they should not criticize.

13.  Surprised at the statement ‘even retirees do not accept  that Reg 35/1’ ?

14.  BPS – in service issues itself are not resolved…. One should understand the limitations.

15.  Nothing wrong in having hope – that SC will go beyond the prayer and award ‘updation on loading 10% for each BPS retrospectively and order for payment of arrears’.  All are free to have hopes.

16.  Pensioners are privileged class among Bank employees (present or past) – as they are getting pension – which they never dreamt when they joined the Bank.  Those who join after 2010 – are not getting pension.

 

Nothing wrong to aspire, everyone wants/need of money – but at the same time – better not to worry and spoil health/mental peace.  Accept the reality and don’t go by false narrtives built – playing on pensioners emotions – for cheap popularity.   

 

Just these two points – for your information and pond over :

1)    There was offer for propective 100% DR during 2014/2015,  Retiree unions rejected that they want retrospectively (with a hope that they will win the case) .  But what happened ?  Got 100% DR only in 2022 – with delay of seven years.  Whom to blame ?

2)    There was offer to update the pension in stages for pensioners.  There was opposition from Retiree Associations, saying – ‘updation for all or none’ .  Had they they accepted, most of us would have got updation by this time.

 

Present day pensioners problem mainly because of misinformation by Retiree Associations and social media claims.  There is need of factual communation with retirees by UFBU / Retiree Associations and so called warriors (who spreading lies just to be popular).

 

Niranjan

Ex Canara

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[Satyanarayana Rao]

Thank you.Ganpat Ji

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On Fri, 7 Aug 2026 at 9:32, 'ganpat dhond' via bankpensioner

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[JSOMA SHEKARA]

Niranjan Sir

Please review my posting as a pensioner and not as a representative of IBA/UFBU.

Then you will find substance in my opinion.

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[JSOMA SHEKARA]

Why accountability and transparency required

Pensioners are aged between 70-90 years. It is clear that even if IBA and UFBU negotiate issues, implementation will only be from a prospective date. Therefore, a speedy resolution of updation and other retiree issues is important. Between each BPS, few pensioners are leaving this world without any benefit. For speedy resolution of pensioners' issues in BPS there should be responsible discussion.

M C Singla case is pending from  2008 to till date. Once a sub judice it will always be sub judice.  So there is no logic in claiming the matter was sub judice in 2010, then claiming the cost was being studied in 2015 and then claiming updation would be considered for pre 2002 retirees and then passing a resolution in 2024 and again claiming it is sub judice in 2026. Furthermore, the IBA gives different replies regarding the updation demand to different authorities. To UFBU leaders, the reply is 'sub judice'; for the Tangirala committee, it's 'This issue pertains to all pensioners; we will discuss separately'; before the CLC, both IBA and UFBU submit that the issue is being discussed; and before the SC, they state, 'There is no provision for updation.' 

As there is no accountability, they can give any illogical and inconsistent replies.No union leader is demanding that the IBA to produce the cost details as assured in the last meeting. UFBU will accept the sub judice reply.

Because of this, many pensioners have died without receiving any benefits, and others are suffering due to low pensions. When many cases were pending, the IBA, as per directives of DFS implemented pensions for resignees with a condition that pending cases would be withdrawn. Same logic could have been applied for updation negotiations instead of claiming the matter was sub judice.

Faulty agreements include misinterpretations of the second pension option agreement, agreements 1616-1684, and agreements denying the 5-year grace period. As per clause 17 of the 1993 agreement, any doubt can be resolved by mutual discussion between IBA and AIBEA. Pensioners have raised grievances but IBA and UFBU failed to respond and courts resolved the issues after 10-18 years.

There is no record of IBA offering 100% DA from a prospective date or Updation to pre 2002 retirees.

That is only an unsubstantiated union version which has no value. IBA/DFS does not require retirees' permission to implement 100% DA or Updation. They did not ask permission for reducing pension by denying pension on special allowance, making retirees bear 100% of the Health Insuranxe premium, introducing ex gratia etc.

In fact, IBA/UFBU signed  note stating 100% DA is sub judice and Pensioners have no contractual relationship with banks. If IBA was ready to implement 100% DA prospectively it could have done so in Dec 2016 when the Kolkata HC passed a verdict in the pensioners' favour. But IBA filed an appeal against it.

After DFS started monitoring, the 36-month negotiation period was reduced to 12 months. This shows accountability is necessary.

What is the use of confirmed news from UFBU after signing agreements that cause pensioners to lose pension on special allowance and bear 100% of the insurance premium? Pensioners have no other option but to approach courts

At any stage, pensioners are not part of negotiations, IBA will not communicate with the retirees and their opinions are neither sought nor consulted. It is immaterial whether pensioners have knowledge of the regulations or not. They are  just being made scapegoats for unons failure to negotiate issues successfully with the iBA.

[Srinivasan Badri]

Mr CN Prasad has raised pertinent question regarding applicability of equality etc .

I think we can  file another like Singla case  and our WhatsApp university and google will have another topic  of discussion as the present Singla case is going to see an end soon.?

Who is to bell the 😺 

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[Gopalakrishnan Ramachandran]

Accountability on the part UFBU is that they are not transparent in the talks with IBA as regards to pensioners' issues. As they are negotiating for the pensioners too, they should keep the retirees in confidence. But they always speak in favour of banks, repeating 'subjudice' and 'inadequate funds'. There are also unconfirmed reports that funds earmarked in the BPS for retirees were diverted for the benefits of serving employees.

As such there is a confidence deficit on the UFBU and it is their responsibility to assure and do the needful for the benefits of retirees.

It is an open secret the benefits for retirees are not the major concern of the UFBU, as history shows.

G Ramachandran 

CB-SVRS 

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[JSOMA SHEKARA]

Respected Srinivas Badri Sir,

First of all we thank you for awarding a "Whatsapp University degree" to all pensioners who worked for the development of their respective banks for 30-35 years and who also paid ₹1200 crores per annum to UFBU,( as per recent website artcle) as subscriptions enabling UFBU to become what it is today by supporting all its agitation programs.

Equality and Justice demand that all pensioners coming under the same pension regulations should be treated equally. Pension regulations were framed 32 years ago. Rules should be amended to provide equal justice to all pensioners.

The five-and-a-half-day banking practice existed for a long time because customers had no other alternative but to visit bank branches  for their banking needs. Today's situation is different after the digital and network revolution. So union leaders are demanding 5 day banking.

If the Constitution is not amended and is kept as it is India could not have competed with developing countries. Considering present security needs and to provide for citizens' changing needs, the Constitution has been amended more than 120 times.

Then why keep Reg35/1 without amending it or removing it for 35 years just to harass pre-2002 retirees. It should have been removed long ago.

Please consider awarding a WhatsApp University degree to the 7 UFBU leaders as  most of them retired, forthe following reasons;

1. There is a  level playing field for RBI. SBI and PSU Bank Pensioners. Owner and sanctioning authority is the same: DFS.

    While RBI unions achieved multiple updations and SBI achieved 50% pension despite it being the third benefit. UFBI could not achieve a single benefit for retirees except the second pension option with a penalty. It requires trade union skills, commitment to the pensioners' cause, and consistency in pursuing demands. 

It is really absurd and silly for UFBU leaders who are  veterans of  BPS settlements, to accept the Sub Judice reason.  DFS who is the ultimate sanctioning authority, approved the 100% DA benefit which the SC firmly rejected. So there is no logic or sanity whatsoever  in claiming sub judice  for  updation case which is still in the hearing stage. Even the CJI of the SC has recommended mediation against litigation and identified M C Singla case for mediation. So claiming sub judice makes UFBU leaders eligible for admission to WhatsApp University.

Nothing is given by management without asking. 

Simply signing the minutes for 100% DA without demanding the benefit from a prior date is surprising.

Pension regulations protect fixing 50% of salary as Basic pension. When Unions can remove this protection by converting part of basic as special allowance and denying pension on it, Reg35/1 can also be amended to provide for updation to all.

Inflation equally impacts all pensioners financially, whether they retired in 2000 or today.  Unions who were collecting Rs 20-50 monthly subscriptions in 2000 are demanding up to Rs 250 per month today. So how can unions expect a pensioner drawing Rs.5000 basic pension 25 years back survive with the same basic pension today?

These 7 Unions made pensioners lose trust and confidence in BPS negotiations by accepting different illogical replies for updation instead of strongly pursuing the demand.

Monday   Sub Judice

Tuesday   Cost being studied\

Wednesday  submit aproposal

Thursday: Sign resolution to amend pension regulations

Friday         Again Sub Judice

Denying the 100% DA benefit to pre-2002 retirees for 18  years  and sending a letter to DFS preaching sermons on social security for freezing DA for 18 months is unbecoming of social security champions.

Signing agreements when several cases were pending in courts in 2005 and claiming sub judice in the Singla case with a view to avoid negotiation and harass pre 2002 retirees is against equality and Justice,

If UFBU  takes a stand that a pending court case will hamper negotiations, how can AIBOC file a case in court for PIL and still negotiate the issue with IBA?

All pensioners are covered under the same Pension Regulation 1995; any benefit should be equally applied to all. Whether it is uniform DA, a new DA formula or a merger of DA. If Reg 35/1 is an obstacle, remove or amend it.

Any excuses are illegal, illogical and solely intended to deprive pensioners of their legitimate demands/benefits. Sticking to a 30-year-old regulation to deny benefits to 70-90 year old pensioners, especially when RBI/DFS proved that updation can be implemented even without a provision for it in the rules is inhuman.

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