Re: Digest for bankpensioner@googlegroups.com - 8 updates in 6 topics

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Subrahmanyam Korsapati

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Aug 18, 2023, 12:16:56 AM8/18/23
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Sairam to all 
I want the gazette notification dt.24/07/2004 in respect of pension regulation 41 (6) etc. as I have to submit in Hyd. High Court in my case for “no deduction of commutation amt “ as I retired in 2001 March
I request Sri Arvind Mangla, Sri K  Mohandas Rao, Sri Vasudevan V , Sri Deepak dang,  Sri Gopala Krishnan Ramachandran, Sri G. Ramachandran,  Sri Jsoma Shekarak, Sri Sridhar Mandyam , Sri Raghu Bhargava  and all others to please provide me the above Gazette notification dt 24/07/2004   Pension Regulations 41(6)    I retired from State Bank of Hyderabad on 31/3/2001 (merged in SBI on 1/4/2017)under spl. VRS. 
Thanks to all. K. Subrahmanyam, Puttaparthi AP.

On Thu, 17 Aug 2023 at 4:28 PM, <bankpe...@googlegroups.com> wrote:
Narayanan Venkateshwaran <seevi...@gmail.com>: Aug 16 09:02PM -0700

Mr.KDS Nair seems to conveniently forget the fact of extra earning out of
employers contribution received ..Or atleast the lumpsum received helping
them in other ways .SBI pensioners should fall in the mainstream
C V Narayanan
 
On Wednesday, August 16, 2023 at 4:27:38 PM UTC+5:30 kds nair wrote:
 
VASUDEVAN CHENNAI <cbreac...@gmail.com>: Aug 16 10:41PM +0530

Sir,
Please refer to Indian Bank vs N Venkataramani case decided by SC in Civil
appeal 3989 of 2007 and consult a Lawyer
Regards
Vasudevan
 
Kalyanasundaram Subramaniam <1952...@gmail.com>: Aug 16 10:02PM -0700

https://indiankanoon.org/doc/1829303/
 
S Kalyanasundaram
 
On Thursday, August 17, 2023 at 9:37:03 AM UTC+5:30 VASUDEVAN CHENNAI wrote:
 
JSOMA SHEKARA <jsomase...@gmail.com>: Aug 17 11:22AM +0530

Copy of Judgment enclosed
 
On Thu, Aug 17, 2023 at 9:37 AM VASUDEVAN CHENNAI <cbreac...@gmail.com>
wrote:
 
Mani B <mani...@gmail.com>: Aug 17 10:27AM +0530

Received the following msg thru whatsapp and i am sharing it for the infm
of all.
 
🇮🇳🇮🇳🇮🇳🇮🇳🇮🇳🇮🇳🇮🇳🇮🇳🇮🇳
🌹🌹 *चाय पर चर्चा* 🌹🌹
 
Bala
( English summary)
*Congratulations and best wishes to all of you on the Independence Day of
India.*
Today in a discussion on TEA , we will talk on a topic which is directly
related to our life and risk management. That is *Medical insurance*
 
IBA and UFBU have entered into an illegal agreement on 19.07.2023 *without
involving any retired representative or Retirees association.* IBA kept the
proposal and UFBU accepted the proposal without thinking and without if and
but. Once again a *new trap has been brought in the name of reducing the
premium amount of medical health.*
☘️ On the pretext of reducing Mediclaim Premium for retirees, the basic
cover has been reduced from the existing coverage of Rs.4 lakhs to half of
Rs.2 lakhs. *Many medical facilities are being snatched from us.* This will
prove to be very harmful for the retirees.
With 4 lakh basic coverage, we retirees used to get treatment for many
diseases and used to resort to top-up when needed. But now Top Up will
start only after 2 lakhs. This is a direct loss of 4-2 = 2 lakhs .
we will explain this with an example.....
*Present 4 lakh policy and top-up ...*
Suppose we submitted 6 bill in a year with different diseases and time..
Bill Total
*1* First Bill 34000 34000
*2* Second bill 64000 98000
*3* Third bill 38000 136000
*4* Fourth bill 100000 236000
*5* Fifth bill 74000 310000
*6* Sixth Bill 190000 500000
All medical bills passed, 4 lakhs from basic policy and 1 lakh paid from
top-up.
Total medical bills paid Rs 5 lakhs.
 
*Now Upcoming 2 lakh policy and Top-up...*
*1* 1st bill 34000 34000
*2* 2nd bill 64000 98000
*3* 3rd bill 38000 136000
*4* 4th bill 100000 236000
Here 2 lakhs paid from base policy and 36000 from top-up.
But, after the basic policy coverage of 2 lakhs is over, the remaining
bills cannot be passed. Your loss is Rs.500000 - Rs.236000 = Rs.264000/-
*Brother, we will have to pay Rs.264000/- from our own pocket.*
 
One more loss
*Importance of Hospital Room Rent!!!!*
Room rent is directly related to the Hospital Bill. If Room rent is 3000/-
in your policy. But in 90% cases, it has been seen that in big and good
hospitals of big cities, room has to be taken compulsorily at the rate of
5000 or 6000 per day. Hospitals also do not stay behind to take undue
advantage of a sick person.
Your Entitlement 3000/- You got room 5000/- i.e. 60% costlier. According to
the rules of Hospitals, your expenses related to the hospital whether your
doctor's fee, special doctor's visit, nursing and other daily charges will
have to be paid 60% more according to the room respectively. *All this will
go from your pocket, insurance companies will not pay.*👉 According to the
report of a government insurance Co, the insurance premium of the retirees
has to be increased because the premium comes less and the claims are
increasing. According to them:-
2016-17 130% claims
2017-18 164%
2018-19 188%
2021-22 147%
In my opinion, The main reason for this is not our treatment but
mismanagement. In the name of insurance, the meter of the hospital bill
starts running. TPA, Hospital and Insurance Co all together multiply the
medical bill. Along with this it seems that Commissions and Brokerages
would also be taken from our premium. Otherwise the claims cannot be so
high. As per *Rule 4 of IRDA, commission/brokerage and office expenses
cannot be included in premium and have to be specified separately in
Medical offers.*. This means that the burden of those expenses is also put
on our premium. That's why insurance companies get a profit in crores.--
*Somethings to think !!*
Only 2 people are insured in the retirees policy, while 6 people in the
working class policy, including two senior citizens like us, yet their
claims are less than their premium!
IBA in its document mentioned that Rs 100 crore is available in the
Employees Welfare Fund of banks for medical health insurance policy for
the year 2023-2024. This amount is for insurance policies of both serving
employees and retirees as per the findings of the Finance Ministry and the
Khandelwal Committee. Therefore, it is quite clear that this amount of Rs.
Rs 100 crore is to be divided equally between both the serving employees
and the retirees. Therefore, the retiree's share of Rs. 50 crores can be
used to pay medical health insurance premiums for the poor retirees, So
that at least in the last few years of their life, the financial burden on
the retirees can be reduced.
👉In response to an RTI, the bank has admitted that 85.5% of the welfare
fund money is spent on working employees. Only 14.5% are spent on retirees.
While this amount should be 50% 50%. Discriminatory behavior with retirees
should stop.
We appreciate that IBA is looking to reduce the premium to be paid by
retirees But the method , terms and conditions chosen by IBA and UFBU are
suicidal for the retirees ? *IF THESE NEW TERMS AND CONDITIONS ARE APPLIED
THEN ALL THE SENIOR CITIZENS RETIRED WILL GO TO HEAVEN WITHOUT GETTING
TREATMENT FROM HOSPITAL DUE TO THEIR POOR FINANCIAL STATE AS THEIR PENSION
HIMSELF IS VERY LOW AND NO PENSION UPDATION BY IBA/BANKS FOR LAST 28 YEARS*
As per the instructions of the Ministry of Finance, the banks should pay
the full premium of this medical health insurance policy for the retired
people, like the working employees, the premium of the retirees should also
be borne by the banks.
*सौ बातों की एक बात*
At present, all the facilities given in the Mediclaim policy of IBA should
be ensured in the new policy and the premium of the retirees should also be
paid by the banks or instead of reducing the facilities for the retirees,
the premium should be reduced by 60%.
*Care....* Recently a Big organization of retirees told in its circular
that Top-up and Super Top-up are the same thing. But in the agreement of
IBA and UFBU it is written only and only about Top-up and not about Super
Top-up. We should not be under any misconception. There is difference
between the two. The major difference lies in the fact that a *Super Top-up
Plan offers coverage for complete hospitalization bills above the threshold
limit, whereas a top-up policy only covers a single hospitalization claim
above the threshold limit.*
Friends, please check all if and but of the policy according to your
circumstances before taking any decisions ON INSURANCE POLICY.
JAI HIND
*आप स्वस्थ रहें, सुरक्षित रहें तथा प्रयासरत रहें*
🙏🙏 *Dharam* 🙏🙏
New Delhi--9810900536
Harihara Subramanian <canma...@gmail.com>: Aug 17 10:10AM +0530

Sir,
Finally we achieved 100% DA. Hope the recommendation has gone to DFS/MOF.
It would be greatly helpful if this process is hastened. In this regard,
efforts by any of our retirees or leaders of our Associations will be
highly appreciated.
S H Subramanian
kandala ashok <kand...@gmail.com>: Aug 16 05:04PM +0530

Sir,
 
Earlier it is noticed that insurance companies are allowed to change T&C,
unilaterally, after finalizing the tender/agreement and unfavourably to the
retirees.
 
Retirees themselves could not do anything and IBA kept quiet as it is no
party to it. Banks themselves foolishly agreed to it. Leaders kept quite.
 
I pray one and all to ensure that the situation does not repeat.
 
Best wishes
 
 
Ashok kandala
 
 
 
On Wed, 16 Aug, 2023, 4:27 pm Narayanan Venkateshwaran, <
Jose Tk <jose...@gmail.com>: Aug 16 05:02PM +0530

Friends,
 
I am a VRS 2001 retiree from State Bank of Travancore. We have not yet
received the 5 year notional service benefit u/s. 29(5). Our association
ABROA Unit SBT helped us, but the suits failed. Recently I requested the
national and Kerala State leaders of AIBPARC to add this demand in their
'DEMAND LIST' submitted to IBA and Finance Minister. But our repeated
requests was rejected by AIBPARC leaders. Now SBI management and AIBPARC
leaders are rejecting our request for allowing the benefit U/s 29(5). What
is the benefit to AIBPARC leaders in rejecting our demand?
 
Now I have taken up the issue with Supreme Court, and waiting for the
response / reply from the SC.
 
JOSE T K VRS Retiree from SBT. 16 Aug 23.
 
On Wednesday, August 16, 2023, JSOMA SHEKARA <jsomase...@gmail.com>
wrote:
 
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Subrahmanyam Korsapati

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Aug 18, 2023, 12:16:57 AM8/18/23
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Sri. HSSubramaniamji
The 100% DA is tapering .we should get Rs. 24 for each slab they are giving Rs 8.46 only 
I request all who are interested May Pl join in our Group “ Pension Updation Issue “.  Admin Sri Eknath Prasad  cell. 93911 21051. ( Hyd)

On Fri, 18 Aug 2023 at 8:11 AM, Subrahmanyam Korsapati <ksm...@gmail.com> wrote:


On Fri, 18 Aug 2023 at 8:07 AM, Subrahmanyam Korsapati <ksm...@gmail.com> wrote:
Sairam to all 
I want the gazette notification dt.24/07/2004 in respect of pension regulation 41 (6) etc. as I have to submit in Hyd. High Court in my case for “no deduction of commutation amt “ as I retired in 2001 March
I request Sri Arvind Mangla, Sri K  Mohandas Rao, Sri Vasudevan V , Sri Deepak dang,  Sri Gopala Krishnan Ramachandran, Sri G. Ramachandran,  Sri Jsoma Shekarak, Sri Sridhar Mandyam , Sri Raghu Bhargava  and all others to please provide me the above Gazette notification dt 24/07/2004   Pension Regulations 41(6)    I retired from State Bank of Hyderabad on 31/3/2001 (merged in SBI on 1/4/2017)under spl. VRS. 
Thanks to all. K. Subrahmanyam, Puttaparthi AP. Jose TK I too filed case in Hyd HC

Subrahmanyam Korsapati

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Aug 18, 2023, 12:16:57 AM8/18/23
to bankpe...@googlegroups.com
On Fri, 18 Aug 2023 at 8:07 AM, Subrahmanyam Korsapati <ksm...@gmail.com> wrote:
Sairam to all 
I want the gazette notification dt.24/07/2004 in respect of pension regulation 41 (6) etc. as I have to submit in Hyd. High Court in my case for “no deduction of commutation amt “ as I retired in 2001 March
I request Sri Arvind Mangla, Sri K  Mohandas Rao, Sri Vasudevan V , Sri Deepak dang,  Sri Gopala Krishnan Ramachandran, Sri G. Ramachandran,  Sri Jsoma Shekarak, Sri Sridhar Mandyam , Sri Raghu Bhargava  and all others to please provide me the above Gazette notification dt 24/07/2004   Pension Regulations 41(6)    I retired from State Bank of Hyderabad on 31/3/2001 (merged in SBI on 1/4/2017)under spl. VRS. 
Thanks to all. K. Subrahmanyam, Puttaparthi AP. Jose TK I too filed case in Hyd HC

Subrahmanyam Korsapati

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Aug 20, 2023, 2:52:50 AM8/20/23
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Subrahmanyam Korsapati

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Aug 21, 2023, 5:39:17 AM8/21/23
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Arvind Manglaji,

Namaste.  I request you to please provide me a copy of GOI Gazette notification by SBH/SBI in 2004  in respect of Pension Regulations 41(6). as I have to produce in my case in HC. Hyd to get “ no deduction of commuted amount for the dif. of pension on account of notional service “.  As per your view I mentioned no recovery as I retired more than 15 yrs back

I am K Subrahmanyam retired from SBH on 31/3/2001 (VRS)

On Sun, 20 Aug 2023 at 5:08 PM, Subrahmanyam Korsapati <ksm...@gmail.com> wrote:
 5 yrs. weightage 
The CBREAssn. took up the case of only lady zmember Mrs C Sankari from SBH who had completed 19 yrs. service and denied pension before madras HC and won the case
You get from Google  C. Sankari Vs. SBH
Or from CBREAl

On Sun, 20 Aug 2023 at 4:28 PM, <bankpe...@googlegroups.com> wrote:
Subrahmanyam Korsapati <ksm...@gmail.com>: Aug 18 06:31PM +0530

Sri R Surendra Singh
I came to know that One lady took retirement after completion of 15 yrs
service in SBH/SBI and got notional service benefit. You enquire and get
information and follow that procedure
 
Subrahmanyam Korsapati <ksm...@gmail.com>: Aug 19 09:07PM +0530

Sri JoseTKSBT
You can get copy of IBA letter dt 17/8/2009 to all Banks from Sri CNPrasad,
leader of associate banks assn. OR.
You get copy of High Court of Karnataka, at Bangalore WA 4269 of 2011
(S-RES) dt 8/3/2012 from Google or full judgement from your High court
through an advocate
As per SC Civil Appeal 5525 of 2012 judgement dt.13/2/2018 you can get
notional service arrears with 9% interest and also difference basic
commutation arrears with 9% interest. , and without monthly deduction of
commutation amount if you are a retiree of 15 year back. as per pension
regulation 41 (6).

 
 
 
 
 
On Fri, 18 Aug 2023 at 6:31 PM, Subrahmanyam Korsapati <ksm...@gmail.com>
wrote:
 
Mohan Padala <mohanpa...@gmail.com>: Aug 19 12:16PM +0100

Sent from my iPhone
 
Subrahmanyam Korsapati <ksm...@gmail.com>: Aug 20 11:14AM +0530

On Fri, 18 Aug 2023 at 8:20 AM, Subrahmanyam Korsapati <ksm...@gmail.com>
wrote:
 
kds nair <sasidhar...@gmail.com>: Aug 19 11:46AM +0530

I sincerely believe that this is the chance for us to be free from
anomalies.United efforts from all will definitely bring desired results.
 
Gopalakrishnan Ramachandran <chandra...@gmail.com>: Aug 19 04:13PM +0530

It is nice that the AIBRF has demanded implementation of 100%DA to pre 2002
retirees from 01/04/2023. It is very reasonable and hope the FM will
consider it favourably as they did in the case of family pension revision.
 
Further the decision should come fast as "Onam gift" to the retirees.
 
G Ramachandran
CB -SVRS
 
Sureshbhat M <sures...@gmail.com>: Aug 18 07:13PM +0530

Krishnaiah sir, was there any loss of pay leave for long term resulting in
reducing your service below 6 months?. Only experts can evaluate
 
Krishnaiah Bondalapati <blk...@gmail.com>: Aug 18 07:39PM +0530

Yes.
Canara Bank was the 1st to implement 1616 - 1684.
But it has not given weightage of 5 years for those who have completed 19
years, 6 months but not completed 20 years of physical service.
B L Krishnaiah
9347256124
blk...@yahoo.com
 
On Fri, 18 Aug, 2023, 15:39 JSOMA SHEKARA, <jsomase...@gmail.com>
wrote:
 

Subrahmanyam Korsapati

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Aug 21, 2023, 5:39:17 AM8/21/23
to bankpe...@googlegroups.com
 5 yrs. weightage 
The CBREAssn. took up the case of only lady member Mrs C Sankari from SBH who had completed 19 yrs. service and denied pension before madras HC and won the case
You get from Google  C. Sankari Vs. SBH
Or from CBREA

Prasad C N

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Aug 22, 2023, 12:55:47 AM8/22/23
to bankpe...@googlegroups.com, Subrahmanyam Korsapati
Dear Sir,

Please call me on 9740072620.  I will provide enough material.  

Thanks

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Subrahmanyam Korsapati

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Aug 28, 2023, 11:51:35 PM8/28/23
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Sri KDSNairji,
Sir when you retired ?
I wrote yesterday for those retired in 2001.
I retired on 31/3/2001,  now I filed the case in HC Hyderabad  for notional service and commutation
If you are not understanding leave it.
I am unable to express more than yesterday’s matter 


On Mon, 28 Aug 2023 at 4:28 PM, <bankpe...@googlegroups.com> wrote:
Subrahmanyam Korsapati <ksm...@gmail.com>: Aug 27 08:42PM +0530

Sri JSoma Sekhara garu, Namaste,
 
Vasanthji case judgement is on 6/7 th Sept. ordering to give first settle
all pending issues before 12 th BPS. So NO talks on 12th BPS , till Govt
give settlements to our issues
 
T R Kartik <karti...@gmail.com>: Aug 27 01:06PM +0530

check spam folder or the storage space. If both r ok, then problem is
something else, itself.
Thanking You,
Yours,
Kartik
 
viswanathan visu <visu...@gmail.com>: Aug 27 05:20PM +0530

sir,
1 ) have you got any news regarding updation of pension?
2) HAVE YOU GOT any news regarding 100% D.A. SANCTION FROM government
of india?
PLEASE REPLY
 
kds nair <sasidhar...@gmail.com>: Aug 27 04:28PM +0530

I was subscribing to the views of Shri Mohan.
 
T R Kartik <karti...@gmail.com>: Aug 27 01:06PM +0530

what has this got to do with updation of pension for retired bank employees?
 
Thanking You,
Yours,
Kartik
 
On Sun, Aug 27, 2023 at 1:03 PM Narayanan Venkateshwaran
T R Kartik <karti...@gmail.com>: Aug 27 01:07PM +0530

Is this news relevant for this group or the purpose for which it is created?
 
Thanking You,
Yours,
Kartik
 
Subrahmanyam Korsapati <ksm...@gmail.com>: Aug 27 01:12PM +0530

Sri KDSNairji, Namaste,
 
Notional Service
 
To approach individually, in many banks employees assn is not
supporting pensioners, and retired staff assn is not entertain by banks and
asking to approach their central office PPG dept.
Every one say that it should be in BPS
 
Our AIBEA Venkatachalam and UFBU leaders are thieves they are only levy
beggars , like people collecting money on roads while passing a dead body
 
Only alternative is go to court with HC Karnataka judgement for notional
service and commutation and for interest SC judgement dt 13/2/2018
 
Best of luck to all who do this
 
kds nair <sasidhar...@gmail.com>: Aug 27 04:26PM +0530

What do you want to express?Our friends discussed all these things a
thousand times.
 
On Sun, 27 Aug, 2023, 1:03 pm Manickam Ravindran, <

kds nair

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Aug 29, 2023, 6:15:48 AM8/29/23
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Your points are correct and claimable.At the time of updation,many changes have to be done by iba and they may include service weightage at that time.I am also a vrs retiree but I lost the relative circular of the bank from my records.Hence the confusion.

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