Re: Digest for bankpensioner@googlegroups.com - 24 updates in 13 topics

36 views
Skip to first unread message

vaidya nathan

unread,
Jul 27, 2026, 11:45:39 PM (5 days ago) Jul 27
to bankpe...@googlegroups.com
Additional pension on 75 years.

Surprising to see the message in this column. Is it  notified for Central, aState pensioners  at ant time. If so is it in Force.   I too have completed 75 . If not updatiob, atleast 10,%. Will be a Boon. 
VAIDYANATHAN 
Banglore 

On Mon, Jul 27, 2026, 5:25 PM <bankpe...@googlegroups.com> wrote:
yogendra singhal <singha...@gmail.com>: Jul 25 10:24AM +0530

Ramani Konnayar <knra...@gmail.com>: Jul 25 12:09PM +0530

Sir,
 
What you have raised is a valid point.
However, IBA and UFBU may say that the reason for mentioning updation in
every BPS was that they intended to do it and then modify the regulations
but there can't be any timeframe for that and it would happen when the
conducive climate for the same sets in. In other words, pensioners cannot
claim it as a matter of right or legal entitlement or quote its prevalence
in Government
and RBI, but only seek it as a benevolence from banks.
 
K N RAMANI
 
On Sat, 25 Jul, 2026, 10:25 am yogendra singhal, <singha...@gmail.com>
wrote:
 
yogendra singhal <singha...@gmail.com>: Jul 25 12:39PM +0530

JSOMA SHEKARA <jsomase...@gmail.com>: Jul 27 11:27AM +0530

IBA never mentioned pension updation in its invitation to UFBU to discuss
residual issues.
Only UFBU mentioned it in their circulars which legally has no value.
There is no evidence that UFBU is raising pension updation in BPS meetings
except UFBU Circular which says "we raised the issue and IBA said sub
judice"
In fact IBA never mentioned "sub judice" before the Tanirala committee,
CLC, etc.
Further IBA signed minutes on 08.03.24 agreeing to discuss pension updation
in every settlement and merger of DA and Uniform DA for all pensioners when
M C Singla case was pending.
Therefore, the UFBU claim that IBA cited sub judice is utterly false.
AIBEA and AIBOA both should answer
1. Is Pension updation clause mandatory in pension regulations to implement
updation.
They can discuss and implement updation and amend regulagions later.
2. Why Reg35/1 not extended to others
3. If you do not negotiate issues and keep it pending for years the issue
gets time barred in courts.
Then, to avoid the issue becoming time-barred, some pensioners file
writ petitions (WP) in court, and UFBU cries 'sub judice.' For ex new DA
base year formula was introduced in 2022; four years have now lapsed, and
some pensioners have filed a case in court.
4. UFBU never submitted specific demand for updation to IBA because UFBU
itself has not reached a consensus on the formula or load factor demand.
IBA and the Government are only filing a counter-rejoinder to the
petitioners' prayer in court.
 
 
 
On Mon, Jul 27, 2026 at 9:44 AM yogendra singhal <singha...@gmail.com>
wrote:
 
JSOMA SHEKARA <jsomase...@gmail.com>: Jul 27 11:28AM +0530

Please read AIBEA and AIBOC. AIBOA is raising demand occassionally.
 
On Mon, Jul 27, 2026 at 11:27 AM JSOMA SHEKARA <jsomase...@gmail.com>
wrote:
 
RAMANI NV <ramani...@gmail.com>: Jul 27 10:33AM +0530

PNB MD Ashok Chandra: bank to surpass ₹20,000 crore profit in FY27, eyes
acquisition finance - CNBC TV18
https://www.cnbctv18.com/business/companies/pnb-profit-to-cross-rs-20000-cr-mark-in-fy27-md-chandra-punjab-national-bank-19954154.htm
Harish Midha <harish...@gmail.com>: Jul 26 09:31AM +0530

Respected Mohan Sir, Good day !
Seeking your expert guidance on the following against Gazette Notification
No 9 dated 01.03.2003 which I have been given to understand is on "
AMMENDMENT TO BANK EMPLOYEES REGULATION OF 1995."
As per point 2 of clause 3 on AMMENDMENT in Appendix 1 which says
" for employees who retired on or after 1.11.93 but before the date of
coming into force of these regulation "( which is 1.3.2003)
 
The revised basic pay = Basic pay ×1.1017.
 
This development has come to my notice only a couple of days back.
I have been drawing pension wef September 1994 and the bank has so far not
given effect to the above provisions as my Basic pay even today is the
same as it was as on Sept 1994.
 
Kindly advise if the above provisions are applicable in my case and I may
approach the bank requesting for the difference.
 
Also shall highly appreciate if I can have a copy of the said Gazette
Notification no 9 of 1.3.2003 as above.
 
I shall be highly thankful to receive a word of advice from you Sir.
You may choose to e mail me on my id if you feel so.
Warm regards.
 
H K Midha
Harish...@gmail.com
9871587700
 
MOHAN P <moha...@gmail.com>: Jul 27 01:23PM +0530

Dear Harish Midha Ji,
 
As per BEPR,1995, the clause is found as follows:
 
*“**2. The formula for updating basic pension in respect of workmen who
have retired on *
 
*or after the 1st day of November, 1992 but before the 1st day of
September, 1993 *
 
*and in respect of officers who have retired on or after the 1st day of
July, 1993 but *
 
*before the 1st of May, 1994 shall **be** as under:”*
 
I do not have a copy of Gazette referred right now to refer ,if any changes
made as you have mentioned.
 
Regards
 
Mohan.P
 
 
 
Harish Midha <harish...@gmail.com>: Jul 27 01:46PM +0530

Thanks Sir. I think the info that was given to me was erroneous . Let us
see if we are able to lay our hands on the original copy of Gazette .
Thanks and warm regards
 
Mani B <mani...@gmail.com>: Jul 27 09:50AM +0530

GO of 2002 - amendment of reg 35(1).
Vvns Varaprasadrao <varapra...@gmail.com>: Jul 27 03:18PM +0530

Dear Sir,
 
When a retiree will be eligible to get additional pension of 10% on
completing 75 years of age ?
 
Please advise.
 
Regards.
Kalyanasundaram Subramaniam <1952...@gmail.com>: Jul 24 04:32AM -0700

This is simply sensationalising the issue.
 
When loans/advances are extended, which is not fully backed by tangible
securities, there will be default and consequently there will be write off
and loss.
 
No bank can fully extend loans only with more than hundred percent tangible
security.
 
You can't deny loans to industries/agriculture/export based on the
viability of the project.
 
Write off should be analysed on the following metric : Total Advances for
industry - In that, percentage of NPA i.e. Gross NPA - Out of this how much
is written off?
 
Calculating written off only from the individual borrowal accounts is
similar to ignoring all the profits you have made from other performing
advances and making alarm of NPA write offs.
 
Politicians can mislead public with such figures, but as bankers we should
analyse objectively.
 
S Kalyanasundaram
 
On Friday, July 24, 2026 at 3:35:33 PM UTC+5:30 RAMANI NV wrote:
 
JSOMA SHEKARA <jsomase...@gmail.com>: Jul 24 08:19PM +0530

As AIBEA can do nothing in this regard atleast it can ask Banks to take
little more Haircut for updation.
 
Niranjan Cn <niran...@gmail.com>: Jul 27 10:03AM +0530

Somashekarji,
 
Good Morning, Really puzzling why one has to ask AIBEA for our updation ?
We (most of us) are retiree officers, AIBOC and NCBE is having more than
2/3 strength in UFBU where AIBEA is only a minority partner. UNLESS WE
SHART ASKING AIBOC/NCBE COMBINE - ISSUE WILL NOT BE RESOLVED. Better not
to discuss about AIBEA as it is irrelevant and waste of time/energy now.
 
Niranjan
Ex Canara
 
On Mon, Jul 27, 2026 at 9:41 AM JSOMA SHEKARA <jsomase...@gmail.com>
wrote:
 
Narayanan Venkateshwaran <seevi...@gmail.com>: Jul 25 05:29PM +0530

It is universal practice to permit updation wherever defined pension scheme
is in vogue unless otherwise specifically denied in the regulation. It is
strange and perplexing to note that in Bank Employee's pension regulation
alone a reverse specific clause permitting updation is looked for. Are
Bank pensioners a "cursed lot" when similarly placed pensioners in other
walks of life have already walked away with updation more than once.
The plaintiffs over stress on 35(1) for updation though may look
reinforcing is not in the call considering what is discussed here in
earlier paragraph.
Hope the advocates of plaintiff take note of the same in next hearing.The
govt cannot raise the bogey of paucity of funds which thought should have
occured to them when pension scheme was
adopted.
The govt did not commence the scheme with empty coffers, for, substantial
amount got transferred from PF Fund.
It is amusing that some of us foster the hope of achieving updation by
negotiations. One wonders where from money will prop up then for govt?
It will be an act of magnanimity on the part of govt to release the fund
now paving the way for withdrawal of case in SC
Will they?
C V Narayanan
RAMANI NV <ramani...@gmail.com>: Jul 25 02:30PM +0530

---------- Forwarded message ---------
From: RAMANI NV <ramani...@gmail.com>
Date: Sat, Jul 25, 2026 at 12:46 PM
Subject: Ramani Venkiteswaran has shared a PDF Space with you
To: RAMANI NV <ramani...@gmail.com>, bomrewo bomrewo <
bomre...@gmail.com>
 
 
Hi, I'm sharing DOC-20260725-WA0000. with you. You're a reviewer in this
PDF Space, so you can add feedback on any of the files, listen to the audio
summary to understand key points, and chat with AI Assistant.
 
https://acrobat.adobe.com/link/spaces/urn:aaid:sc:AP:61b507a9-47e6-4a1a-88f6-157c2f6bc1d6
RAMANI NV <ramani...@gmail.com>: Jul 27 07:27AM +0530

Public Documents Need Not Be Proved By Authors In Disciplinary Enquiry:
Patna High Court Dismisses Bank Officer’s Plea Against Dismissal
https://share.google/aMXkJO5UjuWTrXAd7
Vijay Singh <8vijay...@gmail.com>: Jul 25 03:05PM +0530

Respect Prasad sir,
1 .Resignees who had not opted pension option during service up to
27/04/2010 for those 12 BPS allow pension to who resigned before the BPS
27/4/2010 and they are receiving pension.thank for that 💐🙏.
 
2 .sir Dt 27/ 04/10 should apply to those new comers empl who had joined
bank service after 27 4 10 because new pension scheme launched by govt of
India that's to them(NPS).
 
 
3 .but sir employee who had opted pension scheme during his service time
before 27/04/2010 and served more than 20yrs of service but resigned after
27/4/2010,not a single bank allow pension to that's resignees why?
 
Sir our association/union would like to raising pension demand for those
ex (pension optees) members who had served more than qualifying 20 yrs of
service but resigned after 27/ 04/2010.
Thanking you in anticipation
 
Yours
Vijay singh
9653764632
 
 
 
On Fri, Jun 19, 2026, 4:42 PM 'Prasad C N' via bankpensioner <
JSOMA SHEKARA <jsomase...@gmail.com>: Jul 24 07:51PM +0530

No preparation is necessary. Since 2008 IBA has been repeating the same
lies, and High Courts have accepted these lies without scrutiny and
dismissed the case. IBA expects the SC to follow suit.
1. SC should accept the argument of iBA that there is no provision for
updation in pension regulations.
What if SC consider petiioners argument also that no
provision necessary for updation considering case of RBI and already
produced DFS letter in this regard.
2. IBA argues Clause 12 does not provide for updation
IBA/Banks accepted before the High Court that clause 12 does provide
for updation, subject to future negotiations.
Petioners advocate explained the updation like DA merger and adding
load factor etc and aruued that Rs.100 Basic fixed at the date of
retirement remains the same today,
IBA expects the SC to dismiss the case accepting its argument: "Clause 12
does not provide for updation:"
But SC is asking whether pensioners' DA is also merged with Basic during
every wage revision?
3. What if the SC asks why Regulation 35(1) was not extended to others?
4. When petitioners demand updation quoting Clause No.12 and clause no 56
DFS argue rhat RBI pension rules and Central govt pension rules are
different and Bank pensioners cannot claim similar benefits.
But in case of commutation DFS argue that BEPR 1995 are broadly based on
Central Govt pension rules and we will decide tht same.
&&&&&&&&&&&&&&
I am sure SC will not base its verdict just reading contractual terms like
High courts did but consider equality of Justice.
 
yogendra singhal <singha...@gmail.com>: Jul 25 10:19AM +0530

Satyanarayana Rao <karna...@yahoo.co.in>: Jul 24 01:41PM

Yes.Nothing is there to celebrate right now.
We have to wait for final verdict which we shall celebrate.
 
Yahoo Mail: Search, organise, conquer

On Fri, 24 Jul 2026 at 15:35, Kalyanasundaram Subramaniam<1952...@gmail.com> wrote:
Observe the following:
 
 
 
57.36. The judge said “Ultimately the DA gets merged intothe pay….even for the calculation of pension”
 
 
 
“Revision requires merger”
 
 
 
59.15
 
 
 
Even if it is supposing 100 rupees it does not fit into thescheme then he can’t get it
 
 
 
 
 
1.13
 
 
 
The appendix typically provides for two windows and it leavesout the windows in between – Consciously
 
 
 
1.22
 
 
 
Mr Mehta If the similar processes has been followed orsimilar routes have to be taken,, there has to be a merger
 
 
 
 
 
1.58
 
 
 
(100 percent DA) Neutralization is merger only
 
 
 
My understanding:
 
 
 
The IBA/Banks counsel has come well prepared. He hasexplained well that there is no provision in the Regulation for updation. Hehas also explained how the case was dealt with in the lower court and how suddenlyRegulation 35 has been taken up now, which was not there earlier.
 
He has also explained how Clause 12 of the MOU contains theprovision “to be negotiated and settled”
 
 
 
The judge seems to be much confused with the 100 percent neutralizationand merger of DA. For pre 2002 pensioners we have got 100 percent DA neutralization.This DA is not merged with Basic. The judge also seems to have the view thatmerger of DA is the updation or revision of pension. What we expect is not atoken increase of future DA due to merger of DA periodically.
 
 
 
It is also surprising that no one from the petitioner orrespondent explained that for pensioners there is no DA merger so far and evenif DA is merged,, it does not amount pension updation similar to RBI pension.
 
 
 
All in all, nothing is there for pensioners to celebratefrom this hearing.
 
S Kalyanasundaram 
 
On Thursday, July 23, 2026 at 4:14:45 PM UTC+5:30 RAMANI NV wrote:
 
https://youtu.be/1v6SnjXLycM?si=eSd7jnpc2PB-1qlA 
 
 
--
Visit our blog site http:://bankpensioner.blogspot.com
---
You received this message because you are subscribed to the Google Groups "bankpensioner" group.
To unsubscribe from this group and stop receiving emails from it, send an email to bankpensione...@googlegroups.com.
To view this discussion visit https://groups.google.com/d/msgid/bankpensioner/47e6f5be-0a8b-4423-be83-2d7e17ac77e3n%40googlegroups.com.
Satyanarayana Rao <karna...@yahoo.co.in>: Jul 24 01:45PM

The legal experts in the group have not debated on the 22 nd july proceedings in Supreme court.
Let us have the comments.
 
 
Yahoo Mail: Search, organise, conquer

On Fri, 24 Jul 2026 at 15:35, Kalyanasundaram Subramaniam<1952...@gmail.com> wrote:
Observe the following:
 
 
 
57.36. The judge said “Ultimately the DA gets merged intothe pay….even for the calculation of pension”
 
 
 
“Revision requires merger”
 
 
 
59.15
 
 
 
Even if it is supposing 100 rupees it does not fit into thescheme then he can’t get it
 
 
 
 
 
1.13
 
 
 
The appendix typically provides for two windows and it leavesout the windows in between – Consciously
 
 
 
1.22
 
 
 
Mr Mehta If the similar processes has been followed orsimilar routes have to be taken,, there has to be a merger
 
 
 
 
 
1.58
 
 
 
(100 percent DA) Neutralization is merger only
 
 
 
My understanding:
 
 
 
The IBA/Banks counsel has come well prepared. He hasexplained well that there is no provision in the Regulation for updation. Hehas also explained how the case was dealt with in the lower court and how suddenlyRegulation 35 has been taken up now, which was not there earlier.
 
He has also explained how Clause 12 of the MOU contains theprovision “to be negotiated and settled”
 
 
 
The judge seems to be much confused with the 100 percent neutralizationand merger of DA. For pre 2002 pensioners we have got 100 percent DA neutralization.This DA is not merged with Basic. The judge also seems to have the view thatmerger of DA is the updation or revision of pension. What we expect is not atoken increase of future DA due to merger of DA periodically.
 
 
 
It is also surprising that no one from the petitioner orrespondent explained that for pensioners there is no DA merger so far and evenif DA is merged,, it does not amount pension updation similar to RBI pension.
 
 
 
All in all, nothing is there for pensioners to celebratefrom this hearing.
 
S Kalyanasundaram 
 
On Thursday, July 23, 2026 at 4:14:45 PM UTC+5:30 RAMANI NV wrote:
 
https://youtu.be/1v6SnjXLycM?si=eSd7jnpc2PB-1qlA 
 
 
--
Visit our blog site http:://bankpensioner.blogspot.com
---
You received this message because you are subscribed to the Google Groups "bankpensioner" group.
To unsubscribe from this group and stop receiving emails from it, send an email to bankpensione...@googlegroups.com.
To view this discussion visit https://groups.google.com/d/msgid/bankpensioner/47e6f5be-0a8b-4423-be83-2d7e17ac77e3n%40googlegroups.com.
Satyanarayana Rao <karna...@yahoo.co.in>: Jul 24 02:36PM

The judges can never be confused.They are more learned they are digging to get the truth.The deffendent advocates sole intention is to deny the pension updation orbitarly.The judges are steo by step building the strong legal grounds as per article 14 and16 and 21 of the constitution to restore the justice to petitioners.They are making the Deffendent advocates to vomit the truth and fix them in a manner they deserve .
The judges are convinced that there is injustice perpetually forced on pensioners by the nexus of government DFS and IBA ably supported by the where is paisa leader. Ultimately the justice shall prevail and the judgement shall be in our favour.
 
Yahoo Mail: Search, organise, conquer

On Fri, 24 Jul 2026 at 19:15, Satyanarayana Rao<karna...@yahoo.co.in> wrote: The legal experts in the group have not debated on the 22 nd july proceedings in Supreme court.
Let us have the comments.
 
 
Yahoo Mail: Search, organise, conquer

On Fri, 24 Jul 2026 at 15:35, Kalyanasundaram Subramaniam<1952...@gmail.com> wrote:
Observe the following:
 
 
 
57.36. The judge said “Ultimately the DA gets merged intothe pay….even for the calculation of pension”
 
 
 
“Revision requires merger”
 
 
 
59.15
 
 
 
Even if it is supposing 100 rupees it does not fit into thescheme then he can’t get it
 
 
 
 
 
1.13
 
 
 
The appendix typically provides for two windows and it leavesout the windows in between – Consciously
 
 
 
1.22
 
 
 
Mr Mehta If the similar processes has been followed orsimilar routes have to be taken,, there has to be a merger
 
 
 
 
 
1.58
 
 
 
(100 percent DA) Neutralization is merger only
 
 
 
My understanding:
 
 
 
The IBA/Banks counsel has come well prepared. He hasexplained well that there is no provision in the Regulation for updation. Hehas also explained how the case was dealt with in the lower court and how suddenlyRegulation 35 has been taken up now, which was not there earlier.
 
He has also explained how Clause 12 of the MOU contains theprovision “to be negotiated and settled”
 
 
 
The judge seems to be much confused with the 100 percent neutralizationand merger of DA. For pre 2002 pensioners we have got 100 percent DA neutralization.This DA is not merged with Basic. The judge also seems to have the view thatmerger of DA is the updation or revision of pension. What we expect is not atoken increase of future DA due to merger of DA periodically.
 
 
 
It is also surprising that no one from the petitioner orrespondent explained that for pensioners there is no DA merger so far and evenif DA is merged,, it does not amount pension updation similar to RBI pension.
 
 
 
All in all, nothing is there for pensioners to celebratefrom this hearing.
 
S Kalyanasundaram 
 
On Thursday, July 23, 2026 at 4:14:45 PM UTC+5:30 RAMANI NV wrote:
 
https://youtu.be/1v6SnjXLycM?si=eSd7jnpc2PB-1qlA 
 
 
--
Visit our blog site http:://bankpensioner.blogspot.com
---
You received this message because you are subscribed to the Google Groups "bankpensioner" group.
To unsubscribe from this group and stop receiving emails from it, send an email to bankpensione...@googlegroups.com.
To view this discussion visit https://groups.google.com/d/msgid/bankpensioner/47e6f5be-0a8b-4423-be83-2d7e17ac77e3n%40googlegroups.com.
RAMANI NV <ramani...@gmail.com>: Jul 25 10:41AM +0530

You received this digest because you're subscribed to updates for this group. You can change your settings on the group membership page.
To unsubscribe from this group and stop receiving emails from it send an email to bankpensione...@googlegroups.com.
Reply all
Reply to author
Forward
0 new messages