Which country is innovating fastest in the Open Banking space?

[bankable api]

Given that PSD2 and UK's Open Banking Standard were the pioneers, you would think EU reasonably is on the lead. Nevertheless, look around now, and open banking initiatives are popping up everywhere.

Hong Kong as well as Singapore, both are acting as the driving force behind Open Banking. The Monetary Authority of Singapore (MAS) is actively encouraging regional financial institutions to provide APIs in order to offer enhanced innovation and compatibility with other financial service providers.

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