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Re: Legal drag racing - does insurance cover it?

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David Z

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Feb 20, 2010, 7:44:14 AM2/20/10
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Maybe that's why people do it on normal roads - because it's harder to prove
that one was racing. Anyway, out of interest, who insures race cars?

"John Hudson" <hu...@bigpond.net.au> wrote in message
news:ovJfn.8797$pv....@news-server.bigpond.net.au...
> If you go to NRMA website for example, they say "If you prang your car
> while racing we'll wipe you like a dirty arse"
>
> -or words to that effect.
>
> regards,
> huddo
>
> "David Z" <da...@hotmail.com> wrote in message
> news:rUHfn.8788$pv....@news-server.bigpond.net.au...
>> I always wondered - you know those legal drag racing places like at
>> Calder Park. Would insurance cover you if you smashed your car in one of
>> those? It seems ridiculous that so many people would risk it considering
>> it's probably not covered by insurance?
>

D Walford

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Feb 20, 2010, 7:12:03 PM2/20/10
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David Z wrote:
> Maybe that's why people do it on normal roads - because it's harder to
> prove that one was racing. Anyway, out of interest, who insures race cars?
>

The risk of crashing a road car during a drag race on a proper track is
very low so not worth worrying about, much safer than racing on a public
road.
Shannon's insure many cars that other insurance co's won't touch but I
don't know of any that insure a car whilst actually racing.


Daryl

John_H

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Feb 20, 2010, 8:06:10 PM2/20/10
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It used to be the case that insurance companies would provide an
extension on their CTP policies for registered cars used in car club
competition (which event organisers insisted on). It's a long time
since I was last involved so it might've changed... the organiser's
public liability probably covers the same thing.

Son has a professionally built hotrod (currently unregistered) insured
with Shannons which covers it for car shows, storage and transport.
He also enters it in the occasional sprint meet, but I'd seriously
doubt if it's covered while on the track.

--
John H

John Tserkezis

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Feb 20, 2010, 8:49:22 PM2/20/10
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On 21/02/2010 11:12 AM, D Walford wrote:

> The risk of crashing a road car during a drag race on a proper track is

> very low so not worth worrying about...

You won't convince the powers that be of that.

I know of Vendors who actively take notes on Rego numbers and have
refused warranty claims saying "we witnessed you at this track, on this
day, racing".
Thus the general recommendation that you remove your plates while
entering the track in question. This is legal because you're on private
land and public road vehicle registration rulings don't apply. Legally,
said vendors and insurance companies can't do jack mainly because
there's no clear identifier of any (or your) vehicle.

Then again, as they saying goes, money talks, bullshit walks. A car
dealer who was racing had their on-site service on the phone saying who
he was and how many millions of dollars he made for them last year. And
they'd better get their butts over to said track *right now*.

Appeared to take a bit of coaxing, but they did indeed turn up.

Oz...@crackerbox-palace.com

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Feb 20, 2010, 9:32:05 PM2/20/10
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Shannons will insure your race car while racing IF the car is over 60
years old...


OzOne of the three twins

I welcome you to Crackerbox Palace.

D Walford

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Feb 20, 2010, 11:13:26 PM2/20/10
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John Tserkezis wrote:
> On 21/02/2010 11:12 AM, D Walford wrote:
>
>> The risk of crashing a road car during a drag race on a proper track is
>> very low so not worth worrying about...
>
> You won't convince the powers that be of that.

How so, they certainly don't approve of street racing.


>
> I know of Vendors who actively take notes on Rego numbers and have
> refused warranty claims saying "we witnessed you at this track, on this
> day, racing".

Lot of difference between insurance and warranty.
AFAIK the only manufacturer that doesn't void their warranty on a race
track is Porsche.

> Thus the general recommendation that you remove your plates while
> entering the track in question. This is legal because you're on private
> land and public road vehicle registration rulings don't apply. Legally,
> said vendors and insurance companies can't do jack mainly because
> there's no clear identifier of any (or your) vehicle.

There is no issue unless someone try's to make a bogus claim, if they
get caught trying to defraud the insurance co they get what they deserve.


>
> Then again, as they saying goes, money talks, bullshit walks. A car
> dealer who was racing had their on-site service on the phone saying who
> he was and how many millions of dollars he made for them last year. And
> they'd better get their butts over to said track *right now*.
>
> Appeared to take a bit of coaxing, but they did indeed turn up.

Money talks.


Daryl

atec 77

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Feb 21, 2010, 2:57:09 AM2/21/10
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It is possible to get some coverage whilst racing BUT it doesn't cover
much and it is expensive , you gain much better daily coverage with the
exemption whilst racing being zero and that is affordable .
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