RE: Investment Options - AMTOI

[Nailesh Gandhi]

Dear All,

 

Attached is the draft policy. We will enhance it once we have some input from all.

 

@'Sr.Coordinator AMTOI - Neha Loke' via AMTOI, kindly provide with the below information. This will help us decide on the % of investment in FD, Liquide and bank balance. 

 

	How many times have we broken our FD in the last 5 years?
	Give details of the withdrawal of investments in the last 7 years.
	What is the liability we have (for example, the deposits taken from members for the shipping company)
	What is the mim pft we have made in 3 accounting years where we did not have Amtoi day.
	What is the minimum PFT we have recorded in the last 3 accounting years during which we celebrated Amtoi Day?

 

 

 

Thank you & best regards,

Nailesh Gandhi - Managing Director

 

EXPRESS GLOBAL LOGISTICS PVT. LTD.     Project & General Forwarding | SPMT - ODC transportation | Customs Brokers | Cranes & Alternate Lifting | 3PL Turnkey Plant Relocation | Mechanical & Electrical installation  WE AT EXPRESS, express it better™     - An AEO, ISO & OHSAS Certified Company

 

Networks : PCN | WWPC | WCAPN | PLA | EPN 

TEL: +91-22-66339898 / FAX: +91-22-66339833 / E-MAIL: nai...@expressworld.com / WEB : https://exglogistics.com/

Offices: Domestic - Mumbai, Ahmedabad, Ankleshwar, Bengaluru, Chennai, Dahej, Delhi, Haldia, Hazira, Jamnagar, Kandla, Kattupalli, Kolkata, Mundra, Pune, Sonipat, Vadodara. Overseas - Bangladesh, Nepal, Dubai

Corporate: 2nd Floor, Kulkarni Patil Bhavan, Opposite New Empire Theatre, 14 Murzban Road, Fort, Mumbai 400 001, India

 

All business is undertaken by the company only in accordance with FFFAI Standard Trading Conditions, latest edition. A copy of which is available upon request. | The contents of this e-mail are confidential to the ordinary user of the e-mail address to which it was addressed and may also be privileged. If you are not the addressee of this e-mail you should not copy, forward, disclose or otherwise use it or any part of it in any form whatsoever. If you have received this e-mail in error please notify us by telephone or e-mail the sender by replying to this message, and then delete the e-mail and other copies of it from your computer system. We believe this email to be virus free but do not warrant that this is the case and we will not accept liability for any losses arising from any virus being transmitted unintentionally by us. We reserve the right to monitor all E-mail communications through our network. SAVE PAPER"-THINK BEFORE YOU PRINT!

 

From: Nailesh Gandhi
Sent: 11 December 2025 14:24
To: 'Vasant Pathak' <trea...@amtoi.org>
Cc: Haresh Lalwani <har...@sunlogistics.co.in>; Shantanu Bhadkamkar <pres...@amtoi.org>
Subject: RE: Investment Options - AMTOI

 

Dear Vasant,

 

Kindly contact our company secretary and obtain their confirmation on what AMTOI can invest in. This is required to finalise the overall policy.

 

Also, please review my email dated 26^th Oct. and collect the required information.  

 

I hope we are on the same page. Please call me if you still need any clarification.

 

 

 

Thank you & best regards,

Nailesh Gandhi - Managing Director

 

EXPRESS GLOBAL LOGISTICS PVT. LTD.     Project & General Forwarding | SPMT - ODC transportation | Customs Brokers | Cranes & Alternate Lifting | 3PL WE AT EXPRESS, express it better™     - An AEO, ISO & OHSAS Certified Company

 

---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

Networks : PCN | WWPC | WCAPN | PLA | EPN 

TEL: +91-22-66339898 / FAX: +91-22-66339833 / E-MAIL: nai...@expressworld.com / WEB : https://exglogistics.com/

Offices: Mumbai (JNPT / Airport / Old Port), Ahmedabad, Ankleshwar, Chennai, Dahej, Delhi, Haldia, Hazira, Jamnagar, Kandla, Kattupalli, Kolkata, Mundra, Pune, Sonipat, Vadodara. Overseas Bangladesh, Nepal

Corporate: 2nd Floor, Kulkarni Patil Bhavan, Opposite New Empire Theatre, 14 Murzban Road, Fort, Mumbai 400 001, India

 

All business is undertaken by the company only in accordance with FFFAI Standard Trading Conditions, latest edition. A copy of which is available upon request. | The contents of this e-mail are confidential to the ordinary user of the e-mail address to which it was addressed and may also be privileged. If you are not the addressee of this e-mail you should not copy, forward, disclose or otherwise use it or any part of it in any form whatsoever. If you have received this e-mail in error please notify us by telephone or e-mail the sender by replying to this message, and then delete the e-mail and other copies of it from your computer system. We believe this email to be virus free but do not warrant that this is the case and we will not accept liability for any losses arising from any virus being transmitted unintentionally by us. We reserve the right to monitor all E-mail communications through our network. SAVE PAPER"-THINK BEFORE YOU PRINT!

 

From: Vasant Pathak <trea...@amtoi.org>
Sent: 11 December 2025 11:04
To: Nailesh Gandhi <nai...@expressworld.com>
Cc: Haresh Lalwani <har...@sunlogistics.co.in>; Shantanu Bhadkamkar <pres...@amtoi.org>
Subject: Re: Investment Options - AMTOI

 

Await comments

 

Vasant Pathak

Hon Treasurer

+ 91 9833985582

 

From: Vasant Pathak <trea...@amtoi.org>
Date: Saturday, 6 December 2025 at 8:08 AM
To: Nailesh Gandhi <nai...@expressworld.com>
Cc: Haresh Lalwani <har...@sunlogistics.co.in>, Shantanu Bhadkamkar <pres...@amtoi.org>
Subject: FW: Investment Options - AMTOI

 

Dear Naileshbhai / Haresh,

 

Please find below details received from 360 One Wealth after our call with them last week.

 

Please advise further course of action and if required we can do a call..

 

Vasant Pathak

Hon Treasurer

+ 91 9833985582

 

From: "Deveeka Aggarwal, 360 ONE Wealth" <deveeka....@360.one>
Date: Friday, 5 December 2025 at 5:13 PM
To: "honsec...@amtoi.org" <honsec...@amtoi.org>, "AMTOI - Hon.Treasurer-Devpal Menon" <trea...@amtoi.org>
Subject: Investment Options - AMTOI

 

Dear Team,

 

Thank you for your time over call last week.

 

Basis our discussion and the regulation which states permissible investments for an association like yours - If the Section 8 Company is availing the Income-tax benefit of Section 11, the investments made should be in compliance with the attached Section 11(5) and Rule 17C. Relevant portions highlighted.

 

Accordingly, we can invest in the Government bonds and similar, FDs & all Mutual Funds.

 

Please find below permissible bond options & attached Mutual fund recommendations for your kind reference.

 

0-12 Months(PSU)
Security	Coupon	Maturity	Offer(YTM)	Rating
PFC	7.55%	Jul-26	6.55%	CRISIL AAA
NHB	7.40%	Jul-26	6.50%	CRISIL AAA
NHB	7.22%	Jul-26	6.50%	CRISIL AAA
REC	7.77%	Sep-26	6.50%	CRISIL AAA
IRFC	7.23%	Oct-26	6.55%	CRISIL AAA
1-10 YR PSU
Security	Coupon	Maturity	Offer(YTM)	Rating
NABARD	7.80%	Mar-27	6.60%	CRISIL AAA
NABARD	7.62%	Jan-28	6.66%	CRISIL AAA
REC	6.52%	Jan-28	6.62%	CRISIL AAA
REC	7.55%	Mar-28	6.62%	CRISIL AAA
PFC	7.42%	Apr-28	6.65%	CRISIL AAA
NABARD	7.48%	Sep-28	6.74%	CRISIL AAA
SIDBI	6.74%	Jan-29	6.74%	CRISIL AAA
PFC	7.44%	Jan-30	6.78%	CRISIL AAA
NaBFID	7.03%	Apr-30	6.87%	CRISIL AAA
REC	6.87%	May-30	6.80%	CRISIL AAA
IRFC	6.58%	May-30	6.79%	CRISIL AAA
IRFC	6.92%	Aug-31	6.84%	CRISIL AAA
PGC	7.35%	Mar-34	7.00%	CRISIL AAA
REC (LTCG)	ZCB	Nov-34	6.50%	CRISIL AAA
REC	7.20%	Jan-35	7.09%	CRISIL AAA
REC	6.81%	Apr-36	7.12%	CRISIL AAA

*As per availability

 

Please do let me know your feedback.

 

Deveeka Aggarwal

Senior Partner – Client Relations

 

M + 91 96191 11929

 www.360.one

 

 

[Nailesh Gandhi]

Dear Harish,

 

Kindly confirm the receipt of this message.

 

@'Sr.Coordinator AMTOI - Neha Loke' via AMTOI I presume you have received the attachments. Kindly forward the same to Harish.

[Haresh Lalwani]

Confirmed receipt 

	Haresh Lalwani Managing Director M: +919820023451 P: + 91 22 66333888 Ext 911 W: www.sunlogistics.co.in Ground Floor Orient House, Adi Marzban Path, Ballard Estate, Fort 400001

---------- Forwarded message ----------
From: Nailesh Gandhi <nai...@expressworld.com>
To: "Mr. Haresh Lalwani" <har...@sunlogistics.co.in>, Vasant <vas...@nabroslogistics.com>
Cc: 
Bcc: 
Date: Sun, 26 Oct 2025 04:36:31 +0000
Subject: RE: Amtoi investment policy

Dear Harish,

 

Thanks for the detailed note. well prepared, let us discuss this and develop it.

 

The policy to cover the below points also.

 

1.	Investment basket	% of corpus +Bank balance	(just a example)	Logic	Investment period
	FD		30%	Should be 100 to 200% of max funds required. for example in AMTOI day tear.   If required we can increase this from 30 to 40% and reduce the debt to 40%.	5 to 10% - 1 year or lower term 20 to 30% - 1 year Balance 3 years and more
	Bond or Debt (invest in debt if bonds options not available)		10%
	<

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[Nailesh Gandhi]

Dear Harish,

 

Let us finalise the policy.

 

The following points need to be actioned,

 

1. My queries are listed below. This will help us finalise the ratio of investments. (last email dated - 16 May 2026 08:19)
2. Table A            (Investment Distribution), information on the same needs to be finalized.
3. Need to decide on investing the high amounts lying in the Bank and in the Liquid fund. Almost 1.6 crs (subject to already invested).
4. Investment with the lowest return, HDFC Liquid Fund - Regular Plan -IDCW Weekly, what do we want to do?
5. Details of FD, Table D need to be filled out.

 

Change in the format of Table D

 

Table D (List of Bank FD Instruments with the lowest interest rate)						Report as of	13/05/26
			Prepared by
Sr.no	Instrument details (bank name, product name)			Expire date	Tenure	Value	Interest Rate	% of Total Holding

[Haresh Lalwani]

Dear Nailesh,

I have shared a Google Doc link with you containing the first draft of the policy, which I prepared following your last email.

Please review the document and provide your comments or suggestions directly within the file.

Regards,

	Haresh Lalwani Managing Director M: +919820023451 P: + 91 22 66333888 Ext 911 W: www.sunlogistics.co.in Ground Floor Orient House, Adi Marzban Path, Ballard Estate, Fort 400001

[Nailesh Gandhi]

Dear Harish,

 

Well drafted report. Thanks.

 

I have added my comments and suggestions in the report. Kindly take it forward, table it and get the same approved within the next 1 or 2 MC meetings.

 

 

 

 

Thank you & best regards,

Nailesh Gandhi - Managing Director

 

EXPRESS GLOBAL LOGISTICS PVT. LTD.     Project & General Forwarding | SPMT - ODC transportation | Customs Brokers | Cranes & Alternate Lifting | 3PL Turnkey Plant Relocation | Mechanical & Electrical installation  WE AT EXPRESS, express it better™     - An AEO, ISO & OHSAS Certified Company

 

Networks : PCN | WWPC | WCAPN | PLA | EPN 

TEL: +91-22-66339898 / FAX: +91-22-66339833 / E-MAIL: nai...@expressworld.com / WEB : https://exglogistics.com/

Offices: Domestic - Mumbai, Ahmedabad, Ankleshwar, Bengaluru, Chennai, Dahej, Delhi, Haldia, Hazira, Jamnagar, Kandla, Kattupalli, Kolkata, Mundra, Pune, Sonipat, Vadodara. Overseas - Bangladesh, Nepal, Dubai

Corporate: 2nd Floor, Kulkarni Patil Bhavan, Opposite New Empire Theatre, 14 Murzban Road, Fort, Mumbai 400 001, India

 

All business is undertaken by the company only in accordance with FFFAI Standard Trading Conditions, latest edition. A copy of which is available upon request. | The contents of this e-mail are confidential to the ordinary user of the e-mail address to which it was addressed and may also be privileged. If you are not the addressee of this e-mail you should not copy, forward, disclose or otherwise use it or any part of it in any form whatsoever. If you have received this e-mail in error please notify us by telephone or e-mail the sender by replying to this message, and then delete the e-mail and other copies of it from your computer system. We believe this email to be virus free but do not warrant that this is the case and we will not accept liability for any losses arising from any virus being transmitted unintentionally by us. We reserve the right to monitor all E-mail communications through our network. SAVE PAPER"-THINK BEFORE YOU PRINT!