I live in the UK, and I've never been to Mississippi. And I've never
previously heard "subtlity", or "subtility" either.
"Subtility" suggests a sub-standard utility company, like an electrical
power generating company that only manages to produce electricity
a couple of days a week.
Though I can imagine somebody coming across the word "subtlety"
for the first time, pronouncing it "subtlity" with a clearly pronounced B.
Do Americans do subtlety? Perhaps they don't have much use for the
word, and it is but rarely encountered Over There?