Study Abroad Referral Program / Teaching and Training Profile For Professionals / Students / Families

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Apr 6, 2022, 4:19:06 AM4/6/22
Study Abroad Referral Program / Teaching and Training Profile

For Professional / Students / Families


In case some students / professionals wants to Study Abroad - Law or any other stream, we are do counselling and admissions for Study Abroad ( 30+ Countries, 500+ colleges and Universities, 10000+ Courses).

We are One of the best and personalised service providers. We also extend some additional benefits to the introducer/referral program. : +91-9268661546 , Ajay Kr Goel, 67yrs BE (Hons),MMS (BITS-PILANI), Counsellor, Topper : Dinesh Kr Goel, : +91-8287175033, 50 yrs, BCOM (Hons),MBA,PGDERA,LLB, Counsellor)

Online Teaching - One to One / Group - for Counselling and IELTS - ENGLISH Tests

Association - All major established brands and service providers, colleges and universities.

Dinesh Goel, Male, 50 Years | NCR, Noida - 201301, India
· Banking - Treasury, Lending, Borrowing, Debt, Equity, Projects, Forex, Audit

· Corporate Finance – Treasury, Debt Equity, Projects, Forex, Audit

· Software - Start-up IndustryTech, FinTech, AgriTech, SocioTech

· Faculty

B COM(Hons), PGDBM (Finance), Equity Research -PGDERA, ICFAI; LLB pursuing, ISB, NIBSTC, Handbook on JGB, Quanto Models in Aluminium and USD/INR, Case Studies Published; Articles and Blog for last 14 years.

Start-Up: 4 years as Mentor, Stakeholder, Finance and Product Head

26 years’ experience of Corporate Finance, Banking, Information Technology; lead/team member in raising INR100000 crores in last 15 years from 50 lenders. Involved in 20 plus Financial Closures and disbursements; involved in establishing Cement Division for a Large Group;

An Ex Banker with 9 years of Treasury, Capital Market, Corporate and Retail Banking Experience in Private and Foreign Banks. Worked in IT in Core Banking Development and worked on Asian, US and Japanese Banking. Industries worked in Cement, Power, Sugar, Roads, Real; Estate, Mines, Healthcare and EPC. Managed Working capital assessment, Term Loans in consortiums. Have been involved in Treasury and Foreign Exchange management throughout. In Banking turned around branches and handled PSU and Institutional business. Handled internal audit in Banks and has been a visiting faculty to management institutes in the areas of banking, finance, capital market. Has written articles and case studies.

Worked with IndusInd Bank, Centurion Bank, Scotiabank, Fortis Healthcare, Reuters, Polaris, R Systems, Dalmia Cement 12 MT, Corporate Power Limited 2700 MW, Omaxe Ltd and Moser Baer Group (1200MW Power Project) and Srei Infrastructure Group with a group size of more than 100000 crs; Portfolio of 20000 cr

Industries covered Cement, Banking, Thermal Power, Solar Power, Wind Power; Real Estate Housing and Commercial; SEZ, Roads, Sugar, Cotton Yarn, Pulp and Paper, Bitumen, Coal, Coke, FMCG – Fast Food, Health care, Retail chain outlets; Aluminium, Capital Market, Forex and Commodity Markets; Iron Ore

Created and running Start-up in Industry 4.0 and Supply Chain Automation. Convergence and ESG focus by way of Convergence, REACH and ease.

Teaching Experience

Visiting Faculty

Great Lakes, Haryana, India

Nov 2017 - Jan 2018


Class of Analytics and all experienced students

Amity Business School, Uttar Pradesh, India

Jan 2000 - Jul 2006

derivatives and risk Management, banking, entrepreneurship, investment banking open book exams, great recognition and respect, innovative teaching methodology, taught while working as a visiting faculty, case study and experience sharing,

Staff Training Centre, IndusInd Bank, Mumbai, India

Jan 1999 - Dec 2005


All New Recruits and batches of Management Trainees have got my classes during 1997-2003

Staff Training Centre, Centurion Bank, Mumbai, India

Feb 2004 - Aug 2005

Capital Market, Channel Financing and Depositories

New Products developed, revival team and interaction on capital market, channel financing, BG in Future and Options, Loan against Shares. and also, in the Branch

Apeejay Management Institute, Delhi, India

Oct 2000 - Dec 2000


OBC Staff Training College, Uttar Pradesh, India

Feb 2000 - Feb 2000

Banking Forex

Foreign Exchange and Treasury for one week

Professional Experience

Banking, Corporate Finance, Technology and Faculty

Oct 2015 – Present

· Palm Top Enterprises Pvt Ltd, Founder, Mentor

Industry 4.0 Supply Chain, Fintech, Agritech, Sociotech – Convergence, ESG, Productivity

· CEO, Sincerely Finance Ltd (NBFC), CFO, Future Choice Water Bottling Group

· Principal Consultant, Nimai, Dubai, Merchant Banking

Have been an investor and guide to start-ups, Certified Counsellor for students, business families and corporates; Advised Groups of the Size from 10 crore to 5000 crores of sales.

Banker from 1997 to 2005,

IT Domain Banking and Treasury expert 2006-08

2008 to Present Corporate Finance, Advisory, Faculty and Start-Up in forex, project funding, fund raising, international finance, trade finance, previously worked in IndusInd Bank, Centurion Bank, ScotiaBank, Fortis Healthcare, Polaris, Reuters, R Systems, Dalmia Cement, Omaxe, Jindal JITF, Hindustan Power



IILM, India

May 1995 - May 1997Always Amongst top 10 students

BCom (Hons)

Delhi University DAV College, India

May 1992 - May 1995

ICFAI-PGDERA- Topper Company Analysis
Schooling Kendriya Vidyalaya, always amongst top 10 students of Class


Kendriya Vidyalaya – Bokaro, Delhi

Amongst Top 10 students

Professional Exams & Certifications

· Leadership Programme Certification for Sr Executives C Class

ISB, Andhra Pradesh, India, Year Of Passing: 2015

· Private Equity, Valuations and Fund Raising

ISB, Andhra Pradesh, India, Year of Passing: 2010

· Treasury Operations

NIBSTC, Delhi, India, Year of Passing: 2001

· Credit Management

NIBSTC, Delhi, India, Year of Passing: 1999

· Credit Management

NIBSTC, Delhi, India, Year of Passing: 1999

· Retail and Wholesale Marketing in Banking

NIBSTC, Delhi, India, Year of Passing: 2000

· PGDERA ICFAI- 1 Equity Research, CFA curriculum

ICFAI, Andhra Pradesh, India, Year of Passing: 1996

Equity Research, Course carved out of

Publications and Research

“Centurion Bank of Punjab- A tale of Two Mergers” (2007), Management Case Studies, Excel Books Pvt Ltd, pg. 123-144(ISBN: 978-81-8424-390-1)

Created Manuals for Risk, Accounts, Treasury SOP’s and Corporate Finance

Blog – Amongst Top 50 Indian Personal Finance Blogs
Blog dkgoelenkash - Since 2008


Japanese Govt Bonds A Handbook
JGB as a market - Its Operations, Importance and Contribution to Revival of the Japanese Economy. Helped the South East Asian Crisis of 1990’s.

Quanto Models

USD INR Quanto Model
12 variables based Quanto Model for establishing a relationship between USD/INR

Aluminum Pricing Forecasting Model

Cement Multiplier establishment with GDP, Thumb Rule of the Industry

Courses Taught / Trainings handled

· Banking and Bank Balance Sheet

· Corporate Insurance and Corporate Balance Sheet

· Business Valuation Pre-Revenue, Initial Revenue, Large Corporate

· Project Finance Infrastructure Finance and Development Banking

· Corporate Banking and Credit Evaluation

· Retail and Online Banking

· ESG Sustainability Rural Automation Environment Social Governance

· Forex Money Market Commodities Equities

· Family Executive Student Coaching

· Start-up and New Business Valuation

· Risk Business Allocation and Geography Derisking

· Strategy for Profit Optimisation and Automation

· International Finance

· Supply Chain and Circular Economy Domain Industry 4 Automation

· Financial Derivatives

· Risk Management

· Stress Testing in Banking, Finance, Corporates and Individuals and Families (Tests and Models)

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