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To RSTJ......Sorry but you are wrong about the reason for the loan. Below is the actual testimony and paper work from the bank. It was stated as a "vacation Loan". Darin came up with that story about a truck/car for Dana much later on.
"
17 BY MS. SHERRI WALLACE:
18 Q. Miss Williams, using this document to
19 refresh your recollection, you can take it. What's the
20 reason for the $5,000 loan?
21 A. When he first came in, he mentioned
22 that --
23
24 MR. JOHN HAGLER: Excuse me. I would
25 object to any hearsay statements by Darin Routier.
Sandra M. Halsey, CSR, Official Court Reporter
2124
1 THE COURT: All right. Let's rephrase
2 the question. Let's phrase our questions properly,
3 please.
4
5 BY MS. SHERRI WALLACE:
6 Q. You can't get into what he said. Just
7 what did you put down as the reason for the $5,000 loan
8 on the application?
9 A. Vacation.
10 Q. Okay. And, do you remember about what
11 time he came in, Miss Williams, that day?
12 A. It was before noon.
13 Q. Okay.
14 A. Yeah. Before noon.
15 Q. Okay. On the second sheet of State's
16 Exhibit No. 1 (sic), do you have indicated on there what
17 time that loan was turned down that day?
18 A. It looks like about 11:47, but I'm not
19 quite certain exactly what time.
20 Q. Did Mr. Routier wait in the bank to
21 see if he got the loan or not?
22 A. No. He left after he signed the loan
23 application.
24 Q. Did you speak to him that day, that
25 Saturday?
Sandra M. Halsey, CSR, Official Court Reporter
2125
1 A. No.
2 Q. What did you do after you received
3 that fax that he was turned down?
4 A. I'm not quite certain if I left a
5 message on Saturday or Monday. I'm not quite certain
6 about that.
7 Q. But did you talk to him on Monday?
8 A. Yes.
9 Q. Okay. What did you tell him at that
10 point?
11 A. I told him I was sorry but the loan
12 was turned down.
13 Q. Miss Williams, you cannot get into
14 what he said, but what was his tone with you?
15
16 MR. RICHARD C. MOSTY: That is
17 speculation, your Honor.
18 THE COURT: I'll sustain the
19 objection.
20 THE WITNESS: His voice.
21 THE COURT: Just a minute, ma'am. The
22 way we do it down here, when I sustain an objection, you
23 have to wait for the next question.
24 THE WITNESS: Oh, I'm sorry.
25 THE COURT: Don't worry about a thing.
Sandra M. Halsey, CSR, Official Court Reporter
2126
1 Now, they will ask you another question, and then they
2 are going to ask you some questions.
3 THE WITNESS: Okay.
4 THE COURT: All right. Go ahead.
5
6 BY MS. SHERRI WALLACE:
7 Q. Miss Williams, was he happy about
8 being turned down?
9
10 MR. RICHARD C. MOSTY: Speculation.
11 THE COURT: I'll sustain the
12 objection.
13 MS. SHERRI WALLACE: Your Honor, she
14 talked --
15 MR. RICHARD C. MOSTY: Your Honor, are
16 we going to argue this out in front of the Court?
17 THE COURT: We're not going to argue
18 it. We are just going to -- just ask the next question.
19
20 BY MS. SHERRI WALLACE:
21 Q. Miss Williams, did you tell him the
22 reason he was turned down?
23 A. Yes.
24 Q. Okay. And, were those -- is that
25 contained on State's Exhibit No. 51?
Sandra M. Halsey, CSR, Official Court Reporter
2127
1 A. Yes.
2 Q. Okay.
3
4 (Whereupon, the following
5 mentioned item was
6 marked for
7 identification only
8 after which time the
9 proceedings were
10 resumed on the record
11 in open court, as
12 follows:)
13
14 BY MS. SHERRI WALLACE:
15 Q. Let me show you what's been marked for
16 identification as State's Exhibit No. 51-A. Is this a
17 code from your bank of those reasons?
18 A. Yes.
19 Q. Okay. If you could look at State's
20 Exhibit 51-A to refresh your recollection. Tell the
21 members of the jury the reason Mr. Routier was turned
22 down for his loan.
23
24 MR. RICHARD C. MOSTY: Your Honor,
25 before we start referring to documents, we need to see
Sandra M. Halsey, CSR, Official Court Reporter
2128
1 the document.
2 THE COURT: All right. If you could
3 show that to the defense, please.
4 MS. SHERRI WALLACE: Yes, sir.
5 MR. RICHARD C. MOSTY: Thank you.
6 MS. SHERRI WALLACE: May I proceed,
7 your Honor?
8 THE COURT: You may.
9
10 BY MS. SHERRI WALLACE:
11 Q. Miss Williams, referring to 51-A,
12 could you tell the jury why Mr. Routier was turned down
13 for this $5,000 loan?
14 A. All four of them?
15 Q. Please.
16 A. Okay. Excessive obligation in
17 relation to income; an excessive amount owed on revolving
18 accounts; and too many new accounts; and delinquent, past
19 or present credit obligations with others.
20 Q. Miss Routier (sic), after you gave him
21 that information -- excuse me.
22 Miss Williams, after you gave Mr.
23 Routier that information, you said that he wanted to try
24 additional collateral and resubmit the loan; is that
25 correct?
Sandra M. Halsey, CSR, Official Court Reporter
2129
1 A. Yes.
2 Q. From his request, did you resubmit the
3 loan with the underwriters?
4 A. Yes.
5 Q. And, what happened that time?
6 A. It was turned down and they -- oh.
7 Q. What were you going to say, Miss
8 Williams?
9 A. The only way that they will approve
10 the loan was if it was CD secured.
11 Q. Okay. And he didn't have that CD or
12 money available? Or he didn't offer that to you, did he?
13 A. No.
14 Q. Okay. When did you give him this
15 information about it being turned down for the second
16 time?
17 A. I'm not quite certain, but it could
18 have been Monday or Tuesday.
19 Q. Tuesday being June the 4th of 1996?
20 A. Yes. Um-hum. (Witness nodding head
21 affirmatively).
22 Q. Okay