Benefits at age 62
james
sextuple cardiac bypass in '07. He is a bedside nurse, but can no longer
do that type of work.
His doctor recommends that needs to be off of his feet and legs. He can
sit down work like case management, but those jobs are very hard to come
by.
Is it possible for him to get medicare benefits, and/or Social security?
Thanks,
jazu
~> Bob <~
I'm sure there are many here who are more knowledgeable, but I'll give
you my 2¢, and what I went through.
He needs to apply for Social Security Disability. He can get the
paper work from them, fill it out with all his doctors,
hospitalizations, etc.
It's a lot of paper work but I didn't find it that confusing.
They also have a website where it can be filled out.
Then they'll call him in to be examined by their doctors and make a
decision.
Some folks get it and some folks have to appeal with the aid of an
attorney.
Me, I was 'lucky' and got it without an appeal, in just four months.
But then I found out my 'luck' meant my health was real bad.
I was on SSI for about 5 months before I got my first SSD check, and
my SSI consisted basically of a rent voucher
and food stamps. My Medicare didn't kick in for 2 ½ years. during
which I got the state Medicaid.
The sooner you get the ball rolling, the sooner you'll get results.
Now hopefully the regulars on here can supplement what I said, and
tell you more.
God bless, and best of luck.
~> Bob <~
be different than what I went through as I was disabled before 62.
I'll be 63 on the 15th, and have been disabled about 3 years.
See, that's what I get for not being able to sleep and being on here
at 4:30 in the morning.
Jack
wrote:
He may file both retirement and disability claims. He can get reduced
retirement benefits as early as 62. If his disability claim is
allowed, the disability benefit portion will kick-in at a higher rate.
Medicare kicks in 24 months after the first month of entitlement to
disability.
~> Bob <~
allowed, the disability benefit portion will kick-in at a higher
rate.
> Medicare kicks in 24 months after the first month of entitlement to
> disability.
I had a 6 month waiting period in addition to the 24 months.
Just Suzie
disability."
Jack, I came here once again to ask you exactly that question. I'm not
clear though, on the "entitlement to disability" part.
Does that mean 24 months after you are approved or 24 months after you
first filed?
(I'm hoping that, since you get back benefits from date of filing,
that's what is considered your entitlement date.)
Jack
<mongo_...@yahoo.com> wrote:
It's 24 months from month of entitlement, not 24 months from month of
onset.
Jack
wrote:
>>"Medicare kicks in 24 months after the first >month of entitlement to
>disability."
>
>Jack, I came here once again to ask you exactly that question. I'm not
>clear though, on the "entitlement to disability" part.
>Does that mean 24 months after you are approved or 24 months after you
>first filed?
Neither.
Your month of entitlement is 5 calendar months after your onset of
disability. The 5 months is called the waiting period.
So if your onset is, e.g., 7/15/07, and you filed shortly thereafter,
your month of entitlement is Jan 2008 and Medicare begins Jan. 2010.
However, no month of entitlement can begin earlier than 12 months
before application month. So if your onset is 7/15/ 07 but you didn't
file until today, 7/6/09, your month of entitlement is July 2008 and
and Medicare begins July 2010.
That's why it's good to file ASAP after you stopped working due to a
medical impairment.
~> Bob <~
after your SS Disability payments begin.
For some reason I had about a 5 or 6 month wait before I got my first
S/S D check once I was approved, and then it was two years from my
first check.
If you only get S/S I, you won't get Medicare, but you get Medicaid.
By the way, I was disappointed to find out Medicare does not pay for
any eyeglasses, dental work, or hearing aids.
Jack
<mongo_...@yahoo.com> wrote:
>I "Googled" this and it is correct that your Medicare begins 2 years
>after your SS Disability payments begin.
Yes, that is your month of entitlement. Medicare starts 24 months
later.
>For some reason I had about a 5 or 6 month wait before I got my first
>S/S D check once I was approved, and then it was two years from my
>first check.
There's a five-month waiting period between date of onset (date that
your first became unable to work) and month of entitlement.
>If you only get S/S I, you won't get Medicare, but you get Medicaid.
Title XVI is a welfare program; the title II programs are entitlement
programs.
Just Suzie
">Your month of entitlement is 5 calendar months after your
>onset of disability. The 5 months is called the waiting
>period.
>So if your onset is, e.g., 7/15/07, and you filed
>shortly thereafter, your month of entitlement is Jan 2008 and
>Medicare begins Jan. 2010.
>However, no month of entitlement can begin earlier than 12
>months before application month. So if your onset is 7/15/
>07 but you didn't file until today, 7/6/09, your month
>of entitlement is July 2008 and and Medicare begins July
>2010.
>That's why it's good to file ASAP after you stopped
>working due to a medical impairment."
I interpreted this to mean that Medicare eligibility begins, basically,
2 years & 5 months after you become disabled or stop working.
>I "Googled" this and it is correct that your Medicare
>begins 2 years after your SS Disability payments begin.
>
>
>Yes, that is your month of entitlement. Medicare starts 24
>months later.
On the other hand, I'm reading this to say that eligibility for Medicare
is 2 years and 5 months after you get your first disability
check--which, of course, could be many months, even a couple of years
after actual disability/ stop work begins.
So, which am I mis-interpreting???
Suze
Jack
wrote:
>Ok, I'm confused.
>
>">Your month of entitlement is 5 calendar months after your
>>onset of disability. The 5 months is called the waiting
>>period.
>>So if your onset is, e.g., 7/15/07, and you filed
>>shortly thereafter, your month of entitlement is Jan 2008 and
>>Medicare begins Jan. 2010.
>>However, no month of entitlement can begin earlier than 12
>>months before application month. So if your onset is 7/15/
>>07 but you didn't file until today, 7/6/09, your month
>>of entitlement is July 2008 and and Medicare begins July
>>2010.
>>That's why it's good to file ASAP after you stopped
>>working due to a medical impairment."
>
>I interpreted this to mean that Medicare eligibility begins, basically,
>2 years & 5 months after you become disabled or stop working.
It will unless you filed your app. more than 17 months after work
stoppage (onset).
>
>
>>I "Googled" this and it is correct that your Medicare
>>begins 2 years after your SS Disability payments begin.
>>
>>
>>Yes, that is your month of entitlement. Medicare starts 24
>>months later.
>
>On the other hand, I'm reading this to say that eligibility for Medicare
>is 2 years and 5 months after you get your first disability
>check--which, of course, could be many months, even a couple of years
>after actual disability/ stop work begins.
>
>So, which am I mis-interpreting???
>
>Suze
>
The two years and five months measurement won't work if you file your
application more than 17 months after onset of disability
Think month of entitlement and you won't get confused. Medicare
begins 24 months after month of entitlement.
Plug in your own numbers from your case or furnish them to this
newsgroup and we'll compute it.
Onset date = ________
Application date = _______
Month of entitlement will be the 6th month after onset month but no
earlier than 12 months before application month.
Medicare begins 24 months after month of entitlement.
________
http://www.ssa.gov/OP_Home/handbook/handbook.15/handbook-1513.html
1513.1 Can you be entitled to benefits retroactively?
(...)
You may be entitled to monthly benefits retroactively for months
before the month you filed an application for benefits. For example,
full retirement age claims and survivor claims may be paid for up to
six months retroactively. In certain cases, benefits involving
disability up to 12 months may be paid retroactively. (...)
(...)
_______
http://www.ssa.gov/OP_Home/handbook/handbook.05/handbook-0501.html
501.1 When are you entitled to disabled worker's benefits?
(...)
Have completed a five-month waiting period, (...)
(...)
_______
http://www.socialsecurity.gov/pubs/10043.html#part3
Medicare
(...)
Before age 65, you are eligible for free Medicare hospital insurance
if:
�You have been entitled to Social Security disability benefits for 24
months; (...)
(...)
Just Suzie
I guess my 'onset' date will be sooner than I thought. I knew the
arthritis would get worse with the coming of cold weather a few months
down the road, so I thought when that time came and the cold caused just
too much more pain and stiffness, that would probably be the time to
pack it in.
When I went to my Dr a month or so ago, she told me that she though
things were at the point that I needed to consider disability.
But the last few days I have had to leave work after just a couple of
hours because my hip is just too painful to be able to sit at my desk
for very long.
I guess, for now, I'll just be off work on sick leave until I see the
new ortho doc at the end of the month.
I'm sure he'll want new x-rays, and maybe a new MRI, since my last of
either was more than a year ago, before my previous ortho doc moved out
of the state.
If he feels the x-rays support disability, I guess I'll go ahead and
file then, which would make my filing date something in the neighborhood
of a month or so after stopping work----which would make my Medicare
eligibility date (assuming I would be approved for SSD) 2 years and 5
months from now, right??
Suze
Jack
wrote:
>Thanks once again Jack.
If you stop work in July, and file application before Feb. 2010, and
SS agrees that your onset date is before August 2, 2009, your month of
entitlement to disability benefits is Jan. 2010 and your Medicare
coverage begins after receiving these benefits for 24 months.
If the established onset date is somewhere August 2-31, and you file
before March 2010, entitlement to DIB begins Feb. 2010.
_________
Do I automatically get Medicare benefits if I'm eligible for
disability benefits?
Answer
We will automatically enroll you in Medicare after you get
disability benefits for two years. (Note: Residents of Puerto Rico or
foreign countries will not receive Part B automatically. They must
elect this benefit.) We start counting the 24 months from the month
you were entitled to receive Disability, not the month when you
received your first check. (snip)