Pop-up Insurance
LaubLove
get pop-up insurance for our 8-ft. Jayco for under $100. We have liability
built into our auto for no cost. But what does everyone do about property
insurance? Our trailer is paid for, so we were just considering NO
INSURANCE...Are we in the minority?
susan
LaubLove <laub...@aol.com> wrote in message
news:19990301112724...@ng137.aol.com...
I would think it would depend on how much your popup is worth.....we paid
cash for ours in 1992....nearly 9,000 dollars but we still carry full
coverage on it. our popup is valued at around 5000 now so we have it
insured for that amount......we live in an area where he get lotsa hail in
the spring and summer and have had the roof replaced before because of hail
damage . insurance does come in handy......
William Moore
insurance
on it. After seeing the threads on this newsgroup, I called my auto insurance
company (Metropolitan) and discovered we could add full comprehensive
and collision coverage for 28.00 every six months, so we just did this last
week. I feel that it is well worth it for the peace of mind...
Regards,
Bill Moore
98 Coleman Sante Fe
Be...@my-dejanews.com
registration I had to have proof of insurance. I added a rider to
my auto coverage for under $60 to get collision and comprehensive
coverage on the pop-up. My homeowner's policy covers the contents.
--
Beth
'99 Coleman Sea Pine
In article <19990301112724...@ng137.aol.com>,
laub...@aol.com (LaubLove) wrote:
> I must have missed the previous postings on this subject. We were unable to
> get pop-up insurance for our 8-ft. Jayco for under $100. We have liability
> built into our auto for no cost. But what does everyone do about property
> insurance? Our trailer is paid for, so we were just considering NO
> INSURANCE...Are we in the minority?
>
-----------== Posted via Deja News, The Discussion Network ==----------
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William Moore
covered for liability while being towed by the insurance coverage of the
tow vehicle, so no proof of insurance is required to register the trailer.
Regards,
Bill Moore
98 Coleman Sante Fe
Hal Wright
trailer on collision and comprehensive.
"8-) Hal
William Moore wrote in message
<36DAADC6...@us.REMOVE.THIS.ibm.NO.SPAM.com>...
>Our trailer also is paid for, and for the first year we didn't have any
>insurance
>on it. After seeing the threads on this newsgroup, I called my auto
insurance
>company (Metropolitan) and discovered we could add full comprehensive
>and collision coverage for 28.00 every six months, so we just did this last
>week. I feel that it is well worth it for the peace of mind...
>
>Bill Moore
>98 Coleman Sante Fe
>
MM
covers the trailer for liability under the car policy but not
collision/comprehensive. We added it as a rider on the car policy for about
$70/yr for $7000 coverage.
Your dealer might be correct but I'd wanna hear it from my insurance agent
too.
In article <OGjkE6lb#GA.107@upnetnews05>, "Hal Wright"
susan
MM <mar...@primenet.com> wrote in message
news:7chaop$8om$6...@nnrp02.primenet.com...
>You might wanna check with your insurance agent. Our car insurance
(Farmer's)
>covers the trailer for liability under the car policy but not
>collision/comprehensive. We added it as a rider on the car policy for about
>$70/yr for $7000 coverage.
>
>Your dealer might be correct but I'd wanna hear it from my insurance agent
>too.
It isnt expensive to have a policy for full coverage on the popup itself.
Ours ran about 120 a year when our popup was brand new for full coverge on a
$9,000 popup. It was well worth it when we had a bad hail storm and had to
have to top replaced......
al...@my-dejanews.com
treat all of my assets the same the popup is no different than my tow vehicle
which I wouldn't think of leaving un-insured.
In article <19990301112724...@ng137.aol.com>,
laub...@aol.com (LaubLove) wrote:
> I must have missed the previous postings on this subject. We were unable to
> get pop-up insurance for our 8-ft. Jayco for under $100. We have liability
> built into our auto for no cost. But what does everyone do about property
> insurance? Our trailer is paid for, so we were just considering NO
> INSURANCE...Are we in the minority?
>
al...@my-dejanews.com
1999 Sunline Solaris 2570
"Nothing comes to sleepers but a dream!"
George Burdo
caused by the trailer to another's property is covered the same as the tow
vehicles (whether or not the trailer has insurance) but damage to the
trailer itself is non-existent. Insurance on the trailer is to protect the
trailer.
George Burdo
Thousand Oaks, CA
al...@my-dejanews.com wrote in message <7chj94$hpk$1...@nnrp1.dejanews.com>...
William Moore
auto policy covered liability, but only while towing, and no coverage
for damage or theft of the trailer itself. I don't believe any auto policy
will cover the theft of your trailer from a campground when it is not
connected to your vehicle.
To me, 28.00 every six months is cheap peace of mind...
Regards,
Bill Moore
98 Coleman Sante Fe
John Klebba
trailer and covers collision and liability at no extra cost. $30 extra per year
covers the trailer for non-collision-related damage or theft.
John K.
Marriottsville, MD
1997 Coleman Sea Pine
Linda
My dealer wanted to sell me insurance for $128 yr. I said no. (I don't
like scare tactics) When I got home, I checked with my auto insurance
carrier. Liability was covered under my policy including the liability if
the trailer broke loose while towing. Comp & Coll (with $100/$500
deductibles, respectively) cost an additional $33 per year. (Camper value
of $4600)
I took the extra coverage for peace of mind, too!
:Linda
Carl Byrns
You may want to verify just what sort of liability coverage you have
through your auto insurance. My understanding is the trailer is covered
by the auto insurance only when connected to the tow vehicle. As an
example: if you back into something with the trailer and cause property
damage, the auto insurance covers it. If the trailer hops off the hitch,
the auto insurance covers that, too. If someone falls while stepping
into or out of the trailer- no coverage. That's what the extra $128 a
year covers. BTW- that's kind of steep- mine is about $56 a year as a
rider to my homeowner's policy. The trailer is considered an extension
of my house, no matter where the trailer actually is.
Personal injury lawsuits cost major bucks to defend so I would consider
liability insurance a mandatory expense.
-Carl
Steve Silverwood
> My dealer pointed out that my auto insurance automatically extends to the
> trailer on collision and comprehensive.
Check that with your insurance carrier, as we found that it isn't always
true.
--
-- //Steve//
Steve Silverwood, KB6OJS
Email: kb6...@gte.net
Home Page: http://home1.gte.net/kb6ojs
AOL IM: "MSF Steve"
EveningSno
trailer if it is BEING towed. If it is parked, then the auto insurance does not
cover it (e.g., comprehensive and collision). Therefore, hail damage, theft,
overturning, etc., had to be covered by a separate "trailer" insurance. It was
added to my auto policy and cost me 77.00 for one year on a 99 coleman Taos
(this was with a 250.00 deductible and actual cash value coverage).
Speedy
out on wt`s over so much ;;;;;;
Steve Silverwood <kb6...@gte.net> wrote in message
news:MPG.118ebdaf6...@news.gte.net...
> In article <OGjkE6lb#GA.107@upnetnews05>, halw...@email.msn.com says...
> > My dealer pointed out that my auto insurance automatically extends to
the
> > trailer on collision and comprehensive.
> > "8-) Hal
>
> Check that with your insurance carrier, as we found that it isn't always
> true.
>
> --
>
F150Owner
policy. If the camper is not on the auto policy, there is no coverage.
Homeowners insurance will cover the camper and contents while parked.
Homeowners also covers the contents of the tow vehicle while parked. I
believe I'm correct, if not please post otherwise.
Be sure to have insurance coverage in the event of catastrophy.
Happy camping,
Duane
99 Jayco 10UD
Please remove STOPSPAM from my email address when replying - Thanks.
susan
mandatory that you have full coverage insurance.........
Michael A Reimers
learned a while back that before you buy get all costs, Storage, Insurance,
Etc.. this way the wife doesn't get mad when a $100 Dollar a month goes to
$200). For the pop-up we are looking at full coverage with a $250.00
comprehensive deductible is $139.20 per year. This is cheap if you
consider the costs of replacing a roof or any other components damaged on
the road.
Mike
Soon to be in a 1999 Damon 2406XLE or 2408XLE
1993 Coleman Colorado Sport
Mark Strawcutter
> Auto insurance will cover the camper while in tow. It is a rider to the auto
> policy. If the camper is not on the auto policy, there is no coverage.
I think it varies from company to company.
Without any rider, my Erie policy covers the camper for liability while
being towed.
> Homeowners insurance will cover the camper and contents while parked.
My Erie homeowners policy covers the camper while parked at the primary
residence (the one the homeowners policy is covering).
It also provides some percentage of the personal property coverage that
applies to my posessions when located away from the primary residence
(like in the camper, or a car, or a hotel room).
> Homeowners also covers the contents of the tow vehicle while parked.
In my case it does. YMMV
> Be sure to have insurance coverage in the event of catastrophy.
I needed to add collision and comprehensive coverage for the camper to
my auto policy to get "complete" coverage. Only a loss can determine for
sure how complete.
Mark Strawcutter
Indiana PA
'97 Coleman Key West
Mark Strawcutter
> I needed to add collision and comprehensive coverage for the camper to
> my auto policy to get "complete" coverage. Only a loss can determine for
> sure how complete.
And so far so good - red squirrel damage over winter covered completely, both
to posessions and camper components.
susan
Michael A Reimers <mare...@ix.netcom.com> wrote in message
news:7g7gr1$h...@sjx-ixn5.ix.netcom.com...
> I just Got a Quote from my insurance agent for a future Pop-up Purchase.
> learned a while back that before you buy get all costs, Storage,
Insurance,
> Etc.. this way the wife doesn't get mad when a $100 Dollar a month goes to
> $200). For the pop-up we are looking at full coverage with a $250.00
> comprehensive deductible is $139.20 per year. This is cheap if you
> consider the costs of replacing a roof or any other components damaged on
> the road.
>
> Mike
>
> Soon to be in a 1999 Damon 2406XLE or 2408XLE
> 1993 Coleman Colorado Sport
Thats about what we paid when our coleman was brand new and we have had
to only use it once to have the top replaaced due to hail damage.....Its a
wise investment at a small cost....
>
>
>
>
>
Steve Silverwood
(Jayco Eagle 8) so probably not an issue, but thanks, we'll check it out.
In article <H9sV2.3314$3F1.1...@news13.ispnews.com>, "Speedy"
<aok(spam)ka...@fbtc.net> says...
--
-- //Steve//