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Pop-Up insurance rates?

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D Fortner

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Mar 12, 2000, 3:00:00 AM3/12/00
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I started a similar line of discussion a month or so ago. GEICO quoted me
$240/year ($250 deductible) for insurance on my new Viking pop-up. After the
discussions on this group I called around and found that with Nationwide I could
save almost $200 a year over what I WAS paying on my vehicles AND they covered
the pop-up for $32/year with a $50 deductible.

Good Luck,
Dave Fortner
'90 Ford F-150 XLT 4x4
'99 Viking 2470ST

Rich Galley wrote:

> What should I expect to pay for insurance on a new pop-up. Does everyone
> insure there trailers. I was quoted $400 a year for our new Jayco Manistee.
> This seems kind of high but I have nothing to judge it by. I Did not have
> time to call around and my current insurance is usually the cheapest.
>
> Thanks
>
> --
> Rich Galley
> 97 Ford Explorer XLT5.0
> 00 Jayco Manistee
> Bra...@ix.netcom.com


Rich Galley

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Mar 14, 2000, 3:00:00 AM3/14/00
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fende...@my-deja.com

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Mar 14, 2000, 3:00:00 AM3/14/00
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Thie insurance on my 98 tracker is $86.00 per year. State Farm insurance


Sent via Deja.com http://www.deja.com/
Before you buy.

Leonard Wilson

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Mar 14, 2000, 3:00:00 AM3/14/00
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whoa, rich, 400? on our new seapine i was told by my ins co
that liability was already covered under our auto policies.
adding comp and col was $48 a year!
leonard

Happy Camperz

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Mar 14, 2000, 3:00:00 AM3/14/00
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> What should I expect to pay for insurance on a new pop-up. Does everyone
> insure there trailers. I was quoted $400 a year for our new Jayco
Manistee.

i am not familiar with that, is it a regular pop-up trailer? Unless it is
a motorhome or big rig, I would say that someone was seriously trying to
rip you off. We paid $20 last year and had complete coverage.

--
_______________
H. Ruttan

happyc...@nospamruttan.com
Remove nospam to reply.

The alt.rv.pop-up-stickers website:
www.ruttan.com/camping/sticker.htm

LtlHippo

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Mar 14, 2000, 3:00:00 AM3/14/00
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<<> What should I expect to pay for insurance on a new pop-up. Does everyone
> insure there trailers. I was quoted $400 a year for our new Jayco
Manistee.

i am not familiar with that, is it a regular pop-up trailer? Unless it is
a motorhome or big rig, I would say that someone was seriously trying to
rip you off. We paid $20 last year and had complete coverage.
>>

We are already covered through liability on our truck whick is nice. We could
get extra insurance for vandalism etc. for $90 a year but we aren't going to
get it. This is State Farm. Popup is Starcraft Venture 2106.

Barb-Animal lover, nature lover, camper, and mom.

Mark Filice

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Mar 14, 2000, 3:00:00 AM3/14/00
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In article <8alcm1$h1h$1...@slb7.atl.mindspring.net>, "Rich Galley"

<bra...@ix.netcom.com> wrote:
>What should I expect to pay for insurance on a new pop-up. Does
everyone
>insure there trailers. I was quoted $400 a year for our new

Rich:

You are going to get numbers all over the board. IMHO, these are
the questions you must find out about when it comes to pop up
(or trailer) insurance (mine is covered by a "Motor Home or
Trailer" endorsement on my auto policy):

When my pop up is parked (i.e. in storage) What does my insurance
cover me for? (mine is covered for fire, theft, flood, vandalism,
collision damage or physical upset)

If I am towing my pop up, how is the liability issue addressed if
I am in an accident, or my pop up comes loose from the tow
vehicle and causes damage? (mine is covered by my property damage
section of my auto policy)

What if I am towing my pop up and it comes loose and subsequently
hurts someone? (mine is covered by my liability section of my
auto policy)

Once I am unhooked and set up at a camp, if someone is hurt in my
pop up (slips, falls, burns, etc.), what coverage do I have? (my
coverage would come from my homeowner's insurance coverage)

Some of the time my pop up is covered by its own coverage (cost
is $56.00 per year).

Some of the time my pop up is covered by my auto policy.

Some of the time my pop up is covered by my homeowner's policy.

It might be best to check with you auto and homewoner's insurance
before taking out additional insurance on your pop up.....

Mark Filice

1999 Starcraft Starflyer

1990 Ford Ranger


* Sent from RemarQ http://www.remarq.com The Internet's Discussion Network *
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Pack Rat

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Mar 14, 2000, 3:00:00 AM3/14/00
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$20 a year for full coverage? What is your deductible? What
make/model/year pop-up do you have? Finally, which insurance co.?

State Farm's quote to me on Friday for a 2000 Coleman Santa Fe:

Liability:
Covered under tow vehicle policy

Collision/Comprehension:
$111.40/year $50 decuctible
$95.60 $100 decuctible
$79.00/year $250 decutctible

/mike
00 Coleman Santa Fe
97 F150 5.4L


"Happy Camperz" <ma...@nospamruttan.com> wrote in message
news:8alhml$5d1$1...@nntp9.atl.mindspring.net...


> > What should I expect to pay for insurance on a new pop-up. Does
everyone

> > insure there trailers. I was quoted $400 a year for our new Jayco
> Manistee.
>
> i am not familiar with that, is it a regular pop-up trailer? Unless it is
> a motorhome or big rig, I would say that someone was seriously trying to
> rip you off. We paid $20 last year and had complete coverage.
>

Ken

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Mar 14, 2000, 3:00:00 AM3/14/00
to
I just talked to my insurance guy. $68 per year. Fire, theft, vandalism,
cover with no deductible. All else $100 deductible. $60,000 liability.
Ken


Macaroon9

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Mar 14, 2000, 3:00:00 AM3/14/00
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we pay about 120/ year for the policy on our new camper.

susan
00utah
98cherokee

LtlHippo

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Mar 14, 2000, 3:00:00 AM3/14/00
to
<<Liability:
Covered under tow vehicle policy

Collision/Comprehension:
$111.40/year $50 decuctible
$95.60 $100 decuctible
$79.00/year $250 decutctible>>

That is bascially what SF told me too.

BethK

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Mar 14, 2000, 3:00:00 AM3/14/00
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In article <8alcm1$h1h$1...@slb7.atl.mindspring.net>,
"Rich Galley" <bra...@ix.netcom.com> wrote:
> What should I expect to pay for insurance on a new pop-up.

Insurance laws and rates vary so much, from state to state and even from
county to county, that it's hard to estimate what you will pay.

I southeast Michigan, I pay $62 every 6 months for full coverage with a
$50 deductible.
--
Beth
'99 Coleman Sea Pine

Happy Camperz

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Mar 14, 2000, 3:00:00 AM3/14/00
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Pack Rat <mbarkley@_NO_SPAM_aracnet.com> wrote in message
news:WEvz4.444$h81....@typhoon.aracnet.com...

> $20 a year for full coverage? What is your deductible? What
> make/model/year pop-up do you have? Finally, which insurance co.?
>

Sorry, looked it up and I was wrong. I pay $18.50. Liability covered
under tow vehicle. Comp and collision covered with $250 deductible. My
company is Nationwide. My trailer is a 1999 Coleman Sea Pine. There you
have it. Of course we lived in Delaware when we paid that and Nationwide
doesn't cover residents of New Jersey, which is where we live now. We are
in the process of re-insuring and our Prudential agent quoted us between
$10 and $30 dollars for slightly better coverage.

LtlHippo

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Mar 14, 2000, 3:00:00 AM3/14/00
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<<The alt.rv.pop-up-stickers website:
www.ruttan.com/camping/sticker.htm>>

The check is in the mail. :)

Happy Camperz

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Mar 14, 2000, 3:00:00 AM3/14/00
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cool!

--
_______________
H. Ruttan

happyc...@nospamruttan.com
Remove nospam to reply.

The alt.rv.pop-up-stickers website:
www.ruttan.com/camping/sticker.htm
LtlHippo <ltlh...@aol.comdotamus> wrote in message
news:20000314153207...@ng-ci1.aol.com...

Ed Ferguson

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Mar 14, 2000, 3:00:00 AM3/14/00
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>I started a similar line of discussion a month or so ago. GEICO
>quoted me $240/year ($250 deductible) for insurance on my new
>Viking pop-up. After the discussions on this group I called
>around and found that with Nationwide I could save almost $200 a
>year over what I WAS paying on my vehicles AND they covered the
>pop-up for $32/year with a $50 deductible.

I suspect you (and anyone else) is better off avoiding GEICO
anyway. I'll not bash them in public, but will be glad to tell my
war story in private e-mail if anyone wants to know. But,
basically I got really shafted and even the state insurance
commissioner agreed (but couldn't allocate staff to fight my
battle since not many of us were victims). I switched to State
Farm, got a better deal, and have been happy with them every
since.

Now, then they call or send me junk mail soliciting me to switch
to them I fill their ears with some unpleasant comments.

Ed


=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-
Ed Ferguson edf...@mindspring.com
http://www.mindspring.com/~edferg

Jim and Linda King

unread,
Mar 15, 2000, 3:00:00 AM3/15/00
to
>I was quoted $400 a year for our new Jayco Manistee.

>Thanks


>
>--
>Rich Galley
>97 Ford Explorer XLT5.0
>00 Jayco Manistee

Even when we had a "full RV policy" with Foremost, we only paid about $200 a
year.
(That was with the replacement cost coverage option).
Linda King
Waiting anxiously for spring
'94 Chevy Astro
'99 Coleman Bayside

CRETEJR

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Mar 15, 2000, 3:00:00 AM3/15/00
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Hi,

We have insurance on the pop-up. It costs us a extra $30.00 a year for it. It
would have been covered under our regular policy, but with a brand new camper,
I wanted the extra protection.

We switched to Travelers because with Nationwide they screwed up my insurance
on my van. They listed as a cargo van, not a conversion. They said I had to
bring it to the district office to have it evaluated( after they had been
insuring it wrong for 4 years). I told them what they could do with their
policy. We were lucky that we never were in a accident, other wise we could
have been out a van. With the new policy, the van is covered properly and the
right coverage for the pop-up.

Nell
1998 Coleman Casa Grande
1999 Chevy Gladiator Conversion Van
NY

Jill & Joe Proehl

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Mar 15, 2000, 3:00:00 AM3/15/00
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Rich:

We pay $32.00/yr. through State Farm for our 1996 Flagstaff 206ST.

Don't know if that's bad or good - for what it's worth!

Jill Proehl
96 Astro
96 Flagstaff 206ST
Fenton, MO (just outside of St.Louis, MO)

Rich Galley wrote:

> What should I expect to pay for insurance on a new pop-up. Does everyone

> insure there trailers. I was quoted $400 a year for our new Jayco Manistee.
> This seems kind of high but I have nothing to judge it by. I Did not have
> time to call around and my current insurance is usually the cheapest.
>

> Thanks
>
> --
> Rich Galley
> 97 Ford Explorer XLT5.0
> 00 Jayco Manistee

> Bra...@ix.netcom.com


Andali

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Mar 17, 2000, 3:00:00 AM3/17/00
to
Rich,
The coverage for pop-up is "partly" covered under your vehicle's
insurance. State Farm only charge me $75 a year for my 1997 Coleman
Westlake. I was kind of surprise and the agent explained to me about the
coverage from my towing vehicle. He might have charged you for a regular RV
which I would think should be expensive.
That is what StateFarm charges me and I am not going to argue.

mario

Rich Galley <bra...@ix.netcom.com> wrote in message
news:8alcm1$h1h$1...@slb7.atl.mindspring.net...

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