Snoopermarket 'Award Cards'
Dan Scorpio
collect off these cards such as to make the (time
consuming and bungling) scheme?
I was stood in the queue at Sainsburys for ages tonight
whilst the woman in front and the check out operator
were frigging about juggling and discussing credit cards,
cashback, receipts, petrol vouchers, various forms of
snoopercards and points vouchers related to same: must
have wasted at least 5 minutes of their time on it (and the
time of the rest of us in the queue).
Personally, I won't have one of the things: they must have
good reasons for persisting with this (rather than just knocking
money off the prices), so what are they?
Maybe I should start shopping at Morrisons or Asda: are
they any quicker there?
peter
<Dan.S...@btinternet.com> stated: -
>What do they actually do with the information they
>collect off these cards such as to make the (time
>consuming and bungling) scheme?
>I was stood in the queue at Sainsburys for ages tonight
>whilst the woman in front and the check out operator
>were frigging about juggling and discussing credit cards,
>cashback, receipts, petrol vouchers, various forms of
>snoopercards and points vouchers related to same: must
>have wasted at least 5 minutes of their time on it (and the
>time of the rest of us in the queue).
>
>Personally, I won't have one of the things: they must have
>good reasons for persisting with this (rather than just knocking
>money off the prices), so what are they?
>
stock control and brand monitoring
>Maybe I should start shopping at Morrisons or Asda: are
>they any quicker there?
Tesco is good - TESCO represents Theresa S. Cohen should anyone be
interested -
Sainsbury is part of the New World Order and should be avoided if
possible
ASDA is run by a guy who is also part of the New World Order and should
be avoided
Co-Op seems ok. Londis (make good boxing pants too)
if you are rich you could try Waitrose as long as you don't mind walking
out with four bags having spent the best part of a hundred quid
>
>
--
peter
Steve Glynn
"peter" <Pe...@pwwatson.demon.co.uk> wrote in message
news:d+6JO9F4...@pwwatson.demon.co.uk...
> In article <aokgcg$92b$1...@knossos.btinternet.com>, Dan Scorpio
> <Dan.S...@btinternet.com> stated: -
> >What do they actually do with the information they
> >collect off these cards such as to make the (time
> >consuming and bungling) scheme?
> >I was stood in the queue at Sainsburys for ages tonight
> >whilst the woman in front and the check out operator
> >were frigging about juggling and discussing credit cards,
> >cashback, receipts, petrol vouchers, various forms of
> >snoopercards and points vouchers related to same: must
> >have wasted at least 5 minutes of their time on it (and the
> >time of the rest of us in the queue).
> >
> >Personally, I won't have one of the things: they must have
> >good reasons for persisting with this (rather than just knocking
> >money off the prices), so what are they?
> >
>
> stock control and brand monitoring
>
Sorry, but you're mistaken. The till handles stock control and brand
monitoring -- as well as printing your purchases on the receipt it passes
the info back to the warehouse and marketing department.
The main reason for loyalty cards (apart from trying to encourage you to
shop at the store again to build up points) is what's called 'Customer
Relationship Management' -- I know about this, because I've done contract
work for one of the main CRM software houses. Essentially, the stores
use CRM software to build up a picture of your shopping habits. Partly
this helps them develop broad customer profiles which helps them plan
special offers and promotions and to work out what to put where in the
store.
However, the real strength of CRM is that it enables the chain, if they know
what they're doing, to produce personalised special offers. Some of it's
obvious -- if, for example, you buy a lot of nappies and baby food, you
might well be interested in receiving details of promotions involving other
related products (baby clothes and toys, and so on). Some of it's a lot
less obvious -- if you regularly buy wine in a certain price range you may,
if you're anything like other customers with similar shopping habits, be
interested in particular food lines, even though you don't seem to be buying
them at the moment.
If they've really got their act together, CRM software can produce
individual special offers. That is, the computer can analyse your shopping
habits and, within set parameters about the value of the offer, send you a
collection of vouchers for offers you'll certainly find attractive -- which
gets you into the store, where, they hope, you'll buy some other things too,
of course -- which may only go to you. One of the large chains who are
streets ahead of the competition with CRM have managed to turn a take-up
rate of about 2% (the industry's expected take-up rate for direct mail
shots) to an unheard-of 80% by doing this.
Banks and the financial services industry use CRM a lot, too. Partly this
enables them to contact you with details of products at a time when they
know you're likely to be receptive (so, for example, if you fit a particular
customer profile, if you change your private health insurance to cover your
new baby, this will trigger, some months later, a mail shot with details of
saving plans to help cover school fees).
More and more, however, they're using CRM to calculate loan rates. That
is, rather than offering a range of ordinary, gold, silver, platinum,
uranium or whatever credit cards, the computer can apply a very complex
scoring system to determine what credit limit and what interest rate to
offer you, and you may well be the only customer in the country who is
offered that particular limit and interest rate.
Steve
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RF
"Steve Glynn" <steve...@ntlworld.com> wrote in message
news:aokt01$njnot$5...@ID-139981.news.dfncis.de...
go out of stock with favourite items.
RF
Tamas Gyursanszky
At the very least, the Supermarkets share the loyalty
card data with the Inland Revenue, and the Public Health
Laboratory Service.
I was interested to see that there are check boxes on the
Clubcard application form, for "kosher", and "halal"..
J=Juden?
Derek
<Dan.S...@btinternet.com> wrote:
>
>Maybe I should start shopping at Morrisons or Asda: are
>they any quicker there?
>
At ASDA you're not delayed by loyalty cards.
It's different there. At ASDA you get held up at certain times of the
day by staff membe^^ colleagues who have just scooped up all the reduced
items they've just put out paying for them at the tills and using their
staff discount cards to get an extra reduction whilst having a right old
natter about their Bert's lumbago with their mate behind the till.
DG
John O
"Dan Scorpio" <Dan.S...@btinternet.com> wrote in message
news:aokgcg$92b$1...@knossos.btinternet.com...
> What do they actually do with the information they
> collect off these cards such as to make the (time
> consuming and bungling) scheme?
> I was stood in the queue at Sainsburys for ages tonight
> whilst the woman in front and the check out operator
> were frigging about juggling and discussing credit cards,
> cashback, receipts, petrol vouchers, various forms of
> snoopercards and points vouchers related to same: must
> have wasted at least 5 minutes of their time on it (and the
> time of the rest of us in the queue).
>
> Personally, I won't have one of the things:
Which things? A woman? Or a check-out operator? I suppose I wouldn't
bother either, since I have nowhere to put them.
>they must have
> good reasons for persisting with this (rather than just knocking
> money off the prices), so what are they?
>
> Maybe I should start shopping at Morrisons or Asda: are
> they any quicker there?
No.
>
>
Steve Glynn
"Tamas Gyursanszky" <hung...@freemail.hu> wrote in message
news:72sdc5oec8no8f3rm...@4ax.com...
Good point about the information sharing, which is maybe worth expanding.
While it's probably a good thing that the PHLS can see the information,
since if there's a product contamination problem they can more easily
contact people who bought products from the contaminated batch, the
Revenue's and HM Customs' powers are a bit more worrying.
If, for example, you are a self-employed painter and decorator who does a
lot of cash jobs that you don't report on your tax return, you are very
ill-advised indeed if you use your loyalty card when you buy your materials
from the local DIY superstore. This is because if you find yourself
under investigation by the Revenue or the VAT you may find yourself trying
to explain why you found it necessary to buy so much paint and wallpaper
last year since, according to your accounts, you appear not to have had that
many jobs at the time.
I don't know if it's true or not, but I've heard stories that the Benefits
Agency and the DFEE are trying to get their hands on loyalty card
information, too, so they can ask people they suspect of fiddling the
benefits system why they regularly spend more at the supermarket than they
receive in Income Support or JSA.
One of our in-house lawyers at the CRM software house I mentioned in an
earlier post posed an interesting question. Life and private health
insurers frequently offer lower premiums to non-smokers and drinkers than
they do to the rest of us. There's thus obviously the temptation to fib
on your application and say you don't smoke or drink, even if you do.
What, he wondered, would be the position if an insurance company tried to
get its hands on your loyalty card information to check, when there's a
claim on the policy, that you haven't been in the habit of regularly buying
large quantities of ciggies and booze? Apparently, while they probably
wouldn't be able to get away with a 'fishing expedition', the law's a bit
unclear if they have good reason to suspect you lied on the original
application about your smoking and drinking.
Steve
---
Outgoing mail is certified Virus Free.
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Dan Scorpio
the 'mainframe' computers will be able to talk to
each other (quite possibly technically - could
certain authorities 'demand' the information? - certainly
HMG seems to be heading this way) then it gets quite
alarming if you sit down and map out what info could
be very rapidly gathered about you via these stupormarket
and other cards.
Just by offering one of these at checkout & paying by
credit card they could dig out where/when you are, bank
a/c details, mugshot (from security camera), what kind of
bog rolls you use - and how many - probable family make
up, etc. etc. (and Sainsburys' latest card links to other
outfits, plus they run a bank - and they all 'talk' to each
other down the wires). Apparently in the US they are
(electronically) monitoring what books people borrow
from libraries & feeding the info to the FBI. Put it all together
with web, email, phone & cellphone monitoring, auto reg
plate recognition etc. and you can build quite a profile - they
get your kids to help out as well by snitching on you at school.
Even banknotes have numbers you know...
Welcome to 1948.
> One of our in-house lawyers at the CRM software house I mentioned in an
> earlier post posed an interesting question. Life and private health
> insurers frequently offer lower premiums to non-smokers and drinkers than
> they do to the rest of us. There's thus obviously the temptation to fib
> on your application and say you don't smoke or drink, even if you do.
>
>
Not illegal is it?
> What, he wondered, would be the position if an insurance company tried to
> get its hands on your loyalty card information to check, when there's a
> claim on the policy, that you haven't been in the habit of regularly
buying
> large quantities of ciggies and booze?
Exactly: what's to stop them swapping info reciprocally?
They would certainly try to get out of paying up if their
'loss adjuster' (what a euphemism) could get some
'evidence' on you.
> Apparently, while they probably
> wouldn't be able to get away with a 'fishing expedition', the law's a bit
> unclear if they have good reason to suspect you lied on the original
> application about your smoking and drinking.
>
>
As said above, not illegal - but the fact that they may
be able to 'prove' that you buy 143 packets of Durex
a week might is far more sinister and would go down
badly against you if you happen to contract AIDs -
esp if you're a catholic...
Derek
<Dan.S...@btinternet.com> wrote:
>Just by offering one of these at checkout & paying by
>credit card they could dig out where/when you are, bank
>a/c details, mugshot (from security camera), what kind of
>bog rolls you use - and how many - probable family make
>up, etc. etc. (and Sainsburys' latest card links to other
>outfits, plus they run a bank - and they all 'talk' to each
>other down the wires). Apparently in the US they are
>(electronically) monitoring what books people borrow
>from libraries & feeding the info to the FBI. Put it all together
>with web, email, phone & cellphone monitoring, auto reg
>plate recognition etc. and you can build quite a profile - they
>get your kids to help out as well by snitching on you at school.
>Even banknotes have numbers you know...
>Welcome to 1948.
>
Thank you, it was just beginning to dawn on us that we're reliving 1948,
(25% of heart attack victims can't get to see a cardiologist etc etc ).
Have you read Fanimal Harm by Gorgiou R Well? ;-)
>
>> One of our in-house lawyers at the CRM software house I mentioned in an
>> earlier post posed an interesting question. Life and private health
>> insurers frequently offer lower premiums to non-smokers and drinkers than
>> they do to the rest of us. There's thus obviously the temptation to fib
>> on your application and say you don't smoke or drink, even if you do.
>>
>>
>Not illegal is it?
>
Yes it is.(Obtaining a pecuniary advantage by deception).
>
>> What, he wondered, would be the position if an insurance company tried to
>> get its hands on your loyalty card information to check, when there's a
>> claim on the policy, that you haven't been in the habit of regularly
>buying
>> large quantities of ciggies and booze?
>
>Exactly: what's to stop them swapping info reciprocally?
>They would certainly try to get out of paying up if their
>'loss adjuster' (what a euphemism) could get some
>'evidence' on you.
>
>
>> Apparently, while they probably
>> wouldn't be able to get away with a 'fishing expedition', the law's a bit
>> unclear if they have good reason to suspect you lied on the original
>> application about your smoking and drinking.
>>
It would be enough if you died of lung cancer, or cirrhosis.
>>
>As said above, not illegal - but the fact that they may
>be able to 'prove' that you buy 143 packets of Durex
>a week might is far more sinister and would go down
>badly against you
A chance would be a fine thing!
>if you happen to contract AIDs, esp if you're a catholic...
Shaggers of the worst kind.
DG
The Dark Magus
<Dan.S...@btinternet.com> wrote:
>Apparently in the US they are
>(electronically) monitoring what books people borrow
>from libraries & feeding the info to the FBI.
Can you provide any references to that?
>Put it all together
>with web, email, phone & cellphone monitoring, auto reg
>plate recognition etc. and you can build quite a profile - they
>get your kids to help out as well by snitching on you at school.
>Even banknotes have numbers you know...
"There's no way to rule innocent men. The only power any
government has is the power to crack down on criminals.
Well, when there aren't enough criminals, one makes them.
One declares so many things to be a crime that it becomes
impossible to live without breaking laws."
--Ayn Rand, "Atlas Shrugged"
>Welcome to 1948.
Welcome to Hell.
>> One of our in-house lawyers at the CRM software house I mentioned in an
>> earlier post posed an interesting question. Life and private health
>> insurers frequently offer lower premiums to non-smokers and drinkers than
>> they do to the rest of us. There's thus obviously the temptation to fib
>> on your application and say you don't smoke or drink, even if you do.
>Not illegal is it?
You will get caught at autopsy and then the insurance company only has
to return the premiums.
>Exactly: what's to stop them swapping info reciprocally?
They are not competent enough. More than likely they will screw the
data up and you will end up with a "Brazil" environment.
BTW, what an irony that Brazil was produced by a Brit - or that
Clockwork Orange was written by a Brit or "1984", "Brave New World",
The Road To Serfdom" - all written by Brits. They knew first hand
something was terribly wrong as the leftists took over all the major
institutions gradually.
The Dark Magus
---
Mass murders have one thing in common - they happen in places
where people are forced to be disarmed, like schools. You don't
ever hear about shootings at NRA conventions and gun shows.
The Dark Magus
wrote:
>Have you read Fanimal Harm by Gorgiou R Well? ;-)
One of the most prophetic books to come from the Unfree Kingdom.
RF
Really? What are the libraries doing *having* those books? And how would the
FBI check on books bought with cash? I don't believe it.
> Put it all together
> with web, email, phone & cellphone monitoring, auto reg
> plate recognition etc. and you can build quite a profile - they
> get your kids to help out as well by snitching on you at school.
> Even banknotes have numbers you know...
> Welcome to 1948.
>
>
> > One of our in-house lawyers at the CRM software house I mentioned in an
> > earlier post posed an interesting question. Life and private health
> > insurers frequently offer lower premiums to non-smokers and drinkers
than
> > they do to the rest of us. There's thus obviously the temptation to
fib
> > on your application and say you don't smoke or drink, even if you do.
> >
> >
> Not illegal is it?
>
>
> > What, he wondered, would be the position if an insurance company tried
to
> > get its hands on your loyalty card information to check, when there's a
> > claim on the policy, that you haven't been in the habit of regularly
> buying
> > large quantities of ciggies and booze?
>
> Exactly: what's to stop them swapping info reciprocally?
> They would certainly try to get out of paying up if their
> 'loss adjuster' (what a euphemism) could get some
> 'evidence' on you.
And how would they prove if you or your wife was the smoker, based just on
the above info? Or wouldn't it be obvious from the nicotine stains on the
hands. Or howabout keeping them in 24 custody and see if they break out in a
sweat because they can't smoke?
RF
Dan Scorpio
"The Dark Magus" <sp...@spam.com> wrote in message
news:3daf3440....@news-server.houston.rr.com...
> On Thu, 17 Oct 2002 16:17:49 +0000 (UTC), "Dan Scorpio"
> <Dan.S...@btinternet.com> wrote:
>
>
> >Apparently in the US they are
> >(electronically) monitoring what books people borrow
> >from libraries & feeding the info to the FBI.
>
> Can you provide any references to that?
>
>
> >Put it all together
> >with web, email, phone & cellphone monitoring, auto reg
> >plate recognition etc. and you can build quite a profile - they
> >get your kids to help out as well by snitching on you at school.
> >Even banknotes have numbers you know...
>
> "There's no way to rule innocent men. The only power any
> government has is the power to crack down on criminals.
> Well, when there aren't enough criminals, one makes them.
> One declares so many things to be a crime that it becomes
> impossible to live without breaking laws."
> --Ayn Rand, "Atlas Shrugged"
>
> >Welcome to 1948.
>
> Welcome to Hell.
>
>
Yes: the very rights and freedoms our 'liberal democracies' would claim
to fight to protect and uphold are those which they underminedaily in
supposed furtherance of our well being.
Welcome to the Hall of Mirrors.
(Oh, and for the benefit of a previous poster, Orwell originally entitled
'1984': '1948' - but he thought that was a bit too near the bone/publication
date...)
> >> One of our in-house lawyers at the CRM software house I mentioned in an
> >> earlier post posed an interesting question. Life and private health
> >> insurers frequently offer lower premiums to non-smokers and drinkers
than
> >> they do to the rest of us. There's thus obviously the temptation to
fib
> >> on your application and say you don't smoke or drink, even if you do.
>
> >Not illegal is it?
>
> You will get caught at autopsy and then the insurance company only has
> to return the premiums.
>
> >Exactly: what's to stop them swapping info reciprocally?
>
> They are not competent enough. More than likely they will screw the
> data up and you will end up with a "Brazil" environment.
>
>
Although I generally share your view on the competence of
unwieldy organisations, they usually get there in the end albeit
with the expenditure of excessive money and man hours: 'money
doesn't talk, it swears'.
> BTW, what an irony that Brazil was produced by a Brit - or that
> Clockwork Orange was written by a Brit or "1984", "Brave New World",
> The Road To Serfdom" - all written by Brits. They knew first hand
> something was terribly wrong as the leftists took over all the major
> institutions gradually.
>
>
Oh yes, we might be a bit brighter than we appear at first sight. The
world's greatest poet was a Brit as well... ...and guess where the
Industrial
Revolution came from (and a few other things).
Dan Scorpio
"RF" <spa...@thatsmybusiness.xyz> wrote in message
news:K4Hr9.5507$zz6.36...@news-text.cableinet.net...
Well, I don't exactly know what particular books you mean, but
in a decent library you can get access to books on almost anything
either direct or by regional loan. Google will tell you about the FBI
library borrower trawls.
> And how would the
> FBI check on books bought with cash? I don't believe it.
>
>
That's a different point to libraries - but I can tell you how it
could be proven that you bought a particular book from a
book shop with cash if you are really interested: try working
it out for yourself first as an interesting exercise (the clues are
in this thread - and it's not a matter of belief, but deduction)
Well, they could just ask: point is that the info off the snoop card
clues them up on what to ask (see below).
Frank Matthews
The Dark Magus wrote:
> On Thu, 17 Oct 2002 16:17:49 +0000 (UTC), "Dan Scorpio"
> <Dan.S...@btinternet.com> wrote:
>>Apparently in the US they are
>>(electronically) monitoring what books people borrow
>
>>from libraries & feeding the info to the FBI.
> Can you provide any references to that?
It's a bit off but close. What happened was that the police obtained
subpoenas for library records and the sales records of bookstores
frequented by one of their targets. Frankly I don't know of an eventual
result.
Frank Matthews
Steve Glynn
> On Thu, 17 Oct 2002 18:48:39 +0100, Derek <use...@miniac.demon.co.uk>
> wrote:
>
> >Have you read Fanimal Harm by Gorgiou R Well? ;-)
>
> One of the most prophetic books to come from the Unfree Kingdom.
>
Anyway, Ole Dork Bawb, tell us why you consider Animal Farm a prophetic book
about the UK rather than a satire on Stalin's Soviet Union (which is what
Orwell thought he'd written).
Steve Glynn
"RF" <spa...@thatsmybusiness.xyz> wrote in message
news:K4Hr9.5507$zz6.36...@news-text.cableinet.net...
. Apparently in the US they are
> > (electronically) monitoring what books people borrow
> > from libraries & feeding the info to the FBI.
>
> Really? What are the libraries doing *having* those books? And how would
the
> FBI check on books bought with cash? I don't believe it.
>
Obviously no one can check on a cash transaction, but there is no reason --
at least from the technological p.o.v. -- why someone couldn't readily
discover what purchases I've made this week by using my credit card, nor why
they shouldn't be able to discover which books I've borrowed from my local
library by consulting the library's computerised lending record.
Smithy
"Dan Scorpio" <Dan.S...@btinternet.com> wrote in message
news:aomnrb$g9f$1...@venus.btinternet.com...
<snip>
> > Good point about the information sharing, which is maybe worth
expanding.
> > While it's probably a good thing that the PHLS can see the information,
> > since if there's a product contamination problem they can more easily
> > contact people who bought products from the contaminated batch, the
> > Revenue's and HM Customs' powers are a bit more worrying.
> >
> > If, for example, you are a self-employed painter and decorator who does
a
> > lot of cash jobs that you don't report on your tax return, you are very
> > ill-advised indeed if you use your loyalty card when you buy your
> materials
> > from the local DIY superstore. This is because if you find yourself
> > under investigation by the Revenue or the VAT you may find yourself
trying
> > to explain why you found it necessary to buy so much paint and wallpaper
> > last year since, according to your accounts, you appear not to have had
> that
> > many jobs at the time.
Hardly "worrying"! If some fiddling freeloading self-employed fraudster is
found out by allowing the tax authorities access to loyalty card records I'm
sure most of us tax-payers will give a cheer. This isn't a victimless
rime - every time your local hospital closes a ward because of lack of
funds think of the "likeable rogues" who put money that should go to the
community into their own pockets. Hanging's too good for them.
peter
<mike.s...@NOSPAMvirgin.net> stated: -
likeable rogues like the government which wastes billions and then
shrugs its collective shoulders and raises tax yet again - grow up - the
British tax take is getting on for 45 per cent and a huge percentage of
that is thrown away on idiotic projects such as the European Union which
takes 1.8 million an hour - 24/7 / 365
--
peter
Steve Glynn
Sorry to piggy-back, but I can't see Smithy's original post on my news
server.
Smithy's post raises the old argument 'if you're innocent you've got nothing
to hide', which is true as far as it goes, but I'm still not sure I'd like
people trawling through my bank records, shopping records, and so on, any
more than I'd like them opening my mail or listening to my phone calls. I
can see circumstances in which this is necessary, but they should be very
strictly limited, and in my experience most investigatory departments will,
when asked what powers do you need, reply 'more', just as any government
department will reply 'lots more' if asked how much money it needs.
If the VAT decide to do a random inspection on me, I'm not sure I want
someone looking through my supermarket records and knowing how much vodka I
drink. Ditto if I need to claim income support or JSA.
My mother-in-law, for example, is in receipt of several means tested
benefits. Her actual income is greater than her benefits, since her three
children all voluntarily subsidise her (and gifts are not, AFAIK, counted as
income for these purposes). Her apparent expenditure at the supermarket is
far more than even her subsidised income, since she gets a lift to the
supermarket with a friend of hers once a week, where she does not only her
shopping but shops for several even more elderly and more disabled friends,
and uses her loyalty card for the lot.
Imagine this 70-something year-old-lady trying to explain all this to some
inspector or other, and her friends all having to confirm it.
The Dark Magus
<steve...@ntlworld.com> wrote:
>the old argument 'if you're innocent you've got nothing
>to hide', which is true as far as it goes,
Try convincing Richard Jewell of that.
The Dark Magus
---
"We have no more time to listen to fulminating feminists, proselytizing
poofters, the environmentally ill, devotees of diversity, sycophants of
sensitivity, academic acolytes of armament atrophy, multilateralist UN
worshippers, and assorted other politically correct castrati. What we need
in this dangerous world of terror are legions of old school down-and-dirty
he-man fighters hallmarked by World War Two’s Seventh Infantry Division that
"went into battle with stakes lashed to the sides of their tanks; upon each
stake was the impaled head of a Japanese soldier."
-G. Gordon Liddy