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An insurance company is an organization that sells insurance policies and assures security for the client or administrator. Insurance companies are in the business of providing financial protection against risks involved in property, houses and health. They make profits from the premiums paid by their clients. This money is technically termed "float," and the success of an insurance company will depend on the success of its floats. If the floats are successful, the company will profit even if it pays back the entire amount it has received in premium.