buyer sends unsigned money order, then stops responding to email
Erik Neumeier
I sold a $50 item, buyer wins it and everything goes normally at first.
He has little feedback but what there is is all positive from
high-volume sellers.
The money order doesn't look fake, it has all the correct security
features and all. I guess he hoped I would ship the item before
noticing the money order wasn't signed? Then I would assume
try to get a refund on the money order. But is it even possible to
do that?
I emailed him back saying he didn't sign the MO, saying I'd send
it back to him, have him sign it, and then send it back to me. Tried
email and contacing through ebay directly. No response for over a
week now from him.
Has anyone dealt with this sort of thing? What if he shows up a
month from now and wants to know where his item is? Meaning, should
I keep this useless MO in perpetuity? Should I just send it back to his
delivery address with no acknowledgement from him? Destroy it?
Pfeister
"Erik Neumeier" <erik-n...@hotmail.com> wrote in message
news:pqnca29osufjsscj6...@4ax.com...
Possibly the reason that they aren't answering emails is that they are
on vacation. This probably isn't the right answer, but I think I would
have just signed his name and sent it through. You don't sign anything
when you buy a money order, so there is no signature to match up
when it is cashed in and the buyer never sees it again.
Rick Merrill
FWIW, that sounds like darned good advice to me and that is what I would
do if I were in your situation.
David RL Gärtner, RMT
<rick0....@NOSPAMgmail.com> choked out these words:
me three.
--
I will not be posting here again
with the exception of
all the times I post here again
-Bertha, AMOE 06/27/06
Ignoramus28437
not even have to be his.
i
rjn
> Just sign it yourself, ...
That's a bit risky in any case, but especially so in this
case, as the seller has already sent evidence to the
buyer that the MO was unsigned.
Before taking further action, the seller needs to get
some advice on how to handle unsigned MOs. At this
point, most of the alternatives either cost more money
or add new risks to the situation.
I'd like to see some discussion of how to handle it
before the seller notifies the buyer of the lack of
signature. In many cases, the buyers are simply
unaware that they need to sign the thing.
--
Regards, Bob Niland mailto:na...@ispname.tld
http://www.access-one.com/rjn email4rjn AT yahoo DOT com
NOT speaking for any employer, client or Internet Service Provider.
BrotherBart
>I emailed him back saying he didn't sign the MO, saying I'd send
>it back to him, have him sign it, and then send it back to me. Tried
>email and contacing through ebay directly. No response for over a
>week now from him.
>Has anyone dealt with this sort of thing? What if he shows up a
>month from now and wants to know where his item is? Meaning, should
>I keep this useless MO in perpetuity? Should I just send it back to his
>delivery address with no acknowledgement from him? Destroy it?
I would present the money order for payment as-is with just your endorsement
on the back. I would not put anything on that signature line on the front
and open myself up for a forgery rap.
You don't say, but it should have you as the payee on that line on the front
and it should cash just fine once you show identification proving that you
are said payee.
Don Lancaster
I'd just go with the odds and sign the damn thing.
--
Many thanks,
Don Lancaster voice phone: (928)428-4073
Synergetics 3860 West First Street Box 809 Thatcher, AZ 85552
rss: http://www.tinaja.com/whtnu.xml email: d...@tinaja.com
Please visit my GURU's LAIR web site at http://www.tinaja.com
rjn
> I'd just go with the odds and sign the damn thing.
Had the seller asked in amoe before making the admission,
that would be my inclination as well (pending further advice).
After all, the MO was sent by the buyer, made out to the
seller, for the precise amount of the auction. They may even
have memorialized the payment via [PayNow].
Of course, another avenue apparently not yet explored here
is pulling CI and making the call.
Possible alternative given the present mess: once the buyer
comes back from Disney World, tell the them to cut and send
another MO, signed this time, and that seller will endorse the
first one back to the buyer, and enclose it with the item.
If they balk, open a UID to get their attention.
caro...@aol.com
Don Lancaster wrote:
> rjn wrote:
> > Ignoramus28437 wrote:
> >
> >
> >>Just sign it yourself, ...
> >
> >
> > That's a bit risky in any case, but especially so in this
> > case, as the seller has already sent evidence to the
> > buyer that the MO was unsigned.
> >
> > Before taking further action, the seller needs to get
> > some advice on how to handle unsigned MOs. At this
> > point, most of the alternatives either cost more money
> > or add new risks to the situation.
> >
> > I'd like to see some discussion of how to handle it
> > before the seller notifies the buyer of the lack of
> > signature. In many cases, the buyers are simply
> > unaware that they need to sign the thing.
> >
> > --
> > Regards, Bob Niland mailto:na...@ispname.tld
> > http://www.access-one.com/rjn email4rjn AT yahoo DOT com
> > NOT speaking for any employer, client or Internet Service Provider.
> >
>
> I'd just go with the odds and sign the damn thing.
>
>
>
> --
> Many thanks,
>
> Don Lancaster voice phone: (928)428-4073
>
RIGHT ON sign it or not does not matter - scribble something - over
time I have received some checks unsigned - just put them in the bank
unsigned - never had one come back - banks don't check signatures -
don't even look at them - unless the amt is very large -- DON'T BELIEVE
ME - just write yourself a check for a few bucks and don't sigh it and
deposit it to your account
Erik Neumeier
I asked my bank about this without actually presenting the money order
to them--they were quite clear money orders need to be signed by the
buyer.
The buyer did write my name as the payee. He just didn't sign or write
in his address.
Since my first post I've called MoneyGram and asked them to check the
validity of the money order. The control number on the left side of the
MO is valid and in their computer system, but she wasn't able to verify
the amount, saying that the amount hasn't registered in their system
yet.
I think that signing the thing in the buyer's name is not the smart
thing to do--I don't know forgery law at all and I'm not about to chance
it. As you said naming myself as the buyer sounds somewhat less
improper. If and when I can get 100% verification I think that's what
I'll do. Then I can ship and be done with this.
Tony Cooper
>RIGHT ON sign it or not does not matter - scribble something - over
>time I have received some checks unsigned - just put them in the bank
>unsigned - never had one come back - banks don't check signatures -
>don't even look at them - unless the amt is very large -- DON'T BELIEVE
>ME - just write yourself a check for a few bucks and don't sigh it and
>deposit it to your account
The only check I've had questioned because of signature was one I made
out for under $50. I had a cast on my wrist, and my normally
indecipherable scrawl was so legible that the bank questioned it.
--
Tony Cooper
Orlando, FL
Tony Cooper
<erik-n...@hotmail.com> wrote:
>On Sat, 01 Jul 2006 15:08:25 GMT, "BrotherBart"
><Broth...@donwantnostinkingmail.net> wrote:
>
>>Erik:
>>
>>>I emailed him back saying he didn't sign the MO, saying I'd send
>>>it back to him, have him sign it, and then send it back to me. Tried
>>>email and contacing through ebay directly. No response for over a
>>>week now from him.
>>
>>>Has anyone dealt with this sort of thing? What if he shows up a
>>>month from now and wants to know where his item is? Meaning, should
>>>I keep this useless MO in perpetuity? Should I just send it back to his
>>>delivery address with no acknowledgement from him? Destroy it?
>>
>>I would present the money order for payment as-is with just your endorsement
>>on the back. I would not put anything on that signature line on the front
>>and open myself up for a forgery rap.
>>
>>You don't say, but it should have you as the payee on that line on the front
>>and it should cash just fine once you show identification proving that you
>>are said payee.
>>
>>
>
>I asked my bank about this without actually presenting the money order
>to them--they were quite clear money orders need to be signed by the
>buyer.
What do you expect the bank to say when questioned? Of course they
are going to give you the letter of the law. Whether or not they
actually care is another story.
I'd put it through and not give it another thought.
Lumpy
If it clears, ship the widget.
Lumpy
--
You Played on Lawrence Welk?
Yes but no blue notes. Just blue hairs.
www.lumpyguitar.net
TyMeDwn1st
wrote:
My credit union's item-processing department handles thousands of checks daily,
and I've no doubt some errors slip through, but we check to be sure items are
signed, items are endorsed, and that the written and numerical amounts match.
Unsigned and unendorsed items get returned; any discrepancy in written and
numerical amounts is resolved in favor of the *written* amount, which is the
legally binding amount.
--
Ty
Who is mostly just a
slightly skewed
Donna Reed
"Necessity is the plea of every infringement of human freedom.
It is the argument of tyrants; it is the creed of slaves."
~~ William Pitt
TyMeDwn1st
wrote:
That would be my advice as well, for what it's worth. The worst that can happen
is that the bank sends it back to you as lacking a proper signature, which will
put you right where you are now.
wate...@financier.com
get my neighbor drunk, and have her sign it,
after we....of course
then i'm really off the hook, for forgery
this, my last post, will self-destruct in 365 days
waterboy
Mac
If this worries you, mail it back to the buyer and ask for signature.
Otherwise, put a little scribble in the sig area and cash it.
Mac
Ignoramus28437
> rjn wrote:
>> Ignoramus28437 wrote:
>>
>>
>>>Just sign it yourself, ...
>>
>>
>> That's a bit risky in any case, but especially so in this
>> case, as the seller has already sent evidence to the
>> buyer that the MO was unsigned.
>>
>> Before taking further action, the seller needs to get
>> some advice on how to handle unsigned MOs. At this
>> point, most of the alternatives either cost more money
>> or add new risks to the situation.
>>
>> I'd like to see some discussion of how to handle it
>> before the seller notifies the buyer of the lack of
>> signature. In many cases, the buyers are simply
>> unaware that they need to sign the thing.
>>
>
>
And the money order does belong to the person signing. There is no
fraud involved. Some people use blank money orders as quasi cash.
i
caro...@aol.com
YEARS AGO I won a lot of $$$ betting folks I could sign one of their
check "Mickey Mouse" and it would go thru - they all did
> Orlando, FL
Don Lancaster
Spehro Pefhany
<d...@tinaja.com> wrote:
>caro...@aol.com wrote:
>> Tony Cooper wrote:
>>
>>>On 1 Jul 2006 09:19:28 -0700, caro...@aol.com wrote:
>>>
>>>
>>>>RIGHT ON sign it or not does not matter - scribble something - over
>>>>time I have received some checks unsigned - just put them in the bank
>>>>unsigned - never had one come back - banks don't check signatures -
>>>>don't even look at them - unless the amt is very large -- DON'T BELIEVE
>>>>ME - just write yourself a check for a few bucks and don't sigh it and
>>>>deposit it to your account
>>>
>>>The only check I've had questioned because of signature was one I made
>>>out for under $50. I had a cast on my wrist, and my normally
>>>indecipherable scrawl was so legible that the bank questioned it.
>>>
>>>
>>>--
>>>
>>>
>>>Tony Cooper
>>
>>
>> YEARS AGO I won a lot of $$$ betting folks I could sign one of their
>> check "Mickey Mouse" and it would go thru - they all did
>>
>>>Orlando, FL
>>
>>
>Probably works in Anaheim CA as well.
Not after all the rubber checks that bloody mouse passed all over
Orange County.
Best regards,
Spehro Pefhany
--
"it's the network..." "The Journey is the reward"
sp...@interlog.com Info for manufacturers: http://www.trexon.com
Embedded software/hardware/analog Info for designers: http://www.speff.com
Tony Cooper
@aol.com> wrote:
>Don Lancaster wrote:
>
>> I'd just go with the odds and sign the damn thing.
>
>Yep! Endorse the damn thing and deposit it. There's a 99.999% chance that
>it will be cashed just fine.
99.999% chance? Are you trying to scare the OP? Where is it going to
be noticed that the signature is not authentic? Unlike a check, it
isn't returned to the sender. Unlike a check, there's no bank that
might check signatures.
gamer
> Don Lancaster wrote:
>
>> I'd just go with the odds and sign the damn thing.
>
>
> Yep! Endorse the damn thing and deposit it. There's a 99.999% chance
> that
> it will be cashed just fine.
>
>
>
and that's a safer bet than payment via Paypal.
Don Lancaster
The ONLY two major corporations to totally screw me on consulting work
were Motorola (normal and expected, of course) and Mousewitz.
Don Lancaster
> rjn wrote:
>
>> Had the seller asked in amoe before making the admission,
>> that would be my inclination as well (pending further advice).
>> After all, the MO was sent by the buyer, made out to the
>> seller, for the precise amount of the auction. They may even
>> have memorialized the payment via [PayNow].
>>
>> Of course, another avenue apparently not yet explored here
>> is pulling CI and making the call.
>>
>> Possible alternative given the present mess: once the buyer
>> comes back from Disney World, tell the them to cut and send
>> another MO, signed this time, and that seller will endorse the
>> first one back to the buyer, and enclose it with the item.
>> If they balk, open a UID to get their attention.
>
>
> so overcomplicated? Deposit it, send the merchandise, and move on with
> your
> life. In the unlikely event it gets denied you then deal with it. I never
> could figure out why people get so excited about pocket change? You would
> think they were paying off the national debt or something.
>
>
With their 30:1 SBR, their total costs on a $50 sale should be $1.67
http://www.tinaja.com/glib/ebaysell.pdf
>
>
>
>
>
> Rita
>
With their 30:1 SBR, their exposed costs on a $50 sale are $1.60.
Lumpy
> The ONLY two major corporations to
> totally screw me on consulting work
> were Motorola (normal and expected,
> of course) and Mousewitz.
Mine was catholic hospital corporations.
Lumpy
--
How do you do an AM radio voice?
Doesn't really matter. Nobody listens to AM.
www.lumpyvoice.net
bl...@adelphia.com
wrote:
>caro...@aol.com wrote:
>> Tony Cooper wrote:
>>
>>>On 1 Jul 2006 09:19:28 -0700, caro...@aol.com wrote:
>>>
>>>
>>>>RIGHT ON sign it or not does not matter - scribble something - over
>>>>time I have received some checks unsigned - just put them in the bank
>>>>unsigned - never had one come back - banks don't check signatures -
>>>>don't even look at them - unless the amt is very large -- DON'T BELIEVE
>>>>ME - just write yourself a check for a few bucks and don't sigh it and
>>>>deposit it to your account
>>>
>>>The only check I've had questioned because of signature was one I made
>>>out for under $50. I had a cast on my wrist, and my normally
>>>indecipherable scrawl was so legible that the bank questioned it.
>>>
>>>
>>>--
>>>
>>>
>>>Tony Cooper
>>
>>
Once a buyer sent a postal money order and made it out to the name of
my street instead of my actual name. Incredibly, he refused to replace
the money order, replying in broken English that I would cash them
both and cheat him somehow. He never did pay, I never returned the bum
MO either so for all I know he lost his money. Negged him, relisted,
sold. Or was it a bogus MO?. Never heard of anybody pulling a scam for
20 bucks and on a Federal MO too. But who knows.PO wouldnt let me fake
it either. Had he simply left the thing blank I'd have been fine.
Kris Baker
"Impy" <kraig....@gmail.com> wrote in message
news:1151854679....@75g2000cwc.googlegroups.com...
>I found a couple of completely blank money orders for over 500 dollars
> a few years back. Waited 30 days after posting a found ad. Filled them
> out and cashed them in.
>
> Is that wrong?
If you're comfortable with it, I guess it's OK. I'd have
contacted the company who issued them, and had
them cancelled.
Kris
R. Totale
>I found a couple of completely blank money orders for over 500 dollars
>a few years back. Waited 30 days after posting a found ad. Filled them
>out and cashed them in.
>
>Is that wrong?
I think those were mine! Tell me where you found them, and I'll let
you know for sure. If they were. you can make it right by returning
my $1000. I'll even give you a $50 reward for your honesty. Thanks
in advance!
caro...@aol.com
Lumpy wrote:
> Don Lancaster wrote:
> > The ONLY two major corporations to
> > totally screw me on consulting work
> > were Motorola (normal and expected,
> > of course) and Mousewitz.
>
> Mine was catholic hospital corporations.
>
>
> Lumpy
> --
I LOST A FEW $$$$ but in thinking back, when they didn't pay me they
got their moneys worth - we all think we know it all - just look in
the mirror and tell yourself that - then laugh your brains out
Flatch U. Lance
"Erik Neumeier" <erik-n...@hotmail.com> wrote in message
news:pqnca29osufjsscj6...@4ax.com...
>I figure this guy is a scammer but I'm not quite sure what the scam is.
> I sold a $50 item, buyer wins it and everything goes normally at first.
> He has little feedback but what there is is all positive from
> high-volume sellers.
>
> The money order doesn't look fake, it has all the correct security
> features and all. I guess he hoped I would ship the item before
> noticing the money order wasn't signed? Then I would assume
> try to get a refund on the money order. But is it even possible to
> do that?
>
> I emailed him back saying he didn't sign the MO, saying I'd send
> it back to him, have him sign it, and then send it back to me. Tried
> email and contacing through ebay directly. No response for over a
> week now from him.
>
> Has anyone dealt with this sort of thing? What if he shows up a
> month from now and wants to know where his item is? Meaning, should
> I keep this useless MO in perpetuity? Should I just send it back to his
> delivery address with no acknowledgement from him? Destroy it?
>
This has happened to me twice. Both times I signed the damn thing and put it
through. What's the buyer gonna say? "I sent an unsigned money order to buy
something." But you've alerted him and the entire Usenet community.
What to do: put a couple of lines on the sig line that sort of look like a
sig. It will probably go through. Wait 10 to 15 days to make sure it clears.
If it clears, send the product. If it doesn't clear, begin the NPB process.
jtees4
<erik-n...@hotmail.com> wrote:
>I figure this guy is a scammer but I'm not quite sure what the scam is.
>I sold a $50 item, buyer wins it and everything goes normally at first.
>He has little feedback but what there is is all positive from
>high-volume sellers.
>
>The money order doesn't look fake, it has all the correct security
>features and all. I guess he hoped I would ship the item before
>noticing the money order wasn't signed? Then I would assume
>try to get a refund on the money order. But is it even possible to
>do that?
>
>I emailed him back saying he didn't sign the MO, saying I'd send
>it back to him, have him sign it, and then send it back to me. Tried
>email and contacing through ebay directly. No response for over a
>week now from him.
>
>Has anyone dealt with this sort of thing? What if he shows up a
>month from now and wants to know where his item is? Meaning, should
>I keep this useless MO in perpetuity? Should I just send it back to his
>delivery address with no acknowledgement from him? Destroy it?
>
>
>
Pee on it. Then send it back.
Never Forget!!!
http://www.september11victims.com/september11Victims/VictimInfo.asp?ID=2654