Cashing Canadian postal money orders in the US..
blue...@horsetrading.com
post office branches? I just got back from my local post office where
they refused to cash one.. but I've done it a number of times before
(with no problems) at other branches. And this was the same kind -- a
Canadian Postal MO in US$. The guy (who I think is the manager)
looked at me as if I'd just asked him to cash some sort of money order
from Neptune.
Do some branches actually not have the ability to cash them or are the
clerks at my local PO just stupid?
Mr. Mike
>Do some branches actually not have the ability to cash them or are the
>clerks at my local PO just stupid?
Methinks they are stupid.
Elric of Imrryr
BTW: That manager is 100% wrong, and I would recommend that you file a compliant against him or
her.
The only time a PO will not cash any MO is when its a "contract or finance" station. There are
offical US post offices run by private contractors who often don't offer the full range of
services.
FROM THE IMM and DMM
371.5 Procedures for Cashing Money Orders Issued by Foreign
Countries
371.51 Valid Postal Money Orders
Valid postal money orders issued by countries listed in 371.2* will be paid in
accordance with the procedures for cashing domestic money orders (see
DMM S020.2.0). However, no international money order will be paid after the
expiration of the validity date on the money order.
371.52 Canadian Money Orders
Canadian money orders may be paid only if they are addressed to a payee
within the United States and the amount is imprinted in United States
ncurrency.
371.53 Japanese Money Orders
Valid postal money orders issued by Japan on their MP1 are cashed in
accordance with DMM S020.2.0.^ Money orders must not be paid after the
expiration of the validity date indicated on the money order. The amount to be
paid is shown in U.S. dollars and must not have been altered.
* 371.5 Procedures for Cashing Money Orders Issued by Foreign
Countries
371.51 Valid Postal Money Orders
Valid postal money orders issued by countries listed in 371.2 will be paid in
accordance with the procedures for cashing domestic money orders (see
DMM S020.2.0). However, no international money order will be paid after the
expiration of the validity date on the money order.
371.52 Canadian Money Orders
Canadian money orders may be paid only if they are addressed to a payee
within the United States and the amount is imprinted in United States
ncurrency.
371.53 Japanese Money Orders
Valid postal money orders issued by Japan on their MP1 are cashed in
accordance with DMM S020.2.0. Money orders must not be paid after the
expiration of the validity date indicated on the money order. The amount to be
paid is shown in U.S. dollars and must not have been altered.
^Redemption
2.2
All U.S. money orders, including military, may be cashed at any U.S. post office or
bank. Subject to funds availability, money orders may be cashed by rural carriers.
Identification
2.3
When presenting a money order for payment, the customer seeking payment must
sign in the presence of a USPS employee. If the customer is not known to the
employee, suitable identification can be required. The USPS may refuse payment
on any money order when the identity of the customer seeking payment is not
proved to the satisfaction of the employee.
Acceptable Signature
2.4
The paying post office may accept any signature of the payee, purchaser, or
endorsee that is not different from the name shown on the money order, subject to
these conditions:
a. A customer who cannot write may sign by using a mark, if a witness (who
may not be a USPS employee) is present at the time of cashing.
b. All money orders payable to a business firm, an organization, society,
institution, or government agency must be signed in the name of the
organization by an authorized representative (who must also sign with his or
her own name and organizational title). Evidence of the representative’s
authority may be required.
c. If the money order is drawn in favor of an official by name and presented by a
successor, the successor must sign accordingly (e.g., “William Jones,
treasurer, successor to George Thompson”).
d. Use of a title (e.g., Mrs., M.D.) is not required in signing a money order for
payment, whether such title is used on the face of the money order.
e. A stamped signature is an acceptable endorsement on a money order drawn
in favor of a firm, corporation, association, society, or individual, when the
money order is presented to a bank for payment. A post office accepts a
stamped signature only if an agreement is on file specifying the individual
responsible for the correctness of such payments.
More Than One Payee
2.5
A money order completed by the purchaser to show more than one firm or person
as payee is paid to either payee if the conjunction “or” is used to connect the
payees. If no conjunction is used, or if the conjunction “and” is used to connect the
payees, then all the listed payees must endorse the money order.
Payment to Another
Party
2.6
Money orders may be paid to another party under these conditions:
a. Only the payee of a money order may endorse it to any other person or firm.
A person with power of attorney may cash money orders for a payee who
gave the person that authority. A copy of the power of attorney must be filed
at the office of payment. A payee may file a separate written order with the
post office authorizing payment to another person. The person must be
designated by name as the one to receive payment.
b. When a payee (e.g., an individual or firm) makes an assignment and intends
that money orders be paid to the assigned person, the payee must file a copy
of a power of attorney or a written order with the USPS. The person who is
designated to receive payment must sign the money order and write below
the signature the capacity in which he or she acts.
c. A money order may be paid to an executor or court-appointed administrator
of the estate of the deceased person who was entitled to payment, provided
that a copy of the appointment as executor or administrator is filed with the
local postmaster. Such payments are made pursuant to the law of the state in
which the deceased was a resident.
d. Money orders are paid to the legal representative of a firm, association, or
company that has ceased to exist. Appropriate documents proving legal
representation must be provided to the USPS.
e. Money orders are not issued or paid to a ward when declared incompetent by
a court. They are paid only to the committee, guardian, or other duly
authorized person responsible for the ward. Appropriate proof of authority
must be provided to the USPS.
f. A money order payable to a minor may be paid to the father or mother as
natural guardian, unless prohibited by court order. Proof of parenthood may
be required.