On Sun, 23 Jan 2022 13:04:21 -0000,
angelica...@yahoo.com <
angelica...@yahoo.com> wrote:
> On Saturday, January 22, 2022 at 4:07:36 PM UTC-5, Commander Kinsey wrote:
>> >> <Retired"@
home.com> wrote
>> >>> Commander Kinsey wrote
>> >>>> Commander Kinsey <
C...@nospam.com> wrote
>> >
>> >>>>> I just looked at my elderly neighbour's car insurance renewal, and
>> >>>>> they tried to raise the price from £260 to £315, I'll have a word
>> >>>>> with them anyway, and need to remove his deceased wife from it, but
>> >>>>> when I checked on a comparison site, the cheapest elsewhere was
>> >>>>> £450! WTF's going on?
>> >>>>
>> >>>> I just checked by adding his wife back on with a comparison site, it
>> >>>> seems single people pay more than married people. I'll see if he
>> >>>> wants to "forget" to tell them she died. The price rise is about £65
>> >>>> for having one less driver, which is insane. Do they think widowed
>> >>>> people become reckless on the road? Apparently this was challenged in
>> >>>> most US states, but the UK is still using it.
>> >>>
>> >>> In 2007 In Colorado my wife passed at age 60. So I called car insurance
>> >>> to take her off policy. I did not expect the rate would go down by half,
>> >>> but I certainly did not expect it to go up !!! And the amount was not
>> >>> trivial. The insurer was a well-known national outfit we had been with
>> >>> 40 years, with no claims.
>> >>>
>> >>> So I called my agent, and he either could not, or would not, explain why
>> >>> the increase. All he wanted to do was jigger with the coverages to get
>> >>> the rate back down.
>> >>>
>> >>> So I contacted about 4 competitors, and got a rate even lower than the
>> >>> old rate, with another well-known national outfit.
>> >>
>> >> My neighbour's already on the lowest one. I put him on it last year,
>> >> way cheaper than anyone else. I hope he doesn't insist on telling them
>> >> she's no longer driving it. If he wants to be honest, he could put his
>> >> other next door neighbour's wife on it, just in ca se she wants to use
>> >> it.
>> >
>> >> Women are safer drivers apparently ROTFPMSL!
>> >
>> > Or make fewer
>> Less you posh twat.
>>
>> > insurance claims, anyway.
>>
>> Women pay for damage themselves?!
>> >> And how can MORE drivers in a car be safer?
>> >
>> > Because car is driven by the driver who makes fewer claims part of the
>> > time, stupid.
>> That's the stupid conclusion insurers maybe come to. But in reality the car will be used more. The woman will drive it to places that she wouldn't have gone to otherwise.
>>
>> If man and wife are always together, they won't share the driving, he'll always drive.
>
> I always drive when we're together.
>
> I've made zero insurance claims. My husband has made one or two in the
> past 35 years.
Neither my neighbour or his wife have ever made a claim in their 50 years of driving. But then they do drive like Miss Daisy.
Now here comes the weird part. I've actually found a way to make his insurance cheaper without any kind of lying whatsoever. Put me on his insurance as a named driver, it's perfectly feasible - I might need to give him a lift to the dentist, doctor etc when he's not up to driving, but my car is out of action. What on earth? I'm not a woman. I do have a clean record like she did. Maybe it's because I'm younger. Nope, put my dad on it and it's still cheaper. Why is it cheaper to have more people insured for a car, regardless of age or sex?