MBNA Visa/MasterCard
Bert Townes
"rewards" program. After an exhausting search, I'm leaning towards MBNA.
However, when checking through Quicken, it appears that MBNA can only do
"Web Connect" downloads into Quicken. I was curious if this was accurate, as
I would much rather use the "direct" downloads. If someone could respond
that currently has an MBNA card, I would appreciate it.
Thanks in advance!
Bert
atd1999
As far as I know, I can only use "Web Connect". It seems to work fine.
Is there any particular reason you don't want/like Web connect? I
didn't like it at first, but it seems to work OK. Better than nothing.
Anthony
"Bert Townes" <retowne...@mindspring.com> wrote in message news:<ahsmvr$m89$1...@slb3.atl.mindspring.net>...
Bert Townes
"atd1999" <atd...@lycos.com> wrote in message
news:5cbf446.02072...@posting.google.com...
> Bert:
>
> As far as I know, I can only use "Web Connect". It seems to work fine.
>
> Is there any particular reason you don't want/like Web connect? I
> didn't like it at first, but it seems to work OK. Better than nothing.
>
> Anthony
Anthony - I currently have a First USA Visa card, and it offers both
download methods. The Web Connect works fine, but there are a couple of
extra steps that you have to go through to perform it. When you use the
direct connect feature, it's basically just one click and everything else is
automatic.
Thanks for the information.
Bert
Harry Nobel
"Direct downloading and automatic updates through Quicken are only
available if you have a Chase checking account and at an additional
cost"
Interesting. Citibank doesn't seem to have any problem supporting direct
download for Credit Cards. Like you, they have chosen to charge a fee for
checking account direct download, but credit card direct download isn't
contingent upon buying this service.
Fidelity is able to offer direct download for all my accounts (brokerage,
checking, money market ....) all without additional fees. My American
Express and Discover credit cards all have direct download without the need
for additional services or fees.
I get a new credit card offer every other day, literally! Making it easy
for me to to use my cards and keep track of my expenses is VERY important to
me in my selection of cards. This feature (direct download) is more
important to me than rewards programs or interest rates. For several years
my primary credit card was the Travelers Quicken Visa because, at the time,
it was the only card that had this direct download feature. Now that other
competitors have started offering cards that have direct download AND
additional features and rewards I find that I am using the Quicken card
infrequently and using the other cards (Am Exp Blue, Citibank Click Citi,
Citibank Upromise, Am Exp Gold) more often.
Without Direct Download I'm afraid that my Chase card may soon find itself
migrating from my wallet to my desk drawer to eventual obscurity.
Web connect download or QIF format download do give me the info that I want
but at the cost of many additional computer steps.
1. I have to use a web browser to get to your site.
2. I have to log on to the site (and remember my ID and password).
3. I have to access my account.
4. I have to navigate to a download page
5. I have t download the account data
6. I have to import it into Quicken.
Then I have to repeat the process for EVERY credit card supplier I do
business with. UGGH! With direct download I get all my financial
information from EVERY supplier I do business with with ONE SINGLE CLICK
from inside Quicken. Quicken takes care of retaining my ID, my password and
contacting all the sites. I just don't have the time to bother with doing
steps 1-6 for all of my many financial services providers.
Please let me know if you change your policy in the future. I might be
inclined to use Chase services again.
Regards, Harry Nobel
>From: ChaseCreditCard
>Reply-To: ChaseCreditCard
>To: HARRY NOBEL
>Subject: Re: Account Management
>Date: Fri, 26 Jul 2002 21:38:21 -0400
>
>Hello Harry Nobel,
>
>Direct downloading and automatic updates through Quicken are only
>available if you have a Chase checking account and at an additional
>cost. Unfortunately, our system does not offer these options with
>credit card information.
>
>However, downloadable file formats have been added to our site. You are
>now able to download information into Quicken, Microsoft Money, and
>spreadsheet file formats. Once you have downloaded the data in the
>appropriate format, it can be imported into Quicken.
>
>To download you must follow these steps:
>1) Click on the "Download Now" button.
>2) Choose the file format you wish to download.
>3) Select the "Download Now" button again.
>4) Choose the "Save File" option from the pop-up box.
>5) Choose "Save" from the "Save As" pop-up box to download
>
>If you have any further questions, please contact us at:
>https://securecards.chase.com/servlet/page/EmailLink
>
>Thank you,
>
>Chris Verschoore
>Customer Service E-mail Representative
>
>Account is owned by Chase Manhattan Bank USA, N.A. and may be serviced
>by its affiliates.
>
>
>Original message follows:
>-------------------------
>
>EmailMessage: I d love to be able to download my
>Credit card transactions directly into
>quicken but I m told that I can t do
>this unless I have Chase Checking.
>
>Why do you have this restriction?
>
>Harry Nobel
Bert Townes
e-mail will end up being a high school drop-out, and not give a damn about
your concerns and offer you nothing but a half-way computer generated
response.
I've made my decision on considering a MBNA Card, which isn't favorable to
MBNA. :)
Thanks!
Bert
"Harry Nobel" <no...@us.ibm.com> wrote in message
news:ai67vg$o2k$1...@news.btv.ibm.com...
Colonel Blip
entities, e.g. Smith Barney or Fidelity? I've had a Quicken Visa which I am
in the process of cancelling for the very reason that the bank which handles
thier cards won't do this (I thought it was Citi).
--
Colonel Blip
"Harry Nobel" <no...@us.ibm.com> wrote in message
news:ai67vg$o2k$1...@news.btv.ibm.com...
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Colonel Blip
response. Thanks for the feedback; I probably was not all that clear. I can
pay using electronic transfer service such as bill paying from my Solomon
account. What I want to have happen is for the full credit card monthly
balance due to be paid automatically by a transfer from my checking account
without me having to get involved each month.
--
Colonel Blip
"Harry Nobel" <no...@us.ibm.com> wrote in message
news:aiuavm$dsk$1...@news.btv.ibm.com...
| Are you asking if I can pay my Citibank card, via an electronic transfer,
| from a non Citibank checking account? The answer is yes.
|
| "Colonel Blip" <col....@nospambigfoot.com> wrote in message
| news:3d492...@corp.newsgroups.com...
| > Does Citibank accept full balance AFT (ACH transaction) from
non-Citibank
| > entities, e.g. Smith Barney or Fidelity? I've had a Quicken Visa which I
| am
| > in the process of cancelling for the very reason that the bank which
| handles
| > thier cards won't do this (I thought it was Citi).
| >
|
|
John Pollard
> Just returned from out of town for several weeks so pardon the
> late response. Thanks for the feedback; I probably was not all
> that clear. I can pay using electronic transfer service such as
> bill paying from my Solomon account. What I want to have happen
> is for the full credit card monthly balance due to be paid
> automatically by a transfer from my checking account without me
> having to get involved each month.
I doubt you can do this exclusively from Quicken; I think what you
want is to have your credit card company setup an automatic EFT
from your bank each month. I do not know whether MBNA provides
that service or not - one of my credit card companies does and
another does not.
--
John Pollard
Remove "nixthespam." to reply
Colonel Blip
Want to download transactions using Quicken by setting up similar to other
online banking direct downloads.
The above is possible (and I have) with my Private Issue Discover. I wanted
either a Visa or MC card with same setup since not all take Discover.
--
Colonel Blip
"John Pollard" <j_po...@nixthespam.mindspring.com> wrote in message
news:ak97qt$b0n$1...@slb0.atl.mindspring.net...
John Pollard
> Agree, want to set up EFT transfer thru the credit card company.
> Want to download transactions using Quicken by setting up
> similar to other online banking direct downloads.
>
> The above is possible (and I have) with my Private Issue
> Discover. I wanted either a Visa or MC card with same setup
> since not all take Discover.
USAA master card (Visa too, I suppose) does this.
Colonel Blip
payment. I've registered and will give it a try. Will keep this one around
as well in case Citi fails to perform.
--
Colonel Blip
"John Pollard" <j_po...@nixthespam.mindspring.com> wrote in message
news:akedgk$ig9$1...@slb3.atl.mindspring.net...
Drew
that is not far away. Today, you can call in and do an EFT, but there is a
fee associated with this. Direct Debits is in the very near future and
you'll be able to do 1 time payments, monthly for the full amount due or
monthly for the minimum amount due.
"Colonel Blip" <col....@nospambigfoot.com> wrote in message
news:3d6be...@corp.newsgroups.com...
Colonel Blip
--
Colonel Blip
"Drew" <aturi...@comcast.net> wrote in message
news:lrfb9.150271$Aw4.6...@bin2.nnrp.aus1.giganews.com...
Han Broekman
I am giving up on the Citicards website. I can track things better via
Citibank Direct Access. From there you can do Wbconnect downloads of data,
while at Citicards, the only thing you can do is download statements.
Since I have transactions going between statements, I'd like more frequent
updates than just at statement time.
Basically, my main card is Discover. It has very nice integration nto
Quicken, and I like the "smartpayment" from the Discover website. Now if
it could only schedule a payment for a particular day ...
--
Best regards
Han Broekman
email address is invalid
Colonel Blip
it is also the reason I've moved off of Capitol One Visa as well. Thanks.
--
Colonel Blip
"Han Broekman" <no...@nospam.invalid> wrote in message
news:Xns9279DBD33...@199.45.49.11...
Dan
"one step update". I can have my payment made automatically. I can set it
up so that the full balance, minimum payment, or a fixed amount is paid.
The interest rate isn't the lowest (9.9% fixed), but since I pay the full
balance each month it doesn't matter. Also, there is no annual fee.