Billing problem
USENET READER
tried to pay my bill on line using my checking account information to
take advantage of an offer they had to credit either 100 bonus minutes
or $5 off your next bill. They stopped offering that, so I decided to
pay using my credit card into that they had already stored in their
system. At first it kept telling me that the info I entered was wrong,
then it let the account info go through but wanted to process the card
as a debit card.
Now this is not a credit card per se, but a Visa check card, that all
the rest of the industrialized world processes like a credit card, but
the money comes out of your checking account. In some stores, they ask
you if you wanted to process the transaction as a debit card and to
enter your pin. But then you can opt out of the debit transaction and
go right to the credit card transaction.
When I had used this card previously, it had never asked me to use the
card as a debit card. So I didn't know what was going on. When I
indicated that I did not want to process the transaction as a debit,
Verizon's computer system said it couldn't process the transaction. So
when I clicked off the box for processing as a debit transaction, it
went to a page that asked me to click off a "finish" box once I had read
certain terms and conditions. I did so, then Verizon booted me off line
and I had to re-login. When I tried to get in again and pay on line, it
wouldn't let me do it again either and I got an error message saying
that some company called paymentech wouldn't process a debit transaction
without a PIN (which Verizon didn't ask me for).
I went to my bank's on line system and found out that the bank had
transferred the money to Verizon. I called Verizon and was told to fax
them some docs from the bank showing that from the bank's position the
money had indeed been transferred to Verizon. I did so, then was told
it would take up to ten days for the matter to be investigated. But in
the mean time they wouldn't call me and bother me about paying them or
cut off my phone service.
When I got a call from Verizon's Financial Services asking me for money,
I told them that I had not yet heard from the about the investigation.
They claim that there investigation showed that the money never got to
them, and that Paymentech was at fault. But they could not explain why
I got booted off their system that one time, nor why my bank or
Payentech required a PIN for a debit transaction which Verizon did not
ask me for, nor why they started treating Visa check cards as debit
cards and not give you a choice to use them as a credit card when the
rest of the free world does let you chose. After another trouble ticket
was opened for their E Services departent, I was told that they wouldn't
be bothering me for money for at least a week while this was being
investigated and I was able to call my bank and get the involved. I got
another call fromm them an hour later asking me for money.
Any idea what the hell is going on here? They don't seem to want to
take responsibility for their own computer screw ups, and want to put
the blame on everyone else. As far as I know, no bank handles debits
without a PIN, but Verizon doesn't ask you for one.
Elector
"USENET READER" <usenetrea...@earthlink.biteme.net> wrote in
message news:Vp3ad.14367$Vm1....@newsread3.news.atl.earthlink.net...
Simple process, call the bank and tell them to reverse the payment
they made to whom ever it was made to. Then call Verizon on the
TELEPHONE and make the payment over the PHONE. This way they won't dun
you for the non payment no matter who's fault it may be.
The basic premise is to get your money back NOW!
Then do as I stated above. Many stores like to process the Visa Check
Cards as Debits to avoid the higher fees associated with you using it
as a charge purchase. Wal-Mart's is the #1 culprit and they even have
stopped taking MasterCard Check Cards due to the fees. This story was
on News.com.
Elector
HotRod
check. You can not reverse charges as you can with a credit card just as you
can not reverse charges on a check that you would have sent once it has
cleared. Many people do not know this and is why after finding out the hard
way I only use my check card when I can physically walk into the store for a
refund and use a standard credit card for all other online purchases.
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"Elector" <ele...@my-deja.com> wrote in message
news:O_8ad.2$Vn...@twister.nyroc.rr.com...
Elector
"HotRod" <rhgo...@eathlink.net> wrote in message
news:yHaad.14060$gs1....@newsread2.news.atl.earthlink.net...
> The disadvantage to using a check card is that it is just like
> writing out a check. You can not reverse charges as you can with a
> credit card just as you can not reverse charges on a check that you
> would have sent once it has cleared. Many people do not know this
> and is why after finding out the hard way I only use my check card
> when I can physically walk into the store for a refund and use a
> standard credit card for all other online purchases.
>
> --
> All Email is scanned and
> declared Virus free by
> Norton System 2004
Not true. Did you ever call your credit union or bank and ask? If you
did you would have found that if your card is lost or stolen you don't
pay one red cent it is all refundable. Additionally if you make a
purchase with it; and you dispute the charge and it will be reversed
as a regular "charge purchase" they will not reverse a "debit"
purchase unless the card was stolen or compromised. (Something to do
with you having to use a pin number which only you should know) The
bank has to investigate the situation and it may take some time and
you may have the charge reversed back later on after they check it
out, but you can reverse the charge. I did it recently with Dell
Computers in that they shipped a product to me as ground when I had
paid for 2nd. day air. They did not like that I did it and told my CU
that they were working it out with me and tried to stop the reversal.
But the CU only paid them what I said it should have been minus the
shipping.
Bottom line see what the policy is at your own bank and CU and then do
as you feel is right.
Elector
HotRod
as a debit card they told they can not reverse the charges as it is exactly
as writing a check. If used as a credit card I would imagine the regular
rules apply. This is the way I understand it as explained to me by my old CU
of about six months ago.
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"Elector" <ele...@my-deja.com> wrote in message
news:KAcad.5$Vn...@twister.nyroc.rr.com...
Elector
> This was at a CU that I had issues and why I no longer bank there.
> If used as a debit card they told they can not reverse the charges
> as it is exactly as writing a check. If used as a credit card I
> would imagine the regular rules apply. This is the way I understand
> it as explained to me by my old CU of about six months ago.
>
> --
> All Email is scanned and
> declared Virus free by
> Norton System 2004
Correct, that was how they explained it to me as well. If you use it
like a Debit (forget it) if as a Charge (your looking large) I could
not resist the rhyme :-)
Just was watching that stupid commercial on TV for Exzyte or Emzyte or
some other dumb drug. It does have a catchy commercial.
Elector
HotRod
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"Elector" <ele...@my-deja.com> wrote in message
news:9Mdad.6$Vn...@twister.nyroc.rr.com...
USENET READER
on what do to with the bank - I asked if anyone had this same problem
with Verizon or anyone else:
you get booted off line when you are trying to pay a bill, they take the
money from your bank but don't credit your account
Verizon used to process my Visa check card like a charge card
transaction. Now they do it like a debit card, but they do not ask for
a PIN - why should the bank process this transaction like a debit card
with no PIN?
Can we stay on topic?
Proconsul
|I called the bank already - took care of that. I didn't ask for advice
| on what do to with the bank - I asked if anyone had this same problem
| with Verizon or anyone else:
|
| you get booted off line when you are trying to pay a bill, they take the
| money from your bank but don't credit your account
I don't get booted off line - the transaction goes quite smoothly....
They have always credited my account promptly and accurately.....usually
within five seconds.....maybe ten.....
| Verizon used to process my Visa check card like a charge card
| transaction. Now they do it like a debit card, but they do not ask for
| a PIN - why should the bank process this transaction like a debit card
| with no PIN?
The bank won't - as I'm sure you've already been told by the bank.....
In either case, it's tranparent to you since the only "variation" is how
much of a fee Verizon pays the bank.....
Personally, I'd use a credit card since you retain the ability to reverse
the transaction or freeze payment, etc., should you choose to do so for some
legitimate reason. With a debit card, once the payment is processed, it's
"gone".......
Frankly, I don't see what your problem is other than a strong desire to
trash Verizon.....
| Can we stay on topic?
Based on what I've seen in previous messages and with reference to that
above, it appears that the "topic" should be changed from "Billing Problem"
to "Operator Training Required".....at the very least Verizon
troubleshooting via support would probably have solved your "Billing
Problem"....
PC
Stan
>
> Correct, that was how they explained it to me as well. If you use it like
> a Debit (forget it) if as a Charge (your looking large) I could not resist
> the rhyme :-)
>
> Elector
>
Depends on your bank. I found this on the BofA website:
a.. Zero Liability - if your card is lost or stolen, Bank of America
reimburses you for any unauthorized card transactions up to the amount of
the loss, when reported within 60 days from statement date.
Stan
>
> The basic premise is to get your money back NOW!
> Then do as I stated above. Many stores like to process the Visa Check
> Cards as Debits to avoid the higher fees associated with you using it as a
> charge purchase. Wal-Mart's is the #1 culprit and they even have stopped
> taking MasterCard Check Cards due to the fees. This story was on News.com.
>
> Elector
>
Wal-Mart recently reversed its policy and has begun accepting MasterCard
Debit cards again.
HotRod
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"Stan" <stannc...@noispam.yahoo.com> wrote in message
news:K2mad.23277$n%3.33...@twister.southeast.rr.com...
Chris
my payment was accepted, but I didn't write down the confirmation number.
Several days later I went online to check my minutes used and found it said
my account was past-due. I called up customer service, who told me that
they were doing a billing system upgrade that day, and that was probably
why. They apologized and told me to talk to financial services.
I called up financial services and the woman I spoke to was a complete
b*tch. By the time I hung up I wanted to punch her teeth in. She gave me
all kinds of sh*t about it and acted like they were doing me a favor by not
cutting off my phone service, even though it was *1* day late, and not even
my fault. When I told her that cust svc told me about the billing system
change, she dismissed it and said, basically, that I was making the whole
thing up. I paid right there over the phone and I was steaming mad for
about an hour.
I don't pay online anymore, and I ALWAYS write down the confirmation number
and keep it.
"USENET READER" <usenetrea...@earthlink.biteme.net> wrote in message
news:Vp3ad.14367$Vm1....@newsread3.news.atl.earthlink.net...
Bob the Printer
online transaction!
Simple enough???
Bob the Printer
> The disadvantage to using a check card is that it is just like writing out
> a check. You can not reverse charges as you can with a credit card just as
> you can not reverse charges on a check that you would have sent once it
> has cleared. Many people do not know this and is why after finding out the
> hard way I only use my check card when I can physically walk into the
> store for a refund and use a standard credit card for all other online
> purchases.
That's the way to do it..:-)
Elector
>I called the bank already - took care of that. I didn't ask for
>advice on what do to with the bank - I asked if anyone had this same
>problem with Verizon or anyone else:
>
> you get booted off line when you are trying to pay a bill, they take
> the money from your bank but don't credit your account
>
> Verizon used to process my Visa check card like a charge card
> transaction. Now they do it like a debit card, but they do not ask
> for a PIN - why should the bank process this transaction like a
> debit card with no PIN?
>
> Can we stay on topic?
>
You know I agree with the other poster here, your just looking to
whine and cry and put the company down. You were given "On Topic"
advice IDIOT since you did not state in your original whine that you
had the money replaced. You asked "what should I do".
On that note what you should do is not own a cell phone and use two
tin cans and string and talk to your friends if you have any that way.
Learn to read, it will do wonders for you in the comprehension
department.
Elector
Teddeli
<usenetrea...@earthlink.biteme.net> wrote:
>>
>>
Am anxiously awaiting chapter 3 of your problems with VZW.
Chapter 1 phone
Chapter 2 Billing
Quick
-Quick
USENET READER wrote:
> Elector wrote:
>
>> "USENET READER" <usenetrea...@earthlink.biteme.net> wrote in
>> message
>> news:2rlad.14996$gs1....@newsread2.news.atl.earthlink.net...
>>
>>> I called the bank already - took care of that. I didn't ask for
>>> advice on what do to with the bank - I asked if anyone had this same
>>> problem with Verizon or anyone else:
>>>
>>> you get booted off line when you are trying to pay a bill, they take
>>> the money from your bank but don't credit your account
>>>
>>> Verizon used to process my Visa check card like a charge card
>>> transaction. Now they do it like a debit card, but they do not ask
>>> for a PIN - why should the bank process this transaction like a
>>> debit card with no PIN?
>>>
>>> Can we stay on topic?
>>>
>>
>>
>>
>> You know I agree with the other poster here, your just looking to
>> whine and cry and put the company down. You were given "On Topic"
>> advice IDIOT since you did not state in your original whine that you
>> had the money replaced. You asked "what should I do".
>
> No actualy numbnuts I am here to get answers - has anyone had this
> problem before and what was the cause of it - rather then hear someone
> ask "did you call the bank"? If you read the original posting, it
> shows that not only did I call the bank, but I went down to the bank
> and got documents from the bank showing that they paid Verizon the
> money.
>
> I went to my bank's on line system and found out that the bank had
> transferred the money to Verizon. I called Verizon and was told to
> fax them some docs from the bank showing that from the bank's
> position the money had indeed been transferred to Verizon. I did so,
> then was told
> it would take up to ten days for the matter to be investigated. But
> in the mean time they wouldn't call me and bother me about paying
> them or cut off my phone service.
>
> >>> I went to my bank's on line system and found out that the bank
> had >>> transferred the money to Verizon. I called Verizon and was
> told to >>> fax them some docs from the bank showing that from the
> bank's >>> position the money had indeed been transferred to
> Verizon. I did so, >>> then was told it would take up to ten days
> for the matter to be >>> investigated. But in the mean time they
> wouldn't call me and bother >>> me about paying them or cut off my
> phone service.
>
> So the other poster obviously asked a question when he didn't read the
> whole post carefully, and you are merely taking his or her side like a
> MORON!
>
> Or maybe you need to have everything spelled out for you. Of course
> when I got in my car and drove down to my bank and told them what
> happened, they agreed to look into it ASAP. Really, they couldn't do
> anything anyway other than initiate a fraud investigation if Verizon
> never applied the money to my balance, or the money never got
> refunded. Verizon wasn't going to refund the money without doing an
> investigation about whether the money had been sent to them in the
> first place (which it had been).
>
>>
>> On that note what you should do is not own a cell phone and use two
>> tin cans and string and talk to your friends if you have any that
>> way.
>>
>> Learn to read, it will do wonders for you in the comprehension
>> department.
>>
>> Elector
>
> Practice what you preach dipshit - you read the original posting first
> before you go trying to find fault with other people.
>
> And stay on topic - has anybody had the same thing happen to them
> before? Where they are trying to pay on line and get booted off the
> Verizon system and then lost money from their bank account that they
> never got credit for on their Verizon account? That is the whole
> issue here - not whether I got the money back.
>
> And by the way - I got the refund back and talked with several people
> in Verizon's E-Services who told me that something like 11,000 people
> had similar issues - they they had money taken out of their account
> and didn't get credit for it. He hadn't heard about getting logged
> out of the Verizon system during the payment process, and he didn't
> understand why their system wouldn't let me use my VISA check card as
> a credit card and only wanted to accept it as a debit card.
> Hopefully with that information, it won't happen again.
>
> Now you know what you can do with your cans and string, right?
Proconsul
mouth and a story that isn't credible....
God invented killfiles for the likes of you.....
PC
"USENET READER" <usenetrea...@earthlink.biteme.net> wrote in message
news:1CVad.1529$NX5....@newsread3.news.atl.earthlink.net...
|
|
| Elector wrote:
|
| > "USENET READER" <usenetrea...@earthlink.biteme.net> wrote in
| > message news:2rlad.14996$gs1....@newsread2.news.atl.earthlink.net...
| >
| >>I called the bank already - took care of that. I didn't ask for
| >>advice on what do to with the bank - I asked if anyone had this same
| >>problem with Verizon or anyone else:
| >>
| >>you get booted off line when you are trying to pay a bill, they take
| >>the money from your bank but don't credit your account
| >>
| >>Verizon used to process my Visa check card like a charge card
| >>transaction. Now they do it like a debit card, but they do not ask
| >>for a PIN - why should the bank process this transaction like a
| >>debit card with no PIN?
| >>
| >>Can we stay on topic?
| >>
| >
| >
| >
| > You know I agree with the other poster here, your just looking to
| > whine and cry and put the company down. You were given "On Topic"
| > advice IDIOT since you did not state in your original whine that you
| > had the money replaced. You asked "what should I do".
|
| No actualy numbnuts I am here to get answers - has anyone had this
| problem before and what was the cause of it - rather then hear someone
| ask "did you call the bank"? If you read the original posting, it shows
| that not only did I call the bank, but I went down to the bank and got
| documents from the bank showing that they paid Verizon the money.
|
| I went to my bank's on line system and found out that the bank had
| transferred the money to Verizon. I called Verizon and was told to fax
| them some docs from the bank showing that from the bank's position the
| money had indeed been transferred to Verizon. I did so, then was told
| it would take up to ten days for the matter to be investigated. But in
| the mean time they wouldn't call me and bother me about paying them or
| cut off my phone service.
|
| >>> I went to my bank's on line system and found out that the bank had
| >>> transferred the money to Verizon. I called Verizon and was told to
| >>> fax them some docs from the bank showing that from the bank's
| >>> position the money had indeed been transferred to Verizon. I did so,
| >>> then was told it would take up to ten days for the matter to be
| >>> investigated. But in the mean time they wouldn't call me and bother
| >>> me about paying them or cut off my phone service.
|
| So the other poster obviously asked a question when he didn't read the
| whole post carefully, and you are merely taking his or her side like a
| MORON!
|
| Or maybe you need to have everything spelled out for you. Of course
| when I got in my car and drove down to my bank and told them what
| happened, they agreed to look into it ASAP. Really, they couldn't do
| anything anyway other than initiate a fraud investigation if Verizon
| never applied the money to my balance, or the money never got refunded.
| Verizon wasn't going to refund the money without doing an
| investigation about whether the money had been sent to them in the first
| place (which it had been).
|
| >
| > On that note what you should do is not own a cell phone and use two
| > tin cans and string and talk to your friends if you have any that way.
| >
| > Learn to read, it will do wonders for you in the comprehension
| > department.
| >
| > Elector
|
Scott Stephenson
>
> Verizon used to process my Visa check card like a charge card
> transaction. Now they do it like a debit card, but they do not ask for
> a PIN - why should the bank process this transaction like a debit card
> with no PIN?
Because they never process your debit card like a credit card. The money
always comes right out of your account, no matter how you think you are
using the card. Why? Because its not a credit card, Einstein. And you are
whining because the bank doesn't ask for a PIN, but they don't do that if
you decide to pretend its a credit card, either. Now, if you want to give
out your PIN to satisfy your fears, give me a call. I'll be glad to sell
you anything, and I'll be sure to ask for both your card number and PIN to
make sure its you doing the transaction. I'm really honest- I would NEVER
think about what I could do with both of these pieces of information.
Bottom line- they are not letting you process it as a credit card BECAUSE
ITS NOT A CREDIT CARD. And they save a crapload of money by processing it
for what it is- a debit card. You want all of the perks of a credit card-
get one and use it.
CharlesH
Scott Stephenson <scott.ste...@adelphia.net> wrote:
>Because they never process your debit card like a credit card. The money
>always comes right out of your account, no matter how you think you are
>using the card. Why? Because its not a credit card, Einstein. And you are
>whining because the bank doesn't ask for a PIN, but they don't do that if
>you decide to pretend its a credit card, either.
There are separate networks for processing debit card charges and for
processing credit charges. The cost structure to the merchant is very
different. (I believe that the debit networks charge more for smaller
charges, the credit networks more for larger charges.) Even though a
check card ends up taking $$ from your checking account regardless of
which network is used. The debit card network is SUPPOSED to require
the PIN; the credit network does not. This is why I have a debit card
(no MC/Visa logo) which cannot be processed through the credit network,
without a PIN, and a separate true credit card. It was a real pain to
get my bank to issue me a plain debit card rather than a check card.
USENET READER
WalMart, K-Mart, all the local grocery stores and the gas staion with a
card reader at the pump all process VISA check cards like a credit card.
They ask you if you want to process it like a debit card by asking you
for your PIN - if you push a couple of buttons, you can get the to treat
it like a credit card. Which is what Verizon did the first time I used
it a few months ago, but for some reason they didn't do it this time.
Verizon admitted that they had similar problems with over 11 thousand
customers that they couldn't quite track down the cause for this - and
admitted that my VISA check card should have been run as a credit card.
Obviously you know nothing about modern banking - VISA and MC both have
check cards that let you use the as credit cards and take the money out
of your bank without having to use a PIN at the register. And some banks
give you a PIN for your credit card so you can take money out at the ATM
from either your credit balance (it's called "cash advance" numbnuts) or
you can use the same card to access your checking and savings accounts
over the ATM.
Now while you are correct in saying that the companies save lots of
money when you use the check card as a debit card instead of a cerdit
card, most at least give you a choice (albeit your first choice is
always to use the card in debit mode). Verizon sort of gave me that
choice - "can we run this as a debit card" and when I indicated I
preferred to use it as a credit card, they refused to take it that way.
Now this might be the equivalent of telling you that your V710 works
with full Bluetooth capabilities, but then deactivating several of them
to force you to pay for sending each pic and file through them. Simply
about corporate profits. If that is indeed the case, then Verizon
should be reported to the FCC, the US Justice Departemt (fat chance
getting Taliban Johnny Asshcroft to lift a finger to help a consumer
against a big corporation) or attorneys general in states that Verizon
does business in.
If they have a system that on the surface claims to let you input card
info and let you choose to run the card as either a credit or debit
card, then it should work that way. If it doesn't work that way - it is
either a temporary glitch which I hope they will fix, or a sign that
Verizon is all about taking you for every dime they can get - which
makes the a sociopathic corporation and they need to be bitch slapped.
Sort of like some of the idiots who responded to my original posting by
asking me if I called the bank without first reading the whole posting
and seeing that I already did that.
What do you call it when people who think they know everything but
actually know very little - demonstrated by asking questions when the
answers are already there? Social scientists call that "psuedo
certainty". I call it being a "fucking moron".
Flame on!
USENET READER
similar problems was the result of having bugged the crap out of Verizon
and finally asking to speak to a supervisor in their E-Services
department only YESTERDAY. Which means that my original posting was not
a troll you dumbshit!
And dumbshit I did input the code on the back of the card to process the
card like a credit card - like I have done before with them. Only after
I did that did the system go to the next screen and ask me if I wanted
to run this as a debit card. When I indicated I did not want that, it
wouldn't let me proceed. After several rounds of this, I finally gave
up and indicated that they could run it as a debit card and that is
where things went wrong.
Verizon fucked up by taking my money out of the bank, but then didn't
apply it to my balance. So clearly the problem is not that I didn't use
the card right - it's that they took the money out of the account and
didn't apply it to my balance. I am still trying to figure out why that
happened to me and I guess now 11 thousand other Verizon customers.
I bet you vote Republican, think Iraq had WMDs and was involved with
9/11, and think that Bush is doing a good job. Figures!
Elector wrote:
> "USENET READER" <usenetrea...@earthlink.biteme.net> wrote in
> message news:1CVad.1529$NX5....@newsread3.news.atl.earthlink.net...
> <snip>
>
>>And by the way - I got the refund back and talked with several
>>people in Verizon's E-Services who told me that something like
>>11,000 people had similar issues - they they had money taken out of
>>their account and didn't get credit for it. He hadn't heard about
>>getting logged out of the Verizon system during the payment process,
>>and he didn't understand why their system wouldn't let me use my
>>VISA check card as a credit card and only wanted to accept it as a
>>debit card. Hopefully with that information, it won't happen again.
>>
>>Now you know what you can do with your cans and string, right?
>>
>
>
> Stick them up your *** most likely!
>
> When you use the debit card/check card as a charge you have to put the
> security PIN from the back of the card in the little box and then
> click submit. That way Idiot the problem would not have occurred.
> Simple huh?
>
> On second thought if customer service already told you that 11,000
> people had this problem then your initial post here was a "troll" post
> since your question was already answered.
>
> And lastly no matter what is wrong with the billing system you want to
> get your money back which I did not read in the initial post but I
> will go and look at it again this morning when I get to work. My
> concern is to get your money back first so you can argue and dicker
> and whine with the company on your terms. Once they have your funds it
> is quite conceivable that you will fight for the credits. So my advice
> was to help. But you have shown that your an idiot.
>
> Elector
>
>
>
>
>
>
USENET READER
Elector wrote:
> "USENET READER" <usenetrea...@earthlink.biteme.net> wrote in message
> news:p39bd.2554$NX5...@newsread3.news.atl.earthlink.net...
>
>>no douche - the report from Verizon about the 11 thousand people with
>>similar problems was the result of having bugged the crap out of Verizon
>>and finally asking to speak to a supervisor in their E-Services department
>>only YESTERDAY. Which means that my original posting was not a troll you
>>dumbshit!
>>
>
>
>
> Hello Trollfaz:
>
> Well if you got the F***ing answer, why keep trolling here with your shit
> head responses? Obviously a loser who does not know how to use a debit or a
> credit card for that matter.
No dumb ass - it's obvious from the responses that I have posted that
Verizon had a problem with the card, not me having a problem using it.
I am simply trying to respond to the stupid questions and even more
stupid posts like yours. But perhaps you are too simple to understand that.
>
> Here let uncle Elector help you. Log on to the Verizon Wireless Account
> system. Make sure you put the right account number and pin in (Knowing how
> you have problems with the pin entering), then under pay bill make sure you
> select the radio button for the type of account and how your paying. Pay
> special attention to DEBIT and CREDIT CARD then select the proper credit
> card type. Visa or MasterCard or American Express, then place that visa
> check card number in and the expiration date if you had not previously saved
> the profile information. Then read further down and place that security pin
> in the little box before you click submit or the screen is going to ask how
> you want to process the transaction? (which means Sherlock you did not place
> that pin in as you stated and are trying to cover up for your own stupidity)
> Then it asks to click confirm and to hit the button to make the payment.
> After a few seconds the screen states that the payment was approved and you
> get a confirmation number. So shit head you did not make the payment
> correctly. Now to the other 11,000 folks that had the same problem I note
> its only you in here posting like a little bitch and piss moaning, and
> crying about Verizon this and that. And how you don't like the US Attorney
> General and complain to the FCC and others.
No shit head - I logged in propery, entered the data correctly, etc.
Verizon didn't treat my VISA check card payent like a credit card
transation like the E-Services guy told me it was supposed to be handled
like. I did everything I could do correctly.
Verizon booted me off their network and I had to log in again - why that
happened Verizon can't tell me. Verizon asked Paymentech to ask my bank
for the money. My bank released the money to Paymentech, but Paymentech
wouldn't release the money to Verizon. I did my part clear enough, but
apparently either Verizon and/or Paymentech didn't do their part
correctly - the same thing happened to 11,000 other people. Is that
clear enough for you, you simple-minded fucking douchebag?
> Stick it little piss ant. You have reached the end of your troll posts. No
> one here will fall for your replies. Troll Boy!!
>
> Elector
You can't seem to resist posting stupid mindless responses to serious
posts and questions and follow-ups. Piss ant? Are you some old grit in
a rest home with nothing else to do all day? Make sure you don't drool
on your keyboard, you old fart!
USENET READER
over 11 thousand customers, that it can't figure why a middle man they
use (Paymentech) took my money but didn't apply it to my Verizon
account, and gave me 250 bonus minutes for my trouble.
Quick
> "Quick" <quick71...@NOSPAMyahoo.com> wrote in message
> news:1097715745.554993@sj-nntpcache-3...
>> Scott Stephenson wrote:
>>>
>>> Funny- where did this cost you anymore money? Last time I checked,
>>> you pay the same to Verizon regardless of the method of payment.
>>> This sort of cements the opinions posted by others that you are just
>>> a whiney little child who has nothing better to do than bitch and
>>> moan about being wronged by the big corporate giant. The fact is
>>> that the way the payment is processed has no cost disadvantage to
>>> you. Learn how the system works before trying to come off as
>>> knowing anything other than your shoe size.
>>
>> He has a atm/check/credit card.
>> He has another credit card(s) with same bank.
>> (lots of float => lots of cards)
>> He has no money in his checking account.
>> He has overdraft protection on the checking account.
>> VZW hits the checking account.
>>
>> No funds so the overdraft protection rolls it to his
>> credit card account with additional overage charge
>> and cash withdrawl fees on the credit card.
>>
>> That would be a difference right?
>>
>> -Quick
>>
>>
>
> With the card he used, hitting the checking account is the only
> option. There is no 'credit' offered on a check card- the card's
> worth is exactly that of the account balance. With some of the
> improvements in payment processing software and clearinghouses, many
> times a transaction on a check card will decline because of the
> account balance- no money, no transaction.
>
> The bottom line to the whole thing is the notion that a check card
> can be used as a credit card- it can't be done.
So my scenario is still valid right? It's just that it would happen
either way. Maybe that's why he is whining? He didn't realize that?
-Quick
Proconsul
|
| > He had a multi paragraph post a week or to prior to this one
| > complaining about his phone. When I tried to offer some insight he
| > became belligerent just as in this thread.
|
| What post was that you claimed to offer insight on? I think it was a
| stupid bit of advice that didn't come close to answering my question, so
| I treated it like something I would scrape off the bottom of my shoe.
Once again, your limited mind fails to express itself - you can't discuss
anything intelligently, you just "lash out" and then feel "good"...being
safe and secure in the anonymity you enjoy behind your monitor....
It really is too bad that everyone but you is "stupid", can't answer your
question properly and remains "far" beneath you stuck to the bottom of your
shoe....
You are a mindless jerk - God invented killfiles for the likes of you.....:)
PC
CharlesH
>Here let uncle Elector help you. Log on to the Verizon Wireless Account
>system. Make sure you put the right account number and pin in (Knowing how
>you have problems with the pin entering), then under pay bill make sure you
>select the radio button for the type of account and how your paying. Pay
>special attention to DEBIT and CREDIT CARD then select the proper credit
>card type. Visa or MasterCard or American Express, then place that visa
>check card number in and the expiration date if you had not previously saved
>the profile information. Then read further down and place that security pin
>in the little box before you click submit or the screen is going to ask how
>you want to process the transaction? (which means Sherlock you did not place
>that pin in as you stated and are trying to cover up for your own stupidity)
>Then it asks to click confirm and to hit the button to make the payment.
>After a few seconds the screen states that the payment was approved and you
>get a confirmation number.
That three-digit security code on the back of some cards is not a PIN
code. It is an anti-fraud mechanism used by the *credit-card* network
to confirm that the person has the physical card. The PIN code used
by the *debit card* network is NEVER printed on the card. If the OP was
entering the security code along with the card number and expiration date,
then they were using the check card as a credit card, not a debit card.
Elector
"Teddeli" <nos...@nospam.com> wrote in message
news:suvsm0d9e7ovphpih...@4ax.com...
<snip>
> I got the impression he was just whining about VZW. He even said after
> several replies that he wasn't interested in the solution. The point
> of his post was to complain about Verizonwireless.
>
> He had a multi paragraph post a week or to prior to this one
> complaining about his phone. When I tried to offer some insight he
> became belligerent just as in this thread.
That is exactly right. I knew that posting style was here before.
Elector
Proconsul
| | > "American Express" Ha ha at least that is what they have always told
| > me. (Joking here)
| > The original poster was here before under another guise and is
| > trolling. I dealt with the type before on another group and they make
| > me sick.
| >
| > Elector
|
| Hey Elector - what was my other name or guise? I never had one on here,
| so go fuck yourself!
Ah, once again, the limited mind fails to express itself.....:)
PC
Scott Stephenson
"CharlesH" <ho...@exemplary.invalid> wrote in message
news:Ci5bd.12532$nj.1...@newssvr13.news.prodigy.com...
> In article <ctudnW7c_Ok...@adelphia.com>,
> Scott Stephenson <scott.ste...@adelphia.net> wrote:
> >Because they never process your debit card like a credit card. The money
> >always comes right out of your account, no matter how you think you are
> >using the card. Why? Because its not a credit card, Einstein. And you
are
> >whining because the bank doesn't ask for a PIN, but they don't do that if
> >you decide to pretend its a credit card, either.
>
> There are separate networks for processing debit card charges and for
> processing credit charges. The cost structure to the merchant is very
> different. (I believe that the debit networks charge more for smaller
> charges, the credit networks more for larger charges.) Even though a
> check card ends up taking $$ from your checking account regardless of
> which network is used.
To the vendor, it is one network- the payments are typically processed
through a payment clearinghouse. Any credit card transaction is then
processed as charge to the revolving line of credit (which charges the
vendor a percentage of the 'purchase') and any debit card transaction is
processed as an electronic bank debit (which charges the vendor a set fee
which can be less than a dollar).
>The debit card network is SUPPOSED to require
> the PIN; the credit network does not. This is why I have a debit card
> (no MC/Visa logo) which cannot be processed through the credit network,
> without a PIN, and a separate true credit card. It was a real pain to
> get my bank to issue me a plain debit card rather than a check card.
>
You're right- a true debit card will require a PIN to transact business. A
check card does not require (for whatever reason) a PIN to transact
business. Requiring a PIN for an over-the-phone transaction could lead to
some interesting withdrawals from your checking account.
IMHO
"Scott Stephenson" <scott.ste...@adelphia.net> wrote in message
news:wPCdnblag9U...@adelphia.com...
>
>>>>> Snip <<<<<
>
> You're right- a true debit card will require a PIN to transact business.
> A
> check card does not require (for whatever reason) a PIN to transact
> business. Requiring a PIN for an over-the-phone transaction could lead to
> some interesting withdrawals from your checking account.
>
>
Only use a "real" credit card for phone and on-line purchases.
USENET READER
anti-fraud number on the back of the card, meaning it was a credit card
transaction and not a debit card transaction Uncle Elector you old
douchebag!
After entering the amount I wanted to pay, confirming the credit card
info was correct and then entering the anti-fraud number, I hit enter
and then it told me it wanted to process the transaction as a debit
transaction, not a credit card transaction.
Verizon asked my bank for the money, the bank gave it to them, but
Verizon didn't apply the money to my balance. So like I posted earlier,
there was a problem with Verizon and not me. Obviously, Uncle Elector
didn't know about this - senility perhaps?
Thanks for your clear and concise information Charles.
Teddeli
<usenetrea...@earthlink.biteme.net> wrote:
>
>
>Teddeli wrote:
>
>> On Wed, 13 Oct 2004 20:15:11 -0600, "Scott Stephenson"
>> <scott.ste...@adelphia.net> wrote:
>>
>>
>>>"Quick" <quick71...@NOSPAMyahoo.com> wrote in message
>>>news:1097719906.231096@sj-nntpcache-3...
>>>
>>>
>>>>So my scenario is still valid right? It's just that it would happen
>>>>either way. Maybe that's why he is whining? He didn't realize that?
>>>>
>>>>-Quick
>>>>
>>>>
>>>
>>>Sure is valid. I think part of the whining comes from the fact that the
>>>payment got lost somewhere- it happens. I would defy the child to identify
>>>any entity that handles payment transactions that never makes an error.
>>>
>>
>> I got the impression he was just whining about VZW. He even said after
>> several replies that he wasn't interested in the solution. The point
>> of his post was to complain about Verizonwireless.
>>
>> He had a multi paragraph post a week or to prior to this one
>> complaining about his phone. When I tried to offer some insight he
>> became belligerent just as in this thread.
>
>What post was that you claimed to offer insight on? I think it was a
>stupid bit of advice that didn't come close to answering my question, so
>I treated it like something I would scrape off the bottom of my shoe.
Your dinner tonight?
Elector
"CharlesH" <Char...@exemplary.invalid> wrote in message
news:Vffbd.29486$QJ3....@newssvr21.news.prodigy.com...
<snip>
> That three-digit security code on the back of some cards is not a
> PIN
> code. It is an anti-fraud mechanism used by the *credit-card*
> network
> to confirm that the person has the physical card. The PIN code used
> by the *debit card* network is NEVER printed on the card. If the OP
> was
> entering the security code along with the card number and expiration
> date,
> then they were using the check card as a credit card, not a debit
> card.
>
That is correct Charles, if you read the OP he/she/it was stating it
asked if you want to use this as a debit. Now if he/she/it did as I
wrote and placed the radio button on credit and entered the 3-4
security code in the box before clicking continue with payment, no
such screen would have appeared.
Bottom line the OP is an idiot as I and others have suggested and is
just here to whine and complain, and the last time I looked why would
financial services be calling a customer that is not in arrears? So
the OP makes a stink as if the payment was made and then blames
Verizon saying they had it and he got it back and they had a problem
with the billing system. Something is just not right with the OP post.
Don't know about you but I pay the damn invoice even before I receive
it in the mail on both my accounts. And I have never had that
situation that the OP said was shared by 11,000 others. Anyone from
Verizon here would like to check out that story and post I would guess
it was a fairy tale on the original posters part.
Elector
USENET READER
Scott Stephenson wrote:
> "Quick" <quick71...@NOSPAMyahoo.com> wrote in message
> news:1097719906.231096@sj-nntpcache-3...
>
>
>>So my scenario is still valid right? It's just that it would happen
>>either way. Maybe that's why he is whining? He didn't realize that?
>>
>>-Quick
>>
>>
>
>
> Sure is valid. I think part of the whining comes from the fact that the
> payment got lost somewhere- it happens. I would defy the child to identify
> any entity that handles payment transactions that never makes an error.
No dickhead - the question I originally posted was has anyone else heard
of this happening and where do they think the error in taking my money
and not applying it to my balance occurred. I didn't ask any of you
assholes how to use a credit or debit card.
Verizon has already admitted that they screwed up and are looking into
it. I got 250 bonus (or safety minutes added to my plan this month to
make up for all the time I spent on phone talking with the idiots from
Verizon who called me on 800 numbers (thereby eating into my plan
minutes), so piss off! I know I am right and you guys are full of it -
I just hope that you never get to manage my money or data!
Scott Stephenson
USENET READER
transaction. They send the info to VISA and then it goes to your bank,
where they pay as soon as they get presented with the request for
payment. The store or the vendor (in this case Verizon) treats it like
a credit card from their standpoint. That is exactly how the cards are
marketed on TV - you use it like a credit card and the money comes from
your checking account.
Scott Stephenson wrote:
> "USENET READER" <usenetrea...@earthlink.biteme.net> wrote in message
> news:vR8bd.2953$SZ5....@newsread2.news.atl.earthlink.net...
>
>>Excuse me!
>>
>>WalMart, K-Mart, all the local grocery stores and the gas staion with a
>>card reader at the pump all process VISA check cards like a credit card.
>> They ask you if you want to process it like a debit card by asking you
>>for your PIN - if you push a couple of buttons, you can get the to treat
>>it like a credit card.
>
>
> No you don't, because if you did they would bill you for the charges at the
> end of the month instead of having it immediately withdrawn from your bank
> account
>
> Which is what Verizon did the first time I used
>
>>it a few months ago, but for some reason they didn't do it this time.
>
>
>
>
>>Verizon admitted that they had similar problems with over 11 thousand
>>customers that they couldn't quite track down the cause for this - and
>>admitted that my VISA check card should have been run as a credit card.
>
>
> Verizon or a CS Rep?
A Verizon E-services supervisor - someone with the company.
>
>
>>Obviously you know nothing about modern banking -
>
>
> Actually, as a Systems Analyst for a Fortune 200 company and having been
> involved in both the system design and contract negotiations for payment
> methods such as this, I'd venture to guess that my kids have heard more
> about this around the dinner table than you will ever know.
Then how is it you know so little about VISA check cards that are
treated like credit cards?
From a banking website describing VISA check cards:
Once a purchase is made, an M&F VISA Check Card transaction is handled
by the merchant just like a charge with a Visa Card. The merchant
requests and receives an authorization for the purchase either
electronically or by placing a phone call.
No need to round up that checkbook, a pen and two forms of
identification. With your M&F VISA Check Card, it's as simple as using a
credit card. The purchase amount comes right out of your checking
account. You may use your current available checking account balance for
your purchases and cash withdrawals.
The M&F VISA Check Card is accepted all over the world; wherever Visa
cards are accepted; and purchases made outside the U.S. are converted to
dollars at a convenient exchange rate.
My bank lists any and all transcations made using this card as a VISA
check transaction, seperate from debit card transactions which I don't
make anyway. When I did pay Verizon on-line using the checking account
number and routing number from the bottom of my checks, it was treated
by my bank as an ACH transaction - totally different from the way that
they treat payments made using my VISA check card.
Of course if you are doing the job you say you are doing, maybe that
explains why screw-ups at places like Verizon happen when they do -
since you obviously know so little about what actually happened.
>>VISA and MC both have
>>check cards that let you use the as credit cards and take the money out
>>of your bank without having to use a PIN at the register.
>
>
> Which would make it a debit card transaction and is trated and processed as
> an ACH transaction- you being the expert you claim to be should not need an
> explanation of that. A credit card transaction would not come out of your
> bank account, but be processed as a charge against your revolving credit
> line.
I didn't say that I used a credit card. I said that I used a VISA check
card which Verizon is supposed to treat like a credit card transaction,
but my bank pays the requests for payment out of my checking account.
>
>
>>And some banks
>>give you a PIN for your credit card so you can take money out at the ATM
>>from either your credit balance (it's called "cash advance" numbnuts) or
>> you can use the same card to access your checking and savings accounts
>>over the ATM.
>
>
> OK.
>
>
>>Now while you are correct in saying that the companies save lots of
>>money when you use the check card as a debit card instead of a cerdit
>>card, most at least give you a choice (albeit your first choice is
>>always to use the card in debit mode).
>
>
> They do so based on the software used to process the payment, not out of any
> requirement to do so. Its called a courtesy.
>
>
>>Verizon sort of gave me that
>>choice - "can we run this as a debit card" and when I indicated I
>>preferred to use it as a credit card, they refused to take it that way.
>> Now this might be the equivalent of telling you that your V710 works
>>with full Bluetooth capabilities, but then deactivating several of them
>>to force you to pay for sending each pic and file through them. Simply
>>about corporate profits. If that is indeed the case, then Verizon
>>should be reported to the FCC, the US Justice Departemt (fat chance
>>getting Taliban Johnny Asshcroft to lift a finger to help a consumer
>>against a big corporation) or attorneys general in states that Verizon
>>does business in.
>
>
> Your comparison is interesting, but totally off point. Try to follow along-
> the card is advertised and presented as being accepted everywhere the credit
> card is, not functioning as a credit card. The card number automatically
> identifies the card as a debit card no matter how it is inputted and
> processes it as a debit card.
Nope - sorry you are wrong. The card is treated by accepting merchants
just like a credit card. It they treated it like a debit card, then you
would need to input a PIN at the terminal each and every time you used
the card. Since I can use this card at a terminal with no PIN, it is
treated by the merchant like a credit card. It is treated by the bank
as a debit card with respect to requests for payment.
>
>
>>If they have a system that on the surface claims to let you input card
>>info and let you choose to run the card as either a credit or debit
>>card, then it should work that way. If it doesn't work that way - it is
>>either a temporary glitch which I hope they will fix, or a sign that
>>Verizon is all about taking you for every dime they can get - which
>>makes the a sociopathic corporation and they need to be bitch slapped.
They had some sort of software glitch that let me enter the card as a
credit card and even asked me for the three-digit anti-fraud number, but
when I hit enter it displayed a message saying it wanted to treat the
card like a debit card.
>
>
> Funny- where did this cost you anymore money? Last time I checked, you pay
> the same to Verizon regardless of the method of payment. This sort of
> cements the opinions posted by others that you are just a whiney little
> child who has nothing better to do than bitch and moan about being wronged
> by the big corporate giant. The fact is that the way the payment is
> processed has no cost disadvantage to you. Learn how the system works
> before trying to come off as knowing anything other than your shoe size.
Where did I say that there was any cost disadvantage to me? I never
said or wrote that? I simply stated that I preferred to make this a
credit card transaction and not a debit card transaction, but that the
Verizon on-line payment system seemed to force me to chose a debit payment.
You surely know that when you go into a store and buy an item at a
posted price, you pay the same price (in most cases) whether you pay
cash, check, debit or credit card. But you know that the VISA charges
the merchant a percentage of the amount presented to them for payment -
you do know that right? And the processing of debit card transactions
is handled the same way, just that the debit fee is generally smaller
than the credit card fee. Which is why merchants like Wal-Mart sort of
have the default method of payment to be a debit transaction - and you
have to go through several steps to make it a credit card transaction.
Yes I do pay Verizon the same amount regardless of the method of
payment. Verizon just gets a varrying amount depending on the method of
payment. Do you understand that Mr High Finance?
>
>
>>Sort of like some of the idiots who responded to my original posting by
>>asking me if I called the bank without first reading the whole posting
>>and seeing that I already did that.
>>
>>What do you call it when people who think they know everything but
>>actually know very little - demonstrated by asking questions when the
>>answers are already there? Social scientists call that "psuedo
>>certainty". I call it being a "fucking moron".
>
>
> I call it a USENET READER posting (so it looks like we are in agreement).
You must be a Republican who thinks that the economy is getting better
with a big tax break for the rich and deficts as far as the eye can see!
No wonder our economy is in such shitty shape with people like you
managing computer systems!
USENET READER
Elector wrote:
But you said it was under another guise - what the fuck are you babbling
about old man?
Elector
<snip>
> Hey Elector - what was my other name or guise? I never had one on
> here, so go fuck yourself!
I believe it was a little girlie name. I will eventually find it and
post the name. it was so similar to that other post you made with "Can
we keep this on topic" and you were told you were an idiot then and it
continues in this guise.
Your a little whinny jerky moron, you will never amount to anything
and more than likely your story has more holes than Swiss cheese and
your a troll poster so as Proconsul stated anyone that reads your
tripe should add you to the kill files. Now go to Cingular where dead
beats and idiots that don't know how to pay for their service can get
hand holed through life. Loser
Elector
Quick
>
> That is correct Charles, if you read the OP he/she/it was stating it
> asked if you want to use this as a debit. Now if he/she/it did as I
> wrote and placed the radio button on credit and entered the 3-4
> security code in the box before clicking continue with payment, no
> such screen would have appeared.
>
> Bottom line the OP is an idiot as I and others have suggested and is
> just here to whine and complain, and the last time I looked why would
> financial services be calling a customer that is not in arrears? So
> the OP makes a stink as if the payment was made and then blames
> Verizon saying they had it and he got it back and they had a problem
> with the billing system. Something is just not right with the OP post.
> Don't know about you but I pay the damn invoice even before I receive
> it in the mail on both my accounts. And I have never had that
> situation that the OP said was shared by 11,000 others. Anyone from
> Verizon here would like to check out that story and post I would guess
> it was a fairy tale on the original posters part.
Me thinks I agree with you.
Let's look at just the 11,000 number (Yes, I think there is about no chance
that CS would quote you something like that... at best I could imagine
something like "others have had problems" if anything at all -- this
assuming
there was a problem).
More than 33,000,000 customers. That would be 11 out of 33,000... If
I was running a business I wouldn't see that as my highest priority problem.
Secondly, the chance of someone reading his post on this group who would
have had the supposed problem and avoid it is almost zero. That "warning"
was a huge waste of electrons. Of course I don't think that was the intent.
-Quick
-Quick
Elector
<snip.
>> Stick it little piss ant. You have reached the end of your troll
>> posts. No one here will fall for your replies. Troll Boy!!
>>
>> Elector
>
> You can't seem to resist posting stupid mindless responses to
> serious posts and questions and follow-ups. Piss ant? Are you some
> old grit in a rest home with nothing else to do all day? Make sure
> you don't drool on your keyboard, you old fart!
Let me tell you something piss ant, your whine needs more cheese. And
it would seem you have posted here before with that little girlie
writing style. Did not like the answer and then yell "lets keep it on
topic" I think others will remember you also.
Your a Verizon basher and complainer. Albeit I don't hold Verizon in
the best light all the time, I don't come in here and state that
Customer Service told you 11,000 others had the same problem. Sure
they did...
If I were customer service I would tell you that; other than the truth
that your a total idiot and you really did not know how to make a
credit/debit transaction and the part about the pin that your claiming
is after the fact since I brought it up. I called the web services
number at the payment site and they said it could be possible that the
system fell as you were clicking submit payment but that would not
have resulted in a confirmation number or email receipt and no monies
would have been transferred from your account (Credit or Debit).
They also informed me that occasionally if you hit submit twice the
payments would naturally come out twice, and that they know of an
issue where the site does not function at all (during maintenance
hours and or when the server is experiencing difficulties) and you can
then call the *611 or the *PMT and make the payment that way from the
cards that are on file. It is both an automated service and a physical
speaking to a person if you so desire. So there were options.
Additionally this web services unit told me that customer service
could have told you if the payment had been applied from their screen.
So my guess is again that your a bozo that should not have or use any
type of credit/debit card or a computer due to that foul mouth of
yours sonny.
And I am not as old as you think junior, so be careful I am not some
old man that will take your gruff. Got it? Good.
Elector
USENET READER
Scott Stephenson wrote:
> "Quick" <quick71...@NOSPAMyahoo.com> wrote in message
> news:1097715745.554993@sj-nntpcache-3...
>
>>Scott Stephenson wrote:
>>
>>>Funny- where did this cost you anymore money? Last time I checked,
>>>you pay the same to Verizon regardless of the method of payment.
>>>This sort of cements the opinions posted by others that you are just
>>>a whiney little child who has nothing better to do than bitch and
>>>moan about being wronged by the big corporate giant. The fact is
>>>that the way the payment is processed has no cost disadvantage to
>>>you. Learn how the system works before trying to come off as knowing
>>>anything other than your shoe size.
>>
>>He has a atm/check/credit card.
>>He has another credit card(s) with same bank.
>>(lots of float => lots of cards)
>>He has no money in his checking account.
>>He has overdraft protection on the checking account.
>>VZW hits the checking account.
>>
>>No funds so the overdraft protection rolls it to his
>>credit card account with additional overage charge
>>and cash withdrawl fees on the credit card.
>>
>>That would be a difference right?
>>
>>-Quick
>>
>>
>
>
> With the card he used, hitting the checking account is the only option.
> There is no 'credit' offered on a check card- the card's worth is exactly
> that of the account balance. With some of the improvements in payment
> processing software and clearinghouses, many times a transaction on a check
> card will decline because of the account balance- no money, no transaction.
>
> The bottom line to the whole thing is the notion that a check card can be
> used as a credit card- it can't be done.
The merchant treats the transaction like a credit card payment, but the
paying bank does not. Can't you get that through your thick head?
USENET READER
digit anti-fraud code, but Verizon still wanted to treat this card as a
debit card. So there was a problem with Verizon and not the way I
entered the data.
Financial Services was calling because I had to call them about the
payment that wasn't credited to my balance, and they opened up a trouble
ticket about it for me. They called me to tell me what happened and did
I want to make a payment that day?
You are such a presumptive old douchebag - trying to make up stuff out
of nothing.
Scott Stephenson
> No dumb ass - I said that the store treats it like a credit card
> transaction. They send the info to VISA and then it goes to your bank,
> where they pay as soon as they get presented with the request for
> payment.
Wrong again, trollboy- the merchant doesn't send any information to Visa- it
goes to a payment clearinghouse for larger businesses and to a bank for
small businesses. For debit card transactions, it goes from the
clearinghouse to your bank. Visa doesn't process a thing- they just collect
the fee.
>The store or the vendor (in this case Verizon) treats it like
> a credit card from their standpoint.
Wrong- the vendor pays much more for a credit card transaction and will
avoid them at all costs- it is one of the most expensive for them to
process.
>That is exactly how the cards are
> marketed on TV - you use it like a credit card and the money comes from
> your checking account.
>
Three for three, dipstick- the ads on TV say use it anywhere the credit card
is honored. It doesn't say to use it like a credit card. Of course, the
commercials you are seeing during your Barney marathons probably use the
really big words. Mommy can help you with them.
USENET READER
CS and see if what I claimed to have happen to me could have happened?
Do you think they would admit to it if you weren't the customer having
the problem? I doubt it!
Well I for one am not gonna post my financial transactions on line for
old douchebags like you to drool over. Suffice it to say that it did
happen - they took money out of my bank account and didn't apply it to y
balance. It has nothing to do with using the on-line payment system
wrong - it's Verizon's fault. Why can't an old douchebag like you see
that? Are you on the payroll or a old-time pensioner?
Scott Stephenson
>Verizon tried to process it like
> a debit card, stole the money from me once and even sent me an error
> message saying that my bank doesn't process this transaction as a debit
> unless they got a PIN from me - which I didn't send them and Verizon
> didn't ask for.
This statement shows your lack of a clue. The bank processes every
transaction on a check card as a debit, you moron.
>
> So grow up you fucking morons and admit that since you weren't on the
> phone dealing with Verizon on this one, you don't really know shit about
> it. I know you don't know shit, and you know you don't know shit - why
> not appologize to the rest of the group for wasting their time!
Funny- you have yet to say anything intelligent, and others have contributed
more than you could ever hope for. The only thing you have contributed is
your moronic drivel, name calling and attempts at flaming. Its easy to see
who the one is that doesn't know shit.
USENET READER
Scott Stephenson wrote:
> "USENET READER" <usenetrea...@earthlink.biteme.net> wrote in message
> news:kZGbd.4930$NX5....@newsread3.news.atl.earthlink.net...
>
>
>>Verizon tried to process it like
>>a debit card, stole the money from me once and even sent me an error
>>message saying that my bank doesn't process this transaction as a debit
>>unless they got a PIN from me - which I didn't send them and Verizon
>>didn't ask for.
>
>
> This statement shows your lack of a clue. The bank processes every
> transaction on a check card as a debit, you moron.
I never said this you fucking asshole - I said my bank wouldnt' process
this transaction as an on-line debit transaction unless they get a PIN -
which they didn't get from me. Grow the fuck up and learn to read!
>>So grow up you fucking morons and admit that since you weren't on the
>>phone dealing with Verizon on this one, you don't really know shit about
>>it. I know you don't know shit, and you know you don't know shit - why
>>not appologize to the rest of the group for wasting their time!
>
>
> Funny- you have yet to say anything intelligent, and others have contributed
> more than you could ever hope for. The only thing you have contributed is
> your moronic drivel, name calling and attempts at flaming. Its easy to see
> who the one is that doesn't know shit.
>
What did assholes like you contribute? I asked a question, you dipshits
told me to call my bank, which if you had read the original posting, you
would have known I already did. I wanted to know if anyone else had
problems with Verizon incorrectly handling a transaction and taking
money and not crediting it to my balance. Few people have actually
every stayed on topic and answered the question.
And for you dickheads who say I hate Verizon - that also is incorrect -
I love the company. Verizon service is pretty good, except for some
dropped calls here and there. I had ALLTEL the year before I signed up
with Verizon, but hated them - although their unlimited nights started
at 9PM, I couldnt' get a call out until 10PM at night most of the time,
and during the day around 5PM I couldn't get calls out either. Verizon
is much better than ALLTEL.
I had a V120C for a year, signed a two-year contract, swapped to a V120C
until the headset jack popped off the board which they couldn't fix, so
I got a new VX3200 and got a two year contract. I was gonna get a V710
but decided against it from reading the posts on here about how the
phone was crippled by Verizon to make them more money. Their corporate
greed doesn't make then any better or worse than any other company as
far as I am concerned but then again I didn't piss away close to 300 on
a crippled phone.
Do companies force customers to use cards in a debit mode rather than a
credit mode so they can pay a smaller fee to the clearinghouse or to
VISA? Sure they do - but at least they give the customer a choice. The
law requires them to do so. That's how Wal-Mart got into trouble a
while ago. If every other merchant accepts my VISA check card just like
a credit card and not require me to enter a PIN to use it, but for
Verizon to let me enter the card info for a credit card type payment
then tell me they can only run it as a debit card is wrong.
It is also wrong to take the money from me then not apply it to my
balance. Even if they take it temporarilly and give it back means I am
without the use of that money for that period of time. Do they pay a
fine or a fee for borrowing my money even short term? If so, they don't
pay it to me and it was my money to begin with? Should such "short term
borrowing" or "theft" go unpunished?
Also I did mention that there seemed to be a computer glitch when I did
the first transaction - bet you didn't even see that! Learn to read and
comprehend what you read.
USENET READER
Proconsul wrote:
So if God invented killfiles - why do you keep taking the bait you dumb
schuck?
USENET READER
Teddeli wrote:
No - what your wife fed you tonight asshole!
USENET READER
Elector - does that mean you live in Florida and steal elections?
Elector wrote:
What adult uses words like whiney little jerky moron and cheese when
mocking someone on line? do your parents know you are using their computer?
Jerome Zelinske
transaction and after 4, I think it is, per month, I get hit with fees.
If I use it and hit the credit button, then it goes as a credit
transaction and I can do as many a month that I want and not get hit
with fees.
Elector
> There is no Web Services on the Verizon web site at the payment page - and
> the department that handles the web site is called E-Services. And I only
> got the number from Financial Services after several rounds of calls. Can
> you post the phone number for this mythical web services department at
> Verizon? I suspect not.
Why yes I can Piss ant..here it is, loser: 1-866-788-9387 and that was the
number I was given. So go back under your bridge little troll!
Piss Ant
Elector
Elector
<snip>
> Sorry to burst your little erection Elector, but I never posted under the
> name "Rebecca and Bev". What are you smoking, or have the
> anti-depressants stopped working for you?
Face it your a little girlie man, if that. Talk about your own erection
loser. Maybe you and your dog can procreate. Because all you post or talk
about is shit!
Loser...
Elector
Larry W4CSC
28th of this month, by Federal Reserve decree. Go to Google and search
for:
"Check 21"
Everyone with a checking account, bound by the computers to suffer, needs
to carefully read what Consumer's Union has to say on:
http://www.consumersunion.org/finance/ckclear1002.htm
Pay particular attention to the new bank buzzword bingo, "Substitute Check"
and "Voluntary Check Truncation", which CU says to refuse at all costs.
The only benefit to the consumer is "Substitute Check", which I'm sure you
are going to have to pay for. If you get substitute checks, Federal
regulations force your stingy banker to re-pay any screwups to your account
within 10 days while they're investigating what Verizon did with your
money. Without substitute checks, you will not have access to your money
during the long, arduous, screw-up investigation periods. Following
Consumer's Union's instructions can help.
Check 21 is in response to 9/11. Bankers backed up over $400 BILLION (with
the B) in unpaid paper checks on airplanes grounded by the FAA. This was
one of the main reasons FAA was pressured to put the Airbus Bombs back in
the air so quickly, even though the airport security was a joke. Big Money
talks real loud in Congress, you know. Check 21 makes it so your bank will
pay their bank INSTANTLY, not when the airline delivers the checks,
eliminating the FLOAT consumers have been milking money from forever. Only
the BANK will be able to float YOUR money by not paying the check you
deposit for days, even though they've also been paid in seconds, the
bastards. Check 21 doesn't prohibit banks from floating consumer's
deposited checks.
ON TOPIC - I got a slip in my bill from Alltel telling me any checks sent
to Alltel will, after Check 21 turns on, show up as a direct funds transfer
the instant they open the billing envelope and extract the check. Alltel
won't be getting any more checks from me. I'll pay them in cash at the
office. I don't like cellular and cable TV company screwups to have access
to my checking account, DIRECTLY, do you??
Anyone with a checkbook needs to research Check 21, immediately. My bank
gets all cagey when I asked them to sign me up for "Substitute Checks".
"Oh, we'll take care of you without that.", some bureaucrat assured me.
Yeah, right! Every banker is just your closest friend......NOT!
Teddeli
<usenetrea...@earthlink.biteme.net> wrote:
Actually mife wife's dinners are kind of bad. It must have been your
mother.
Quick
routinely kite their checks. It would be a good idea to have
the funds available to cover checks *when* you write them.
-Quick
Elector
> Dickhead - that number is not on the web page - you had to have been given
> that and it is Data Technical Support not Web Services or even E-Services.
> Where did you pull that number - out of your ass? Or admit it - you don't
> know what the fuck you are talking about? What kind of loser gets on line
> to call a company to see if the circumstances of another customer's
> problems could have occured? Even if you found someone at Verizon with
> enough time on their hands to talk with a shut-in like you, at best they
> couldn't give you 100% assurance that the problems I described didn't
> happen - since they weren't looking at my account transactions to see what
> happened.
Now, now girlie man, your slip is showing. You are a liar and a troll. I
gave you the number that was given to me, and Data Technical support is in
charge of the web site. No let me guess you call your employer (McDonalds)
when there is a problem with a web site that says Verizon. Face it little
girlie man you were caught and I gave the number which you thought I did not
have. So your a loser. Its OK to be a loser since there are a load of losers
like you in the world.
No amount of foul mouthing or skirting the issues will do now,. since you
called the number and you know it to be an accurate number. And butt wipe it
was not on the web so how did I get it? Hint hint, I have friends at Verizon
and they said your a LIAR...simple enough huh little girlie man.
Sorry loser gainfully employed more years then you have been pulling your
pud and drinking your own juice. Loser.
Elector
USENET READER
check, make an electronic copy of it, and then present both for payment,
leaving the customer with bounced check charges and no money for the
weeks it takes for the whole mess to clear up.
These companies routinely hire illegal aliens, flout labor and health
and safety laws, and God knows what else, all in the name of making a
buck and not getting caught at it. Who will throw the CEO of Verizon or
any other company in jail for check fraud? No one will - and they will
make millions off of double dipping with checks and e-payments for as
long as they can.
USENET READER
Elector wrote:
> "USENET READER" <usenetrea...@earthlink.biteme.net> wrote in message
> news:5aSbd.4997$SZ5....@newsread2.news.atl.earthlink.net...
>
>>Dickhead - that number is not on the web page - you had to have been given
>>that and it is Data Technical Support not Web Services or even E-Services.
>>Where did you pull that number - out of your ass? Or admit it - you don't
>>know what the fuck you are talking about? What kind of loser gets on line
>>to call a company to see if the circumstances of another customer's
>>problems could have occured? Even if you found someone at Verizon with
>>enough time on their hands to talk with a shut-in like you, at best they
>>couldn't give you 100% assurance that the problems I described didn't
>>happen - since they weren't looking at my account transactions to see what
>>happened.
>
>
>
> Now, now girlie man, your slip is showing. You are a liar and a troll. I
> gave you the number that was given to me, and Data Technical support is in
> charge of the web site. No let me guess you call your employer (McDonalds)
> when there is a problem with a web site that says Verizon. Face it little
> girlie man you were caught and I gave the number which you thought I did not
> have. So your a loser. Its OK to be a loser since there are a load of losers
> like you in the world.
But numbnuts - you said in your earlier post that you goet the number
from the Verizon website. Now you say it was given to you - given to
you by whom? Where did you get that number from? Not from the web site
like you originally claimed you got it from.
I talked with CS, who transferred me to Financial Services, who
transferred me to E-Services, who is responsible for their electronic
transactions. I don't know where you got that number from, but the
people I talked with who gave me the answers I got and reported on here
were from E-Services.
As far as what I do, I am a commercial photographer who travels around
working for a variety of clients. I will be in NYC next week attending
a trade show and partying with clients on Thursday night, and partying
with models on Friday night. You will no doubt be masturbating to gay
male porn on the Internet. Good luck with your life - you need it you
miserable bastard!
>
> No amount of foul mouthing or skirting the issues will do now,. since you
> called the number and you know it to be an accurate number. And butt wipe it
> was not on the web so how did I get it? Hint hint, I have friends at Verizon
> and they said your a LIAR...simple enough huh little girlie man.
Now you have a friend at Verizon. I find it hard to believe you have
friends at all, unless it is someone you trade kiddie porn with. So how
did he know what my problem was, or the circumstances behind it, if he
didn't have access to my account? He was hypothesizing, and doing a bad
job of it.
>
> Sorry loser gainfully employed more years then you have been pulling your
> pud and drinking your own juice. Loser.
Gainfully employed? Glad to hear it - someone needs to be paying taxes
out of their regular paycheck while I enjoy the fruits of my labors and
pay for it out of my pre-tax income. And that includes partying my ass
off in NYC with a buncha cute models, and may be even getting them to
model some lingerie for me. Go fuck yourself you miserable old coot!
Steve Sobol
> There's a new huge shakeup in the banking business that comes online on the
> 28th of this month, by Federal Reserve decree. Go to Google and search
> for:
>
> "Check 21"
Yeah. It's a load of post-9/11 bullshit that will result in check-writing
customers getting screwed up the ass with no K-Y. Thanks, Congress, as usual
you have proven yourself a bunch of reactionary, slobbering fucking morons.
Have you read it? Some fraud controls that existed previously won't, any
longer, and a very real possibility exists that you could write a check and
under certain situations have it be processed twice.
I hope the idiots in Congress and/or at the Federal Reserve who made this
decision end up bouncing a buttload of checks and getting sued out of existence. :)
> ON TOPIC - I got a slip in my bill from Alltel telling me any checks sent
> to Alltel will, after Check 21 turns on, show up as a direct funds transfer
> the instant they open the billing envelope and extract the check. Alltel
> won't be getting any more checks from me. I'll pay them in cash at the
> office. I don't like cellular and cable TV company screwups to have access
> to my checking account, DIRECTLY, do you??
Fortunately, although Sprint hasn't opened their Victorville office yet, it
turns out that I will be working literally two blocks west of their Rancho
Cucamonga corporate store on Foothill Boulevard, and that store has a payment
machine that accepts cash.
> Anyone with a checkbook needs to research Check 21, immediately. My bank
> gets all cagey when I asked them to sign me up for "Substitute Checks".
> "Oh, we'll take care of you without that.", some bureaucrat assured me.
> Yeah, right! Every banker is just your closest friend......NOT!
Well, frankly, I am a customer of one of the largest banks in the country, if
not *the* largest, and I've constantly been impressed - the local branches
treat us like royalty. I think we're going to have to go talk to one of the
branch managers, and I'm going to make it clear that we're not going to
tolerate any bullshit with our account. I have certain obligations of things I
personally need to do to prevent fraud, but a lot of what needs to be done,
needs to be done on the bank's end.
But in the end, I am going to go out on a limb and suggest that my wife and I
are going to be writing a significantly smaller number of checks in the future.
--
JustThe.net Internet & New Media Services, http://JustThe.net/
Steven J. Sobol, Geek In Charge / 888.480.4NET (4638) / sjs...@JustThe.net
PGP Key available from your friendly local key server (0xE3AE35ED)
Apple Valley, California Nothing scares me anymore. I have three kids.
Steve Sobol
> I suspect the overwhelming impact will be felt by those who
> routinely kite their checks. It would be a good idea to have
> the funds available to cover checks *when* you write them.
Yes. The idea is to avoid float. However, I also believe a lot of people like
my wife, who don't kite checks, are also going to get screwed.
Elector
>
<snip>
> But numbnuts - you said in your earlier post that you goet the
> number from the Verizon website. Now you say it was given to you -
> given to you by whom? Where did you get that number from? Not from
> the web site like you originally claimed you got it from.
>
Gee there goes that reading ability not in force as usual. You said
that the number I had given out was not on the website not me. And I
did not say I got it from the website. I said I spoke to Verizon.
Learn to read you moron.
> I talked with CS, who transferred me to Financial Services, who
> transferred me to E-Services, who is responsible for their
> electronic transactions. I don't know where you got that number
> from, but the people I talked with who gave me the answers I got and
> reported on here were from E-Services.
>
I don't know who you talked with either because we have ascertained
that your a liar. As to how the situation transpired. I don't see
11,000 folks posting here asking if they had a simular experience.
> As far as what I do, I am a commercial photographer who travels
> around working for a variety of clients. I will be in NYC next week
> attending a trade show and partying with clients on Thursday night,
> and partying with models on Friday night. You will no doubt be
> masturbating to gay male porn on the Internet. Good luck with your
> life - you need it you miserable bastard!
>>
Yeah your a photographer, sure you are. The only models you will be
partying with are men. Then again those that talk shit like you are
usually losers. Keep posting you prove it everytime you post a reply.
> Now you have a friend at Verizon. I find it hard to believe you
> have friends at all, unless it is someone you trade kiddie porn
> with. So how did he know what my problem was, or the circumstances
> behind it, if he didn't have access to my account? He was
> hypothesizing, and doing a bad job of it.
>
No the folks on the line I spoke with told me how to make a electronic
transaction, I used your post as the question, IE: I typed in my
account number and I selected credit and I am using a check card and I
placed a 3 digit pin number (security pin) in the box as required and
the screen went and said I needed a pin number for a debit
transaction, oh what could have been the problem? And why did that
screen appear? Did I do something wrong? Could the system been down at
the time of my payment? The people at the number I gave told me to pay
it over the phone either on the PMT number or 611. I was also told as
I posted you lying little girlie man to call customer service and ask
if the payment was showing since they could have avoided all the
agrivation if the payment was showing.
>
> Gainfully employed? Glad to hear it - someone needs to be paying
> taxes out of their regular paycheck while I enjoy the fruits of my
> labors and pay for it out of my pre-tax income. And that includes
> partying my ass off in NYC with a buncha cute models, and may be
> even getting them to model some lingerie for me. Go fuck yourself
> you miserable old coot!
Ha ha you lying idiot. If you have any job as a photographer it is
taking pictures of nude men while you beat yourself off. That is the
only models you'll ever get close to. Loser. And partying, yeah right
I can see it now "You bending over for your butt buddies and drinking
there L**D's" ha ha and then some other butt buddies shooting
pictures with that throw away camera you use. What a lying loser.
Please go away troll your humor value is starting to wane even with
me.
Elector
Larry W4CSC
> But at the same time - how many companies will take the original payment
> check, make an electronic copy of it, and then present both for payment,
> leaving the customer with bounced check charges and no money for the
> weeks it takes for the whole mess to clear up.
This is exactly why you need that "substitute check" the CU talks about in
their webpage about Check 21. Without it, the double payment fraud can
continue on indefinately, with the bank withholding your funds, until the
final resolution (and probably beyond). With "substitute checks", your
bank has 10 days to put the disputed money BACK in your account for you to
use until the resolution proves it needs to be paid, of course.
Check 21 is really about keeping the banking system from collapsing the
next time they have to ground all the airline fleets. We came VERY close
to a complete crash in the days following 9/11. That was never really
published because "they" don't want you to think about something that might
cause a run on the bankers.
>
> These companies routinely hire illegal aliens, flout labor and health
> and safety laws, and God knows what else, all in the name of making a
> buck and not getting caught at it. Who will throw the CEO of Verizon or
> any other company in jail for check fraud? No one will - and they will
> make millions off of double dipping with checks and e-payments for as
> long as they can.
>
Not to mention your accounting departments in India or Pakistan screwing
things up.
Larry W4CSC
news:ckqghr$4ko$1...@ratbert.glorb.com:
>
>
> I hope the idiots in Congress and/or at the Federal Reserve who made
> this decision end up bouncing a buttload of checks and getting sued
> out of existence. :)
I don't know if you've noticed, Steve, but financial decisions in America
are all made by people from Tel Aviv. I still don't think the WTC attack
was an attack on America. The owners of WTC and its tenants were way
Jewish, the Muslims' usual targets. Billions of dollars in Jewish
diamonds, gold, stocks, etc., is what caused the huge, secretive cleanup
response at Ground Zero. Notice how the entire American public was kept
blocks away from the pile of "rubble"? Even the TV cameras couldn't tape
the site, except during the PR campaigns.....(c;
>
> Fortunately, although Sprint hasn't opened their Victorville office
> yet, it turns out that I will be working literally two blocks west of
> their Rancho Cucamonga corporate store on Foothill Boulevard, and that
> store has a payment machine that accepts cash.
>
Oh, no. No "payment machines"! Payment machines cannot be subpoenaed to
testify that I made my payment, on time, in cash. If I deal with any
corporation in cash, it will be through a live human I can put on the
stand, should it ever come to that. No bank machines, either. I want that
teller to look me straight in the eye. "Your witness. The plaintiff
rests."
>
> Well, frankly, I am a customer of one of the largest banks in the
> country, if not *the* largest, and I've constantly been impressed -
> the local branches treat us like royalty. I think we're going to have
> to go talk to one of the branch managers, and I'm going to make it
> clear that we're not going to tolerate any bullshit with our account.
> I have certain obligations of things I personally need to do to
> prevent fraud, but a lot of what needs to be done, needs to be done on
> the bank's end.
I've been with my bank since 1968, I think. They started here in a trailer
and my movie theatre (I was the manager) was their first commercial
account. I still remember the smile on the branch manager's face over
coffee in his little trailer office when I enquired about passing $30-
40K/week through his safe deposit box. I watched them pour the concrete
around the big safe while the huge crane held 'er steady. The lady who
handles new accounts and I have been through countless branch managers. I
tease her about having to train a "new employee" every time we get a new
one...(c;
>
> But in the end, I am going to go out on a limb and suggest that my
> wife and I are going to be writing a significantly smaller number of
> checks in the future.
>
Me, too! I had a long conversation with my biggest kickback credit card
company. Reading the fine print on the latest contract, I'm not
responsible, under Federal Law, for any screwups or fraud on credit (NOT
DEBIT!!) card payments. So, if I were to pay these bills from Bank One's
super Platinum, then pay them just one check per month, I only expose
myself to one Check 21 screwup that only involves ONE bank, not 20.
That may be a good solution. That account is 20 years old and has never
had a screwup. I check it monthly. Federal laws protect credit card
customers much better than bank customers.
Richard Ness
We put up with you rantings and ravings concerning "toy phones", etc....
99% fiction with little or no basis in actual fact.... Mostly bullshit.
But now we have to put up with anti-Semitism?
With a wacko, paranoid conspiracy theory thrown in?
I pity people like you that actually believe such crap.
"Larry W4CSC" <no...@home.com> wrote in message news:Xns95847CD...@63.223.5.244...
Steve Sobol
> I don't know if you've noticed, Steve, but financial decisions in America
> are all made by people from Tel Aviv. I still don't think the WTC attack
> was an attack on America. The owners of WTC and its tenants were way
> Jewish, the Muslims' usual targets. Billions of dollars in Jewish
> diamonds, gold, stocks, etc., is what caused the huge, secretive cleanup
> response at Ground Zero. Notice how the entire American public was kept
> blocks away from the pile of "rubble"? Even the TV cameras couldn't tape
> the site, except during the PR campaigns.....(c;
I'm Jewish, Larry, and would appreciate if you took your bigoted bullshit
elsewhere. (I'm sorry that reality doesn't fit your worldview.)
> Oh, no. No "payment machines"! Payment machines cannot be subpoenaed to
> testify that I made my payment, on time, in cash. If I deal with any
> corporation in cash, it will be through a live human I can put on the
> stand, should it ever come to that. No bank machines, either. I want that
> teller to look me straight in the eye. "Your witness. The plaintiff
> rests."
Well, since Sprint charges me to give my payment to a human at the store, and I
have never had a problem with Sprint crediting my payment-machine payment
within twelve hours as is their stated policy, I will continue to have no
problems making payments at the machine. I get a receipt that I can present in
court should Sprint decide to claim I didn't pay.
>>But in the end, I am going to go out on a limb and suggest that my
>>wife and I are going to be writing a significantly smaller number of
>>checks in the future.
>
> Me, too! I had a long conversation with my biggest kickback credit card
> company. Reading the fine print on the latest contract, I'm not
> responsible, under Federal Law, for any screwups or fraud on credit (NOT
> DEBIT!!) card payments. So, if I were to pay these bills from Bank One's
> super Platinum, then pay them just one check per month, I only expose
> myself to one Check 21 screwup that only involves ONE bank, not 20.
Wifey and I talked, and I decided my major problem with Check 21 isn't
increased possibility of fraud, but a major decrease in accountability in the
event of fraud.
> That may be a good solution. That account is 20 years old and has never
> had a screwup. I check it monthly. Federal laws protect credit card
> customers much better than bank customers.
I agree.
Steve Sobol
> You are being sarcastic, I hope.
He actually enjoys being racist, as far as I can tell. I've called him on it
before.
Harry Krause
> Steve Sobol <sjs...@JustThe.net> wrote in
> news:ckqghr$4ko$1...@ratbert.glorb.com:
>
>>
>>
>> I hope the idiots in Congress and/or at the Federal Reserve who made
>> this decision end up bouncing a buttload of checks and getting sued
>> out of existence. :)
>
> I don't know if you've noticed, Steve, but financial decisions in America
> are all made by people from Tel Aviv. I still don't think the WTC attack
> was an attack on America. The owners of WTC and its tenants were way
> Jewish, the Muslims' usual targets. Billions of dollars in Jewish
> diamonds, gold, stocks, etc., is what caused the huge, secretive cleanup
> response at Ground Zero. Notice how the entire American public was kept
> blocks away from the pile of "rubble"? Even the TV cameras couldn't tape
> the site, except during the PR campaigns.....
Good grief, Larry. I've always known you were on the edge of being
anti-Semitic, but you've really devolved into a real hater of Jews.
--
George W. Bush has failed America on the economy, civil liberties, the
environment, nuclear proliferation and, most unforgivable, on national
security by leading us into a demonstrably unnecessary war in Iraq that
has distracted our attention from and diminished our capability to fight
a comprehensive global war on terror.
Steve Sobol
> Good grief, Larry. I've always known you were on the edge of being
> anti-Semitic, but you've really devolved into a real hater of Jews.
Oh, I didn't take it too personally, he thinks *everyone* besides himself is an
asshole. :)
Harry Krause
> Harry Krause wrote:
>
>> Good grief, Larry. I've always known you were on the edge of being
>> anti-Semitic, but you've really devolved into a real hater of Jews.
>
>
> Oh, I didn't take it too personally, he thinks *everyone* besides himself is an
> asshole. :)
>
I've been watching Larry entertain the troops for at least 10 years in
usenet, maybe longer. He's always been somewhat paranoid and
occasionally racist and anti-Semitic; I think he's now gone over the
edge of the cliff. He's about 60, and retired as an electronics chief
from the Navy, and used to repair electronic church organs for a living
in the Charleston, SC, area. I don't know if he still does that...
Larry W4CSC
word "Jew", he's to be branded an instant anti-semetic, or some other kind
of heretic? I stated fact. Jews owned WTC, Jews rented out most of the
space. Jews lost billions in diamonds and gold when it came tumbling down,
hurting Jews something awful in the process, exactly what Osama Bin Laden
and his Muslim extremists wanted.
Ah, but wait. We're not supposed to THINK about Jews in America, are we?
We're not supposed to have "evil thoughts".
The bullshit is YOURS. I stated my observations of FACTS and made no hate
statements about anyone's religion. I merely said the keyword "Jew" and
the avalanche of hate rhetoric commences, as if it were right on cue.
It is.
If the United States of America weren't SO infiltrated by the State of
Israel's agents and supporters at the highest level of government, we
wouldn't just turn our blind eyes away from the Israeli atrocities
committed against Muslim citizens of their own country, EVERY DAY. We also
wouldn't be the prime target in the attacks by desparate people who have no
other way to react than to hate those supporting their people's genocide.
Open your eyes! Those helicopters over the Palestinians aren't ours. We
just paid for them with the biggest foreign aid package given to any
country in history. We finance them, as well as the Tadiran AWACS planes
sold to our enemies, the Commie Chinese!
Why do Arabs hate Americans? It doesn't take a Rhodes Scholar to see
why....
By the way, THREE of the guys I went to ET School with in 1964-5 in the US
Navy were KILLED by Israelis in TWO attacks on the USS Liberty in
international waters in the Med in 1967. Go take a look at the Liberty
crews' web page... http://www.ussliberty.com
Mistaken identity my ass......
Don't think Tel Aviv has infiltrated the US Government?
From the crews' webpage:
"Our commanding officer, Captain William Loren McGonagle, received the
Congressional Medal of Honor for conspicuous gallantry and intrepidity at
the risk of his life above and beyond the call of duty during the attack.
The Congressional Medal of Honor is the highest award our country can
bestow. To avoid embarrassing our attackers, Captain McGonagle's Medal of
Honor was presented in a quiet ceremony in the Washington Navy Yard instead
of in the White House by the President as is customary."
Where does YOUR loyalty lie, by the way? JDL? Mossad?
"Richard Ness" <rich...@damnspam.nessnet.com> wrote in
news:mbidnR-oStL...@comcast.com:
Larry W4CSC
B0FC6B.111...@news.west.cox.net:
> In article <Xns95847CD...@63.223.5.244>,
> Larry W4CSC <no...@home.com> wrote:
>
>> > I hope the idiots in Congress and/or at the Federal Reserve who
>> > made this decision end up bouncing a buttload of checks and getting
>> > sued out of existence. :)
>>
>> I don't know if you've noticed, Steve, but financial decisions in
>> America are all made by people from Tel Aviv.
>
> You are being sarcastic, I hope.
>
Not at all. Go look at the top 500 corporations in the USA. Who controls
them? Who controls the banks? Who controls the money? Who controls the
media? Who owns the movie studios? Who controls the news outlets? Who
are the top officers in the top US government bureaucracies?
You tell me what's the TRUTH?
My OBSERVATION stands......JDL or not.
Proconsul
| Michelle Steiner <mich...@michelle.org> wrote in news:michelle-
| B0FC6B.111...@news.west.cox.net:
|
| > In article <Xns95847CD...@63.223.5.244>,
| > Larry W4CSC <no...@home.com> wrote:
| >
| >> > I hope the idiots in Congress and/or at the Federal Reserve who
| >> > made this decision end up bouncing a buttload of checks and getting
| >> > sued out of existence. :)
| >>
| >> I don't know if you've noticed, Steve, but financial decisions in
| >> America are all made by people from Tel Aviv.
| >
| > You are being sarcastic, I hope.
| >
|
| Not at all. Go look at the top 500 corporations in the USA. Who controls
| them?
Americans....
|Who controls the banks?
Americans.....
|Who controls the money?
Americans......
|Who controls the media?
Americans......
|Who owns the movie studios?
Americans......
|Who controls the news outlets?
Americans......
|Who are the top officers in the top US government bureaucracies?
Americans......
Some of those Americans are Jewish. Some are Christians. Some are any number
of religions or ethnicities.....whatever religion they practice and whatever
their ethnicity is irrelevant.....
PC
Harry Krause
Ka-boom!
Scratch Larry and little and Jew-Hater Larry comes out of his cocoon.
Harry Krause
Ahhh, Larry...what a piece of work you are, eh?
Steve Sobol
> Why is it EVERY time someone states any kind of opinion that includes the
> word "Jew",
Why is it that someone makes a completely idiotic, incorrect generalization and
gets called on it, and then whines about being called prejudiced?
> Ah, but wait. We're not supposed to THINK about Jews in America, are we?
> We're not supposed to have "evil thoughts".
>
> The bullshit is YOURS. I stated my observations of FACTS and made no hate
> statements about anyone's religion. I merely said the keyword "Jew" and
> the avalanche of hate rhetoric commences, as if it were right on cue.
Except your "facts," aren't. Your comment is based on exactly what, aside from
the stereotype that Jews control every last bit of the money in this country?
> Why do Arabs hate Americans? It doesn't take a Rhodes Scholar to see
> why....
Frankly, I think the people running things both in Israelis *and* on the
Palestinian side are all idiots. If they had more sense, *perhaps* things might
be different today, but BOTH sides are so full of hard-liners and religous
fundamentalist wingnuts that that is NEVER going to happen.
I have always been aware that this is not a popular opinion for an American Jew
to hold. Oh, well.
Moreover, I actually agree with you that if the US minded its own business more
often, we wouldn't have half of the rest of the planet angry with us. (I'm
sorry, were you expecting me to argue?)
I also don't hold the opinion held by some people I know that all Muslims
and/or Arabs are slime... I've worked for people of Arab descent before, and
perhaps interacting with them every day of the week made a difference, who
knows...
> Where does YOUR loyalty lie, by the way? JDL? Mossad?
I almost said this before, but didn't - but I'll say it now... Fuck you. You
know *nothing* about me. Your assumption that because I'm Jewish I agree with
everything Israel does is outrageous... more so than your perpetuation of the
stereotype mentioned above.
I can't stand people like you who presume to know exactly what I think and how
I feel about certain things and then blast me for feeling something that I
don't actually feel. (How very American of you.)
Steve Sobol
> Not at all. Go look at the top 500 corporations in the USA. Who controls
> them? Who controls the banks? Who controls the money? Who controls the
> media? Who owns the movie studios? Who controls the news outlets? Who
> are the top officers in the top US government bureaucracies?
Hm. Ok, I'll bite - Let's start with media.
Lowry Mays of Clear Channel isn't Jewish, as far as I know.
Mel Karmazin of Viacom (Viacom/Paramount/CBS/MTV/etc.) is.
Rupert Murdoch isn't. He isn't even American. ;)
Shall we read off a laundry list of media moguls and list who's Jewish and
who's not?
Shall we do the same for government? Come on, give me a list of these people
who are all Jewish. Yes, some of them actually will be. Many will not.
> You tell me what's the TRUTH?
I just did.
Harry Krause
Larry is trailer trash. Quite literally.
USENET READER
Elector wrote:
> "USENET READER" <usenetrea...@earthlink.biteme.net> wrote in
> message news:BZ%bd.5880$NX5....@newsread3.news.atl.earthlink.net...
>
> <snip>
>
>>But numbnuts - you said in your earlier post that you goet the
>>number from the Verizon website. Now you say it was given to you -
>>given to you by whom? Where did you get that number from? Not from
>>the web site like you originally claimed you got it from.
>>
>
>
> Gee there goes that reading ability not in force as usual. You said
> that the number I had given out was not on the website not me. And I
> did not say I got it from the website. I said I spoke to Verizon.
> Learn to read you moron.
No dickhead - you ust be getting senile or you are an old liar. Here it
is from your original posting on 10/13/04 at 4:34 PM:
> If I were customer service I would tell you that; other than the truth
> that your a total idiot and you really did not know how to make a
> credit/debit transaction and the part about the pin that your claiming
> is after the fact since I brought it up. I called the web services
> number at the payment site and they said it could be possible that the
> system fell as you were clicking submit payment but that would not
> have resulted in a confirmation number or email receipt and no monies
> would have been transferred from your account (Credit or Debit).
>
You wrote that you called the web services number at the payment site.
Does that not mean the website if you are trying to pay a bill on the
website? You said that the number was there, I said it was not. Then
you claimed that you already had it - because you have friends at
Verizon, althought it's doubtful that anyone there would admit to being
your friend.
>
>>I talked with CS, who transferred me to Financial Services, who
>>transferred me to E-Services, who is responsible for their
>>electronic transactions. I don't know where you got that number
>>from, but the people I talked with who gave me the answers I got and
>>reported on here were from E-Services.
>>
>
> I don't know who you talked with either because we have ascertained
> that your a liar. As to how the situation transpired. I don't see
> 11,000 folks posting here asking if they had a simular experience.
Maybe you scared them off? Maybe they don't all have computers, maybe
they don't know about USENET? Do you ake the assumption that everyone
who has a Verizon phone has Internet access and is into USENET news
groups? If you make that assumption, then you are a bigger asshole
thatn I originally thought.
>>As far as what I do, I am a commercial photographer who travels
>>around working for a variety of clients. I will be in NYC next week
>>attending a trade show and partying with clients on Thursday night,
>>and partying with models on Friday night. You will no doubt be
>>masturbating to gay male porn on the Internet. Good luck with your
>>life - you need it you miserable bastard!
>>
>
>>Now you have a friend at Verizon. I find it hard to believe you
>>have friends at all, unless it is someone you trade kiddie porn
>>with. So how did he know what my problem was, or the circumstances
>>behind it, if he didn't have access to my account? He was
>>hypothesizing, and doing a bad job of it.
>>
>
> No the folks on the line I spoke with told me how to make a electronic
> transaction, I used your post as the question, IE: I typed in my
> account number and I selected credit and I am using a check card and I
> placed a 3 digit pin number (security pin) in the box as required and
> the screen went and said I needed a pin number for a debit
> transaction, oh what could have been the problem? And why did that
> screen appear? Did I do something wrong? Could the system been down at
> the time of my payment? The people at the number I gave told me to pay
> it over the phone either on the PMT number or 611. I was also told as
> I posted you lying little girlie man to call customer service and ask
> if the payment was showing since they could have avoided all the
> agrivation if the payment was showing.
What you don't seem to understand you poor dumb shut-in is that I did
correctly enter my data on the payment screen - Verizon told Paymentech
to take the money from my bank, and then Paymentech was supposed to pay
Verizon. My bank transferred the money to Paymentech, but Payentech
didn't send the money to Verizon. I got my money back - obviously there
was a computer glitch which effected communications between Verizon and
Paymentech. Are you claiming that such glitches can't happen? I was
just trying to find out what the problem was. Can't you get that
through your thick head?
I was on the phone with Verizon Customer Services who told me that the
payment didn't show up on my bill. I also was transferred to Financial
Services who also said the same thing - and was told that they would be
the people who could investigate why my bank made a payment that wasn't
showing up as being applied to my account although my bank paid it out.
After I have explained all this to you and everyone else countless
times, you still think that this is all about my not knowing how to make
a payment on line, you poor dumb schmuck?
>
>
>>Gainfully employed? Glad to hear it - someone needs to be paying
>>taxes out of their regular paycheck while I enjoy the fruits of my
>>labors and pay for it out of my pre-tax income. And that includes
>>partying my ass off in NYC with a buncha cute models, and may be
>>even getting them to model some lingerie for me. Go fuck yourself
>>you miserable old coot!
>
>
>
> Ha ha you lying idiot. If you have any job as a photographer it is
> taking pictures of nude men while you beat yourself off. That is the
> only models you'll ever get close to. Loser. And partying, yeah right
> I can see it now "You bending over for your butt buddies and drinking
> there L**D's" ha ha and then some other butt buddies shooting
> pictures with that throw away camera you use. What a lying loser.
> Please go away troll your humor value is starting to wane even with
> me.
How do you think Elector knows so much about gay porn?
David R. Goyer
transaction unless I am going to get cash back. This gives me a couple of
extra days before the money is withdrawn from my account as opposed to
almost immediately when processed as a debit card transaction.
David R. Goyer
--
All email is scanned and deemed virus free by Norton Anti-Virus 2003.
"CharlesH" <ho...@exemplary.invalid> wrote in message
news:Ci5bd.12532$nj.1...@newssvr13.news.prodigy.com...
> In article <ctudnW7c_Ok...@adelphia.com>,
> Scott Stephenson <scott.ste...@adelphia.net> wrote:
> >Because they never process your debit card like a credit card. The money
> >always comes right out of your account, no matter how you think you are
> >using the card. Why? Because its not a credit card, Einstein. And you
are
> >whining because the bank doesn't ask for a PIN, but they don't do that if
> >you decide to pretend its a credit card, either.
>
> There are separate networks for processing debit card charges and for
> processing credit charges. The cost structure to the merchant is very
> different. (I believe that the debit networks charge more for smaller
> charges, the credit networks more for larger charges.) Even though a
> check card ends up taking $$ from your checking account regardless of
> which network is used. The debit card network is SUPPOSED to require
> the PIN; the credit network does not. This is why I have a debit card
> (no MC/Visa logo) which cannot be processed through the credit network,
> without a PIN, and a separate true credit card. It was a real pain to
> get my bank to issue me a plain debit card rather than a check card.
>
Richard Ness
Your OPINION..... NOT fact. But, you state everything you say, as if it is fact.
The truth is exactly the opposite. 99% bullshit.
The FACT is, your opinion is and always has been based VERY little in fact.
Your rants about how every advancement in technology is a conspiracy of greed.
Now, you rave about the Jews. Proves the point that your OPINION doesn't mean shit.
Most everything you say is pure and undiluted crap. Always has been. Always will be....
"Larry W4CSC" <no...@home.com> wrote in message news:Xns9584DCA...@63.223.5.244...
Elector
<snip>
> How do you think Elector knows so much about gay porn?
I simply followed your career...! You would not know an "F Stop" from
a "Stop Watch"
And for the last time loser, I don;'t care how you made that so called
payment. You called a place to start an investigation and I called
another. They told me that yeah they can have a web glitch and gave me
other avenues to pay and verify the payments. You seem to have a
reading problem and you change your story more times than I can read
it. I simply responded to your stupid post to make you get your money
back so you would have the leverage to deal with the cell company from
your own terms and not theirs, but your too dam stupid to see that.
Your a liar. Your posts prove it. Now go away lying troll. Loser.
Elector
USENET READER
> "USENET READER" <usenetrea...@earthlink.biteme.net> wrote in
> message news:ybvcd.7955$SZ5....@newsread2.news.atl.earthlink.net...
> <snip>
>
>>How do you think Elector knows so much about gay porn?
>
>
> I simply followed your career...! You would not know an "F Stop" from
> a "Stop Watch"
Trust me douchebag I know an f-stop from a stop watch. Actually, if you
ask any RIT grad from the late 70's and early 80's about "Helmut Newton
Junior", they'll tell you that he does know his f-stops from a stop
watch. Knows them well enough to teach an advanced photo elective class
too! But I doubt you know what RIT is or are smart enough to find out.
>
> And for the last time loser, I don;'t care how you made that so called
> payment. You called a place to start an investigation and I called
> another. They told me that yeah they can have a web glitch and gave me
> other avenues to pay and verify the payments. You seem to have a
> reading problem and you change your story more times than I can read
> it. I simply responded to your stupid post to make you get your money
> back so you would have the leverage to deal with the cell company from
> your own terms and not theirs, but your too dam stupid to see that.
> Your a liar. Your posts prove it. Now go away lying troll. Loser.
>
Actually dickhead - I defy you to come up with the quotes to show that I
changed my story. I on the otherhand have provided quotes to show that
you are the fucking liar who can't keep his story straight - in fact I
have done it twice with you. Can you come up with two quotes from me
where I later changed my story? If you can't - your appology still
won't be accepted by me, because you are a fucking piece of shit!
I didn't need your help getting my money back from Verizon you asshole!
I wanted to know if anyone else had this problem with Verizon. You
kept telling me that I didn't know how to make a payment and now you
admit that they could have a web glitch? Who is changing their stories now?
It's you who has the reading and comprehension problem, since you can't
seem to realize that I didn't ask for help getting my money back or help
making the payment in the first place.
You are some lonely old fart who doesn't have any friends who gets off
posting useless info on the Net thinking you are answering questions and
really all you do is uddy the waters! If I ask you what time it is, do
you try and tell me how to read a watch face? I didn't ask you to tell
me how to read a watch face - I asked you what time it is! That is
about how usefull your answers were to me - and I imagine to anyone else!
My posts prove that my story hasn't changed while yours has. I defy you
to prove otherwise with quotes. And remember - changing the quotes is
cheating - which I wouldn't put past you. But it can be verified so
easy, so why bother? Why don't you admit that you were wrong, gave a
useless answer that was off topic, and grow the fuck up!
Quick
>
> Not at all. Go look at the top 500 corporations in the USA. Who
> controls them? Who controls the banks? Who controls the money? Who
> controls the media? Who owns the movie studios? Who controls the
> news outlets? Who are the top officers in the top US government
> bureaucracies?
>
> You tell me what's the TRUTH?
>
> My OBSERVATION stands......JDL or not.
...And they keep all their money in the form of diamonds and
gold in little strong boxes in the WTC????
-Quick
Elector
<snip>
> My posts prove that my story hasn't changed while yours has. I defy
> you to prove otherwise with quotes. And remember - changing the
> quotes is cheating - which I wouldn't put past you. But it can be
> verified so easy, so why bother? Why don't you admit that you were
> wrong, gave a useless answer that was off topic, and grow the fuck
> up!
Well lets recap you useless piece of shit loser. You came in here with
a quite lengthy post on how you were having trouble making a payment
to Verizon and that a screen popped up and asked for a pin and that
you went and called customer service and told them about what happened
and then went thorough a maze of calls to reach the E-Services (Web
Services) and they (Verizon) told you 11,000 others had the same
problem.
Lie #1 Verizon never would have given you a definitive number and I
told you so in my post to you.
You stated in your posts that the payment processing center had your
money from a "debit payment that should have been a credit payment"
and that Verizon told you this and that they would investigate the
matter. However you claimed that Verizon started calling you for
PAYMENT which did not sit well with me since if they are investigating
why would they call you at all?
Lie #2 If Verizon were doing an investigation the law stops them from
the collection calls. Its called the FDCPA you already put in a
dispute jackass.
You then posted your lies and dared me to post any number that I would
have called. which I did. I never said I spoke to Customer Service
since your cutting from your own post and you seem to have a attitude
problem. Typical of a cry baby or loser. I am betting on the fact your
both so you were caught in
Lie #3 I never said that or changed my story. Your assumptions is what
you were posting, I told you a friend gave me the number. And a
correct number since I noted you called it to see what it went to. So
who is the liar here jerk wad? Must be you.
You then started this long posting (Trolling as far as I can tell)
about you being this photographer and using terms that I would say you
had no knowledge and forethought of as to gender and sexual
orientation and not just to me but others here as well. You were
called on it an in a lash out you have been foul mouthing everyone
that called you on your lies or attitude. About you partying with
models and you used derogatory terms against me first and I was very
polite so you get exactly what a loser like you deserves. The same
treatment back.
And RIT stands for Rochester Institute of Technology. Little troll man
a few exits for me on the thruway. I doubt you ever had any teacher
from there that could stand you. I noted however that you are to much
of a loser to be gainfully employed and for a big money maker you
claim to be I would not have had Verizon trying to collect from me,
and you then use a sham instance of the web site took your money and
then you cried like a little sissy and probably begged to have those
extra minutes added on. When I called Verizon I was given an accurate
assessment of what could happen and then other avenues to effect
payments. So nothing I posted little loser has been a lie. I never
said that a web glitch could not occur, I never said you did not call
Verizon, and I never claimed that the problem you posted was not
feasible, just that you did not know how to make a payment and the
more you cry about it the proof was in your postings. So learn to
attribute the right posts to the correct people.
And for the last time stop trolling this group. No one here wants to
read your drivel and lies.
Elector
Elector
I had an interesting problem with Verizon last week. On the 29th, I
tried to pay my bill on line using my checking account information to
take advantage of an offer they had to credit either 100 bonus minutes
or $5 off your next bill. They stopped offering that, so I decided to
pay using my credit card into that they had already stored in their
system. At first it kept telling me that the info I entered was wrong,
then it let the account info go through but wanted to process the card
as a debit card.
Now this is not a credit card per se, but a Visa check card, that all
the rest of the industrialized world processes like a credit card, but
the money comes out of your checking account. In some stores, they ask
you if you wanted to process the transaction as a debit card and to
enter your pin. But then you can opt out of the debit transaction and
go right to the credit card transaction.
When I had used this card previously, it had never asked me to use the
card as a debit card. So I didn't know what was going on. When I
indicated that I did not want to process the transaction as a debit,
Verizon's computer system said it couldn't process the transaction. So
when I clicked off the box for processing as a debit transaction, it
went to a page that asked me to click off a "finish" box once I had read
certain terms and conditions. I did so, then Verizon booted me off line
and I had to re-login. When I tried to get in again and pay on line, it
wouldn't let me do it again either and I got an error message saying
that some company called paymentech wouldn't process a debit transaction
without a PIN (which Verizon didn't ask me for).
I went to my bank's on line system and found out that the bank had
transferred the money to Verizon. I called Verizon and was told to fax
them some docs from the bank showing that from the bank's position the
money had indeed been transferred to Verizon. I did so, then was told
it would take up to ten days for the matter to be investigated. But in
the mean time they wouldn't call me and bother me about paying them or
cut off my phone service.
When I got a call from Verizon's Financial Services asking me for money,
I told them that I had not yet heard from the about the investigation.
They claim that there investigation showed that the money never got to
them, and that Paymentech was at fault. But they could not explain why
I got booted off their system that one time, nor why my bank or
Payentech required a PIN for a debit transaction which Verizon did not
ask me for, nor why they started treating Visa check cards as debit
cards and not give you a choice to use them as a credit card when the
rest of the free world does let you chose. After another trouble ticket
was opened for their E Services departent, I was told that they wouldn't
be bothering me for money for at least a week while this was being
investigated and I was able to call my bank and get the involved. I got
another call fromm them an hour later asking me for money.
Any idea what the hell is going on here? They don't seem to want to
take responsibility for their own computer screw ups, and want to put
the blame on everyone else. As far as I know, no bank handles debits
without a PIN, but Verizon doesn't ask you for one.
###############################################################################################################
[My initial response to you, not the nice response]
Simple process, call the bank and tell them to reverse the payment
they made to whom ever it was made to. Then call Verizon on the
TELEPHONE and make the payment over the PHONE. This way they won't dun
you for the non payment no matter who's fault it may be.
The basic premise is to get your money back NOW!
Then do as I stated above. Many stores like to process the Visa Check
Cards as Debits to avoid the higher fees associated with you using it
as a charge purchase. Wal-Mart's is the #1 culprit and they even have
stopped taking MasterCard Check Cards due to the fees. This story was
on News.com.
Elector
###################################################################################################################
[Response to Hot Rod]
Not true. Did you ever call your credit union or bank and ask? If you
did you would have found that if your card is lost or stolen you don't
pay one red cent it is all refundable. Additionally if you make a
purchase with it; and you dispute the charge and it will be reversed
as a regular "charge purchase" they will not reverse a "debit"
purchase unless the card was stolen or compromised. (Something to do
with you having to use a pin number which only you should know) The
bank has to investigate the situation and it may take some time and
you may have the charge reversed back later on after they check it
out, but you can reverse the charge. I did it recently with Dell
Computers in that they shipped a product to me as ground when I had
paid for 2nd. day air. They did not like that I did it and told my CU
that they were working it out with me and tried to stop the reversal.
But the CU only paid them what I said it should have been minus the
shipping.
Bottom line see what the policy is at your own bank and CU and then do
as you feel is right.
Elector
######################################################################################################################
[Response to Hot Rod]
Correct, that was how they explained it to me as well. If you use it
like a Debit (forget it) if as a Charge (your looking large) I could
not resist the rhyme :-)
Just was watching that stupid commercial on TV for Exzyte or Emzyte or
some other dumb drug. It does have a catchy commercial.
Elector
#####################################################################################################################
You know I agree with the other poster here, your just looking to
whine and cry and put the company down. You were given "On Topic"
advice IDIOT since you did not state in your original whine that you
had the money replaced. You asked "what should I do".
On that note what you should do is not own a cell phone and use two
tin cans and string and talk to your friends if you have any that way.
Learn to read, it will do wonders for you in the comprehension
department.
Elector
#####################################################################################################################
Stick them up your *** most likely!
When you use the debit card/check card as a charge you have to put the
security PIN from the back of the card in the little box and then
click submit. That way Idiot the problem would not have occurred.
Simple huh?
On second thought if customer service already told you that 11,000
people had this problem then your initial post here was a "troll" post
since your question was already answered.
And lastly no matter what is wrong with the billing system you want to
get your money back which I did not read in the initial post but I
will go and look at it again this morning when I get to work. My
concern is to get your money back first so you can argue and dicker
and whine with the company on your terms. Once they have your funds it
is quite conceivable that you will fight for the credits. So my advice
was to help. But you have shown that your an idiot.
Elector
######################################################################################################################
Hello Trollfaz:
Well if you got the F***ing answer, why keep trolling here with your shit
head responses? Obviously a loser who does not know how to use a debit or a
credit card for that matter.
Here let uncle Elector help you. Log on to the Verizon Wireless Account
system. Make sure you put the right account number and pin in (Knowing how
you have problems with the pin entering), then under pay bill make sure you
select the radio button for the type of account and how your paying. Pay
special attention to DEBIT and CREDIT CARD then select the proper credit
card type. Visa or MasterCard or American Express, then place that visa
check card number in and the expiration date if you had not previously saved
the profile information. Then read further down and place that security pin
in the little box before you click submit or the screen is going to ask how
you want to process the transaction? (which means Sherlock you did not place
that pin in as you stated and are trying to cover up for your own stupidity)
Then it asks to click confirm and to hit the button to make the payment.
After a few seconds the screen states that the payment was approved and you
get a confirmation number. So shit head you did not make the payment
correctly. Now to the other 11,000 folks that had the same problem I note
its only you in here posting like a little bitch and piss moaning, and
crying about Verizon this and that. And how you don't like the US Attorney
General and complain to the FCC and others.
Stick it little piss ant. You have reached the end of your troll posts. No
one here will fall for your replies. Troll Boy!!
Elector
#####################################################################################################################
Let me tell you something piss ant, your whine needs more cheese. And
it would seem you have posted here before with that little girlie
writing style. Did not like the answer and then yell "lets keep it on
topic" I think others will remember you also.
Your a Verizon basher and complainer. Albeit I don't hold Verizon in
the best light all the time, I don't come in here and state that
Customer Service told you 11,000 others had the same problem. Sure
they did...
If I were customer service I would tell you that; other than the truth
that your a total idiot and you really did not know how to make a
credit/debit transaction and the part about the pin that your claiming
is after the fact since I brought it up. I called the web services
number at the payment site and they said it could be possible that the
system fell as you were clicking submit payment but that would not
have resulted in a confirmation number or email receipt and no monies
would have been transferred from your account (Credit or Debit).
They also informed me that occasionally if you hit submit twice the
payments would naturally come out twice, and that they know of an
issue where the site does not function at all (during maintenance
hours and or when the server is experiencing difficulties) and you can
then call the *611 or the *PMT and make the payment that way from the
cards that are on file. It is both an automated service and a physical
speaking to a person if you so desire. So there were options.
Additionally this web services unit told me that customer service
could have told you if the payment had been applied from their screen.
So my guess is again that your a bozo that should not have or use any
type of credit/debit card or a computer due to that foul mouth of
yours sonny.
And I am not as old as you think junior, so be careful I am not some
old man that will take your gruff. Got it? Good.
Elector
##################################################################################################################
Hey Piss Ant:
Learn to read I did not say I called Customer Service I called Web Services
who is in charge of the payment portion and web site use. You moron.
Your a liar plain and simple and a little whiner. Hey the other poster was
called "Rebecca and Bev" you post just like a little girl. Like I said
before your a troll at best and a little girlie complainer. Now back to your
foul mouth posts, little girlie.
Elector
####################################################################################################################
Face it your a little girlie man, if that. Talk about your own erection
loser. Maybe you and your dog can procreate. Because all you post or talk
about is shit!
Loser...
Elector
####################################################################################################################
Why yes I can Piss ant..here it is, loser: 1-866-788-9387 and that was the
number I was given. So go back under your bridge little troll!
Piss Ant
Elector
###################################################################################################################
Now, now girlie man, your slip is showing. You are a liar and a troll. I
gave you the number that was given to me, and Data Technical support is in
charge of the web site. No let me guess you call your employer (McDonalds)
when there is a problem with a web site that says Verizon. Face it little
girlie man you were caught and I gave the number which you thought I did not
have. So your a loser. Its OK to be a loser since there are a load of losers
like you in the world.
No amount of foul mouthing or skirting the issues will do now,. since you
called the number and you know it to be an accurate number. And butt wipe it
was not on the web so how did I get it? Hint hint, I have friends at Verizon
and they said your a LIAR...simple enough huh little girlie man.
Sorry loser gainfully employed more years then you have been pulling your
pud and drinking your own juice. Loser.
Elector
#####################################################################################################################
"USENET READER" <usenetrea...@earthlink.biteme.net> wrote in
message news:BZ%bd.5880$NX5....@newsread3.news.atl.earthlink.net...
>
<snip>
> But numbnuts - you said in your earlier post that you goet the number from
> the Verizon website. Now you say it was given to you - given to you by
> whom? Where did you get that number from? Not from the web site like you
> originally claimed you got it from.
>
Gee there goes that reading ability not in force as usual. You said
that the number I had given out was not on the website not me. And I
did not say I got it from the website. I said I spoke to Verizon.
Learn to read you moron.
> I talked with CS, who transferred me to Financial Services, who
> transferred me to E-Services, who is responsible for their electronic
> transactions. I don't know where you got that number from, but the people
> I talked with who gave me the answers I got and reported on here were from
> E-Services.
>
I don't know who you talked with either because we have ascertained
that your a liar. As to how the situation transpired. I don't see
11,000 folks posting here asking if they had a simular experience.
> As far as what I do, I am a commercial photographer who travels around
> working for a variety of clients. I will be in NYC next week attending a
> trade show and partying with clients on Thursday night, and partying with
> models on Friday night. You will no doubt be masturbating to gay male
> porn on the Internet. Good luck with your life - you need it you
> miserable bastard!
>>
Yeah your a photographer, sure you are. The only models you will be
partying with are men. Then again those that talk shit like you are
usually losers. Keep posting you prove it everytime you post a reply.
> Now you have a friend at Verizon. I find it hard to believe you have
> friends at all, unless it is someone you trade kiddie porn with. So how
> did he know what my problem was, or the circumstances behind it, if he
> didn't have access to my account? He was hypothesizing, and doing a bad
> job of it.
>
No the folks on the line I spoke with told me how to make a electronic
transaction, I used your post as the question, IE: I typed in my
account number and I selected credit and I am using a check card and I
placed a 3 digit pin number (security pin) in the box as required and
the screen went and said I needed a pin number for a debit
transaction, oh what could have been the problem? And why did that
screen appear? Did I do something wrong? Could the system been down at
the time of my payment? The people at the number I gave told me to pay
it over the phone either on the PMT number or 611. I was also told as
I posted you lying little girlie man to call customer service and ask
if the payment was showing since they could have avoided all the
agrivation if the payment was showing.
>
> Gainfully employed? Glad to hear it - someone needs to be paying taxes
> out of their regular paycheck while I enjoy the fruits of my labors and
> pay for it out of my pre-tax income. And that includes partying my ass
> off in NYC with a buncha cute models, and may be even getting them to
> model some lingerie for me. Go fuck yourself you miserable old coot!
Ha ha you lying idiot. If you have any job as a photographer it is
taking pictures of nude men while you beat yourself off. That is the
only models you'll ever get close to. Loser. And partying, yeah right
I can see it now "You bending over for your butt buddies and drinking
there L**D's" ha ha and then some other butt buddies shooting
pictures with that throw away camera you use. What a lying loser.
Please go away troll your humor value is starting to wane even with
me.
Elector
#################################################################################################################
I simply followed your career...! You would not know an "F Stop" from
a "Stop Watch"
And for the last time loser, I don;'t care how you made that so called
payment. You called a place to start an investigation and I called
another. They told me that yeah they can have a web glitch and gave me
other avenues to pay and verify the payments. You seem to have a
reading problem and you change your story more times than I can read
it. I simply responded to your stupid post to make you get your money
back so you would have the leverage to deal with the cell company from
your own terms and not theirs, but your too dam stupid to see that.
Your a liar. Your posts prove it. Now go away lying troll. Loser.
Elector
###################################################################################################################
That is correct Charles, if you read the OP he/she/it was stating it
asked if you want to use this as a debit. Now if he/she/it did as I
wrote and placed the radio button on credit and entered the 3-4
security code in the box before clicking continue with payment, no
such screen would have appeared.
Bottom line the OP is an idiot as I and others have suggested and is
just here to whine and complain, and the last time I looked why would
financial services be calling a customer that is not in arrears? So
the OP makes a stink as if the payment was made and then blames
Verizon saying they had it and he got it back and they had a problem
with the billing system. Something is just not right with the OP post.
Don't know about you but I pay the damn invoice even before I receive
it in the mail on both my accounts. And I have never had that
situation that the OP said was shared by 11,000 others. Anyone from
Verizon here would like to check out that story and post I would guess
it was a fairy tale on the original posters part.
Elector
####################################################################################################################
"American Express" Ha ha at least that is what they have always told
me. (Joking here)
The original poster was here before under another guise and is
trolling. I dealt with the type before on another group and they make
me sick.
Elector
###################################################################################################################
I believe it was a little girlie name. I will eventually find it and
post the name. it was so similar to that other post you made with "Can
we keep this on topic" and you were told you were an idiot then and it
continues in this guise.
Your a little whinny jerky moron, you will never amount to anything
and more than likely your story has more holes than Swiss cheese and
your a troll poster so as Proconsul stated anyone that reads your
tripe should add you to the kill files. Now go to Cingular where dead
beats and idiots that don't know how to pay for their service can get
hand holed through life. Loser
Elector
#####################################################################################################################
That is exactly right. I knew that posting style was here before.
Elector
######################################################################################################################
Elector
#####################################################################################################################
Bottom line Troll, I never said I called customer service, I said I called
web services and the number you said I didn't have I posted. And I did not
say I received the number from the website my quote: "I called the web
services number at the payment site"
http://www.verizonwireless.com/b2c/splash/autoSystemPrompts.jsp which is
option #3 for help with the web. However I stated the number I have came
from a friend at Verizon which is not listed on the web. Two different
answers Sherlock. Please again learn to read.
In any case your story never panned out since the people at the numbers I
called said that No Problems were found. So your just an idiot and did not
know how to use the payment services screen at the web site. Go back to them
polaroid instant cameras junior. Celkl phones and debit cards are way over
your head.
Elector
(Oh troll boy above is all my responses to date)
Isaiah Beard
> The disadvantage to using a check card is that it is just like writing out a
> check. You can not reverse charges as you can with a credit card just as you
> can not reverse charges on a check that you would have sent once it has
> cleared.
I guess that's true if your bank is still in the stone age. I hold
accounts at a couple of banks, one a small local bank and the other a
large nationwide bank, and both offer zero liability policies for
disputed charges on a check card. You file a dispute, and the money is
credited to your account the same day while the investigation is pending.
(Of course, if the dispute is deemed unfounded, the money comes right
back out, but this is no different from a credit card.)
In any case, for online payments of recurring bills (like the cell phone
and such) I've stopped bothering with a merchants' system, and I just
use the bill-payment system that banks offer nowadays. There tends to
be more accountability this way, and any bank worth their salt will
guarantee the reliability of the transaction or credit your account
accordingly if the payment fails to go through. What's more, the
merchant I'm paying the bill off to doesn't get to know my check card
number, nor do they get to see my checking account number (which they
would otherwise see printed at the bottom of each check I would write).
All they get is the payment, my name and the account number that the
payment should be credited to. Never had a problem using it.
Any self-respecting bank will offer bill pay for free, along with online
account access.
--
E-mail fudged to thwart spammers.
Transpose the c's and a's in my e-mail address to reply.
USENET READER
> "USENET READER" <usenetrea...@earthlink.biteme.net> wrote in
> message news:qUCcd.9929$SZ5....@newsread2.news.atl.earthlink.net...
> <snip>
>
>>My posts prove that my story hasn't changed while yours has. I defy
>>you to prove otherwise with quotes. And remember - changing the
>>quotes is cheating - which I wouldn't put past you. But it can be
>>verified so easy, so why bother? Why don't you admit that you were
>>wrong, gave a useless answer that was off topic, and grow the fuck
>>up!
>
>
> Well lets recap you useless piece of shit loser. You came in here with
> a quite lengthy post on how you were having trouble making a payment
> to Verizon and that a screen popped up and asked for a pin and that
> you went and called customer service and told them about what happened
> and then went thorough a maze of calls to reach the E-Services (Web
> Services) and they (Verizon) told you 11,000 others had the same
> problem.
>
Douchebag - I asked you to provide quotes from my posts for you to back
up your lip dick claims that I am lying. You could not do that, and
instead only lie some more. I defy you to provide the actual quotes
from my postings where I write otherwise. Notice how he has to recap -
he can't provide the posts to back up his bullshit assertions!
Elector Lie #1: I never wrote that a window popped up and asked me to
input a PIN.
Dickhead - I posted that I went on to make a payment on line and entered
the data from my VISA check card in order to have the transaction made
as a "CREDIT CARD" transaction. I clicked a box to continue, and the
Verizon payment site informed me that they wanted to make this
transation a debit transaction and not a credit transaction, and did I
want to proceed with this as a debit transaction.
I indicated that I did not want this to be a debit transaction, but the
Verizon payment system would not let me proceed until I finally gave up
and indicated "yes" I did want this to be handled as a debit. Then the
screen advanced to the boilerplate about terms and conditions, then I
clicked on the window to the next screen, which I assume would have
eventually confirmed that the transaction took place, and given me a
confirmation number.
That did not happen - instead after a long wait, the Verizon bill
payment system logged me off their system and I had to log back in -
where I saw that my balance remained the same as before I tried to make
the earlier payment.
I called Verizon Customer Service and told them what happened. They put
me on the phone with a Electronigc Services rep who tried to guide me
through the payment system. With his help, I tried to make another
payment and this time got an error message saying that the payment
hadn't gone through due to a problem with Paymentech. I then went to a
window on the Verizon website (forget what it's called right now) that
shows all your payment transactions - successful as well as failed. And
that day - I had two failed transactions - including one which said that
my bank wouldn't process a debit payment without a PIN (which of course
the Verizon payment window never asked me to provide).
I called my bank to see what my balance was and what my last transaction
was - and lo and behold Verizon took $100 out my bank that very day! I
told the bank not to process any more transactions from Verizon until I
got this straightened out.
I called Verizon Customer service after I called the bank, and told them
what happened. They seemed to think that this wasn't possible, but
wanted me to fax them something from the bank showing that a payent had
in fact been made. I did that.
Elector Lie #2:
That I called Verizon Customer Service as soon as the request for a PIN
came up on screen.
Dickhead - couldn't call Verizon right after a request for my PIN came
up because there was no request for a PIN from Verizon ever! For the
rest - see response to Elector Lie 1.
> Lie #1 Verizon never would have given you a definitive number and I
> told you so in my post to you.
>
> You stated in your posts that the payment processing center had your
> money from a "debit payment that should have been a credit payment"
> and that Verizon told you this and that they would investigate the
> matter. However you claimed that Verizon started calling you for
> PAYMENT which did not sit well with me since if they are investigating
> why would they call you at all?
Elector Lie #3: How the fuck does Erectile Dysfunction know what a
Verizon E-Services rep told me? How would he know unless he had access
to my account, which he does not have?
He claims they would never tell me this because first he called someone
from a number he got off the Verizon payment web page, who told him
Verizon would never do this. Then he claims he didn't get this number
from the web site, instead he has a "friend" at Verizon Web Services (or
some such department) who told him that would never happen. Which lie
do you want to stick with - that you got the number from a web site or
that you have friends at Verizon who told you this could never happen?
How about sending me - via e-mail directly to my address - the name and
employee number of the so-called "friend" you have there who can tell me
how he knows so much about my problem if he wasn't in the department
that originally handled the complaint I made in the first place?
Lack of Erection Lie #4: See see response to lie 5
>
> Lie #2 If Verizon were doing an investigation the law stops them from
> the collection calls. Its called the FDCPA you already put in a
> dispute jackass.
Lack of Erection Lie #5: There is no requirement from Verizon to notify
you when they are done with their side of the investigation or what the
outcome is. So how do you know when the investigation is over unless
they call you and tell you, or you call them and ask them?
They knew I was trying to make a payment and they wanted to know if I
wanted to make a payment at that time. Since I did not have
satisfactory answers to my original question, I told them I would not be
making a payment to them over the phone until I got answers to my
questions - does that satisfy you doucheboy?
>
> You then posted your lies and dared me to post any number that I would
> have called. which I did. I never said I spoke to Customer Service
> since your cutting from your own post and you seem to have a attitude
> problem. Typical of a cry baby or loser. I am betting on the fact your
> both so you were caught in
Lack of Erection Lie #6: I included quotes from your original posting
where - based on your infantile writing style - it appeared that you did
talk with someone at Customer Service. But you did lie about where you
got that number from - you first said it came from the Verizon bll
payment page. After I asked you to prove it, you then claimed that you
have a friend at Verizon who I presume you already had a number for and
you called him up. And you asked him to hypothesize about the
probability that this would happen.
>
> Lie #3 I never said that or changed my story. Your assumptions is what
> you were posting, I told you a friend gave me the number. And a
> correct number since I noted you called it to see what it went to. So
> who is the liar here jerk wad? Must be you.
Lie #7: Yes you did change your story doucheboy - you lied about where
the number came from - first it was on a website, then you already had
the number of a friend:
> You then started this long posting (Trolling as far as I can tell)
> about you being this photographer and using terms that I would say you
> had no knowledge and forethought of as to gender and sexual
> orientation and not just to me but others here as well. You were
> called on it an in a lash out you have been foul mouthing everyone
> that called you on your lies or attitude. About you partying with
> models and you used derogatory terms against me first and I was very
> polite so you get exactly what a loser like you deserves. The same
> treatment back.
Lie #8: Actually doucheboy, you gave a pretty good description of gay
porn to me. I described taking pics of cute adult female models who I
might be working with in NYC. Don't be afraid of being gay Elector -
Dick Cheney loves you!
>
> And RIT stands for Rochester Institute of Technology. Little troll man
> a few exits for me on the thruway. I doubt you ever had any teacher
> from there that could stand you. I noted however that you are to much
> of a loser to be gainfully employed and for a big money maker you
> claim to be I would not have had Verizon trying to collect from me,
> and you then use a sham instance of the web site took your money and
> then you cried like a little sissy and probably begged to have those
> extra minutes added on. When I called Verizon I was given an accurate
> assessment of what could happen and then other avenues to effect
> payments. So nothing I posted little loser has been a lie. I never
> said that a web glitch could not occur, I never said you did not call
> Verizon, and I never claimed that the problem you posted was not
> feasible, just that you did not know how to make a payment and the
> more you cry about it the proof was in your postings. So learn to
> attribute the right posts to the correct people.
Lie 9: How could you get an accurate assesment of what happened on my
account if you didn't know what my account was? Prove it - have your
buddy from Verizon e-mail me and I can call him up and ask him how he
could know so much about my account without knowing what it was?
Face it doucheboy - you were talking out of your ass and when you got
caught you got pissed. Admit it and the rest of use won't be laughing
at your sorry posts when we read them.
Actually - I am gonna go out drinking with several of my old teachers
from RIT later this week in NYC. Probably gonna hoist a few brews at
McSorley's. So go fuck yourself. And you obviously know so little
about commercial photography - the vast majority of photographers are
self-employed due to the nature of the business. Few businesses have
ever had in-house photography departments that do commercial advertising
photography - years ago more did, but today they are fewer and fewer
that do. Unless you count working as a staff photographer on a
newspaper or magazine - and today more and more photographers are
freelancers - which means they are self employed.
> And for the last time stop trolling this group. No one here wants to
> read your drivel and lies.
>
> Elector
Obviously only a loser shut in drolling old fook like you reads and
responds. What old folks home are you from?
Elector
<snip>
> Obviously only a loser shut in drolling old fook like you reads and
> responds. What old folks home are you from?
You know the house, its you momma's house loser.
Just to give you a direct number was enough troll boy. I am not giving a
loser like you any one to bother with your rantings.
You can snip posts all day loser and as I said before No Troll wins over me,
so live with it.
And gay porn was what you originally accused me of loser, get your facts
straight. Yeah your a self employed loser. No women would be caught dead
with you, and you keep thinking I am old. what a jackass.
[You wrote on 10/15/2004]
>As far as what I do, I am a commercial photographer who travels around
>working for a variety of clients. I will be in NYC next week attending a
>trade show and partying with clients on Thursday night, and partying with
>models on Friday night. You will no doubt be masturbating to gay male porn
>on the Internet. Good luck with your life - you need it you miserable
>bastard!
>
[End your drivel]
Its whiners and complainers like you that give folks a bad name. Keep
babbling loser you show just how much of a jack ass you really are.
Maybe you would like me to investigate your stupid claim for you? Yeah
right. What a loser.
Elector
NASCAR20
absolutely no problems. In fact I have used it a few times to pay
verizon (both home bill and wireless bill) with no problems.
On Sun, 10 Oct 2004 05:04:53 GMT, USENET READER
<usenetrea...@earthlink.biteme.net> wrote:
>I had an interesting problem with Verizon last week. On the 29th, I
>tried to pay my bill on line using my checking account information to
>take advantage of an offer they had to credit either 100 bonus minutes
>or $5 off your next bill. They stopped offering that, so I decided to
>pay using my credit card into that they had already stored in their
>system. At first it kept telling me that the info I entered was wrong,
>then it let the account info go through but wanted to process the card
>as a debit card.
>
>Now this is not a credit card per se, but a Visa check card, that all
>the rest of the industrialized world processes like a credit card, but
>the money comes out of your checking account. In some stores, they ask
>you if you wanted to process the transaction as a debit card and to
>enter your pin. But then you can opt out of the debit transaction and
>go right to the credit card transaction.
>
>When I had used this card previously, it had never asked me to use the
>card as a debit card. So I didn't know what was going on. When I
>indicated that I did not want to process the transaction as a debit,
>Verizon's computer system said it couldn't process the transaction. So
>when I clicked off the box for processing as a debit transaction, it
>went to a page that asked me to click off a "finish" box once I had read
>certain terms and conditions. I did so, then Verizon booted me off line
>and I had to re-login. When I tried to get in again and pay on line, it
>wouldn't let me do it again either and I got an error message saying
USENET READER
> "USENET READER" <usenetrea...@earthlink.biteme.net> wrote in message
> news:CIScd.493$5i5...@newsread2.news.atl.earthlink.net...
>
> <snip>
>
>>Obviously only a loser shut in drolling old fook like you reads and
>>responds. What old folks home are you from?
>
>
> You know the house, its you momma's house loser.
Pick on someone's mother - you are the fucking asshole I always thought
you were. Pick on her again and I will find out what rock you crawl out
from under to troll the net, and you will discover a new meaning to the
word "loser"!
Besides, my mother has too much class to let a total doucheboy like you
in the house, reading gay porn and all, wearing your un-tidey whities
all over the house, all crusted with gook from not changing but once a week.
> Just to give you a direct number was enough troll boy. I am not giving a
> loser like you any one to bother with your rantings.
Just to give me a number which you lied about where you got it from in
the first place? Yet one more lie you are caught in.
>
> You can snip posts all day loser and as I said before No Troll wins over me,
> so live with it.
I proved you lied - who gives a fuck if a psycho like you won't admit it!
>
> And gay porn was what you originally accused me of loser, get your facts
> straight. Yeah your a self employed loser. No women would be caught dead
> with you, and you keep thinking I am old. what a jackass.
Yes I did accuse you of describing in graphic detail gay porn - what's
the refernce? You read gay porn - so what - you are gay - what else
would you read?
>
> [You wrote on 10/15/2004]
>
>
>>As far as what I do, I am a commercial photographer who travels around
>>working for a variety of clients. I will be in NYC next week attending a
>>trade show and partying with clients on Thursday night, and partying with
>>models on Friday night. You will no doubt be masturbating to gay male porn
>>on the Internet. Good luck with your life - you need it you miserable
>>bastard!
>>
>
> [End your drivel]
>
>
> Its whiners and complainers like you that give folks a bad name. Keep
> babbling loser you show just how much of a jack ass you really are.
That give folks in general or certain types of folks in particular?
What the fuck are you babbling about now, doucheboy?
>
> Maybe you would like me to investigate your stupid claim for you? Yeah
> right. What a loser.
Dickhead - you already admitted that you investigated my claim for me,
first by getting a number for Web services from the bill pay wab page,
then once I caught you at that lie - by calling a number you already
claimed to have (for your mythical friend). You claimed to have called
up your "friend" and asked them about the issues I brought up in my
posts, and were told (or so you claim) that they couldn't happen like
that. Now you ask me if I would like you to investigate my stupid claim
- which you have already done!
Once a douche, always a douche!
Elector
> Pick on someone's mother - you are the fucking asshole I always
> thought you were. Pick on her again and I will find out what rock
> you crawl out from under to troll the net, and you will discover a
> new meaning to the word "loser"!
>
Oh please do, I would happy to meet you in the street, in the city,
any place you want troll boy. I am in Albany NY
Come on up fag. Its 2 hours 40 Minutes from NYC and son I am not hard
to find. Believe me.
Trolling assholes like you always get my ire. And you are and have
been proved to be a LIAR.
Now do something about it. Asshole.
Elector
Elector
<snip>
> Dickhead - you already admitted that you investigated my claim for
> me, first by getting a number for Web services from the bill pay wab
> page, then once I caught you at that lie - by calling a number you
> already claimed to have (for your mythical friend). You claimed to
> have called up your "friend" and asked them about the issues I
> brought up in my posts, and were told (or so you claim) that they
> couldn't happen like that. Now you ask me if I would like you to
> investigate my stupid claim - which you have already done!
>
> Once a douche, always a douche!
Hey smart mouth, I was being sarcastic in the statement above. Since
you are a liar and lied about how it happened and all you have done is
try and troll this group with this stupid post (hey good job asshole)
which is getting quite large by my looking at the thread.
You are a liar. You cannot escape that. You said that the web site did
this and that to you. Could it have happened possibly. Did it happen
to 11,000 folks at that time. No it did not.
The web site has a number to call MORON you call that number and press
option 3 for web site problems. However troll boy I have a friend at
Verizon who gave me another number to call. When we spoke and he asked
me why I needed it I told him the scenario and he said the same thing
the web people said to me when I called, the web site may have been
down for maintenance and the transaction did not process and to:
1- Call customer service and ask if the payment posted?
2- Call 611 and ask a live person to make the payment for you.
3- Call PMT from your cell phone and follow the prompts to pay the
bill through the automatic attendant.
all of the above is what you could have done, but did not. Like I said
your posts show you to be a loser and a punk.
but all types post in here.
And like I stated earlier its the porn photographers like you that
engage in that sick filming of gay and kiddie porn that should be off
the net. The only crusted shorts around here are the ones your
wearing.
You are the one in your shit posts that alluded to me "jerking off to
gay porn" since you brought it up you are the one that usually is the
sicko. And you don't like to have your momma used tough, you have no
regard for anyone here and did not from the second post to myself and
others with your foul mouth. Tough shit.
And my invitation still stands "come on up anytime" jerk off.
Elector
Winston
It would seem the only person here that is trolling is you sir.
Mr. Elector has been on this group and many others and has given help
and assistance to many. However you have come in here and smart
mouthed every single person that responded to your post. Why?
It has also been shown in your own posts that you change the facts or
add on to them. I noticed that you have resorted to swearing and
cursing others as a means to deflect the issues.
You could have nicely in your first post said, "Elector I already had
my money return and thanks for asking" but you lashed out with
nastiness. I wonder why?
Personally I would not want you to take my picture or any photos of my
family due to your bad language and general nasty attitudes. I am
praying that your not that way with customers.
Lastly I noted that you threatened Mr. Elector. You sir should be
careful since it will be you that will be reported and possibly have
actions taken against you.
Let the thread drop. Its is now over 83 posts long and has three spin
off segments.
W.
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Elector
"Winston" <win...@dsn.securtity.net> wrote in message
news:4174f...@127.0.0.1...
<snip>
> Let the thread drop. Its is now over 83 posts long and has three spin off
> segments.
>
> W.
Yes W.
I believe you are correct in your post. I will not respond further to that
imbecile. Since you were correct that it never wanted assistance but to vent
and troll the group.
When will I ever learn :-)
Elector