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difference between hazard insurance and homeowner’s insurance
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Ron Ablang
Nov 12, 2002, 8:12:14 PM11/12/02
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hazard insurance: Also known as homeowner’s insurance or fire
insurance, hazard insurance covers physical risks such as fire and
wind damage. Lenders usually require coverage for at least the
replacement value of the home.
insurance, hazard insurance covers physical risks such as fire and
wind damage. Lenders usually require coverage for at least the
replacement value of the home.
homeowner’s insurance: This insurance includes hazard coverage
for any damages that may affect the value of a house, in addition to
personal liability and theft coverage.
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