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Re: Insurance company refusing to honor rental insurance for survivor of Davenport collapse
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Screwed
Jun 10, 2023, 4:20:03 AM6/10/23
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RichA <rande...@gmail.com> wrote in
news:sss741$mnqj$1...@news.freedyn.de:
> Mitchell Holman wrote
>
>> Typical Democrat insurance company. Bait and switch thieves.
DAVENPORT, Iowa — One resident of the collapsed Davenport apartment
building says her insurance company is denying her rental insurance claim
because the collapse is "on the building owner."
Former WQAD photojournalist Linnea Hoover was inside the building taking a
nap when it collapsed. She says she contacted her insurance company the
night the tragedy happened.
"You contact your insurance company because they can help reimburse you
for when something like this happens, or that's what should happen,"
Hoover said.
GEICO told her they won't honor her rental coverage, which only covers
$5,000 of personal expenses.
"We're not helping you with hotel, we're not helping you with clothing,
we're not helping you with anything, and we're denying your claim because
it's on the building owner," Hoover said.
This information is hard for her to comprehend.
"At this point, I'm basically like, what's insurance for," Hoover
expressed. "Like, why do you purchase expensive insurance, especially as a
renter, when something like this happens, and they're not going to do
anything? I just don't understand it."
Hoover has taken her claim to the Iowa Insurance Division which will
evaluate her insurance contract and determine if the decision and process
made by GEICO is correct.
"If the insurance company made a mistake we will re-engage them on that
error," said Iowa Insurance Division Deputy Insurance Commissioner Jared
Kirby. "However, if they're accurate, we would share with the consumer
'Hey, look at this section of your insurance policy, here's what it
specifically says.'"
The Iowa Insurance Division is a governmental agency. Their services are
completely free.
https://www.wqad.com/article/news/special-reports/davenport-building-
collapse-wold-insurance-geico/526-835de084-0273-4015-b08c-eaaba097234d
news:sss741$mnqj$1...@news.freedyn.de:
> Mitchell Holman wrote
>
>> Typical Democrat insurance company. Bait and switch thieves.
DAVENPORT, Iowa — One resident of the collapsed Davenport apartment
building says her insurance company is denying her rental insurance claim
because the collapse is "on the building owner."
Former WQAD photojournalist Linnea Hoover was inside the building taking a
nap when it collapsed. She says she contacted her insurance company the
night the tragedy happened.
"You contact your insurance company because they can help reimburse you
for when something like this happens, or that's what should happen,"
Hoover said.
GEICO told her they won't honor her rental coverage, which only covers
$5,000 of personal expenses.
"We're not helping you with hotel, we're not helping you with clothing,
we're not helping you with anything, and we're denying your claim because
it's on the building owner," Hoover said.
This information is hard for her to comprehend.
"At this point, I'm basically like, what's insurance for," Hoover
expressed. "Like, why do you purchase expensive insurance, especially as a
renter, when something like this happens, and they're not going to do
anything? I just don't understand it."
Hoover has taken her claim to the Iowa Insurance Division which will
evaluate her insurance contract and determine if the decision and process
made by GEICO is correct.
"If the insurance company made a mistake we will re-engage them on that
error," said Iowa Insurance Division Deputy Insurance Commissioner Jared
Kirby. "However, if they're accurate, we would share with the consumer
'Hey, look at this section of your insurance policy, here's what it
specifically says.'"
The Iowa Insurance Division is a governmental agency. Their services are
completely free.
https://www.wqad.com/article/news/special-reports/davenport-building-
collapse-wold-insurance-geico/526-835de084-0273-4015-b08c-eaaba097234d
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