No they giving you bad info... you dont ever repalace a timing chain
unless it breakes or jumps the sprocket, in your case you do not have
this problem... you have a metal timing chain in the 3.8 ford engine...
i hava a 93 taurus 3.0 and its notorious for the timing chain cover to
leak coolant.... the 3.8 engine is also notorious for this also... on my
car the water pump was replaces as the weep hole on the bottom of the
pump was leaking(you dont see it leak but if you use a small mirrow and
a flash light you put it under the pump and you see the rust color of
the coolant thats dried up under the water pump... the water pump is
attached to the timing chain cover, but i dont think they will come out
together, first you probably gonna have to get the pump out for
clearance and later take the timing chain cover out... i did not pay
much attention to the instructions for the 3.8 as it did not apply to me
but i do remember that it was a little different than the 3.0 as the oil
pan might have to dropped and a new gasket put on the oil pan at the
same time as the timing chain cover.. (thats what is keeping me from
changing my timing chain cover gasket)... the Helm(ford ) shop manual
tells you do not cut the oil pan gasket and do not just put sealer on
this place(the spot between the timing chain cover and the oil pan)..
It seems that some people do not want to take off the oil pan and want
to take a short cut to do the timing chain cover gasket and will do
this. if you take off the oil pan to change this gasket you might or
might not have to raise the engine... on mine the coolant drips onto the
exhaust piping and makes a steam on real cool mornings, not much, but
you can smell the coolant burning as it evaporates off the hot pipe...
i had a real problem finding it, could always smell it, but it seems
that it drips down and runs under the oil pan and then drops onto the
hot pipe so it never hits the ground..........