Insurance for a new ATV

[QWERTY]

I'm about to purchase my first ATV. It will usually be used for work &
play on my personal property, may a few excursions a year somewhere
else. What are my insurance options and there costs?

I'm most concerned with theft and damage from a tree falling on the
ATV's storage shed ect. Is this covered seperatly from homeowners ins?

I was told I should have collision and liability... do most atv owners
have this?

Any suggestions or opinions would be appreciated.

Thanks

[txtrailboss]

"QWERTY" <by...@comcast.net> wrote in message
news:c5d860ba.04092...@posting.google.com...

My home owners insurance covers my atv's on my property for theft and fire.
We go so many other places that I cover them separately also.

https://www.atv-line.com/ or 1-888-755-4ATV (4288)
if they cover your state.

I use them because they were 300.00 cheaper a year than my auto insurance
company (covering 5 ATV's)

your auto insurance may be cheaper. I would be sure it was apples to apples
though.

Good luck with your atv and have fun

[Skramblr]

Check with your home owners insurance. I varies by policy. I know my state
farm policy would not cover the ATVs, even if parked in the garage and the
house burned down. Got a separate policy - currently ~$50/yr. Liability is a
good thing (if you accidentally smash into someone and send them to the
hospital, the costs will come out or your pocket). I got liability only on
my older quad ~$30/yr.

-Skramblr

"txtrailboss" <txtra...@yahoo.com> wrote in message
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