If you run an online store with WooCommerce, you might want to accept credit card payments from your customers. However, setting up a payment gateway or a merchant account can be costly and complicated. What if you could accept credit card payments without a payment gateway or a merchant account? Sounds too good to be true, right?
Well, it's not. With the WooCommerce Offline Credit Card Payment Method plugin, you can do just that. This plugin allows you to collect credit card details from your customers securely and process them manually later. This way, you can save money on fees and avoid the hassle of integrating with a third-party service.
The WooCommerce Offline Credit Card Payment Method plugin works by adding a new payment option to your checkout page. When your customers choose this option, they will be asked to enter their credit card details in a secure form. The plugin will encrypt and store these details in your WordPress database until you are ready to process them.
To process the payments, you will need to log in to your WordPress dashboard and go to WooCommerce > Orders. There, you will see a list of orders that have been placed using the offline credit card payment method. You can click on each order to view the encrypted credit card details. You will need to enter a secret key that you have set up in the plugin settings to decrypt the details. Then, you can use any method you prefer to charge the credit card manually, such as using a POS terminal or calling your bank.
Once you have processed the payment, you can mark the order as completed and notify your customer. You can also delete the credit card details from your database for security reasons.
There are several benefits of using the WooCommerce Offline Credit Card Payment Method plugin for your online store. Here are some of them:
Getting started with the WooCommerce Offline Credit Card Payment Method plugin is easy and fast. Here are the steps you need to follow:
That's it! You are now ready to accept credit card payments without a payment gateway or a merchant account using the WooCommerce Offline Credit Card Payment Method plugin.