Best Social Security system (SS), pensions, healthcare and medical service

[Irina Rybalchenko]

Best Social Security system (SS), pensions, healthcare and medical service:

Andorra

All employees and members of their families have the right for medical service in Andorra within the bounds of state system of social security (CASS, CaixaAndorrana de Seguretat Social) that is financed by the fees of employers and employees, in proportion to the wages. 75% of medical service cost is covered by the insurance in case of out-patient treatment (the expenses for medicines and for the visits of doctors), 90% in case of hospitalization and 100% in case of accidents at work. The rest of expenses may be covered by the private insurance policy. Other citizens (passive residents, in particular, and tourists) need a private medical insurance. The cost of 1-year-long medical insurance makes up 700 euro.

The system of social insurance was launched in Andorra in 1968 and is regulated, as it was mentioned above, by CaixaAndorrana de Seguretat Social (CASS).  On 10th October, 2008 General Council endorsed the Law  17/2008 about Social security that came into force on 11th November, 2009. One of the key alterations of new legislation is related to the fact that CASS maintenance will be obligatory not only for employees and retirees, but also for small entrepreneurs. New system also presupposes significant improvements of social bonuses and settles new bounds of social security contributions. For employees such contributions will vary from 5.5% up to 10.5% of their wages, the rest (14.5%) will be paid by the employer. The amount of contributions for entrepreneurs will make from 20% to 25% of the average monthly wages of budget sphere employees that contribute in CASS within the ongoing year.

The Law 25/2011 from 29th December, 2011, amplifying the Law 17/2008 from October, 3 About Social Security, is aimed  at the improvement  of social security system and healthcare services for problematic groups as well as for rationalizing of expense objects. The source: https://all-andorra.com/social-security-pensions/