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04.02.2010 AISA KYON HOTA HAI
Photographs are taken for literate Agricultural borrowers also.
R. It serves to identify the borrowers/guarantors easily. Further, villagers have similar names. It enables the Bank to identify them with the help of photos.
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State Bank Learning Centre, Karnal - "A Centre of Gyanodaya"
Email
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agmstckn...@sbi.co.in
Fax : 0184 - 2268370
05.02.2010 AISA KYON HOTA HAI
In case of illiterate borrowers/guarantors the thumb impressions should not be attested on the documents.
R. It should not be attested as it attracts ad valorem stamp duty. Instead, a separate letter on form AGR-9 is to be obtained from two witnesses to prove that the contents of the document were explained in a language known to the borrower/guarantor.
If your colleagues wish to join our E-learning Group, Pl. advise them to send a blank email to
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State Bank Learning Centre, Karnal - "A Centre of Gyanodaya"
Email :
agmstckn...@sbi.co.in
Fax : 0184 - 2268370
Phone : AGM - 2268565, EPABX – 2265913
06.02.2010 AISA KYON HOTA HAI
Comprehensive Crop Insurance Scheme is introduced by the Government.
R. To provide relief to farmers in the event of failure of crops due to natural calamities and to encourage farmers to take loans from banks without fear of burden of non-repayment.
If your colleagues wish to join our E-learning Group, Pl. advise them to send a blank email to
subscribe-sbi...@googlegroups.com
State Bank Learning Centre, Karnal - "A Centre of Gyanodaya"
Email :
agmstckn...@sbi.co.in
Fax : 0184 - 2268370
Phone : AGM - 2268565, EPABX – 2265913