AI’s architecture challenge

[GlobalData Banking & Payments]

Visa, SBMC and State Street

Share with friend    View in browser DECODED Banking & Payments January 16, 2026 SPOTLIGHT READ When AI enters production, architecture becomes the constraint AI is no longer arriving as a feature - it is arriving as a working colleague, writes Dr Gulzar Singh. LATEST NEWS IN YOUR INDUSTRY Japan’s SMBC granted preliminary approval for Indian subsidiary The Japanese bank currently maintains branches in New Delhi, Mumbai, Chennai, and Bengaluru, as well as an office at the Gujarat.    MENA Banking Excellence Awards Join Dubai Future Finance Week 2026 Programme Awards programme will be co-located with the Dubai FinTech Summit, the flagship event of Dubai Future Finance Week, expanding global visibility for MENA banking excellence.   Qatar’s Estithmar Holding moves toward major stakes in Syrian banks These deals would represent the first foreign investment in Syria’s banking sector since the regime change that ousted Bashar al-Assad.     UK court backs regulator’s power to cap cross‑border card fees The regulator has previously said it is concerned that Mastercard and Visa increased cross‑border interchange fees to an “unduly high level”.   Visa enables Apple Pay for Chinese cardholders The service will enable customers add their Visa cards to Apply Pay and make payments.   Raymond James to acquire Clark Capital Management Clark Capital offers a range of investment solutions including multi-asset-class portfolios, proprietary model portfolios, and mutual funds.    State Street to acquire 23% stake in India’s Groww AMC Groww AMC is the asset management subsidiary of Billionbrains Garage Ventures Limited (GROWW).  Tech, Media, and Telecom Themes 2026: Strategic Intelligence   The TMT industry sits at the center of global digital transformation, with innovation cycles accelerating and competitive pressure intensifying across every segment. By combining thematic insight with company-level analysis across the TMT ecosystem, this report equips executives, investors, and strategy teams with a clear framework to assess disruption, identify opportunity, and support informed decision-making in 2026. Request a Sample Transform your B2B approach with our marketing solutions Engage and influence key prospects with industry-leading business intelligence and award-winning journalism, trusted by Coca-Cola, Siemens, and many others. Interested in learning more? Request Demo Expand your subscription to other sectors   Subscribe to our other newsletters here. Was this email forwarded to you? Sign up here. Prefer a podcast? Instant Insights ranks in the top 10% of podcasts globally - follow us on Spotify, Apple, YouTube, and Amazon Music.   What keeps your CEO up at night? Generative AI, ESG, and disruptive technologies.  What is thematic intelligence and why do business executives need it?   Predict the future Find business opportunities based on 150 million+ signals showing what your customers and competitors will do in the next 5 years. GlobalData  At GlobalData we have a proven track record in helping thousands of companies, government organizations, and industry professionals benefit from faster, more informed decisions. You can update your communication preferences to make sure you receive the right information for you.  GlobalData, John Carpenter House | Registered in England No. 03925319, John Carpenter Street, London, EC4Y 0AN, United Kingdom   Unsubscribe  |   Manage Preferences London