Why traditional risk thinking does not fit

[GlobalData Banking & Payments]

FIS. HSBC and UBS

Share with friend    View in browser DECODED Banking & Payments January 13, 2026 SPOTLIGHT READ The future of banking will be decided by its architecture Dr Gulzar Singh reflects on how banking risk is increasingly shaped by institutional design, operating discipline, and board-level visibility, rather than isolated events. LATEST NEWS IN YOUR INDUSTRY SMBC Group to close US digital unit Jenius Bank The closure will result in 161 job losses across the US.   Kotak, Federal Bank lead bids for Deutsche Bank’s India retail portfolio – report The assets on offer are understood to have a book size of at least $2.5bn.    US regulators scrap guidance on lenders’ use of immigration status The agencies said withdrawal is “appropriate to avoid any unnecessary burdens” from new or increased compliance efforts.   Crédit Agricole gets ECB clearance to raise Banco BPM stake above 20% Plans are on for the derivatives to be settled physically, which will bring Crédit Agricole’s total stake in Banco BPM to 20.1%.    UBS warns Swiss capital plan risks competitiveness and shareholder value The bank estimated the plan would increase its capital needs by about $23–24bn, mainly through additional Common Equity Tier 1 capital.   HSBC sets up asset management operation in UAE The new funds are managed from within the UAE by HSBC Asset Management, which has more than 600 investment professionals.    FIS closes $13.5bn acquisition of Global Payments’ issuer solutions unit The FIS Total Issuing Solutions portfolio now constitutes one of the largest global credit issuing and processing platforms. Simplify markets with our leading intelligence platform   Enhance decision-making across your business with access to unparalleled industry data, company comparisons, news, and trends.  Book a demo ESG predictions 2026: Small modular reactors, the anti-ESG movement, and much more In this episode, members of GlobalData’s Strategic Intelligence team discuss their biggest ESG predictions for 2026, delving into the future of small modular reactors, the anti-ESG movement, and much more. Listen Now Expand your subscription to other sectors   Subscribe to our other newsletters here. Was this email forwarded to you? Sign up here. Prefer a podcast? Instant Insights ranks in the top 10% of podcasts globally - follow us on Spotify, Apple, YouTube, and Amazon Music.   What keeps your CEO up at night? Generative AI, ESG, and disruptive technologies.  What is thematic intelligence and why do business executives need it?   Predict the future Find business opportunities based on 150 million+ signals showing what your customers and competitors will do in the next 5 years. GlobalData  At GlobalData we have a proven track record in helping thousands of companies, government organizations, and industry professionals benefit from faster, more informed decisions. You can update your communication preferences to make sure you receive the right information for you.  GlobalData, John Carpenter House | Registered in England No. 03925319, John Carpenter Street, London, EC4Y 0AN, United Kingdom   Unsubscribe  |   Manage Preferences London