Hi Robert,
Thanks for reaching out to the Google Ads API Support.
Kindly note that billing setups can only be created by customers who have permission to setup billings. For this you have to reach-out to the Google Representative for help in setting up permissions. They will grant you necessary permissions for setting up billing. If you don’t have one, then that means you were not assigned one. You could then reach out to the Google Ads Team to consult if you are qualified to have one via this link.
Once your Google Ads account has the necessary permissions, you can then authenticate as the user associated to the said account when performing billing setup related requests via the API.
Let us know if you have any additional questions.
Regards,
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