Early-Stage Investment Opportunity | Fintech | Pre-Seed Round

[Raghvendra N Dhoot]

I'm pleased to share an exclusive early-stage investment opportunity.

Finbharat is building a vernacular-first wealth and financial inclusion platform with the vision of bringing investment, insurance and credit solutions to the next 100 million Indians who remain underserved by traditional financial institutions. Its offerings include micro-SIPs, sachet insurance, and small-ticket digital loans tailored for Tier-2/3 India and first-time investors.

The founding team comprises highly experienced professionals with leadership backgrounds at institutions such as Nippon AMC, Motilal Oswal, Tata AMC, Shriram Wealth, Fisdom and Aditya Birla Group, bringing decades of expertise in wealth management and fintech.

The company is currently raising its Pre-Seed Round through CCDs at an indicative valuation of ₹103 crore (as communicated by the founders).

Investment Profile

Minimum Investment: ₹10 lakh

Investment Horizon: 4–5 years (or longer)

Stage: Early-stage startup (Pre-Seed)

Instrument: Compulsorily Convertible Debentures (CCDs)

This opportunity is best suited for investors who understand startup investing and are comfortable with the associated risks in pursuit of potentially significant long-term returns.

If you would like to review the pitch deck or have a discussion with the founders before taking a decision, I'd be happy to facilitate an introduction.

Important Disclaimer: This is not a recommendation or solicitation to invest. I am sharing this opportunity solely for informational purposes. Startup investments are high risk, illiquid, and may result in a partial or complete loss of capital. Please conduct your own independent due diligence and consult your financial, legal, and tax advisors before making any investment decision.

Regards,

Thank you,

Raghvendra Narendra Dhoot
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