Hello Bandi,
Thank you very much for the check and the response!
I realised what my mistake was. I was using a higher U-value with contingency... so simple.
But since I have you here can I also ask you where you get the Φ value from? Can you get it directly from the software? Because I'm getting the result through the U-factors from the table on the right below and calculate as in the table on the left (attached).
Thanks a lot in advance!