Explosive: Natural Money Bomb: the way to finish off the usury banks
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niphtrique
May 14, 2012, 5:29:08 AM5/14/12
to KnowledgePersons
Introduction
The Natural Money Bomb is weaponised superior efficiency that will
wreak havoc and create chaos in the financial system. It will bring
down the banks and Wall Street when it is used. The core ingredient
and explosive material is scrip money, which is money with a holding
tax or fee. It will destroy the usury financial system because of
Gresham's Law:
"Bad money drives out good money. So bad money is a superior currency.
A tax or fee on holding money is very bad in the eyes of the usurers."
It has been tried before in Wörgl and Lignières-en-Berry with great
success:
- For more information about Wörgl, see: http://www.naturalmoney.org/full-theory.html#woss
- For more information about Lignières-en-Berry, see:
http://www.naturalmoney.org/full-theory.html#lieb
The Wörgl experiment became explosive because many towns and villages
wanted to copy it. For this reason the central bank of Austria banned
it. The Lignières-en-Berry experiment was explosive because it would
have replaced regular usury money within a few years. For this reason
the government of France banned it. If the experiments had not been
banned then everybody would use scrip money now.
The secret formula
Currently there are a number of similar currencies and LETS systems
but they did not achieve the success of Wörgl and Lignières-en-Berry.
In order to make the money a spectacular success the following
conditions must be met:
- the currency must be exchangeable in regular usury money but
exchanging it must be less attractive than keeping it;
- at least initially the currency has to be backed with regular usury
money;
- there must be an incentive to use the money in the form of a holding
tax;
- the money must be attractive.
There are two methods to produce an explosive experiment that will
spread like wildfire:
- a public currency: the currency is issued by a government like in
Wörgl and the government accepts the currency for taxes;
- a private currency: the currency is issued by a community, a group
of people like in Lignières-en-Berry or a corporation.
The scheme of Lignières-en-Berry is the most easy to implement because
it needs only a small amount of capital and it does not need a large
organisation or support of a government.
Fatal attraction
In Lignières-en-Berry a clever scheme was devised to make the money
attractive. It was the following:
- people could buy the money at 95 cents to the Dollar/Euro;
- they could spend it as 1 Dollar/Euro because businesses accepted the
money at that value;
- after four months they could exchange the money at 98 cents to the
Dollar/Euro;
- they could also buy a stamp of 1 cent to make the money valid for
another month so they could spend it as 1 Dollar/Euro again.
The situation in Lignières-en-Berry soon became explosive because:
- people bought the money because they could spend it at a 5% profit
or exchange it at a 3% profit after four months;
- the money circulated fast because there was a holding fee of 1% per
month;
- businesses accepted the money because it generated extra business
and it could cost them no more than 2%, but if they did spend the
money then there was no loss at all;
- many people chose to buy the stamp even though they could get back
98 cents because by buying the stamp they could spend the currency
unit as 1 Dollar/Euro.
If no currency is returned then the profit is the 1% holding fee per
month excluding costs. If there are no costs and the profit is used to
issue additional currency then 33% additional currency can be created
each month. At the same time the money is sound because it is backed
by regular usury money.
This money spreads fast and the experiment in Lignières-en-Berry
became explosive. It may have taken only a few years until the money
had replaced usury money in France and the rest of the world. For this
reason the government of France banned it.
Capital and profit
To set up a Lignières-en-Berry currency you do not need much capital.
If you intend to issue 10,000 Dollar/Euro of currency units you only
need 300 Dollar/Euro. People will buy the currency at 95 cents so they
bring in 9,500 Dollar/Euro while you need 9,800 Dollar/Euro to pay
them back.
It is possible that the operation will run at a profit because people
have to pay a holding fee to keep the money valid. The profit can be
used to the following ends:
- to issue additional currency. In this way the scrip money will
spread fast. If the market becomes saturated, more people will return
the money for 98 cents so the profit will disappear and the situation
will stabilise.
- for the benefit of the community, for example poverty relief.
- it can be added to the value of the currency so the value of the
currency will rise. This will make the money attractive for investors
to invest in, for example by loaning out money at 0% interest.
- a dividend for shareholders. Many people will not prefer this
solution but in a free market this type of money can exist alongside
public and community currencies.
Extra employment
The fast circulation of the scrip money generates extra employment. It
can produce even more employment if employers and employees could
agree on using it for salary payments. This happened in Lignières-en-
Berry and this was crucial in making the currency a such a success
that it threatened the usury financial system. Some possible schemes
are the following:
- the employer pays a regular salary including taxes but the employee
agrees to return a part of his or her salary to the employer in
exchange for scrip money.
- the employer pays a minimum wage including taxes and an additional
amount in scrip money. This scheme could cause trouble as it results
in reduced tax income for the government.
- governments may choose to accept scrip money for taxes so it will be
possible to pay salaries in scrip money. The public may force the
governments to do so.
Possible adaptions in the scheme
It is possible to make some adaptions in the scheme like the
following:
- the money can be sold at a price of 97 cents and returned at a price
of 98 cents after two months;
- the buy and sell price can be made one cent lower so it will be more
attractive to buy the stamp.
Risks
There are some risks that should be addressed:
- legal issues: the government has a monopoly on issuing money so the
currency should be named "gift certificates";
- trust: the organisation behind the gift certificates must be
trustworthy and transparent. This may require independent oversight
and auditing;
- participation: before the experiment starts a significant number of
businesses must be willing to accept the gift certificates;
- over issuance: if too many currency units are issued, the chance
increases that gift certificates are returned at the end of the month,
creating a loss of three cents per unit returned;
- traders: people that sell gift certificates at 98 cents should not
be able to buy new gift certificates at 95 cents. This problem can be
mitigated by limiting the issuance per person or issuing new gift
certificates only once every two months. Preventing over issuance will
also help to alleviate this problem;
- return loss: interest rates are lower now than they were in France
in 1956, so a lower return profit of 2 cents in four months (6%
annually) will still be attractive. This will reduce the risk of loss
on the scheme.
There will come a clash between banks and governments versus money
reformers. Banks and governments cannot stop the spread of knowledge
and the functioning of markets so their resistance will be futile. In
a democratic society people should control the government and
therefore the superior efficiency of this money can be a power tool to
enforce democratic reforms. The most important one is a referendum law
that will give citizens full control over their government. This will
end the rule of the elite.
No choice
Do not blame me for creating chaos by putting this weapon into place
and making it available for everyone to use. I have no choice because:
- Usury Capitalism is killing us all: http://www.naturalmoney.org/buildfuture.html
- in case you are religious, God forbade usury (interest) and this is
the consequence of ignoring God's commandments:
http://www.naturalmoney.org/scriptureusury.html
- this will happen sooner or later because a holding tax or fee
combined with a ban on charging interest or usury will make the
economy more efficient: http://www.naturalmoney.org/introduction.html
Basic Banking System
Stamping the public money or the gift certificates can be cumbersome.
Notes may be needed to create initial acceptance, but in the
information age there are better solutions. This will require an
administrative system like the Basic Banking System (BBS) of
Naturalmoney.org. Counterfeiting may also become a problem but with an
administrative system like the BBS this will not happen.
The Basic Banking System is open source freeware available at no cost
to everyone. It is a full banking system that provides all options
regular banks provide to their customers (current account, loans,
savings). Not all options will be used initially but they may be
needed in the future if this type of money replaces regular usury
money. To make the system easily accessible a mobile phone application
(app) must be built so people can pay each other on the spot.
If the money becomes a success then this can be handled using the
Basic Banking System. It has been built it in such a way that it can
cope with a worldwide adoption of similar currencies and the
connection of all individual banks in a world wide network. The
underlying technology is the Oracle database, which is scalable to any
size, so the BBS will also be able to support large banks with
millions of customers. The BBS is not complete and it needs
improvement but is usable and ready-to-go.
Most people have a mobile phone or a computer and can access the BBS.
Other people can use paper cheques that can be processed at the bank
location. This needs to be done by hand at first. If there are
security issues with the website or when it is attacked by hackers
paper cheques can be used until the security issues have been solved.
You can check out the Basic Banking System here (it is hosted by
Oracle and it may have been damaged by hackers, so not all options are
available and it may not work, but it can give you an impression of
the system):
http://apex.oracle.com/pls/apex/f?p=401112:1
The user manual can be found here:
http://www.naturalmoney.org/cbsuserguide.html
The software can be downloaded from here:
http://www.naturalmoney.org/bbsdownload.html
There is an installation manual so you can instal it at home on your
Windows PC and then all available options will work:
http://www.naturalmoney.org/installationguide.html
Let's do it
The Box of Pandora is now wide open. The Natural Money Bomb is more
potent than a nuclear device in the way it can change the world and
you can use it. The Power has been unleashed and it cannot be undone.
It will happen because the knowledge is now public and only one
experiment is needed to make it happen. I cannot predict the outcome.
It will be chaos but it will be better than continuing Usury
Capitalism, because this is what Usury Capitalism is all about:
"Whenever there is a profit in killing people corporations have a
moral obligation to do so. If it is against the law to kill people
corporations have a moral obligation to bribe politicians into
changing the law. Nothing should get in the way of a good profit. We
see it everywhere around us: the destruction of nature, the wars for
the benefit of the military industrial complex, speculation in food
leaving the poorest prone to famine, the selling of deadly
pharmaceuticals and the assassination of leaders that do not generate
enough profits for the oligarchy. It is the ultimate result of markets
being amoral and traders having stretched their moral values to
maximise profits."
Most people want a better world and this is now possible. So use the
Natural Money Bomb wisely and grab the usurers of Wall Street (and
everywhere else) by their balls and finish them off (financially).
Have no mercy on them because it is for your own survival. May God
help us all.
If you intend to do this experiment then I hope you will use the Basic
Banking System. This will make it possible to link up the individual
banks and currencies into an independent financial system. In this way
there is an alternative in place once the usury financial system
collapses. I can use help but I do not expect any, so you cannot
disappoint me.
I will assist you in every way I can. I will be working on a user
manual for bank employees and a basic set up plan. If something
happens to me it does not matter because the idea is straightforward
and now plain for everyone to see. It is the only solution that will
work. The rest is just talk. To those that do not believe me I can
only say: "Only by trying it out you will see if it works."
Reference:
http://www.naturalmoney.org/naturalmoneybomb.html
The Natural Money Bomb is weaponised superior efficiency that will
wreak havoc and create chaos in the financial system. It will bring
down the banks and Wall Street when it is used. The core ingredient
and explosive material is scrip money, which is money with a holding
tax or fee. It will destroy the usury financial system because of
Gresham's Law:
"Bad money drives out good money. So bad money is a superior currency.
A tax or fee on holding money is very bad in the eyes of the usurers."
It has been tried before in Wörgl and Lignières-en-Berry with great
success:
- For more information about Wörgl, see: http://www.naturalmoney.org/full-theory.html#woss
- For more information about Lignières-en-Berry, see:
http://www.naturalmoney.org/full-theory.html#lieb
The Wörgl experiment became explosive because many towns and villages
wanted to copy it. For this reason the central bank of Austria banned
it. The Lignières-en-Berry experiment was explosive because it would
have replaced regular usury money within a few years. For this reason
the government of France banned it. If the experiments had not been
banned then everybody would use scrip money now.
The secret formula
Currently there are a number of similar currencies and LETS systems
but they did not achieve the success of Wörgl and Lignières-en-Berry.
In order to make the money a spectacular success the following
conditions must be met:
- the currency must be exchangeable in regular usury money but
exchanging it must be less attractive than keeping it;
- at least initially the currency has to be backed with regular usury
money;
- there must be an incentive to use the money in the form of a holding
tax;
- the money must be attractive.
There are two methods to produce an explosive experiment that will
spread like wildfire:
- a public currency: the currency is issued by a government like in
Wörgl and the government accepts the currency for taxes;
- a private currency: the currency is issued by a community, a group
of people like in Lignières-en-Berry or a corporation.
The scheme of Lignières-en-Berry is the most easy to implement because
it needs only a small amount of capital and it does not need a large
organisation or support of a government.
Fatal attraction
In Lignières-en-Berry a clever scheme was devised to make the money
attractive. It was the following:
- people could buy the money at 95 cents to the Dollar/Euro;
- they could spend it as 1 Dollar/Euro because businesses accepted the
money at that value;
- after four months they could exchange the money at 98 cents to the
Dollar/Euro;
- they could also buy a stamp of 1 cent to make the money valid for
another month so they could spend it as 1 Dollar/Euro again.
The situation in Lignières-en-Berry soon became explosive because:
- people bought the money because they could spend it at a 5% profit
or exchange it at a 3% profit after four months;
- the money circulated fast because there was a holding fee of 1% per
month;
- businesses accepted the money because it generated extra business
and it could cost them no more than 2%, but if they did spend the
money then there was no loss at all;
- many people chose to buy the stamp even though they could get back
98 cents because by buying the stamp they could spend the currency
unit as 1 Dollar/Euro.
If no currency is returned then the profit is the 1% holding fee per
month excluding costs. If there are no costs and the profit is used to
issue additional currency then 33% additional currency can be created
each month. At the same time the money is sound because it is backed
by regular usury money.
This money spreads fast and the experiment in Lignières-en-Berry
became explosive. It may have taken only a few years until the money
had replaced usury money in France and the rest of the world. For this
reason the government of France banned it.
Capital and profit
To set up a Lignières-en-Berry currency you do not need much capital.
If you intend to issue 10,000 Dollar/Euro of currency units you only
need 300 Dollar/Euro. People will buy the currency at 95 cents so they
bring in 9,500 Dollar/Euro while you need 9,800 Dollar/Euro to pay
them back.
It is possible that the operation will run at a profit because people
have to pay a holding fee to keep the money valid. The profit can be
used to the following ends:
- to issue additional currency. In this way the scrip money will
spread fast. If the market becomes saturated, more people will return
the money for 98 cents so the profit will disappear and the situation
will stabilise.
- for the benefit of the community, for example poverty relief.
- it can be added to the value of the currency so the value of the
currency will rise. This will make the money attractive for investors
to invest in, for example by loaning out money at 0% interest.
- a dividend for shareholders. Many people will not prefer this
solution but in a free market this type of money can exist alongside
public and community currencies.
Extra employment
The fast circulation of the scrip money generates extra employment. It
can produce even more employment if employers and employees could
agree on using it for salary payments. This happened in Lignières-en-
Berry and this was crucial in making the currency a such a success
that it threatened the usury financial system. Some possible schemes
are the following:
- the employer pays a regular salary including taxes but the employee
agrees to return a part of his or her salary to the employer in
exchange for scrip money.
- the employer pays a minimum wage including taxes and an additional
amount in scrip money. This scheme could cause trouble as it results
in reduced tax income for the government.
- governments may choose to accept scrip money for taxes so it will be
possible to pay salaries in scrip money. The public may force the
governments to do so.
Possible adaptions in the scheme
It is possible to make some adaptions in the scheme like the
following:
- the money can be sold at a price of 97 cents and returned at a price
of 98 cents after two months;
- the buy and sell price can be made one cent lower so it will be more
attractive to buy the stamp.
Risks
There are some risks that should be addressed:
- legal issues: the government has a monopoly on issuing money so the
currency should be named "gift certificates";
- trust: the organisation behind the gift certificates must be
trustworthy and transparent. This may require independent oversight
and auditing;
- participation: before the experiment starts a significant number of
businesses must be willing to accept the gift certificates;
- over issuance: if too many currency units are issued, the chance
increases that gift certificates are returned at the end of the month,
creating a loss of three cents per unit returned;
- traders: people that sell gift certificates at 98 cents should not
be able to buy new gift certificates at 95 cents. This problem can be
mitigated by limiting the issuance per person or issuing new gift
certificates only once every two months. Preventing over issuance will
also help to alleviate this problem;
- return loss: interest rates are lower now than they were in France
in 1956, so a lower return profit of 2 cents in four months (6%
annually) will still be attractive. This will reduce the risk of loss
on the scheme.
There will come a clash between banks and governments versus money
reformers. Banks and governments cannot stop the spread of knowledge
and the functioning of markets so their resistance will be futile. In
a democratic society people should control the government and
therefore the superior efficiency of this money can be a power tool to
enforce democratic reforms. The most important one is a referendum law
that will give citizens full control over their government. This will
end the rule of the elite.
No choice
Do not blame me for creating chaos by putting this weapon into place
and making it available for everyone to use. I have no choice because:
- Usury Capitalism is killing us all: http://www.naturalmoney.org/buildfuture.html
- in case you are religious, God forbade usury (interest) and this is
the consequence of ignoring God's commandments:
http://www.naturalmoney.org/scriptureusury.html
- this will happen sooner or later because a holding tax or fee
combined with a ban on charging interest or usury will make the
economy more efficient: http://www.naturalmoney.org/introduction.html
Basic Banking System
Stamping the public money or the gift certificates can be cumbersome.
Notes may be needed to create initial acceptance, but in the
information age there are better solutions. This will require an
administrative system like the Basic Banking System (BBS) of
Naturalmoney.org. Counterfeiting may also become a problem but with an
administrative system like the BBS this will not happen.
The Basic Banking System is open source freeware available at no cost
to everyone. It is a full banking system that provides all options
regular banks provide to their customers (current account, loans,
savings). Not all options will be used initially but they may be
needed in the future if this type of money replaces regular usury
money. To make the system easily accessible a mobile phone application
(app) must be built so people can pay each other on the spot.
If the money becomes a success then this can be handled using the
Basic Banking System. It has been built it in such a way that it can
cope with a worldwide adoption of similar currencies and the
connection of all individual banks in a world wide network. The
underlying technology is the Oracle database, which is scalable to any
size, so the BBS will also be able to support large banks with
millions of customers. The BBS is not complete and it needs
improvement but is usable and ready-to-go.
Most people have a mobile phone or a computer and can access the BBS.
Other people can use paper cheques that can be processed at the bank
location. This needs to be done by hand at first. If there are
security issues with the website or when it is attacked by hackers
paper cheques can be used until the security issues have been solved.
You can check out the Basic Banking System here (it is hosted by
Oracle and it may have been damaged by hackers, so not all options are
available and it may not work, but it can give you an impression of
the system):
http://apex.oracle.com/pls/apex/f?p=401112:1
The user manual can be found here:
http://www.naturalmoney.org/cbsuserguide.html
The software can be downloaded from here:
http://www.naturalmoney.org/bbsdownload.html
There is an installation manual so you can instal it at home on your
Windows PC and then all available options will work:
http://www.naturalmoney.org/installationguide.html
Let's do it
The Box of Pandora is now wide open. The Natural Money Bomb is more
potent than a nuclear device in the way it can change the world and
you can use it. The Power has been unleashed and it cannot be undone.
It will happen because the knowledge is now public and only one
experiment is needed to make it happen. I cannot predict the outcome.
It will be chaos but it will be better than continuing Usury
Capitalism, because this is what Usury Capitalism is all about:
"Whenever there is a profit in killing people corporations have a
moral obligation to do so. If it is against the law to kill people
corporations have a moral obligation to bribe politicians into
changing the law. Nothing should get in the way of a good profit. We
see it everywhere around us: the destruction of nature, the wars for
the benefit of the military industrial complex, speculation in food
leaving the poorest prone to famine, the selling of deadly
pharmaceuticals and the assassination of leaders that do not generate
enough profits for the oligarchy. It is the ultimate result of markets
being amoral and traders having stretched their moral values to
maximise profits."
Most people want a better world and this is now possible. So use the
Natural Money Bomb wisely and grab the usurers of Wall Street (and
everywhere else) by their balls and finish them off (financially).
Have no mercy on them because it is for your own survival. May God
help us all.
If you intend to do this experiment then I hope you will use the Basic
Banking System. This will make it possible to link up the individual
banks and currencies into an independent financial system. In this way
there is an alternative in place once the usury financial system
collapses. I can use help but I do not expect any, so you cannot
disappoint me.
I will assist you in every way I can. I will be working on a user
manual for bank employees and a basic set up plan. If something
happens to me it does not matter because the idea is straightforward
and now plain for everyone to see. It is the only solution that will
work. The rest is just talk. To those that do not believe me I can
only say: "Only by trying it out you will see if it works."
Reference:
http://www.naturalmoney.org/naturalmoneybomb.html
Nikolay Kryachkov
May 14, 2012, 3:20:59 PM5/14/12
to KnowledgePersons
Hi,
there is an interesting note:
"Money is not evolutionarily stable.
...
No living thing has - or has ever had - a system equivalent to money.
This could be simply because the money mutation has never been chanced
upon by natural selection.
..."
http://adrianbowyer.blogspot.com/2011/09/cashingout.html
Nikolay
there is an interesting note:
"Money is not evolutionarily stable.
...
No living thing has - or has ever had - a system equivalent to money.
This could be simply because the money mutation has never been chanced
upon by natural selection.
..."
http://adrianbowyer.blogspot.com/2011/09/cashingout.html
Nikolay
niphtrique
May 16, 2012, 6:44:10 AM5/16/12
to KnowledgePersons
This was the starting theme of the naturalmoney.org thinking. It was
like this:
"It is possible to achieve a much greater prosperity, with maximum
capital growth without inflation, large debts, economic crises,
unproductive government intervention and the unproductive part of the
financial sector. Natural selection will ultimately determine the most
efficient economic system, despite the political power structures that
still exist at this moment. The investigation of alternatives and
dissemination of knowledge will accelerate this process, but the
ultimate outcome will not change. The most efficient economic system
is, I believe, a variant of the economy of the natural order, which
was first described by Silvio Gesell."
http://www.opednews.com/articles/A-far-more-efficient-econo-by-Bart-Klein-Ikink-081104-808.html
In fair competition or natural selection only the most efficient
solution will survive. I guess we can only find out by trying.
> ...
>
> read more »
like this:
"It is possible to achieve a much greater prosperity, with maximum
capital growth without inflation, large debts, economic crises,
unproductive government intervention and the unproductive part of the
financial sector. Natural selection will ultimately determine the most
efficient economic system, despite the political power structures that
still exist at this moment. The investigation of alternatives and
dissemination of knowledge will accelerate this process, but the
ultimate outcome will not change. The most efficient economic system
is, I believe, a variant of the economy of the natural order, which
was first described by Silvio Gesell."
http://www.opednews.com/articles/A-far-more-efficient-econo-by-Bart-Klein-Ikink-081104-808.html
In fair competition or natural selection only the most efficient
solution will survive. I guess we can only find out by trying.
>
> read more »
Benoit
May 17, 2012, 8:24:55 AM5/17/12
to KnowledgePersons
12 years old with a message that resonates from Canada...
http://www.youtube.com/watch?v=Bx5Sc3vWefE
Benoit
> millions of customers. The ...
>
> read more »
http://www.youtube.com/watch?v=Bx5Sc3vWefE
Benoit
>
> read more »
Nikolay Kryachkov
May 17, 2012, 1:15:10 PM5/17/12
to KnowledgePersons
Margaret Eleanor Atwood, CC OOnt FRSC (born November 18, 1939) is a
Canadian poet, novelist, literary critic, essayist, and environmental
activist.
http://en.wikipedia.org/wiki/Margaret_Atwood
wrote
"Payback: Debt and the Shadow Side of Wealth"
http://en.wikipedia.org/wiki/Payback:_Debt_and_the_Shadow_Side_of_Wealth
interesting book about the concept of "debt" in the western culture
with some substitution in the end. I have read it in Russian
translation.
Nikolay
> ...
>
> продолжение »
Canadian poet, novelist, literary critic, essayist, and environmental
activist.
http://en.wikipedia.org/wiki/Margaret_Atwood
wrote
"Payback: Debt and the Shadow Side of Wealth"
http://en.wikipedia.org/wiki/Payback:_Debt_and_the_Shadow_Side_of_Wealth
interesting book about the concept of "debt" in the western culture
with some substitution in the end. I have read it in Russian
translation.
Nikolay
>
> продолжение »
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