I don't believe the interior grey is gelcoat, I believe that it's more conventional paint -- whether oil- or water- based probably depending on the history of the specific boat.
I'm not an expert, and don't know the terminology, but I don't think gelcoat and paint are the quite the same thing. My impression is that gelcoat is the same resin used in the fiberglass, with pigment added but without the glass fiber reinforcement. I always thought the the appropriate analogy is concrete cement. Fiberglass is like steel-reinforced concrete, gelcoat is like added pigmented cement to the outside of a steel-reinforced concrete structure.
I also think that part of the difference has to do with when in the process it's applied. Gelcoat and fiberglass get combined when both are wet, and harden together. Paint is applied to an already-hard surface. (Except in the case of wet fresco painting, which gets us into art, which takes us even further away from things I really know anything about.) This leads to differences in the chemistry affecting how well the layers bond together.
However, regardless of whether I'm even correct, I doubt that these distinctions really affect the original questions Bob raised. If you're adding fiberglass to the interior side of , you need to sand down to the laminate to bind the fiber-reinforced glass layers being added to the fiber-reinforced glass layers already there. If there's currently paint there, you wouldn't want to try to bond to it because it has no strength. If there's currently gelcoat there, you wouldn't want to bond to it because there's little strength there.
You want to use epoxy, I'd think, for no other reason than that seems to be the current standard.
The purpose of gelcoat on the exterior is partly cosmetic, partly because it provides a smooth surface (which matters for friction-reduction below the waterline and ease of cleaning above), and partly for UV-protection. The only thing that really matters in the boat interior other than in living areas is ease of cleaning. So, paint is the way to go. My impression is that the newer water-based bilge paints are competitive in quality with the older oil-based, and both cheaper to buy and easier to clean up.
FWIW, IMHO.
-- Bob
Me Gusta
Nonsuch e26U #233