Tom, I am a little reluctant to get into technical discussions after my brain infarction yesterday on the day marker issue that Thor raised, however I will give it a shot.
I installed a 3 bank 30 amp charger. I wired two of the banks together to feed the house bank. There was not enough room or cooling air in the battery compartment for the charger so I installed it on the forward bulkhead of the starboard cockpit locker along with the galvanic isolator. I have attached a picture.
Originally I had a four position battery switch, Off, A, B or Both along with a split diode for charging. After reading too many articles and talking to too many people I went with a 3 position, Off, On, and Combined switch with an automatic charge relay (ACR) from Blue Seas. I have a second two position switch for the engine. In hind sight I would have stayed with the four position switch and split diode. I would use the "A" terminal for the larger bank and run both starting and house loads off of that. I would keep the smaller bank for emergency only and run it off of the "B" terminal. In this way I could keep the banks fully isolated. Under the current setup if I use the "Combine" setting the batteries act like one bank and a bad battery can pull down the good battery.