Trading one credit card for another?

[javelin343]

I've recently improved my credit and have both a Visa and a Mastercard
with decent limits. I'm getting pre-approved offers almost every day
(I've now opted out). I did get one yesterday that has 0% APR until
2007 and no annual fee. My BofA Visa is something like 17% (never
carry a balance anyway) and a $29 annual fee.

I've had the BofA card for 2 years now, just got the Mastercard
recently. If I took a different Visa and cancelled the BofA card,
would my credit score go up, down or stay the same? Someone told me
that if I replaced my bank Visa with one from a larger financial
institution, that my credit score would go up.

I don't need the low APR, just trying to build better credit.

[tuy...@yahoo.com]

hi,
What company did you get your 2 credit cards from?

[saving advice]

You can get a bit more information and opinions on your question here:

http://www.savingadvice.com/forums/showthread.php?t=9853