Attorney Seeking People Who Have Been Called By Capital One

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capita...@yahoo.com

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Jun 4, 2005, 6:04:49 PM6/4/05
to Credit...@googlegroups.com
Capital One is famous for calling you over and over and over if you are
late with a payment or miss a payment. I know because they call me all
the time whenever I am late with my car payment. They have called me as
many as 4 times in one hour and ten or more times in a day...

If Capital One has called you because you have been late with a credit
card payment or your auto loan, call The Law Offices of Robert Arleo.

Robert Arleo has been handling these types of cases for over 20
years.Although Robert Arleo is in New York, you can call him no matter
where in the United States you live.

Robert Arleo prosecutes claims against collection agencies and
companies like Capital One for various violations of state and federal
law.

Capital One calls and calls and when you are tired of Capital One
calling you, pick up the phone and call Robert Arleo.

If you have been called in the past year by Capital One, Mr. Arleo
would love to talk to you. Although you can call from any state he
would be especially interested in hearing from consumers in Washington
(state), California, Nevada, Massachusetts, Illinois, Pennsylvania,
Maryland, Connecticut, Delaware, Montana, or New Hampshire.

You may reach his office 24 hours a day by calling (212) 517-9967or
email him at R.A...@verizon.net

Help stop Capital One and I will keep you up to date with what is
happening as this goes along

DanAspen

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Jun 7, 2005, 2:46:55 PM6/7/05
to Credit...@googlegroups.com
Capital One likes to present itself as a company that DOES NOT charge
its customers outrageous rates, but from what I have seen, they
resemble the characters in their ads; barbarians wielding battle axes,
monsters and mobsters.

My 18 year old son answered one of their mailings for a student credit
card, and he promptly went out and maxed the the $200 limit of the
card. He didn't make a payment in six months. So now, they say he owes
them over $700. They are charging $29 late fee for each month he does
not pay. Since that pushes him over his pre-approved limit, he is also
charge $29 over-limit charge each month. He called to make arrangments
with them to pay off what he owes, but they were unwilling to work with
him.

I understand he took on the obligation and he should pay back what he
owes, but I feel Capital One is 1. Taking advantage of ignorant young
people by offering them credit without making clear the consequences of
not paying. I know they send them a contract that outlines those
charges, but they also know that no one reads those things, and they
write them in a way that discourages people from reading them. 2. In
effect charging a usurious interest rate of close to 400%. I know they
call them fees, but the effect is the same.

I am so mad I can't see straight. My wife and I also have a Capital One
card and we have gotten caught by the overlimit, late payment trap. But
never again. We are paying it off and cancelling the card. If I ever
get another credit card, it will be through my credit union. Not
Capital One. What's in your wallet? If its a Capital One card, you'd
better get it out fast, because its about to take a bite out of your
rear end.

Ms. Google

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Jun 9, 2005, 5:35:23 PM6/9/05
to Credit...@googlegroups.com
First, credit card pushers like Capital One get kids hooked, but good,
then they harass them when they can't make the payments later. Many
college students are now graduating tens of thousands of dollars in
debt, starting a vicious cycle of debt, with an albatross on their
shoulder.

As a member of New York City's legal community, I've heard of the
commendable job Robert Arleo has been doing to protect the public from
collection agencies and those criminal credit card companies. He's
been going after them for years.

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