Job seekers Allowance
https://www.entitledto.co.uk/benefits-calculator/Help?helpPageId=jsainfo There are 2
types of JSA: contribution-based and income-based.
Contribution-based JSA is paid for up to 6 months, but only
if you paid enough Class 1 National Insurance contributions when you were
working. You can get it even if your partner works or if you have savings. The
calculator will work out if you are entitled to contribution-based JSA.
Income-based JSA is payable if you have not paid enough Class
1 National Insurance contributions or were self-employed or when your
contribution-based JSA stops. It can also top-up contribution-based JSA. It can
be paid for as long as you keep meeting the rules for it.
As of November 2018 you are paid just £73 a week to live on which is crazy considering how much money the government could provide British people with if they wanted to.
Cambridge job center may ask you to calculate what 30 hours work at £7.83 per hour would earn you, the answer is £234.90 , benefits Calculator assumed i was on £114.85 a week JSA when i used it but many people only get £73 a week , then it says you would get £65.97 working tax credit, how do we get that ? i mean how is that paid to us ? , it shows £114.85 as being deducted because you would be working ( so you loose all the benefits your on if you work ! ) , they show total benefits is therefore you loose £48.88 so total income would be £175.86, 175.86 divided by 7.83 is 22.46 so money earned is like working 22 hours at minimum wage, ive just realised those calculations didnt mention or show tax deductions so is that working tax credit therefore showing some/all of the usual deductions are not taken ? this isnt at all clear on that benefits calculator. Info on income tax is here https://www.gov.uk/income-tax-rates
234.90 – 73 ( for those of you on £73 per week) = 161.90 tax credit wouldn’t be as high as in calculation based on 114.85 a week jsa but lets say it is so add 65.97 to 161.90 now were at 227.87,thats not quite right but gives a rough idea, what all these calculations fail to take into account is the additional costs workers face in getting to work, all those costs must be paid for eg car running costs..car buying one to get to work /servicing/breakdown cover /fuel in cambridge is as high as £1.41.9 for regular bp diesel on the A14 near newmarket in november 2018 at that rate your over £6 a gallon lets say you get 35mpg miles per gallon its costing you £6 in fuel every 35 miles ! /car running costs not including fuel are likely around 30p a mile to include things like insurance/mot/tax/ car parts/ satnav etc etc , bus, train, coach /taxi/bike etc , then work clothes cost money , child care costs, babysitting,now your out of the house youll likely need a burglar alarm too .
https://www.moneyforlife.org.uk/advice/working-benefits/claim-job-seekers-allowance-jsa/ i added that link on 4feb19
be warned JobCentre staff can be quite evil see https://www.theguardian.com/society/2015/jan/20/jobcentre-hit-squads-benefit-claimants-sanctions
FUNERAL PAYMENT https://www.entitledto.co.uk/benefits-calculator/Help?helpPageId=funeralgrantaward
LOCAL WELFARE FUND https://www.entitledto.co.uk/benefits-calculator/Help?helpPageId=socialfund for help with emergency needs
NHS LOW INCOME SCHEME https://www.entitledto.co.uk/benefits-calculator/Help?helpPageId=nhslowincomeschemeunder60s The Low Income Scheme provides income related help to people who are not exempt from charges but who may be entitled to full or partial help if they have a low income. The NHS Low Income Scheme covers:
· NHS prescriptions
· NHS dental treatment
· Sight tests, glasses and contact lenses
· Travel to receive NHS treatment
· NHS wigs and fabric supports
The scheme is designed so that you can claim for a certificate before
you need any treatment and are able to budget accordingly.
However, if you’ve already paid for something, you can apply for a refund at
the same time you apply for a certificate.
You may qualify for a HC2 certificate which gives full help with the health costs listed above, or a HC3 certificate which gives limited help, the certificate will tell you what you have to pay.
NIL Income help : Just a heads up for anyone who ends up losing their home because of DWP sanctions that remove their JSA and ESA. Please ensure that anyone you know who is sanctioned understands that there is help. If your money is stopped you can go to the council and fill in a Nil Income form. That will reinstate rent and council tax and give access to further help like meter credits, foodbank vouchers and emergency cash payments. This info is not readily available sadly and it should be. The authorities will only deal with it if you ask specifically, so if your benefits have been sanctioned then remember help is still available. ( saw this on fb on 7jan2019)
Pensions read this https://www.mirror.co.uk/news/uk-news/pensioners-missing-out-1000-year-13835738 i added that on 10jan19
WARM HOMES DISCOUNT https://www.entitledto.co.uk/benefits-calculator/Help?helpPageId=WarmHomesDiscount The Warm Homes Discount provides a rebate on your energy bills. The amount of the rebate for 2018/19 is £140.The Warm Homes Discount scheme for 2018/19 will open on 15 October 2018.
These are some ive heard of, if you know of others i should list please email the group
Job seekers Allowance https://www.entitledto.co.uk/benefits-calculator/Help?helpPageId=jsainfo There are 2 types of JSA: contribution-based and income-based.
Contribution-based JSA is paid for up to 6 months, but only if you paid enough Class 1 National Insurance contributions when you were working. You can get it even if your partner works or if you have savings. The calculator will work out if you are entitled to contribution-based JSA.
Income-based JSA is payable if you have not paid enough Class 1 National Insurance contributions or were self-employed or when your contribution-based JSA stops. It can also top-up contribution-based JSA. It can be paid for as long as you keep meeting the rules for it.As of November 2018 you are paid just £73 a week to live on which is crazy considering how much money the government could provide British people with if they wanted to.
Cambridge job center may ask you to calculate what 30 hours work at £7.83 per hour would earn you, the answer is £234.90 , benefits Calculator assumed i was on £114.85 a week JSA when i used it but many people only get £73 a week , then it says you would get £65.97 working tax credit, how do we get that ? i mean how is that paid to us ? , it shows £114.85 as being deducted because you would be working ( so you loose all the benefits your on if you work ! ) , they show total benefits is therefore you loose £48.88 so total income would be £175.86, 175.86 divided by 7.83 is 22.46 so money earned is like working 22 hours at minimum wage, ive just realised those calculations didnt mention or show tax deductions so is that working tax credit therefore showing some/all of the usual deductions are not taken ? this isnt at all clear on that benefits calculator. Info on income tax is here https://www.gov.uk/income-tax-rates
234.90 – 73 ( for those of you on £73 per week) = 161.90 tax credit wouldn’t be as high as in calculation based on 114.85 a week jsa but lets say it is so add 65.97 to 161.90 now were at 227.87,thats not quite right but gives a rough idea, what all these calculations fail to take into account is the additional costs workers face in getting to work, all those costs must be paid for eg car running costs..car buying one to get to work /servicing/breakdown cover /fuel in cambridge is as high as £1.41.9 for regular bp diesel on the A14 near newmarket in november 2018 at that rate your over £6 a gallon lets say you get 35mpg miles per gallon its costing you £6 in fuel every 35 miles ! /car running costs not including fuel are likely around 30p a mile to include things like insurance/mot/tax/ car parts/ satnav etc etc , bus, train, coach /taxi/bike etc , then work clothes cost money , child care costs, babysitting,now your out of the house youll likely need a burglar alarm too .
LOCAL WELFARE FUND https://www.entitledto.co.uk/benefits-calculator/Help?helpPageId=socialfund for help with emergency needs
NHS LOW INCOME SCHEME https://www.entitledto.co.uk/benefits-calculator/Help?helpPageId=nhslowincomeschemeunder60s The Low Income Scheme provides income related help to people who are not exempt from charges but who may be entitled to full or partial help if they have a low income. The NHS Low Income Scheme covers:
· NHS prescriptions
· NHS dental treatment
· Sight tests, glasses and contact lenses
· Travel to receive NHS treatment
· NHS wigs and fabric supports
The scheme is designed so that you can claim for a certificate before you need any treatment and are able to budget accordingly.
However, if you’ve already paid for something, you can apply for a refund at the same time you apply for a certificate.You may qualify for a HC2 certificate which gives full help with the health costs listed above, or a HC3 certificate which gives limited help, the certificate will tell you what you have to pay.
WARM HOMES DISCOUNT https://www.entitledto.co.uk/benefits-calculator/Help?helpPageId=WarmHomesDiscount The Warm Homes Discount provides a rebate on your energy bills. The amount of the rebate for 2018/19 is £140.The Warm Homes Discount scheme for 2018/19 will open on 15 October 2018.