For what it is worth:
In the book "The World's Best Sailboats" by Ferenc Mate, sailmaker Ted
Hood says (pages 199-200): "I'm against a cruising boat having any kind
of genoa, any overlay. Well maybe a couple feet but that is all. . . .
The only reason big genoas are used is that the rules don't charge you
for it. . . . If you had to pay for the overlap, you'd never see a
genoa on a racing boat. The little bit of power you gain when you go
from a 110 to a 150 genoa you can parallel by adding two feet to the
height of your mast."
In fact, most modern sailboat designs have gone to non-overlapping
sails. Really easy to deal with, especially when tacking. Often, a
genoa is not even a possibility, because the shrouds are mounted at the
toerail.
When I got a new jib, I went from a 150 to a 125. When going to
weather, I can trim it much more tightly before it hits the spreaders
and shrouds. As well as I can tell, the boat is not any slower in light
wind.
The ideal jib may be 105 to 110, but, as Hood notes, at some point you
need to increase the height of the mast to make up for lost sail area.
Unfortunately, Catalina did not offer a tall mast option on the 320.
Greg Arnold
2005 C320 #1054
Channel Islands Harbor, SoCal