Joe, great questions. I can set up a demo to show how to do this.
The main answer is, it depends on which disk controller, console hardware, monitor rom, and floppy media. I can show how to do it with the FDC+, 2SIO, Altmon, and 8” media (all my 5”/3.5” stuff is still in boxes) if that’s a combo people want to see.
I can also show how I move files between my host computer and DSK images with AltairZ80 simulator. There are also cpmtools and I think someone made a Windows GUI program for transferring files which I could never get to work. Hopefully someone can demo those too.