· Banking - Treasury, Lending, Borrowing, Debt, Equity, Projects, Forex, Audit
· Corporate Finance – Treasury, Debt Equity, Projects, Forex, Audit
· Software - Start-up IndustryTech, FinTech, AgriTech, SocioTech
·
Faculty
B COM(Hons), PGDBM (Finance), Equity Research -PGDERA, ICFAI; LLB pursuing, ISB, NIBSTC, Handbook on JGB, Quanto Models in Aluminium and USD/INR, Case Studies Published; Articles and Blog for last 14 years.
Start-Up: 4 years as Mentor,
Stakeholder, Finance and Product Head
26 years’ experience of Corporate Finance, Banking, Information Technology; lead/team
member in raising INR100000 crores in last 15 years from 50 lenders. Involved
in 20 plus Financial Closures and disbursements; involved in establishing
Cement Division for a Large Group;
An Ex Banker with 9 years of Treasury, Capital Market, Corporate and Retail
Banking Experience in Private and Foreign Banks. Worked in IT in Core Banking
Development and worked on Asian, US and Japanese Banking. Industries worked in
Cement, Power, Sugar, Roads, Real; Estate, Mines, Healthcare and EPC. Managed
Working capital assessment, Term Loans in consortiums. Have been involved in
Treasury and Foreign Exchange management throughout. In Banking turned around
branches and handled PSU and Institutional business. Handled internal audit in
Banks and has been a visiting faculty to management institutes in the areas of
banking, finance, capital market. Has written articles and case studies.
Worked with IndusInd Bank, Centurion Bank, Scotiabank, Fortis Healthcare,
Reuters, Polaris, R Systems, Dalmia Cement 12 MT, Corporate Power Limited 2700
MW, Omaxe Ltd and Moser Baer Group (1200MW Power Project) and Srei
Infrastructure Group with a group size of more than 100000 crs; Portfolio of
20000 cr
Industries covered Cement, Banking, Thermal Power, Solar Power, Wind Power;
Real Estate Housing and Commercial; SEZ, Roads, Sugar, Cotton Yarn, Pulp and
Paper, Bitumen, Coal, Coke, FMCG – Fast Food, Health care, Retail chain
outlets; Aluminium, Capital Market, Forex and Commodity Markets; Iron Ore
Created and running Start-up in Industry 4.0 and Supply Chain Automation. Convergence and ESG focus by way of Convergence, REACH and ease.
Teaching Experience
Visiting Faculty
Great Lakes, Haryana, India
Nov 2017 - Jan 2018
Banking
Class of Analytics and all experienced students
Amity Business School, Uttar Pradesh, India
Jan 2000 - Jul 2006
derivatives and risk Management, banking, entrepreneurship, investment banking open book exams, great recognition and respect, innovative teaching methodology, taught while working as a visiting faculty, case study and experience sharing,
Staff Training Centre, IndusInd Bank, Mumbai, India
Jan 1999 - Dec 2005
Banking
All New Recruits and batches of Management Trainees have got my classes during 1997-2003
Staff Training Centre, Centurion Bank, Mumbai, India
Feb 2004 - Aug 2005
Capital Market, Channel Financing and Depositories
New Products developed, revival team and interaction on capital market, channel financing, BG in Future and Options, Loan against Shares. and also, in the Branch
Apeejay Management Institute, Delhi, India
Oct 2000 - Dec 2000
Banking
OBC Staff Training College, Uttar Pradesh, India
Feb 2000 - Feb 2000
Banking Forex
Foreign Exchange and Treasury for one week
Professional Experience
Banking, Corporate Finance, Technology and Faculty
Oct 2015 – Present
· Palm Top Enterprises Pvt Ltd, Founder, Mentor
Industry 4.0 Supply Chain, Fintech, Agritech, Sociotech – Convergence, ESG, Productivity
· CEO, Sincerely Finance Ltd (NBFC), CFO, Future Choice Water Bottling Group
· Principal Consultant, Nimai, Dubai, Merchant Banking
Have been an investor and guide to start-ups, Certified Counsellor for students, business families and corporates; Advised Groups of the Size from 10 crore to 5000 crores of sales.
Banker from 1997 to 2005,
IT Domain Banking and Treasury expert 2006-08
2008 to Present Corporate Finance, Advisory, Faculty and Start-Up in forex, project funding, fund raising, international finance, trade finance, previously worked in IndusInd Bank, Centurion Bank, ScotiaBank, Fortis Healthcare, Polaris, Reuters, R Systems, Dalmia Cement, Omaxe, Jindal JITF, Hindustan Power
Education
MBA(Finance)
IILM, India
May 1995 - May 1997Always Amongst
top 10 students
BCom (Hons)
Delhi University DAV College, India
May 1992 - May 1995
ICFAI-PGDERA- Topper Company Analysis
Schooling Kendriya Vidyalaya, always amongst top 10 students of Class
Schooling
Kendriya Vidyalaya – Bokaro, Delhi
Amongst Top 10 students
Professional Exams & Certifications
· Leadership Programme Certification for Sr Executives C Class
ISB, Andhra Pradesh, India, Year Of Passing: 2015
· Private Equity, Valuations and Fund Raising
ISB, Andhra Pradesh, India, Year of Passing: 2010
· Treasury Operations
NIBSTC, Delhi, India, Year of Passing: 2001
· Credit Management
NIBSTC, Delhi, India, Year of Passing: 1999
· Credit Management
NIBSTC, Delhi, India, Year of Passing: 1999
· Retail and Wholesale Marketing in Banking
NIBSTC, Delhi, India, Year of Passing: 2000
· PGDERA ICFAI- 1 Equity Research, CFA curriculum
ICFAI, Andhra Pradesh, India, Year of Passing: 1996
Equity Research, Course carved out of
Publications
and Research
“Centurion Bank of Punjab- A tale of Two Mergers” (2007), Management Case Studies, Excel Books Pvt Ltd, pg. 123-144(ISBN: 978-81-8424-390-1)
Created Manuals for Risk, Accounts, Treasury SOP’s and Corporate Finance
Blog – Amongst Top 50 Indian Personal
Finance Blogs
Blog dkgoelenkash - Since
2008
Handbook
Japanese Govt Bonds A Handbook
JGB as a market - Its Operations, Importance and Contribution to Revival of the
Japanese Economy. Helped the South East Asian Crisis of 1990’s.
Quanto Models
USD INR Quanto Model
12
variables based Quanto Model for establishing a relationship between USD/INR
Aluminum Pricing Forecasting Model
Cement Multiplier establishment with GDP, Thumb Rule of the Industry
Courses Taught / Trainings handled
· Banking and Bank Balance Sheet
· Corporate Insurance and Corporate Balance Sheet
· Business Valuation Pre-Revenue, Initial Revenue, Large Corporate
· Project Finance Infrastructure Finance and Development Banking
· Corporate Banking and Credit Evaluation
· Retail and Online Banking
· ESG Sustainability Rural Automation Environment Social Governance
· Forex Money Market Commodities Equities
· Family Executive Student Coaching
· Start-up and New Business Valuation
· Risk Business Allocation and Geography Derisking
· Strategy for Profit Optimisation and Automation
· International Finance
· Supply Chain and Circular Economy Domain Industry 4 Automation
· Financial Derivatives
· Risk Management
· Stress Testing in Banking, Finance, Corporates and Individuals and Families (Tests and Models)