Do you want the individualized ones still? If so I need to know what exactly to make (right now it seems like you want a central account with a central banner but individualized headers), and who to make it for. Taterchimp, Ninjapresident, Smurfee and myself?
Oh, and I forgot: what should we do with the avatar? I was thinking maybe a Save Point, like in old RPGs and stuff. I'm not sure if there's any good pics around that really show that off though. Maybe a Sonic checkpoint?
EDIT:
http://images.wikia.com/finalfantasy/images/0/0b/SavePoint-ffvii.png
That's a Final Fantasy VII one. Probably too long for an avatar though.
EDIT AGAIN: What about this, I like it:
http://i.imgur.com/CkAKdrA.jpg